Midland States Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Midland States Bank
1201 Network Centre Drive
Effingham, IL 62401
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,800
Total Mortgage Loan Application Amount $492,020,000
Average Mortgage Loan Application Amount $136,200
Highest Mortgage Loan Application Amount $9,805,000
Average Applicant Income $91,000
Highest Applicant Income $2,120,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Midland States Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Winnebago County Illinois 535 $ 45,115,000 $ 84,000 $ 81,000
Kankakee County Illinois 525 $ 59,625,000 $ 113,000 $ 87,000
Champaign County Illinois 136 $ 48,630,000 $ 357,000 $ 82,000
Will County Illinois 130 $ 22,360,000 $ 172,000 $ 94,000
Boone County Illinois 121 $ 12,135,000 $ 100,000 $ 83,000
St. Louis County Missouri 120 $ 30,530,000 $ 254,000 $ 154,000
St. Charles County Missouri 103 $ 23,095,000 $ 224,000 $ 119,000
Effingham County Illinois 94 $ 15,590,000 $ 165,000 $ 106,000
LaSalle County Illinois 88 $ 9,830,000 $ 111,000 $ 94,000
Kane County Illinois 73 $ 14,775,000 $ 202,000 $ 73,000
Whiteside County Illinois 60 $ 3,960,000 $ 66,000 $ 63,000
Marion County Illinois 47 $ 5,325,000 $ 113,000 $ 103,000
Fayette County Illinois 43 $ 4,915,000 $ 114,000 $ 75,000
Lee County Illinois 38 $ 2,770,000 $ 72,000 $ 74,000
Bureau County Illinois 35 $ 1,845,000 $ 52,000 $ 57,000
Jefferson County Missouri 30 $ 3,080,000 $ 102,000 $ 89,000
Ogle County Illinois 29 $ 2,915,000 $ 100,000 $ 80,000
Monroe County Illinois 28 $ 3,220,000 $ 115,000 $ 72,000
St. Louis City County Missouri 28 $ 11,800,000 $ 421,000 $ 104,000
DuPage County Illinois 27 $ 6,275,000 $ 232,000 $ 129,000
Kendall County Illinois 27 $ 3,755,000 $ 139,000 $ 123,000
Cook County Illinois 26 $ 6,900,000 $ 265,000 $ 307,000
St. Clair County Illinois 26 $ 2,470,000 $ 95,000 $ 70,000
Bond County Illinois 25 $ 2,495,000 $ 99,000 $ 59,000
Iroquois County Illinois 25 $ 3,215,000 $ 128,000 $ 72,000
Lake County Illinois 20 $ 4,440,000 $ 222,000 $ 65,000
McHenry County Illinois 18 $ 2,850,000 $ 158,000 $ 114,000
Livingston County Illinois 16 $ 1,020,000 $ 63,000 $ 82,000
DeKalb County Illinois 15 $ 1,505,000 $ 100,000 $ 69,000
Grundy County Illinois 13 $ 1,895,000 $ 145,000 $ 90,000
Rock County Wisconsin 11 $ 10,025,000 $ 911,000 $ 76,000
Clinton County Illinois 10 $ 1,130,000 $ 113,000 $ 80,000
Warren County Missouri 9 $ 1,575,000 $ 175,000 $ 74,000
Coles County Illinois 8 $ 660,000 $ 82,000 $ 36,000
Piatt County Illinois 8 $ 950,000 $ 118,000 $ 102,000
Lake County Indiana 8 $ 1,320,000 $ 165,000 $ 90,000
Jasper County Illinois 7 $ 845,000 $ 120,000 $ 50,000
Stephenson County Illinois 7 $ 705,000 $ 100,000 $ 63,000
Maricopa County Arizona 6 $ 1,970,000 $ 328,000 $ 197,000
Franklin County Missouri 6 $ 710,000 $ 118,000 $ 66,000
Cumberland County Illinois 5 $ 715,000 $ 143,000 $ 109,000
Jefferson County Illinois 5 $ 625,000 $ 125,000 $ 92,000
Madison County Illinois 5 $ 875,000 $ 175,000 $ 80,000
McLean County Illinois 5 $ 1,035,000 $ 207,000 $ 135,000
Vermilion County Illinois 5 $ 615,000 $ 123,000 $ 72,000
Clay County Illinois 4 $ 230,000 $ 57,000 $ 48,000
Macon County Illinois 4 $ 830,000 $ 207,000 $ 73,000
Peoria County Illinois 4 $ 10,100,000 $ 2,525,000 $ 100,000
Putnam County Illinois 4 $ 500,000 $ 125,000 $ 57,000
Randolph County Illinois 4 $ 530,000 $ 132,000 $ 53,000
Shelby County Illinois 4 $ 220,000 $ 55,000 $ 59,000
Lincoln County Missouri 4 $ 1,270,000 $ 317,000 $ 89,000
Pima County Arizona 3 $ 835,000 $ 278,000 $ 159,000
Sarasota County Florida 3 $ 895,000 $ 298,000 $ 132,000
Montgomery County Illinois 3 $ 195,000 $ 65,000 $ 54,000
Sangamon County Illinois 3 $ 265,000 $ 88,000 $ 54,000
Tazewell County Illinois 3 $ 375,000 $ 125,000 $ 47,000
Johnson County Kansas 3 $ 5,385,000 $ 1,795,000 $ 131,000
Worcester County Massachusetts 3 $ 735,000 $ 245,000 $ 0
Clark County Nevada 3 $ 1,195,000 $ 398,000 $ 321,000
District of Columbia County District Of Columbia 2 $ 1,040,000 $ 520,000 $ 160,000
Broward County Florida 2 $ 5,000,000 $ 2,500,000 $ 926,000
Lee County Florida 2 $ 840,000 $ 420,000 $ 128,000
Manatee County Florida 2 $ 300,000 $ 150,000 $ 58,000
Sumter County Florida 2 $ 420,000 $ 210,000 $ 98,000
Adams County Illinois 2 $ 120,000 $ 60,000 $ 55,000
Carroll County Illinois 2 $ 40,000 $ 20,000 $ 82,000
Edgar County Illinois 2 $ 70,000 $ 35,000 $ 24,000
Franklin County Illinois 2 $ 190,000 $ 95,000 $ 47,000
Henry County Illinois 2 $ 110,000 $ 55,000 $ 60,000
Marshall County Illinois 2 $ 330,000 $ 165,000 $ 98,000
Rock Island County Illinois 2 $ 430,000 $ 215,000 $ 87,000
Wabash County Illinois 2 $ 120,000 $ 60,000 $ 73,000
Williamson County Illinois 2 $ 50,000 $ 25,000 $ 23,000
Marion County Indiana 2 $ 2,240,000 $ 1,120,000 $ 20,000
Newton County Indiana 2 $ 560,000 $ 280,000 $ 105,000
Linn County Iowa 2 $ 630,000 $ 315,000 $ 77,000
Shiawassee County Michigan 2 $ 200,000 $ 100,000 $ 99,000
Wayne County Michigan 2 $ 860,000 $ 430,000 $ 231,000
Boone County Missouri 2 $ 520,000 $ 260,000 $ 224,000
Camden County Missouri 2 $ 430,000 $ 215,000 $ 258,000
Platte County Missouri 2 $ 7,370,000 $ 3,685,000 $ 0
Dallas County Texas 2 $ 690,000 $ 345,000 $ 74,000
Gregg County Texas 2 $ 5,490,000 $ 2,745,000 $ 53,000
Tarrant County Texas 2 $ 310,000 $ 155,000 $ 100,000
Adams County Wisconsin 2 $ 180,000 $ 90,000 $ 116,000
Oneida County Wisconsin 2 $ 270,000 $ 135,000 $ 74,000
Pinal County Arizona 1 $ 215,000 $ 215,000 $ 0
El Dorado County California 1 $ 675,000 $ 675,000 $ 490,000
Los Angeles County California 1 $ 235,000 $ 235,000 $ 83,000
San Diego County California 1 $ 585,000 $ 585,000 $ 150,000
Alamosa County Colorado 1 $ 485,000 $ 485,000 $ 316,000
Arapahoe County Colorado 1 $ 155,000 $ 155,000 $ 64,000
Denver County Colorado 1 $ 525,000 $ 525,000 $ 0
El Paso County Colorado 1 $ 255,000 $ 255,000 $ 110,000
Grand County Colorado 1 $ 665,000 $ 665,000 $ 0
Montezuma County Colorado 1 $ 135,000 $ 135,000 $ 249,000
Fairfield County Connecticut 1 $ 4,505,000 $ 4,505,000 $ 0
New Haven County Connecticut 1 $ 275,000 $ 275,000 $ 87,000
Alachua County Florida 1 $ 175,000 $ 175,000 $ 86,000
Bay County Florida 1 $ 305,000 $ 305,000 $ 0
Brevard County Florida 1 $ 115,000 $ 115,000 $ 34,000
Hillsborough County Florida 1 $ 455,000 $ 455,000 $ 122,000
Marion County Florida 1 $ 235,000 $ 235,000 $ 152,000
Miami-Dade County Florida 1 $ 285,000 $ 285,000 $ 300,000
Pasco County Florida 1 $ 85,000 $ 85,000 $ 24,000
St. Lucie County Florida 1 $ 125,000 $ 125,000 $ 29,000
Cobb County Georgia 1 $ 395,000 $ 395,000 $ 339,000
Jackson County Georgia 1 $ 7,875,000 $ 7,875,000 $ 0
Liberty County Georgia 1 $ 335,000 $ 335,000 $ 291,000
Maui County Hawaii 1 $ 515,000 $ 515,000 $ 90,000
Christian County Illinois 1 $ 135,000 $ 135,000 $ 63,000
Douglas County Illinois 1 $ 115,000 $ 115,000 $ 38,000
Ford County Illinois 1 $ 95,000 $ 95,000 $ 114,000
Hardin County Illinois 1 $ 115,000 $ 115,000 $ 128,000
Jackson County Illinois 1 $ 225,000 $ 225,000 $ 152,000
Moultrie County Illinois 1 $ 95,000 $ 95,000 $ 86,000
Perry County Illinois 1 $ 25,000 $ 25,000 $ 67,000
Schuyler County Illinois 1 $ 45,000 $ 45,000 $ 183,000
Union County Illinois 1 $ 95,000 $ 95,000 $ 26,000
Washington County Illinois 1 $ 245,000 $ 245,000 $ 169,000
Fountain County Indiana 1 $ 475,000 $ 475,000 $ 157,000
Jasper County Indiana 1 $ 375,000 $ 375,000 $ 66,000
Porter County Indiana 1 $ 195,000 $ 195,000 $ 260,000
Johnson County Iowa 1 $ 115,000 $ 115,000 $ 0
Pottawatomie County Kansas 1 $ 155,000 $ 155,000 $ 38,000
Jefferson County Kentucky 1 $ 105,000 $ 105,000 $ 34,000
Simpson County Kentucky 1 $ 295,000 $ 295,000 $ 75,000
Middlesex County Massachusetts 1 $ 725,000 $ 725,000 $ 324,000
Macomb County Michigan 1 $ 105,000 $ 105,000 $ 53,000
Ottawa County Michigan 1 $ 165,000 $ 165,000 $ 62,000
Clay County Missouri 1 $ 135,000 $ 135,000 $ 0
Greene County Missouri 1 $ 45,000 $ 45,000 $ 313,000
Jackson County Missouri 1 $ 125,000 $ 125,000 $ 0
Jasper County Missouri 1 $ 85,000 $ 85,000 $ 68,000
Miller County Missouri 1 $ 175,000 $ 175,000 $ 138,000
Monroe County Missouri 1 $ 215,000 $ 215,000 $ 197,000
Pike County Missouri 1 $ 145,000 $ 145,000 $ 372,000
Monmouth County New Jersey 1 $ 315,000 $ 315,000 $ 0
Bernalillo County New Mexico 1 $ 305,000 $ 305,000 $ 67,000
Sandoval County New Mexico 1 $ 375,000 $ 375,000 $ 265,000
Onondaga County New York 1 $ 465,000 $ 465,000 $ 425,000
St. Lawrence County New York 1 $ 235,000 $ 235,000 $ 384,000
Suffolk County New York 1 $ 515,000 $ 515,000 $ 229,000
Clermont County Ohio 1 $ 325,000 $ 325,000 $ 158,000
Lake County Ohio 1 $ 265,000 $ 265,000 $ 120,000
Lucas County Ohio 1 $ 125,000 $ 125,000 $ 46,000
Tulsa County Oklahoma 1 $ 325,000 $ 325,000 $ 171,000
Marion County Oregon 1 $ 4,075,000 $ 4,075,000 $ 0
Jasper County South Carolina 1 $ 55,000 $ 55,000 $ 28,000
Lexington County South Carolina 1 $ 315,000 $ 315,000 $ 176,000
Custer County South Dakota 1 $ 435,000 $ 435,000 $ 250,000
Pennington County South Dakota 1 $ 895,000 $ 895,000 $ 480,000
Carroll County Tennessee 1 $ 175,000 $ 175,000 $ 45,000
Davidson County Tennessee 1 $ 205,000 $ 205,000 $ 76,000
Loudon County Tennessee 1 $ 595,000 $ 595,000 $ 61,000
Sevier County Tennessee 1 $ 255,000 $ 255,000 $ 105,000
Smith County Tennessee 1 $ 65,000 $ 65,000 $ 189,000
Williamson County Tennessee 1 $ 425,000 $ 425,000 $ 105,000
Bexar County Texas 1 $ 175,000 $ 175,000 $ 0
Harris County Texas 1 $ 315,000 $ 315,000 $ 141,000
Lubbock County Texas 1 $ 355,000 $ 355,000 $ 493,000
Summit County Utah 1 $ 3,205,000 $ 3,205,000 $ 1,332,000
Alexandria County Virginia 1 $ 795,000 $ 795,000 $ 243,000
Fairfax County Virginia 1 $ 275,000 $ 275,000 $ 215,000
Berkeley County West Virginia 1 $ 195,000 $ 195,000 $ 79,000
Bayfield County Wisconsin 1 $ 375,000 $ 375,000 $ 267,000
Jefferson County Wisconsin 1 $ 345,000 $ 345,000 $ 380,000
Kenosha County Wisconsin 1 $ 5,705,000 $ 5,705,000 $ 0
Milwaukee County Wisconsin 1 $ 75,000 $ 75,000 $ 102,000
Ozaukee County Wisconsin 1 $ 305,000 $ 305,000 $ 138,000
Portage County Wisconsin 1 $ 295,000 $ 295,000 $ 97,000
Price County Wisconsin 1 $ 55,000 $ 55,000 $ 52,000
Racine County Wisconsin 1 $ 9,805,000 $ 9,805,000 $ 0
Walworth County Wisconsin 1 $ 105,000 $ 105,000 $ 214,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Midland States Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,050 $207,860,000 $197,000 $9,805,000 $79,000 $1,805,000
Refinancing 948 $206,090,000 $217,000 $9,725,000 $104,000 $2,120,000
Other Purpose 463 $22,015,000 $47,000 $755,000 $102,000 $1,090,000
Cash-out Refinancing 321 $55,165,000 $171,000 $795,000 $106,000 $600,000
Home Improvement 18 $890,000 $49,000 $185,000 $64,000 $135,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,101 $281,745,000 $134,000 $4,805,000 $99,000 $2,120,000
Hispanic 298 $40,500,000 $135,000 $425,000 $59,000 $232,000
Black or African American 134 $14,860,000 $110,000 $485,000 $67,000 $600,000
Not applicable 107 $126,895,000 $1,185,000 $9,805,000 $0 $0
Not Provided 102 $16,460,000 $161,000 $725,000 $99,000 $425,000
Asian 43 $8,475,000 $197,000 $545,000 $146,000 $609,000
American Indian or Alaskan Native 4 $280,000 $70,000 $105,000 $90,000 $167,000
Native Hawaiian or Other Pacific Islander 1 $15,000 $15,000 $15,000 $56,000 $56,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,546 $453,730,000 $178,000 $9,805,000 $98,000 $2,120,000
FHA-insured (Federal Housing Administration) 174 $24,200,000 $139,000 $325,000 $57,000 $161,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $4,735,000 $110,000 $245,000 $44,000 $91,000
VA-guaranteed (Veterans Administration) 37 $9,355,000 $252,000 $655,000 $75,000 $291,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,042 $396,070,000 $193,000 $9,805,000 $97,000 $1,805,000
Application Denied By Financial Institution 324 $24,420,000 $75,000 $485,000 $71,000 $630,000
Application Withdrawn By Applicant 247 $35,295,000 $142,000 $945,000 $96,000 $2,120,000
Application Approved But Not Accepted 130 $27,610,000 $212,000 $9,725,000 $94,000 $435,000
File Closed For Incompleteness 57 $8,625,000 $151,000 $675,000 $102,000 $490,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,476 $467,600,000 $188,000 $9,805,000 $97,000 $2,120,000
Debt-To-Income Ratio 115 $9,535,000 $82,000 $425,000 $62,000 $630,000
Credit History 105 $5,965,000 $56,000 $485,000 $71,000 $600,000
Collateral 73 $4,985,000 $68,000 $335,000 $89,000 $303,000
Other 10 $850,000 $85,000 $165,000 $45,000 $75,000
Employment History 8 $1,200,000 $150,000 $405,000 $69,000 $213,000
Insufficient Cash (Downpayment, Closing Cost) 6 $740,000 $123,000 $195,000 $61,000 $137,000
Credit Application Incomplete 5 $955,000 $191,000 $305,000 $98,000 $140,000
Unverifiable Information 2 $190,000 $95,000 $135,000 $94,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List