Midland States Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Midland States Bank
1201 Network Centre Drive
Effingham, IL 62401
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 524
Total Mortgage Loan Application Amount $48,523,000
Average Mortgage Loan Application Amount $69,666
Highest Mortgage Loan Application Amount $808,000
Average Applicant Income $61,333
Highest Applicant Income $701,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Midland States Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion County Illinois 118 $ 7,206,000 $ 61,000 $ 54,000
Effingham County Illinois 104 $ 11,443,000 $ 110,000 $ 76,000
Fayette County Illinois 82 $ 6,212,000 $ 75,000 $ 55,000
Bond County Illinois 59 $ 5,624,000 $ 95,000 $ 61,000
Clinton County Illinois 52 $ 4,868,000 $ 93,000 $ 58,000
Clay County Illinois 13 $ 903,000 $ 69,000 $ 54,000
Jefferson County Illinois 12 $ 1,172,000 $ 97,000 $ 95,000
Washington County Illinois 10 $ 1,060,000 $ 106,000 $ 53,000
Shelby County Illinois 8 $ 765,000 $ 95,000 $ 66,000
Cumberland County Illinois 7 $ 538,000 $ 76,000 $ 50,000
Montgomery County Illinois 7 $ 600,000 $ 85,000 $ 45,000
St. Charles County Missouri 7 $ 1,526,000 $ 218,000 $ 113,000
Coles County Illinois 6 $ 465,000 $ 77,000 $ 47,000
Clark County Illinois 4 $ 269,000 $ 67,000 $ 44,000
Jasper County Illinois 3 $ 250,000 $ 83,000 $ 39,000
Richland County Illinois 3 $ 192,000 $ 64,000 $ 40,000
Camden County Missouri 3 $ 716,000 $ 238,000 $ 32,000
Lawrence County Illinois 2 $ 155,000 $ 77,000 $ 50,000
Madison County Illinois 2 $ 176,000 $ 88,000 $ 47,000
St. Clair County Illinois 2 $ 550,000 $ 275,000 $ 91,000
Wayne County Illinois 2 $ 213,000 $ 106,000 $ 52,000
Lewis County Missouri 2 $ 173,000 $ 86,000 $ 43,000
St. Louis County Missouri 2 $ 930,000 $ 465,000 $ 43,000
Collier County Florida 1 $ 191,000 $ 191,000 $ 325,000
Christian County Illinois 1 $ 62,000 $ 62,000 $ 30,000
Cook County Illinois 1 $ 252,000 $ 252,000 $ 94,000
Crawford County Illinois 1 $ 35,000 $ 35,000 $ 29,000
Fulton County Illinois 1 $ 112,000 $ 112,000 $ 85,000
Jackson County Illinois 1 $ 126,000 $ 126,000 $ 178,000
Logan County Illinois 1 $ 55,000 $ 55,000 $ 0
Macoupin County Illinois 1 $ 81,000 $ 81,000 $ 36,000
Piatt County Illinois 1 $ 84,000 $ 84,000 $ 27,000
Sangamon County Illinois 1 $ 96,000 $ 96,000 $ 46,000
Williamson County Illinois 1 $ 51,000 $ 51,000 $ 88,000
Cass County Indiana 1 $ 808,000 $ 808,000 $ 314,000
Marshall County Kentucky 1 $ 104,000 $ 104,000 $ 199,000
Morris County New Jersey 1 $ 460,000 $ 460,000 $ 160,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Midland States Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 338 $30,558,000 $90,000 $600,000 $54,000 $360,000
Refinancing 182 $17,879,000 $98,000 $808,000 $79,000 $701,000
Home Improvement 4 $86,000 $21,000 $40,000 $51,000 $83,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 500 $44,037,000 $88,000 $808,000 $63,000 $701,000
Not applicable 10 $2,304,000 $230,000 $591,000 $0 $0
Black or African American 8 $1,092,000 $136,000 $457,000 $71,000 $144,000
Not Provided 3 $452,000 $150,000 $250,000 $191,000 $252,000
Asian 2 $586,000 $293,000 $460,000 $169,000 $178,000
American Indian or Alaskan Native 1 $52,000 $52,000 $52,000 $29,000 $29,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 370 $37,328,000 $100,000 $808,000 $73,000 $701,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 154 $11,195,000 $72,000 $191,000 $37,000 $73,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 423 $39,302,000 $92,000 $808,000 $64,000 $600,000
Application Denied By Financial Institution 60 $4,486,000 $74,000 $460,000 $43,000 $160,000
Application Approved But Not Accepted 41 $4,735,000 $115,000 $570,000 $79,000 $701,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

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