Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,800 |
Total Mortgage Loan Application Amount | $492,020,000 |
Average Mortgage Loan Application Amount | $136,200 |
Highest Mortgage Loan Application Amount | $9,805,000 |
Average Applicant Income | $91,000 |
Highest Applicant Income | $2,120,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Winnebago County Illinois | 535 | $ 45,115,000 | $ 84,000 | $ 81,000 |
Kankakee County Illinois | 525 | $ 59,625,000 | $ 113,000 | $ 87,000 |
Champaign County Illinois | 136 | $ 48,630,000 | $ 357,000 | $ 82,000 |
Will County Illinois | 130 | $ 22,360,000 | $ 172,000 | $ 94,000 |
Boone County Illinois | 121 | $ 12,135,000 | $ 100,000 | $ 83,000 |
St. Louis County Missouri | 120 | $ 30,530,000 | $ 254,000 | $ 154,000 |
St. Charles County Missouri | 103 | $ 23,095,000 | $ 224,000 | $ 119,000 |
Effingham County Illinois | 94 | $ 15,590,000 | $ 165,000 | $ 106,000 |
LaSalle County Illinois | 88 | $ 9,830,000 | $ 111,000 | $ 94,000 |
Kane County Illinois | 73 | $ 14,775,000 | $ 202,000 | $ 73,000 |
Whiteside County Illinois | 60 | $ 3,960,000 | $ 66,000 | $ 63,000 |
Marion County Illinois | 47 | $ 5,325,000 | $ 113,000 | $ 103,000 |
Fayette County Illinois | 43 | $ 4,915,000 | $ 114,000 | $ 75,000 |
Lee County Illinois | 38 | $ 2,770,000 | $ 72,000 | $ 74,000 |
Bureau County Illinois | 35 | $ 1,845,000 | $ 52,000 | $ 57,000 |
Jefferson County Missouri | 30 | $ 3,080,000 | $ 102,000 | $ 89,000 |
Ogle County Illinois | 29 | $ 2,915,000 | $ 100,000 | $ 80,000 |
Monroe County Illinois | 28 | $ 3,220,000 | $ 115,000 | $ 72,000 |
St. Louis City County Missouri | 28 | $ 11,800,000 | $ 421,000 | $ 104,000 |
DuPage County Illinois | 27 | $ 6,275,000 | $ 232,000 | $ 129,000 |
Kendall County Illinois | 27 | $ 3,755,000 | $ 139,000 | $ 123,000 |
Cook County Illinois | 26 | $ 6,900,000 | $ 265,000 | $ 307,000 |
St. Clair County Illinois | 26 | $ 2,470,000 | $ 95,000 | $ 70,000 |
Bond County Illinois | 25 | $ 2,495,000 | $ 99,000 | $ 59,000 |
Iroquois County Illinois | 25 | $ 3,215,000 | $ 128,000 | $ 72,000 |
Lake County Illinois | 20 | $ 4,440,000 | $ 222,000 | $ 65,000 |
McHenry County Illinois | 18 | $ 2,850,000 | $ 158,000 | $ 114,000 |
Livingston County Illinois | 16 | $ 1,020,000 | $ 63,000 | $ 82,000 |
DeKalb County Illinois | 15 | $ 1,505,000 | $ 100,000 | $ 69,000 |
Grundy County Illinois | 13 | $ 1,895,000 | $ 145,000 | $ 90,000 |
Rock County Wisconsin | 11 | $ 10,025,000 | $ 911,000 | $ 76,000 |
Clinton County Illinois | 10 | $ 1,130,000 | $ 113,000 | $ 80,000 |
Warren County Missouri | 9 | $ 1,575,000 | $ 175,000 | $ 74,000 |
Coles County Illinois | 8 | $ 660,000 | $ 82,000 | $ 36,000 |
Piatt County Illinois | 8 | $ 950,000 | $ 118,000 | $ 102,000 |
Lake County Indiana | 8 | $ 1,320,000 | $ 165,000 | $ 90,000 |
Jasper County Illinois | 7 | $ 845,000 | $ 120,000 | $ 50,000 |
Stephenson County Illinois | 7 | $ 705,000 | $ 100,000 | $ 63,000 |
Maricopa County Arizona | 6 | $ 1,970,000 | $ 328,000 | $ 197,000 |
Franklin County Missouri | 6 | $ 710,000 | $ 118,000 | $ 66,000 |
Cumberland County Illinois | 5 | $ 715,000 | $ 143,000 | $ 109,000 |
Jefferson County Illinois | 5 | $ 625,000 | $ 125,000 | $ 92,000 |
Madison County Illinois | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
McLean County Illinois | 5 | $ 1,035,000 | $ 207,000 | $ 135,000 |
Vermilion County Illinois | 5 | $ 615,000 | $ 123,000 | $ 72,000 |
Clay County Illinois | 4 | $ 230,000 | $ 57,000 | $ 48,000 |
Macon County Illinois | 4 | $ 830,000 | $ 207,000 | $ 73,000 |
Peoria County Illinois | 4 | $ 10,100,000 | $ 2,525,000 | $ 100,000 |
Putnam County Illinois | 4 | $ 500,000 | $ 125,000 | $ 57,000 |
Randolph County Illinois | 4 | $ 530,000 | $ 132,000 | $ 53,000 |
Shelby County Illinois | 4 | $ 220,000 | $ 55,000 | $ 59,000 |
Lincoln County Missouri | 4 | $ 1,270,000 | $ 317,000 | $ 89,000 |
Pima County Arizona | 3 | $ 835,000 | $ 278,000 | $ 159,000 |
Sarasota County Florida | 3 | $ 895,000 | $ 298,000 | $ 132,000 |
Montgomery County Illinois | 3 | $ 195,000 | $ 65,000 | $ 54,000 |
Sangamon County Illinois | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
Tazewell County Illinois | 3 | $ 375,000 | $ 125,000 | $ 47,000 |
Johnson County Kansas | 3 | $ 5,385,000 | $ 1,795,000 | $ 131,000 |
Worcester County Massachusetts | 3 | $ 735,000 | $ 245,000 | $ 0 |
Clark County Nevada | 3 | $ 1,195,000 | $ 398,000 | $ 321,000 |
District of Columbia County District Of Columbia | 2 | $ 1,040,000 | $ 520,000 | $ 160,000 |
Broward County Florida | 2 | $ 5,000,000 | $ 2,500,000 | $ 926,000 |
Lee County Florida | 2 | $ 840,000 | $ 420,000 | $ 128,000 |
Manatee County Florida | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
Sumter County Florida | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
Adams County Illinois | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
Carroll County Illinois | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
Edgar County Illinois | 2 | $ 70,000 | $ 35,000 | $ 24,000 |
Franklin County Illinois | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
Henry County Illinois | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
Marshall County Illinois | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
Rock Island County Illinois | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
Wabash County Illinois | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
Williamson County Illinois | 2 | $ 50,000 | $ 25,000 | $ 23,000 |
Marion County Indiana | 2 | $ 2,240,000 | $ 1,120,000 | $ 20,000 |
Newton County Indiana | 2 | $ 560,000 | $ 280,000 | $ 105,000 |
Linn County Iowa | 2 | $ 630,000 | $ 315,000 | $ 77,000 |
Shiawassee County Michigan | 2 | $ 200,000 | $ 100,000 | $ 99,000 |
Wayne County Michigan | 2 | $ 860,000 | $ 430,000 | $ 231,000 |
Boone County Missouri | 2 | $ 520,000 | $ 260,000 | $ 224,000 |
Camden County Missouri | 2 | $ 430,000 | $ 215,000 | $ 258,000 |
Platte County Missouri | 2 | $ 7,370,000 | $ 3,685,000 | $ 0 |
Dallas County Texas | 2 | $ 690,000 | $ 345,000 | $ 74,000 |
Gregg County Texas | 2 | $ 5,490,000 | $ 2,745,000 | $ 53,000 |
Tarrant County Texas | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
Adams County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 116,000 |
Oneida County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 0 |
El Dorado County California | 1 | $ 675,000 | $ 675,000 | $ 490,000 |
Los Angeles County California | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
San Diego County California | 1 | $ 585,000 | $ 585,000 | $ 150,000 |
Alamosa County Colorado | 1 | $ 485,000 | $ 485,000 | $ 316,000 |
Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
Denver County Colorado | 1 | $ 525,000 | $ 525,000 | $ 0 |
El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
Grand County Colorado | 1 | $ 665,000 | $ 665,000 | $ 0 |
Montezuma County Colorado | 1 | $ 135,000 | $ 135,000 | $ 249,000 |
Fairfield County Connecticut | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
New Haven County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
Hillsborough County Florida | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 300,000 |
Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 339,000 |
Jackson County Georgia | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
Liberty County Georgia | 1 | $ 335,000 | $ 335,000 | $ 291,000 |
Maui County Hawaii | 1 | $ 515,000 | $ 515,000 | $ 90,000 |
Christian County Illinois | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
Douglas County Illinois | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
Ford County Illinois | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
Hardin County Illinois | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
Jackson County Illinois | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
Moultrie County Illinois | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
Perry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
Schuyler County Illinois | 1 | $ 45,000 | $ 45,000 | $ 183,000 |
Union County Illinois | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
Washington County Illinois | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
Fountain County Indiana | 1 | $ 475,000 | $ 475,000 | $ 157,000 |
Jasper County Indiana | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
Porter County Indiana | 1 | $ 195,000 | $ 195,000 | $ 260,000 |
Johnson County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
Pottawatomie County Kansas | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Simpson County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
Middlesex County Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 324,000 |
Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
Ottawa County Michigan | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
Clay County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
Greene County Missouri | 1 | $ 45,000 | $ 45,000 | $ 313,000 |
Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
Jasper County Missouri | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
Miller County Missouri | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
Monroe County Missouri | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
Pike County Missouri | 1 | $ 145,000 | $ 145,000 | $ 372,000 |
Monmouth County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 0 |
Bernalillo County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
Sandoval County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 265,000 |
Onondaga County New York | 1 | $ 465,000 | $ 465,000 | $ 425,000 |
St. Lawrence County New York | 1 | $ 235,000 | $ 235,000 | $ 384,000 |
Suffolk County New York | 1 | $ 515,000 | $ 515,000 | $ 229,000 |
Clermont County Ohio | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
Lake County Ohio | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
Tulsa County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 171,000 |
Marion County Oregon | 1 | $ 4,075,000 | $ 4,075,000 | $ 0 |
Jasper County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
Lexington County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
Custer County South Dakota | 1 | $ 435,000 | $ 435,000 | $ 250,000 |
Pennington County South Dakota | 1 | $ 895,000 | $ 895,000 | $ 480,000 |
Carroll County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
Loudon County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 61,000 |
Sevier County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
Smith County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 189,000 |
Williamson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
Harris County Texas | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
Lubbock County Texas | 1 | $ 355,000 | $ 355,000 | $ 493,000 |
Summit County Utah | 1 | $ 3,205,000 | $ 3,205,000 | $ 1,332,000 |
Alexandria County Virginia | 1 | $ 795,000 | $ 795,000 | $ 243,000 |
Fairfax County Virginia | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
Berkeley County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
Bayfield County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 267,000 |
Jefferson County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 380,000 |
Kenosha County Wisconsin | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
Milwaukee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
Ozaukee County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
Portage County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
Price County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
Racine County Wisconsin | 1 | $ 9,805,000 | $ 9,805,000 | $ 0 |
Walworth County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 214,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,050 | $207,860,000 | $197,000 | $9,805,000 | $79,000 | $1,805,000 |
Refinancing | 948 | $206,090,000 | $217,000 | $9,725,000 | $104,000 | $2,120,000 |
Other Purpose | 463 | $22,015,000 | $47,000 | $755,000 | $102,000 | $1,090,000 |
Cash-out Refinancing | 321 | $55,165,000 | $171,000 | $795,000 | $106,000 | $600,000 |
Home Improvement | 18 | $890,000 | $49,000 | $185,000 | $64,000 | $135,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,101 | $281,745,000 | $134,000 | $4,805,000 | $99,000 | $2,120,000 |
Hispanic | 298 | $40,500,000 | $135,000 | $425,000 | $59,000 | $232,000 |
Black or African American | 134 | $14,860,000 | $110,000 | $485,000 | $67,000 | $600,000 |
Not applicable | 107 | $126,895,000 | $1,185,000 | $9,805,000 | $0 | $0 |
Not Provided | 102 | $16,460,000 | $161,000 | $725,000 | $99,000 | $425,000 |
Asian | 43 | $8,475,000 | $197,000 | $545,000 | $146,000 | $609,000 |
American Indian or Alaskan Native | 4 | $280,000 | $70,000 | $105,000 | $90,000 | $167,000 |
Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $56,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,546 | $453,730,000 | $178,000 | $9,805,000 | $98,000 | $2,120,000 |
FHA-insured (Federal Housing Administration) | 174 | $24,200,000 | $139,000 | $325,000 | $57,000 | $161,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $4,735,000 | $110,000 | $245,000 | $44,000 | $91,000 |
VA-guaranteed (Veterans Administration) | 37 | $9,355,000 | $252,000 | $655,000 | $75,000 | $291,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,042 | $396,070,000 | $193,000 | $9,805,000 | $97,000 | $1,805,000 |
Application Denied By Financial Institution | 324 | $24,420,000 | $75,000 | $485,000 | $71,000 | $630,000 |
Application Withdrawn By Applicant | 247 | $35,295,000 | $142,000 | $945,000 | $96,000 | $2,120,000 |
Application Approved But Not Accepted | 130 | $27,610,000 | $212,000 | $9,725,000 | $94,000 | $435,000 |
File Closed For Incompleteness | 57 | $8,625,000 | $151,000 | $675,000 | $102,000 | $490,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,476 | $467,600,000 | $188,000 | $9,805,000 | $97,000 | $2,120,000 |
Debt-To-Income Ratio | 115 | $9,535,000 | $82,000 | $425,000 | $62,000 | $630,000 |
Credit History | 105 | $5,965,000 | $56,000 | $485,000 | $71,000 | $600,000 |
Collateral | 73 | $4,985,000 | $68,000 | $335,000 | $89,000 | $303,000 |
Other | 10 | $850,000 | $85,000 | $165,000 | $45,000 | $75,000 |
Employment History | 8 | $1,200,000 | $150,000 | $405,000 | $69,000 | $213,000 |
Insufficient Cash (Downpayment, Closing Cost) | 6 | $740,000 | $123,000 | $195,000 | $61,000 | $137,000 |
Credit Application Incomplete | 5 | $955,000 | $191,000 | $305,000 | $98,000 | $140,000 |
Unverifiable Information | 2 | $190,000 | $95,000 | $135,000 | $94,000 | $150,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.