Midland States Bank
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Midland States Bank
1201 Network Centre Drive
Effingham, IL 62401
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,447
Total Mortgage Loan Application Amount $680,725,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $41,605,000
Average Applicant Income $98,200
Highest Applicant Income $2,317,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Midland States Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Winnebago County Illinois 647 $ 65,695,000 $ 101,000 $ 85,000
Kankakee County Illinois 591 $ 70,245,000 $ 118,000 $ 86,000
St. Charles County Missouri 195 $ 45,535,000 $ 233,000 $ 112,000
Will County Illinois 181 $ 31,035,000 $ 171,000 $ 97,000
Boone County Illinois 179 $ 21,365,000 $ 119,000 $ 95,000
St. Louis County Missouri 174 $ 34,540,000 $ 198,000 $ 146,000
Champaign County Illinois 149 $ 30,365,000 $ 203,000 $ 100,000
Effingham County Illinois 114 $ 21,890,000 $ 192,000 $ 100,000
LaSalle County Illinois 81 $ 8,245,000 $ 101,000 $ 101,000
Kane County Illinois 72 $ 30,550,000 $ 424,000 $ 83,000
Lee County Illinois 71 $ 7,615,000 $ 107,000 $ 93,000
Marion County Illinois 51 $ 4,385,000 $ 85,000 $ 75,000
Fayette County Illinois 43 $ 4,965,000 $ 115,000 $ 74,000
Kendall County Illinois 42 $ 6,530,000 $ 155,000 $ 105,000
Bureau County Illinois 41 $ 2,395,000 $ 58,000 $ 82,000
Ogle County Illinois 41 $ 4,895,000 $ 119,000 $ 92,000
Monroe County Illinois 40 $ 5,300,000 $ 132,000 $ 100,000
St. Louis City County Missouri 37 $ 27,915,000 $ 754,000 $ 94,000
DeKalb County Illinois 36 $ 5,110,000 $ 141,000 $ 77,000
Whiteside County Illinois 36 $ 1,940,000 $ 53,000 $ 85,000
DuPage County Illinois 35 $ 19,195,000 $ 548,000 $ 103,000
Bond County Illinois 32 $ 3,990,000 $ 124,000 $ 87,000
Jefferson County Missouri 30 $ 4,620,000 $ 154,000 $ 93,000
Grundy County Illinois 24 $ 4,910,000 $ 204,000 $ 94,000
Cook County Illinois 22 $ 6,360,000 $ 289,000 $ 155,000
Clinton County Illinois 19 $ 1,075,000 $ 56,000 $ 60,000
St. Clair County Illinois 18 $ 6,490,000 $ 360,000 $ 91,000
McHenry County Illinois 17 $ 3,325,000 $ 195,000 $ 94,000
Piatt County Illinois 16 $ 3,230,000 $ 201,000 $ 111,000
Lincoln County Missouri 16 $ 3,080,000 $ 192,000 $ 78,000
Iroquois County Illinois 15 $ 1,655,000 $ 110,000 $ 74,000
Stephenson County Illinois 15 $ 1,095,000 $ 73,000 $ 49,000
Lake County Illinois 14 $ 20,920,000 $ 1,494,000 $ 75,000
Livingston County Illinois 13 $ 615,000 $ 47,000 $ 46,000
Rock County Wisconsin 12 $ 2,390,000 $ 199,000 $ 125,000
Lake County Indiana 11 $ 2,015,000 $ 183,000 $ 159,000
Franklin County Missouri 11 $ 1,565,000 $ 142,000 $ 64,000
Clay County Illinois 10 $ 910,000 $ 91,000 $ 54,000
Coles County Illinois 10 $ 1,050,000 $ 105,000 $ 64,000
Madison County Illinois 9 $ 2,495,000 $ 277,000 $ 136,000
Maricopa County Arizona 8 $ 3,690,000 $ 461,000 $ 341,000
Jasper County Illinois 8 $ 700,000 $ 87,000 $ 52,000
Vermilion County Illinois 8 $ 1,000,000 $ 125,000 $ 78,000
Jefferson County Illinois 7 $ 875,000 $ 125,000 $ 90,000
Macon County Illinois 7 $ 5,865,000 $ 837,000 $ 130,000
Shelby County Illinois 7 $ 895,000 $ 127,000 $ 106,000
Warren County Missouri 7 $ 2,085,000 $ 297,000 $ 111,000
Riverside County California 6 $ 2,070,000 $ 345,000 $ 152,000
Washington County Illinois 6 $ 690,000 $ 115,000 $ 100,000
Johnson County Kansas 6 $ 2,030,000 $ 338,000 $ 133,000
Waukesha County Wisconsin 6 $ 6,240,000 $ 1,040,000 $ 127,000
Lee County Florida 5 $ 1,555,000 $ 311,000 $ 113,000
Carroll County Illinois 5 $ 565,000 $ 113,000 $ 76,000
Cumberland County Illinois 5 $ 445,000 $ 89,000 $ 52,000
Douglas County Illinois 5 $ 615,000 $ 123,000 $ 86,000
Manatee County Florida 4 $ 42,370,000 $ 10,592,000 $ 132,000
Ford County Illinois 4 $ 540,000 $ 135,000 $ 109,000
McLean County Illinois 4 $ 3,030,000 $ 757,000 $ 258,000
Wayne County Michigan 4 $ 1,210,000 $ 302,000 $ 131,000
Los Angeles County California 3 $ 965,000 $ 321,000 $ 149,000
Orange County California 3 $ 965,000 $ 321,000 $ 116,000
Montgomery County Illinois 3 $ 435,000 $ 145,000 $ 79,000
Camden County Missouri 3 $ 855,000 $ 285,000 $ 37,000
Loudoun County Virginia 3 $ 1,205,000 $ 401,000 $ 139,000
Boulder County Colorado 2 $ 1,220,000 $ 610,000 $ 248,000
Broomfield County Colorado 2 $ 770,000 $ 385,000 $ 170,000
Denver County Colorado 2 $ 720,000 $ 360,000 $ 139,000
Douglas County Colorado 2 $ 1,760,000 $ 880,000 $ 886,000
El Paso County Colorado 2 $ 990,000 $ 495,000 $ 613,000
Pinellas County Florida 2 $ 460,000 $ 230,000 $ 203,000
Sarasota County Florida 2 $ 860,000 $ 430,000 $ 432,000
Maui County Hawaii 2 $ 1,020,000 $ 510,000 $ 205,000
Johnson County Illinois 2 $ 240,000 $ 120,000 $ 224,000
Marshall County Illinois 2 $ 230,000 $ 115,000 $ 123,000
Moultrie County Illinois 2 $ 190,000 $ 95,000 $ 56,000
Peoria County Illinois 2 $ 800,000 $ 400,000 $ 364,000
Randolph County Illinois 2 $ 100,000 $ 50,000 $ 30,000
Richland County Illinois 2 $ 360,000 $ 180,000 $ 117,000
Stark County Illinois 2 $ 50,000 $ 25,000 $ 63,000
Tazewell County Illinois 2 $ 13,240,000 $ 6,620,000 $ 159,000
Macomb County Michigan 2 $ 250,000 $ 125,000 $ 55,000
Christian County Missouri 2 $ 190,000 $ 95,000 $ 100,000
Jackson County Missouri 2 $ 780,000 $ 390,000 $ 165,000
Montgomery County Missouri 2 $ 170,000 $ 85,000 $ 182,000
Allegheny County Pennsylvania 2 $ 2,590,000 $ 1,295,000 $ 18,000
Maury County Tennessee 2 $ 630,000 $ 315,000 $ 104,000
Shelby County Tennessee 2 $ 440,000 $ 220,000 $ 158,000
Wilson County Tennessee 2 $ 750,000 $ 375,000 $ 130,000
Albemarle County Virginia 2 $ 490,000 $ 245,000 $ 75,000
Franklin County Washington 2 $ 760,000 $ 380,000 $ 191,000
Adams County Wisconsin 2 $ 490,000 $ 245,000 $ 370,000
Milwaukee County Wisconsin 2 $ 420,000 $ 210,000 $ 162,000
Oneida County Wisconsin 2 $ 330,000 $ 165,000 $ 136,000
Walworth County Wisconsin 2 $ 190,000 $ 95,000 $ 42,000
Madison County Alabama 1 $ 105,000 $ 105,000 $ 72,000
Pinal County Arizona 1 $ 255,000 $ 255,000 $ 71,000
Santa Cruz County Arizona 1 $ 465,000 $ 465,000 $ 188,000
Benton County Arkansas 1 $ 295,000 $ 295,000 $ 0
Washington County Arkansas 1 $ 315,000 $ 315,000 $ 445,000
Adams County Colorado 1 $ 225,000 $ 225,000 $ 29,000
Jefferson County Colorado 1 $ 255,000 $ 255,000 $ 0
Lake County Colorado 1 $ 365,000 $ 365,000 $ 500,000
Fairfield County Connecticut 1 $ 155,000 $ 155,000 $ 52,000
Brevard County Florida 1 $ 165,000 $ 165,000 $ 57,000
Collier County Florida 1 $ 225,000 $ 225,000 $ 260,000
Hillsborough County Florida 1 $ 195,000 $ 195,000 $ 99,000
Lake County Florida 1 $ 515,000 $ 515,000 $ 315,000
Seminole County Florida 1 $ 235,000 $ 235,000 $ 618,000
Sumter County Florida 1 $ 135,000 $ 135,000 $ 67,000
Wakulla County Florida 1 $ 265,000 $ 265,000 $ 49,000
Cobb County Georgia 1 $ 175,000 $ 175,000 $ 252,000
De Witt County Illinois 1 $ 235,000 $ 235,000 $ 89,000
Edgar County Illinois 1 $ 115,000 $ 115,000 $ 77,000
Franklin County Illinois 1 $ 385,000 $ 385,000 $ 305,000
Jo Daviess County Illinois 1 $ 315,000 $ 315,000 $ 666,000
Mercer County Illinois 1 $ 225,000 $ 225,000 $ 115,000
Putnam County Illinois 1 $ 25,000 $ 25,000 $ 88,000
Rock Island County Illinois 1 $ 305,000 $ 305,000 $ 67,000
Woodford County Illinois 1 $ 115,000 $ 115,000 $ 70,000
Allen County Indiana 1 $ 5,000 $ 5,000 $ 96,000
Marshall County Indiana 1 $ 95,000 $ 95,000 $ 170,000
Porter County Indiana 1 $ 225,000 $ 225,000 $ 44,000
Tipton County Indiana 1 $ 205,000 $ 205,000 $ 197,000
Vigo County Indiana 1 $ 255,000 $ 255,000 $ 146,000
Warrick County Indiana 1 $ 335,000 $ 335,000 $ 0
Washington County Indiana 1 $ 335,000 $ 335,000 $ 105,000
White County Indiana 1 $ 165,000 $ 165,000 $ 157,000
Des Moines County Iowa 1 $ 85,000 $ 85,000 $ 31,000
Scott County Iowa 1 $ 225,000 $ 225,000 $ 0
Warren County Iowa 1 $ 155,000 $ 155,000 $ 103,000
Sedgwick County Kansas 1 $ 225,000 $ 225,000 $ 48,000
Madison County Kentucky 1 $ 225,000 $ 225,000 $ 84,000
Orleans County Louisiana 1 $ 7,195,000 $ 7,195,000 $ 0
Middlesex County Massachusetts 1 $ 415,000 $ 415,000 $ 267,000
Ottawa County Michigan 1 $ 165,000 $ 165,000 $ 67,000
Anoka County Minnesota 1 $ 345,000 $ 345,000 $ 81,000
Carver County Minnesota 1 $ 15,000 $ 15,000 $ 78,000
Adair County Missouri 1 $ 515,000 $ 515,000 $ 310,000
Clay County Missouri 1 $ 205,000 $ 205,000 $ 99,000
Greene County Missouri 1 $ 105,000 $ 105,000 $ 57,000
Platte County Missouri 1 $ 2,835,000 $ 2,835,000 $ 0
Reynolds County Missouri 1 $ 15,000 $ 15,000 $ 47,000
Stone County Missouri 1 $ 175,000 $ 175,000 $ 100,000
Bergen County New Jersey 1 $ 565,000 $ 565,000 $ 0
Monmouth County New Jersey 1 $ 465,000 $ 465,000 $ 0
Chemung County New York 1 $ 445,000 $ 445,000 $ 240,000
Erie County New York 1 $ 175,000 $ 175,000 $ 103,000
Monroe County New York 1 $ 315,000 $ 315,000 $ 300,000
Harnett County North Carolina 1 $ 245,000 $ 245,000 $ 65,000
Iredell County North Carolina 1 $ 295,000 $ 295,000 $ 98,000
Franklin County Ohio 1 $ 415,000 $ 415,000 $ 0
Geauga County Ohio 1 $ 115,000 $ 115,000 $ 42,000
Union County Ohio 1 $ 415,000 $ 415,000 $ 359,000
Cleveland County Oklahoma 1 $ 155,000 $ 155,000 $ 139,000
Multnomah County Oregon 1 $ 505,000 $ 505,000 $ 88,000
Wasco County Oregon 1 $ 245,000 $ 245,000 $ 156,000
Washington County Oregon 1 $ 375,000 $ 375,000 $ 222,000
Monroe County Pennsylvania 1 $ 215,000 $ 215,000 $ 50,000
Beaufort County South Carolina 1 $ 1,135,000 $ 1,135,000 $ 248,000
Crockett County Tennessee 1 $ 75,000 $ 75,000 $ 245,000
Davidson County Tennessee 1 $ 165,000 $ 165,000 $ 77,000
Hamilton County Tennessee 1 $ 165,000 $ 165,000 $ 55,000
Montgomery County Tennessee 1 $ 255,000 $ 255,000 $ 47,000
Rutherford County Tennessee 1 $ 345,000 $ 345,000 $ 167,000
Sumner County Tennessee 1 $ 425,000 $ 425,000 $ 200,000
Ellis County Texas 1 $ 395,000 $ 395,000 $ 323,000
Harris County Texas 1 $ 335,000 $ 335,000 $ 61,000
Travis County Texas 1 $ 295,000 $ 295,000 $ 54,000
Salt Lake County Utah 1 $ 405,000 $ 405,000 $ 60,000
Utah County Utah 1 $ 455,000 $ 455,000 $ 103,000
Chittenden County Vermont 1 $ 275,000 $ 275,000 $ 0
Fairfax County Virginia 1 $ 175,000 $ 175,000 $ 103,000
Prince William County Virginia 1 $ 305,000 $ 305,000 $ 84,000
Benton County Washington 1 $ 455,000 $ 455,000 $ 368,000
King County Washington 1 $ 285,000 $ 285,000 $ 353,000
Whatcom County Washington 1 $ 13,505,000 $ 13,505,000 $ 0
Green County Wisconsin 1 $ 105,000 $ 105,000 $ 76,000
Jefferson County Wisconsin 1 $ 265,000 $ 265,000 $ 131,000
Juneau County Wisconsin 1 $ 305,000 $ 305,000 $ 293,000
Kenosha County Wisconsin 1 $ 245,000 $ 245,000 $ 64,000
Sheboygan County Wisconsin 1 $ 265,000 $ 265,000 $ 88,000
Winnebago County Wisconsin 1 $ 365,000 $ 365,000 $ 94,000
Wood County Wisconsin 1 $ 75,000 $ 75,000 $ 70,000
Park County Wyoming 1 $ 235,000 $ 235,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Midland States Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,394 $276,880,000 $198,000 $12,505,000 $112,000 $826,000
Home Purchase 1,216 $314,500,000 $258,000 $41,605,000 $75,000 $1,697,000
Other Purpose 441 $22,255,000 $50,000 $665,000 $110,000 $951,000
Cash-out Refinancing 359 $64,255,000 $178,000 $845,000 $108,000 $2,317,000
Home Improvement 37 $2,835,000 $76,000 $905,000 $86,000 $329,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,653 $381,275,000 $143,000 $1,445,000 $102,000 $2,317,000
Hispanic 312 $38,620,000 $123,000 $475,000 $61,000 $466,000
Black or African American 152 $18,110,000 $119,000 $515,000 $77,000 $484,000
Not applicable 119 $199,265,000 $1,674,000 $41,605,000 $0 $0
Not Provided 119 $23,565,000 $198,000 $2,505,000 $117,000 $618,000
Asian 85 $18,735,000 $220,000 $595,000 $132,000 $698,000
American Indian or Alaskan Native 5 $595,000 $119,000 $305,000 $87,000 $124,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $126,000 $126,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,155 $638,205,000 $202,000 $41,605,000 $102,000 $2,317,000
FHA-insured (Federal Housing Administration) 178 $24,050,000 $135,000 $325,000 $55,000 $279,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 67 $7,045,000 $105,000 $205,000 $46,000 $87,000
VA-guaranteed (Veterans Administration) 47 $11,425,000 $243,000 $545,000 $80,000 $310,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,528 $459,610,000 $181,000 $13,505,000 $99,000 $2,317,000
Application Withdrawn By Applicant 362 $87,490,000 $241,000 $12,505,000 $100,000 $1,697,000
Application Denied By Financial Institution 357 $36,995,000 $103,000 $1,285,000 $82,000 $746,000
Application Approved But Not Accepted 164 $91,080,000 $555,000 $41,605,000 $114,000 $951,000
File Closed For Incompleteness 36 $5,550,000 $154,000 $515,000 $94,000 $375,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,090 $643,730,000 $208,000 $41,605,000 $100,000 $2,317,000
Debt-To-Income Ratio 132 $15,150,000 $114,000 $735,000 $61,000 $262,000
Credit History 131 $11,095,000 $84,000 $1,285,000 $90,000 $746,000
Collateral 58 $5,050,000 $87,000 $535,000 $113,000 $476,000
Other 14 $2,250,000 $160,000 $385,000 $77,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,085,000 $155,000 $285,000 $79,000 $131,000
Employment History 6 $740,000 $123,000 $195,000 $23,000 $58,000
Credit Application Incomplete 5 $945,000 $189,000 $395,000 $142,000 $350,000
Unverifiable Information 4 $680,000 $170,000 $255,000 $62,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

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