Midland States Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,217 |
| Total Mortgage Loan Application Amount | $154,363,000 |
| Average Mortgage Loan Application Amount | $108,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $1,274,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Effingham County Illinois | 261 | $ 34,428,000 | $ 131,000 | $ 72,000 |
| Marion County Illinois | 231 | $ 18,647,000 | $ 80,000 | $ 63,000 |
| Monroe County Illinois | 170 | $ 25,158,000 | $ 147,000 | $ 81,000 |
| St. Clair County Illinois | 91 | $ 11,579,000 | $ 127,000 | $ 74,000 |
| Fayette County Illinois | 70 | $ 7,345,000 | $ 104,000 | $ 59,000 |
| Bond County Illinois | 54 | $ 5,818,000 | $ 107,000 | $ 63,000 |
| Clinton County Illinois | 45 | $ 3,266,000 | $ 72,000 | $ 57,000 |
| St. Louis County Missouri | 38 | $ 12,329,000 | $ 324,000 | $ 138,000 |
| Washington County Illinois | 25 | $ 2,424,000 | $ 96,000 | $ 58,000 |
| Madison County Illinois | 18 | $ 2,524,000 | $ 140,000 | $ 89,000 |
| Jefferson County Illinois | 16 | $ 1,895,000 | $ 118,000 | $ 65,000 |
| Randolph County Illinois | 16 | $ 1,908,000 | $ 119,000 | $ 63,000 |
| Shelby County Illinois | 16 | $ 1,507,000 | $ 94,000 | $ 44,000 |
| Champaign County Illinois | 14 | $ 2,642,000 | $ 188,000 | $ 118,000 |
| Jasper County Illinois | 13 | $ 1,174,000 | $ 90,000 | $ 49,000 |
| Cumberland County Illinois | 12 | $ 1,311,000 | $ 109,000 | $ 45,000 |
| Clay County Illinois | 10 | $ 1,255,000 | $ 125,000 | $ 75,000 |
| St. Charles County Missouri | 8 | $ 962,000 | $ 120,000 | $ 101,000 |
| Coles County Illinois | 6 | $ 576,000 | $ 96,000 | $ 63,000 |
| St. Louis City County Missouri | 6 | $ 566,000 | $ 94,000 | $ 47,000 |
| Crawford County Illinois | 5 | $ 550,000 | $ 110,000 | $ 48,000 |
| Montgomery County Illinois | 5 | $ 451,000 | $ 90,000 | $ 50,000 |
| Macon County Illinois | 4 | $ 446,000 | $ 111,000 | $ 72,000 |
| Richland County Illinois | 4 | $ 443,000 | $ 110,000 | $ 108,000 |
| Wayne County Illinois | 4 | $ 646,000 | $ 161,000 | $ 53,000 |
| Williamson County Illinois | 4 | $ 441,000 | $ 110,000 | $ 96,000 |
| Franklin County Missouri | 4 | $ 474,000 | $ 118,000 | $ 0 |
| Collier County Florida | 3 | $ 647,000 | $ 215,000 | $ 469,000 |
| Clark County Illinois | 3 | $ 234,000 | $ 78,000 | $ 48,000 |
| Cook County Illinois | 3 | $ 714,000 | $ 238,000 | $ 281,000 |
| Franklin County Illinois | 3 | $ 276,000 | $ 92,000 | $ 70,000 |
| Porter County Indiana | 3 | $ 221,000 | $ 73,000 | $ 78,000 |
| Camden County Missouri | 3 | $ 837,000 | $ 279,000 | $ 148,000 |
| Volusia County Florida | 2 | $ 302,000 | $ 151,000 | $ 62,000 |
| Christian County Illinois | 2 | $ 169,000 | $ 84,000 | $ 43,000 |
| Douglas County Illinois | 2 | $ 176,000 | $ 88,000 | $ 41,000 |
| Moultrie County Illinois | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Perry County Illinois | 2 | $ 206,000 | $ 103,000 | $ 71,000 |
| Sangamon County Illinois | 2 | $ 449,000 | $ 224,000 | $ 206,000 |
| Hamilton County Indiana | 2 | $ 1,317,000 | $ 658,000 | $ 411,000 |
| Marion County Indiana | 2 | $ 299,000 | $ 149,000 | $ 83,000 |
| Vanderburgh County Indiana | 2 | $ 374,000 | $ 187,000 | $ 280,000 |
| Williamson County Tennessee | 2 | $ 1,000,000 | $ 500,000 | $ 830,000 |
| Mohave County Arizona | 1 | $ 228,000 | $ 228,000 | $ 135,000 |
| Manatee County Florida | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Edgar County Illinois | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Edwards County Illinois | 1 | $ 64,000 | $ 64,000 | $ 71,000 |
| Hamilton County Illinois | 1 | $ 79,000 | $ 79,000 | $ 83,000 |
| Jackson County Illinois | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| LaSalle County Illinois | 1 | $ 90,000 | $ 90,000 | $ 137,000 |
| Macoupin County Illinois | 1 | $ 109,000 | $ 109,000 | $ 19,000 |
| Massac County Illinois | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| McLean County Illinois | 1 | $ 191,000 | $ 191,000 | $ 175,000 |
| Saline County Illinois | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Union County Illinois | 1 | $ 56,000 | $ 56,000 | $ 12,000 |
| White County Illinois | 1 | $ 51,000 | $ 51,000 | $ 29,000 |
| Floyd County Indiana | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| LaPorte County Indiana | 1 | $ 138,000 | $ 138,000 | $ 90,000 |
| Putnam County Indiana | 1 | $ 200,000 | $ 200,000 | $ 249,000 |
| Johnson County Kansas | 1 | $ 855,000 | $ 855,000 | $ 430,000 |
| Henderson County Kentucky | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Berrien County Michigan | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
| Cass County Michigan | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Dent County Missouri | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Jefferson County Missouri | 1 | $ 221,000 | $ 221,000 | $ 81,000 |
| Stone County Missouri | 1 | $ 69,000 | $ 69,000 | $ 147,000 |
| Warren County Missouri | 1 | $ 730,000 | $ 730,000 | $ 1,274,000 |
| Fairfield County Ohio | 1 | $ 122,000 | $ 122,000 | $ 268,000 |
| Oklahoma County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Charleston County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 154,000 |
| Stewart County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 629,000 |
| Milwaukee County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midland States Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 839 | $108,619,000 | $129,000 | $1,423,000 | $78,000 | $936,000 |
| Home Purchase | 365 | $44,770,000 | $122,000 | $2,000,000 | $75,000 | $1,274,000 |
| Home Improvement | 13 | $974,000 | $74,000 | $143,000 | $80,000 | $290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,151 | $142,473,000 | $123,000 | $2,000,000 | $79,000 | $1,274,000 |
| Not applicable | 40 | $8,333,000 | $208,000 | $1,445,000 | $0 | $0 |
| Black or African American | 8 | $952,000 | $119,000 | $196,000 | $71,000 | $127,000 |
| Asian | 7 | $1,610,000 | $230,000 | $583,000 | $282,000 | $830,000 |
| Hispanic | 5 | $397,000 | $79,000 | $126,000 | $30,000 | $44,000 |
| Not Provided | 5 | $426,000 | $85,000 | $190,000 | $58,000 | $106,000 |
| American Indian or Alaskan Native | 1 | $172,000 | $172,000 | $172,000 | $92,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 959 | $132,540,000 | $138,000 | $2,000,000 | $86,000 | $1,274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 235 | $18,946,000 | $80,000 | $234,000 | $40,000 | $79,000 |
| FHA-insured (Federal Housing Administration) | 23 | $2,877,000 | $125,000 | $246,000 | $70,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 886 | $118,266,000 | $133,000 | $2,000,000 | $80,000 | $1,274,000 |
| Application Approved But Not Accepted | 171 | $21,347,000 | $124,000 | $385,000 | $84,000 | $629,000 |
| Application Denied By Financial Institution | 160 | $14,750,000 | $92,000 | $417,000 | $54,000 | $403,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.