Midland States Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,354 |
| Total Mortgage Loan Application Amount | $537,380,000 |
| Average Mortgage Loan Application Amount | $150,800 |
| Highest Mortgage Loan Application Amount | $27,005,000 |
| Average Applicant Income | $96,400 |
| Highest Applicant Income | $3,038,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winnebago County Illinois | 572 | $ 53,760,000 | $ 93,000 | $ 61,000 |
| Kankakee County Illinois | 435 | $ 54,415,000 | $ 125,000 | $ 87,000 |
| Will County Illinois | 135 | $ 19,055,000 | $ 141,000 | $ 86,000 |
| St. Louis County Missouri | 117 | $ 30,415,000 | $ 259,000 | $ 140,000 |
| Boone County Illinois | 111 | $ 13,955,000 | $ 125,000 | $ 75,000 |
| St. Charles County Missouri | 104 | $ 25,170,000 | $ 242,000 | $ 108,000 |
| Champaign County Illinois | 95 | $ 12,705,000 | $ 133,000 | $ 72,000 |
| LaSalle County Illinois | 56 | $ 5,570,000 | $ 99,000 | $ 79,000 |
| Effingham County Illinois | 47 | $ 8,895,000 | $ 189,000 | $ 90,000 |
| Kane County Illinois | 45 | $ 8,425,000 | $ 187,000 | $ 80,000 |
| Whiteside County Illinois | 33 | $ 2,565,000 | $ 77,000 | $ 161,000 |
| Lee County Illinois | 32 | $ 3,480,000 | $ 108,000 | $ 98,000 |
| Marion County Illinois | 29 | $ 1,845,000 | $ 63,000 | $ 63,000 |
| Bureau County Illinois | 28 | $ 2,530,000 | $ 90,000 | $ 61,000 |
| Fayette County Illinois | 27 | $ 3,305,000 | $ 122,000 | $ 69,000 |
| Jefferson County Missouri | 25 | $ 4,355,000 | $ 174,000 | $ 93,000 |
| Bond County Illinois | 24 | $ 1,730,000 | $ 72,000 | $ 53,000 |
| St. Louis City County Missouri | 23 | $ 3,985,000 | $ 173,000 | $ 114,000 |
| St. Clair County Illinois | 22 | $ 2,370,000 | $ 107,000 | $ 118,000 |
| DeKalb County Illinois | 21 | $ 2,375,000 | $ 113,000 | $ 70,000 |
| Iroquois County Illinois | 20 | $ 2,110,000 | $ 105,000 | $ 72,000 |
| DuPage County Illinois | 19 | $ 3,865,000 | $ 203,000 | $ 98,000 |
| Grundy County Illinois | 19 | $ 2,175,000 | $ 114,000 | $ 90,000 |
| Kendall County Illinois | 19 | $ 2,025,000 | $ 106,000 | $ 107,000 |
| Ogle County Illinois | 18 | $ 1,810,000 | $ 100,000 | $ 90,000 |
| Monroe County Illinois | 15 | $ 2,205,000 | $ 147,000 | $ 88,000 |
| Lake County Illinois | 13 | $ 2,795,000 | $ 215,000 | $ 121,000 |
| Stephenson County Illinois | 10 | $ 690,000 | $ 69,000 | $ 74,000 |
| Cook County Illinois | 9 | $ 885,000 | $ 98,000 | $ 96,000 |
| Jasper County Illinois | 9 | $ 745,000 | $ 82,000 | $ 48,000 |
| Livingston County Illinois | 9 | $ 485,000 | $ 53,000 | $ 81,000 |
| Lincoln County Missouri | 9 | $ 1,755,000 | $ 195,000 | $ 78,000 |
| Clinton County Illinois | 7 | $ 645,000 | $ 92,000 | $ 55,000 |
| Warren County Missouri | 7 | $ 1,725,000 | $ 246,000 | $ 90,000 |
| Rock County Wisconsin | 7 | $ 875,000 | $ 125,000 | $ 64,000 |
| Madison County Illinois | 6 | $ 1,260,000 | $ 210,000 | $ 77,000 |
| McHenry County Illinois | 6 | $ 1,810,000 | $ 301,000 | $ 260,000 |
| McLean County Illinois | 6 | $ 1,950,000 | $ 325,000 | $ 163,000 |
| Piatt County Illinois | 6 | $ 1,190,000 | $ 198,000 | $ 93,000 |
| Vermilion County Illinois | 6 | $ 980,000 | $ 163,000 | $ 116,000 |
| Franklin County Missouri | 6 | $ 590,000 | $ 98,000 | $ 44,000 |
| Putnam County Illinois | 5 | $ 395,000 | $ 79,000 | $ 70,000 |
| Shelby County Illinois | 5 | $ 345,000 | $ 69,000 | $ 55,000 |
| Brevard County Florida | 4 | $ 680,000 | $ 170,000 | $ 68,000 |
| Clay County Illinois | 4 | $ 690,000 | $ 172,000 | $ 71,000 |
| Jefferson County Illinois | 4 | $ 460,000 | $ 115,000 | $ 69,000 |
| Lake County Indiana | 4 | $ 460,000 | $ 115,000 | $ 78,000 |
| Lee County Florida | 3 | $ 27,465,000 | $ 9,155,000 | $ 450,000 |
| Coles County Illinois | 3 | $ 265,000 | $ 88,000 | $ 39,000 |
| Ford County Illinois | 3 | $ 175,000 | $ 58,000 | $ 59,000 |
| Marshall County Illinois | 3 | $ 205,000 | $ 68,000 | $ 36,000 |
| Randolph County Illinois | 3 | $ 185,000 | $ 61,000 | $ 52,000 |
| Washington County Illinois | 3 | $ 355,000 | $ 118,000 | $ 64,000 |
| Camden County Missouri | 3 | $ 645,000 | $ 215,000 | $ 135,000 |
| Denver County Colorado | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Jefferson County Colorado | 2 | $ 730,000 | $ 365,000 | $ 101,000 |
| Alachua County Florida | 2 | $ 50,630,000 | $ 25,315,000 | $ 0 |
| Monroe County Florida | 2 | $ 710,000 | $ 355,000 | $ 297,000 |
| Palm Beach County Florida | 2 | $ 470,000 | $ 235,000 | $ 414,000 |
| Carroll County Illinois | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Cumberland County Illinois | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Sangamon County Illinois | 2 | $ 8,090,000 | $ 4,045,000 | $ 546,000 |
| Newton County Indiana | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Vigo County Indiana | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Fayette County Kentucky | 2 | $ 14,700,000 | $ 7,350,000 | $ 55,000 |
| Berrien County Michigan | 2 | $ 1,320,000 | $ 660,000 | $ 274,000 |
| Greene County Missouri | 2 | $ 740,000 | $ 370,000 | $ 98,000 |
| Douglas County Nebraska | 2 | $ 340,000 | $ 170,000 | $ 240,000 |
| Salt Lake County Utah | 2 | $ 31,130,000 | $ 15,565,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 1,180,000 | $ 590,000 | $ 173,000 |
| Vilas County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| San Bernardino County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Douglas County Colorado | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| El Paso County Colorado | 1 | $ 10,285,000 | $ 10,285,000 | $ 0 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 716,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Cobb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 284,000 |
| Gwinnett County Georgia | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Thomas County Georgia | 1 | $ 6,135,000 | $ 6,135,000 | $ 0 |
| Adams County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Douglas County Illinois | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Henry County Illinois | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Jackson County Illinois | 1 | $ 12,805,000 | $ 12,805,000 | $ 0 |
| McDonough County Illinois | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Moultrie County Illinois | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Pope County Illinois | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Saline County Illinois | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Tazewell County Illinois | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| St. Joseph County Indiana | 1 | $ 27,005,000 | $ 27,005,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 215,000 | $ 215,000 | $ 218,000 |
| White County Indiana | 1 | $ 145,000 | $ 145,000 | $ 359,000 |
| Bremer County Iowa | 1 | $ 12,675,000 | $ 12,675,000 | $ 0 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 400,000 |
| Hardin County Kentucky | 1 | $ 2,315,000 | $ 2,315,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 2,035,000 | $ 2,035,000 | $ 0 |
| Livingston County Michigan | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Wayne County Michigan | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Dakota County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Hinds County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Cape Girardeau County Missouri | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Jackson County Missouri | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Maries County Missouri | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Miller County Missouri | 1 | $ 5,735,000 | $ 5,735,000 | $ 0 |
| Pike County Missouri | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| St. Francois County Missouri | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Stone County Missouri | 1 | $ 275,000 | $ 275,000 | $ 198,000 |
| Clark County Nevada | 1 | $ 425,000 | $ 425,000 | $ 630,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Iredell County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Cuyahoga County Ohio | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Lake County Ohio | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Franklin County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Lancaster County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 174,000 |
| Beaufort County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Berkeley County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Spartanburg County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Overton County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Travis County Texas | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| Alleghany County Virginia | 1 | $ 6,275,000 | $ 6,275,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Bayfield County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 399,000 |
| Columbia County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Kenosha County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 852,000 |
| Manitowoc County Wisconsin | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midland States Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,468 | $375,230,000 | $255,000 | $27,005,000 | $76,000 | $2,267,000 |
| Refinancing | 436 | $112,640,000 | $258,000 | $14,505,000 | $118,000 | $852,000 |
| Cash-out Refinancing | 270 | $41,730,000 | $154,000 | $1,505,000 | $89,000 | $945,000 |
| Other Purpose | 98 | $3,920,000 | $40,000 | $485,000 | $71,000 | $317,000 |
| Home Improvement | 82 | $3,860,000 | $47,000 | $505,000 | $128,000 | $3,038,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,711 | $223,155,000 | $130,000 | $1,215,000 | $89,000 | $2,267,000 |
| Hispanic | 292 | $35,980,000 | $123,000 | $605,000 | $56,000 | $365,000 |
| Black or African American | 109 | $11,435,000 | $104,000 | $435,000 | $63,000 | $258,000 |
| Not applicable | 92 | $243,310,000 | $2,644,000 | $27,005,000 | $0 | $0 |
| Asian | 72 | $10,820,000 | $150,000 | $545,000 | $112,000 | $690,000 |
| Not Provided | 66 | $11,350,000 | $171,000 | $1,505,000 | $143,000 | $3,038,000 |
| American Indian or Alaskan Native | 8 | $730,000 | $91,000 | $275,000 | $67,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $545,000 | $181,000 | $435,000 | $337,000 | $589,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,067 | $495,895,000 | $239,000 | $27,005,000 | $89,000 | $3,038,000 |
| FHA-insured (Federal Housing Administration) | 193 | $25,545,000 | $132,000 | $345,000 | $56,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $5,095,000 | $108,000 | $265,000 | $44,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 47 | $10,845,000 | $230,000 | $655,000 | $98,000 | $318,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,689 | $316,015,000 | $187,000 | $15,565,000 | $89,000 | $3,038,000 |
| Application Withdrawn By Applicant | 267 | $112,505,000 | $421,000 | $27,005,000 | $91,000 | $852,000 |
| Application Denied By Financial Institution | 252 | $25,140,000 | $99,000 | $1,505,000 | $58,000 | $293,000 |
| Application Approved But Not Accepted | 101 | $76,635,000 | $758,000 | $26,475,000 | $94,000 | $769,000 |
| File Closed For Incompleteness | 45 | $7,085,000 | $157,000 | $525,000 | $95,000 | $318,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,102 | $512,240,000 | $243,000 | $27,005,000 | $89,000 | $3,038,000 |
| Debt-To-Income Ratio | 93 | $11,805,000 | $126,000 | $1,505,000 | $44,000 | $132,000 |
| Credit History | 74 | $6,820,000 | $92,000 | $385,000 | $63,000 | $190,000 |
| Collateral | 62 | $4,150,000 | $66,000 | $235,000 | $66,000 | $293,000 |
| Other | 13 | $1,405,000 | $108,000 | $475,000 | $84,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $475,000 | $95,000 | $155,000 | $51,000 | $81,000 |
| Employment History | 4 | $350,000 | $87,000 | $195,000 | $73,000 | $170,000 |
| Unverifiable Information | 1 | $135,000 | $135,000 | $135,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.