Midland States Bank
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Midland States Bank
1201 Network Centre Drive
Effingham, IL 62401
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,157
Total Mortgage Loan Application Amount $571,705,000
Average Mortgage Loan Application Amount $139,400
Highest Mortgage Loan Application Amount $20,105,000
Average Applicant Income $95,000
Highest Applicant Income $1,558,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Midland States Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Winnebago County Illinois 739 $ 69,455,000 $ 93,000 $ 64,000
St. Louis County Missouri 348 $ 74,810,000 $ 214,000 $ 112,000
Kankakee County Illinois 232 $ 27,100,000 $ 116,000 $ 84,000
St. Charles County Missouri 228 $ 50,370,000 $ 220,000 $ 125,000
Boone County Illinois 110 $ 13,070,000 $ 118,000 $ 81,000
St. Louis City County Missouri 103 $ 27,225,000 $ 264,000 $ 108,000
Will County Illinois 92 $ 17,140,000 $ 186,000 $ 67,000
Champaign County Illinois 73 $ 10,385,000 $ 142,000 $ 85,000
Bureau County Illinois 59 $ 4,335,000 $ 73,000 $ 71,000
LaSalle County Illinois 56 $ 4,860,000 $ 86,000 $ 139,000
Jefferson County Missouri 54 $ 10,650,000 $ 197,000 $ 89,000
Lee County Illinois 53 $ 4,965,000 $ 93,000 $ 94,000
Effingham County Illinois 47 $ 8,175,000 $ 173,000 $ 108,000
Whiteside County Illinois 36 $ 3,000,000 $ 83,000 $ 67,000
Cherokee County North Carolina 33 $ 4,865,000 $ 147,000 $ 73,000
Wake County North Carolina 33 $ 9,705,000 $ 294,000 $ 137,000
Clinton County Illinois 32 $ 3,450,000 $ 107,000 $ 61,000
Ogle County Illinois 32 $ 4,000,000 $ 125,000 $ 64,000
DeKalb County Illinois 29 $ 2,855,000 $ 98,000 $ 80,000
Marion County Illinois 26 $ 1,890,000 $ 72,000 $ 66,000
Fond du Lac County Wisconsin 25 $ 3,995,000 $ 159,000 $ 81,000
Grundy County Illinois 24 $ 3,360,000 $ 140,000 $ 87,000
Fayette County Illinois 23 $ 1,845,000 $ 80,000 $ 50,000
Cook County Illinois 22 $ 10,320,000 $ 469,000 $ 143,000
Kendall County Illinois 17 $ 2,395,000 $ 140,000 $ 92,000
Madison County Illinois 17 $ 2,425,000 $ 142,000 $ 116,000
St. Clair County Illinois 17 $ 2,295,000 $ 135,000 $ 128,000
Bond County Illinois 16 $ 1,370,000 $ 85,000 $ 64,000
Stephenson County Illinois 16 $ 1,080,000 $ 67,000 $ 56,000
DuPage County Illinois 14 $ 3,090,000 $ 220,000 $ 110,000
Kane County Illinois 14 $ 2,860,000 $ 204,000 $ 125,000
Monroe County Illinois 14 $ 2,460,000 $ 175,000 $ 121,000
Iroquois County Illinois 13 $ 1,755,000 $ 135,000 $ 65,000
Dodge County Wisconsin 13 $ 1,885,000 $ 145,000 $ 58,000
Maricopa County Arizona 12 $ 5,030,000 $ 419,000 $ 210,000
Franklin County Missouri 11 $ 1,295,000 $ 117,000 $ 69,000
Lincoln County Missouri 11 $ 2,165,000 $ 196,000 $ 80,000
Livingston County Illinois 10 $ 1,630,000 $ 163,000 $ 66,000
McHenry County Illinois 10 $ 1,340,000 $ 134,000 $ 62,000
Peoria County Illinois 10 $ 2,750,000 $ 275,000 $ 200,000
Tazewell County Illinois 9 $ 1,235,000 $ 137,000 $ 50,000
Cumberland County Illinois 7 $ 805,000 $ 115,000 $ 52,000
Lake County Indiana 7 $ 1,435,000 $ 205,000 $ 116,000
Warren County Missouri 7 $ 945,000 $ 135,000 $ 167,000
Clay County North Carolina 7 $ 975,000 $ 139,000 $ 73,000
Bexar County Texas 7 $ 1,595,000 $ 227,000 $ 56,000
Rock County Wisconsin 7 $ 1,145,000 $ 163,000 $ 69,000
Jasper County Illinois 6 $ 670,000 $ 111,000 $ 74,000
McLean County Illinois 6 $ 1,250,000 $ 208,000 $ 104,000
Washington County Illinois 6 $ 850,000 $ 141,000 $ 59,000
Johnston County North Carolina 6 $ 990,000 $ 165,000 $ 52,000
Lafayette County Wisconsin 6 $ 770,000 $ 128,000 $ 64,000
Pima County Arizona 5 $ 1,265,000 $ 253,000 $ 155,000
Denver County Colorado 5 $ 4,055,000 $ 811,000 $ 344,000
Jefferson County Colorado 5 $ 1,275,000 $ 255,000 $ 75,000
Clay County Illinois 5 $ 625,000 $ 125,000 $ 80,000
Shelby County Illinois 5 $ 665,000 $ 133,000 $ 67,000
Johnson County Kansas 5 $ 2,015,000 $ 403,000 $ 160,000
Monroe County New York 5 $ 5,415,000 $ 1,083,000 $ 109,000
Durham County North Carolina 5 $ 1,025,000 $ 205,000 $ 135,000
Arapahoe County Colorado 4 $ 1,870,000 $ 467,000 $ 192,000
Douglas County Illinois 4 $ 200,000 $ 50,000 $ 42,000
Piatt County Illinois 4 $ 440,000 $ 110,000 $ 52,000
Sangamon County Illinois 4 $ 1,260,000 $ 315,000 $ 244,000
Boone County Missouri 4 $ 2,330,000 $ 582,000 $ 279,000
Jackson County Missouri 4 $ 720,000 $ 180,000 $ 86,000
Douglas County Nebraska 4 $ 1,190,000 $ 297,000 $ 116,000
Onondaga County New York 4 $ 590,000 $ 147,000 $ 51,000
Davidson County Tennessee 4 $ 1,260,000 $ 315,000 $ 163,000
Iowa County Wisconsin 4 $ 520,000 $ 130,000 $ 65,000
Sacramento County California 3 $ 1,575,000 $ 525,000 $ 245,000
Fulton County Georgia 3 $ 835,000 $ 278,000 $ 146,000
Gwinnett County Georgia 3 $ 1,075,000 $ 358,000 $ 239,000
Coles County Illinois 3 $ 425,000 $ 141,000 $ 43,000
Marshall County Illinois 3 $ 165,000 $ 55,000 $ 65,000
Williamson County Illinois 3 $ 265,000 $ 88,000 $ 50,000
Hamilton County Indiana 3 $ 815,000 $ 271,000 $ 95,000
Cape Girardeau County Missouri 3 $ 965,000 $ 321,000 $ 108,000
Crawford County Missouri 3 $ 2,135,000 $ 711,000 $ 130,000
Pitt County North Carolina 3 $ 435,000 $ 145,000 $ 500,000
Dallas County Texas 3 $ 1,775,000 $ 591,000 $ 336,000
Milwaukee County Wisconsin 3 $ 16,125,000 $ 5,375,000 $ 99,000
Adams County Colorado 2 $ 660,000 $ 330,000 $ 192,000
Boulder County Colorado 2 $ 1,010,000 $ 505,000 $ 60,000
El Paso County Colorado 2 $ 700,000 $ 350,000 $ 184,000
La Plata County Colorado 2 $ 140,000 $ 70,000 $ 263,000
Broward County Florida 2 $ 940,000 $ 470,000 $ 169,000
Citrus County Florida 2 $ 140,000 $ 70,000 $ 25,000
Pinellas County Florida 2 $ 320,000 $ 160,000 $ 139,000
Volusia County Florida 2 $ 360,000 $ 180,000 $ 103,000
Bryan County Georgia 2 $ 370,000 $ 185,000 $ 50,000
Stephens County Georgia 2 $ 180,000 $ 90,000 $ 30,000
Union County Georgia 2 $ 200,000 $ 100,000 $ 24,000
Carroll County Illinois 2 $ 170,000 $ 85,000 $ 65,000
Henry County Illinois 2 $ 130,000 $ 65,000 $ 65,000
Jefferson County Illinois 2 $ 210,000 $ 105,000 $ 84,000
Jo Daviess County Illinois 2 $ 180,000 $ 90,000 $ 228,000
Macon County Illinois 2 $ 410,000 $ 205,000 $ 89,000
Montgomery County Illinois 2 $ 160,000 $ 80,000 $ 58,000
Stark County Illinois 2 $ 90,000 $ 45,000 $ 46,000
Vermilion County Illinois 2 $ 120,000 $ 60,000 $ 62,000
Woodford County Illinois 2 $ 270,000 $ 135,000 $ 61,000
Hendricks County Indiana 2 $ 390,000 $ 195,000 $ 86,000
Scott County Iowa 2 $ 220,000 $ 110,000 $ 113,000
Jefferson County Kentucky 2 $ 320,000 $ 160,000 $ 54,000
Hennepin County Minnesota 2 $ 720,000 $ 360,000 $ 164,000
Camden County Missouri 2 $ 240,000 $ 120,000 $ 1,049,000
Greene County Missouri 2 $ 100,000 $ 50,000 $ 49,000
Clark County Nevada 2 $ 520,000 $ 260,000 $ 75,000
Washoe County Nevada 2 $ 1,340,000 $ 670,000 $ 325,000
Chemung County New York 2 $ 970,000 $ 485,000 $ 220,000
Erie County New York 2 $ 550,000 $ 275,000 $ 120,000
St. Lawrence County New York 2 $ 450,000 $ 225,000 $ 360,000
Franklin County North Carolina 2 $ 260,000 $ 130,000 $ 103,000
Gaston County North Carolina 2 $ 440,000 $ 220,000 $ 214,000
Granville County North Carolina 2 $ 350,000 $ 175,000 $ 54,000
Macon County North Carolina 2 $ 230,000 $ 115,000 $ 84,000
Moore County North Carolina 2 $ 410,000 $ 205,000 $ 60,000
Lake County Ohio 2 $ 520,000 $ 260,000 $ 100,000
Oklahoma County Oklahoma 2 $ 1,180,000 $ 590,000 $ 52,000
Allegheny County Pennsylvania 2 $ 620,000 $ 310,000 $ 186,000
Lancaster County Pennsylvania 2 $ 930,000 $ 465,000 $ 240,000
Shelby County Tennessee 2 $ 530,000 $ 265,000 $ 261,000
Hidalgo County Texas 2 $ 270,000 $ 135,000 $ 53,000
McLennan County Texas 2 $ 570,000 $ 285,000 $ 538,000
Potter County Texas 2 $ 2,590,000 $ 1,295,000 $ 869,000
Salt Lake County Utah 2 $ 810,000 $ 405,000 $ 114,000
Yakima County Washington 2 $ 12,910,000 $ 6,455,000 $ 0
Adams County Wisconsin 2 $ 290,000 $ 145,000 $ 57,000
Green County Wisconsin 2 $ 360,000 $ 180,000 $ 116,000
Oneida County Wisconsin 2 $ 310,000 $ 155,000 $ 133,000
Waukesha County Wisconsin 2 $ 890,000 $ 445,000 $ 161,000
Anchorage County Alaska 1 $ 20,105,000 $ 20,105,000 $ 0
Mohave County Arizona 1 $ 305,000 $ 305,000 $ 142,000
Navajo County Arizona 1 $ 395,000 $ 395,000 $ 416,000
Faulkner County Arkansas 1 $ 445,000 $ 445,000 $ 350,000
Garland County Arkansas 1 $ 145,000 $ 145,000 $ 144,000
El Dorado County California 1 $ 745,000 $ 745,000 $ 295,000
San Bernardino County California 1 $ 145,000 $ 145,000 $ 72,000
Alamosa County Colorado 1 $ 455,000 $ 455,000 $ 287,000
Douglas County Colorado 1 $ 325,000 $ 325,000 $ 119,000
Fremont County Colorado 1 $ 385,000 $ 385,000 $ 0
Las Animas County Colorado 1 $ 175,000 $ 175,000 $ 38,000
Ouray County Colorado 1 $ 265,000 $ 265,000 $ 118,000
Park County Colorado 1 $ 395,000 $ 395,000 $ 75,000
Summit County Colorado 1 $ 105,000 $ 105,000 $ 175,000
Weld County Colorado 1 $ 375,000 $ 375,000 $ 208,000
Hartford County Connecticut 1 $ 455,000 $ 455,000 $ 188,000
New Castle County Delaware 1 $ 455,000 $ 455,000 $ 227,000
Alachua County Florida 1 $ 225,000 $ 225,000 $ 130,000
Bay County Florida 1 $ 245,000 $ 245,000 $ 203,000
Collier County Florida 1 $ 535,000 $ 535,000 $ 0
Lee County Florida 1 $ 325,000 $ 325,000 $ 370,000
Marion County Florida 1 $ 175,000 $ 175,000 $ 74,000
Osceola County Florida 1 $ 95,000 $ 95,000 $ 126,000
Palm Beach County Florida 1 $ 95,000 $ 95,000 $ 420,000
Columbia County Georgia 1 $ 295,000 $ 295,000 $ 375,000
Coweta County Georgia 1 $ 155,000 $ 155,000 $ 116,000
DeKalb County Georgia 1 $ 335,000 $ 335,000 $ 195,000
Towns County Georgia 1 $ 85,000 $ 85,000 $ 28,000
Ware County Georgia 1 $ 335,000 $ 335,000 $ 200,000
Ada County Idaho 1 $ 655,000 $ 655,000 $ 315,000
Crawford County Illinois 1 $ 145,000 $ 145,000 $ 93,000
Franklin County Illinois 1 $ 175,000 $ 175,000 $ 0
Hancock County Illinois 1 $ 55,000 $ 55,000 $ 44,000
Johnson County Illinois 1 $ 145,000 $ 145,000 $ 484,000
Macoupin County Illinois 1 $ 135,000 $ 135,000 $ 105,000
Putnam County Illinois 1 $ 105,000 $ 105,000 $ 82,000
Rock Island County Illinois 1 $ 175,000 $ 175,000 $ 75,000
Saline County Illinois 1 $ 105,000 $ 105,000 $ 59,000
LaPorte County Indiana 1 $ 155,000 $ 155,000 $ 33,000
Monroe County Indiana 1 $ 275,000 $ 275,000 $ 145,000
Parke County Indiana 1 $ 45,000 $ 45,000 $ 57,000
St. Joseph County Indiana 1 $ 115,000 $ 115,000 $ 369,000
Tipton County Indiana 1 $ 205,000 $ 205,000 $ 187,000
Vigo County Indiana 1 $ 265,000 $ 265,000 $ 105,000
Wayne County Indiana 1 $ 155,000 $ 155,000 $ 51,000
Lee County Iowa 1 $ 245,000 $ 245,000 $ 128,000
Story County Iowa 1 $ 505,000 $ 505,000 $ 300,000
Warren County Iowa 1 $ 415,000 $ 415,000 $ 250,000
Ellis County Kansas 1 $ 405,000 $ 405,000 $ 368,000
Allen County Kentucky 1 $ 45,000 $ 45,000 $ 72,000
Fayette County Kentucky 1 $ 195,000 $ 195,000 $ 51,000
Franklin County Kentucky 1 $ 135,000 $ 135,000 $ 68,000
Calcasieu County Louisiana 1 $ 395,000 $ 395,000 $ 384,000
East Baton Rouge County Louisiana 1 $ 245,000 $ 245,000 $ 50,000
St. Tammany County Louisiana 1 $ 305,000 $ 305,000 $ 220,000
Mason County Michigan 1 $ 185,000 $ 185,000 $ 63,000
Kandiyohi County Minnesota 1 $ 195,000 $ 195,000 $ 207,000
Olmsted County Minnesota 1 $ 475,000 $ 475,000 $ 461,000
Ramsey County Minnesota 1 $ 815,000 $ 815,000 $ 410,000
Adair County Missouri 1 $ 125,000 $ 125,000 $ 90,000
Clay County Missouri 1 $ 145,000 $ 145,000 $ 420,000
Iron County Missouri 1 $ 255,000 $ 255,000 $ 87,000
Lawrence County Missouri 1 $ 85,000 $ 85,000 $ 210,000
Marion County Missouri 1 $ 5,000 $ 5,000 $ 20,000
Miller County Missouri 1 $ 135,000 $ 135,000 $ 275,000
Pike County Missouri 1 $ 205,000 $ 205,000 $ 300,000
St. Francois County Missouri 1 $ 25,000 $ 25,000 $ 38,000
Ste. Genevieve County Missouri 1 $ 265,000 $ 265,000 $ 297,000
Stone County Missouri 1 $ 125,000 $ 125,000 $ 174,000
Washington County Missouri 1 $ 25,000 $ 25,000 $ 47,000
Wayne County Missouri 1 $ 25,000 $ 25,000 $ 63,000
Gallatin County Montana 1 $ 495,000 $ 495,000 $ 209,000
Toole County Montana 1 $ 65,000 $ 65,000 $ 107,000
Lancaster County Nebraska 1 $ 375,000 $ 375,000 $ 280,000
Bernalillo County New Mexico 1 $ 175,000 $ 175,000 $ 52,000
Suffolk County New York 1 $ 135,000 $ 135,000 $ 90,000
Buncombe County North Carolina 1 $ 165,000 $ 165,000 $ 160,000
Carteret County North Carolina 1 $ 335,000 $ 335,000 $ 113,000
Chatham County North Carolina 1 $ 165,000 $ 165,000 $ 195,000
Cumberland County North Carolina 1 $ 235,000 $ 235,000 $ 127,000
Forsyth County North Carolina 1 $ 195,000 $ 195,000 $ 52,000
Graham County North Carolina 1 $ 205,000 $ 205,000 $ 100,000
Harnett County North Carolina 1 $ 275,000 $ 275,000 $ 65,000
Swain County North Carolina 1 $ 135,000 $ 135,000 $ 46,000
Cass County North Dakota 1 $ 865,000 $ 865,000 $ 650,000
Cuyahoga County Ohio 1 $ 115,000 $ 115,000 $ 57,000
Lorain County Ohio 1 $ 275,000 $ 275,000 $ 77,000
Montgomery County Ohio 1 $ 215,000 $ 215,000 $ 52,000
Union County Ohio 1 $ 465,000 $ 465,000 $ 377,000
Wood County Ohio 1 $ 185,000 $ 185,000 $ 118,000
Comanche County Oklahoma 1 $ 125,000 $ 125,000 $ 49,000
Multnomah County Oregon 1 $ 555,000 $ 555,000 $ 221,000
Wasco County Oregon 1 $ 245,000 $ 245,000 $ 155,000
Chester County Pennsylvania 1 $ 435,000 $ 435,000 $ 185,000
Montgomery County Pennsylvania 1 $ 555,000 $ 555,000 $ 240,000
Montour County Pennsylvania 1 $ 185,000 $ 185,000 $ 1,085,000
Philadelphia County Pennsylvania 1 $ 175,000 $ 175,000 $ 251,000
York County Pennsylvania 1 $ 245,000 $ 245,000 $ 109,000
Aiken County South Carolina 1 $ 75,000 $ 75,000 $ 75,000
Greenville County South Carolina 1 $ 7,105,000 $ 7,105,000 $ 0
Spartanburg County South Carolina 1 $ 165,000 $ 165,000 $ 59,000
Clay County South Dakota 1 $ 305,000 $ 305,000 $ 112,000
Lincoln County South Dakota 1 $ 705,000 $ 705,000 $ 626,000
Carter County Tennessee 1 $ 85,000 $ 85,000 $ 116,000
Monroe County Tennessee 1 $ 135,000 $ 135,000 $ 36,000
Polk County Tennessee 1 $ 125,000 $ 125,000 $ 116,000
Wilson County Tennessee 1 $ 455,000 $ 455,000 $ 226,000
Collin County Texas 1 $ 445,000 $ 445,000 $ 283,000
Denton County Texas 1 $ 275,000 $ 275,000 $ 95,000
Lubbock County Texas 1 $ 275,000 $ 275,000 $ 480,000
Montgomery County Texas 1 $ 325,000 $ 325,000 $ 240,000
Tarrant County Texas 1 $ 185,000 $ 185,000 $ 136,000
Sanpete County Utah 1 $ 385,000 $ 385,000 $ 180,000
Danville County Virginia 1 $ 115,000 $ 115,000 $ 35,000
Loudoun County Virginia 1 $ 165,000 $ 165,000 $ 375,000
Norfolk County Virginia 1 $ 225,000 $ 225,000 $ 54,000
Benton County Washington 1 $ 505,000 $ 505,000 $ 240,000
Chelan County Washington 1 $ 595,000 $ 595,000 $ 0
Douglas County Washington 1 $ 465,000 $ 465,000 $ 250,000
Snohomish County Washington 1 $ 375,000 $ 375,000 $ 149,000
Dane County Wisconsin 1 $ 155,000 $ 155,000 $ 81,000
Door County Wisconsin 1 $ 175,000 $ 175,000 $ 0
Eau Claire County Wisconsin 1 $ 265,000 $ 265,000 $ 73,000
Green Lake County Wisconsin 1 $ 135,000 $ 135,000 $ 70,000
Juneau County Wisconsin 1 $ 315,000 $ 315,000 $ 246,000
Kenosha County Wisconsin 1 $ 205,000 $ 205,000 $ 155,000
Marquette County Wisconsin 1 $ 75,000 $ 75,000 $ 203,000
Sauk County Wisconsin 1 $ 155,000 $ 155,000 $ 115,000
Sheboygan County Wisconsin 1 $ 275,000 $ 275,000 $ 185,000
Vilas County Wisconsin 1 $ 305,000 $ 305,000 $ 378,000
Walworth County Wisconsin 1 $ 125,000 $ 125,000 $ 137,000
Waupaca County Wisconsin 1 $ 55,000 $ 55,000 $ 77,000
Natrona County Wyoming 1 $ 155,000 $ 155,000 $ 53,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Midland States Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,254 $424,360,000 $188,000 $20,105,000 $95,000 $1,558,000
Cash-out Refinancing 363 $68,335,000 $188,000 $6,805,000 $94,000 $864,000
Refinancing 361 $67,955,000 $188,000 $6,455,000 $117,000 $1,279,000
Other Purpose 105 $3,925,000 $37,000 $325,000 $72,000 $365,000
Home Improvement 74 $7,130,000 $96,000 $2,005,000 $97,000 $1,275,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,393 $371,285,000 $155,000 $2,175,000 $99,000 $1,558,000
Hispanic 225 $25,855,000 $114,000 $525,000 $68,000 $522,000
Black or African American 205 $24,565,000 $119,000 $1,315,000 $72,000 $912,000
Not Provided 118 $22,650,000 $191,000 $1,045,000 $136,000 $1,279,000
Not applicable 115 $111,645,000 $970,000 $20,105,000 $0 $0
Asian 92 $14,230,000 $154,000 $525,000 $96,000 $741,000
American Indian or Alaskan Native 6 $570,000 $95,000 $235,000 $56,000 $75,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,745 $512,145,000 $186,000 $20,105,000 $102,000 $1,558,000
FHA-insured (Federal Housing Administration) 247 $32,295,000 $130,000 $295,000 $59,000 $188,000
VA-guaranteed (Veterans Administration) 92 $20,070,000 $218,000 $465,000 $89,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $7,195,000 $98,000 $245,000 $46,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,369 $423,115,000 $178,000 $20,105,000 $98,000 $1,558,000
Application Withdrawn By Applicant 368 $82,380,000 $223,000 $6,805,000 $102,000 $912,000
Application Denied By Financial Institution 276 $34,690,000 $125,000 $7,845,000 $61,000 $760,000
Application Approved But Not Accepted 120 $25,330,000 $211,000 $2,365,000 $114,000 $869,000
File Closed For Incompleteness 24 $6,190,000 $257,000 $1,095,000 $166,000 $864,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,881 $537,015,000 $186,000 $20,105,000 $100,000 $1,558,000
Credit History 99 $14,455,000 $146,000 $7,845,000 $55,000 $250,000
Debt-To-Income Ratio 91 $7,955,000 $87,000 $545,000 $48,000 $156,000
Collateral 58 $7,550,000 $130,000 $2,175,000 $88,000 $760,000
Other 10 $2,560,000 $256,000 $715,000 $79,000 $151,000
Employment History 9 $525,000 $58,000 $135,000 $52,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,345,000 $269,000 $995,000 $56,000 $90,000
Unverifiable Information 3 $275,000 $91,000 $135,000 $61,000 $79,000
Credit Application Incomplete 1 $25,000 $25,000 $25,000 $130,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List