Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Midcountry Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midcountry Bank
7825 Washington Ave. S., Ste. 120
Bloomington, MN 55439
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,080
Total Mortgage Loan Application Amount $179,437,000
Average Mortgage Loan Application Amount $150,666
Highest Mortgage Loan Application Amount $11,300,000
Average Applicant Income $73,000
Highest Applicant Income $1,498,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2014.

Mortgage Loan Application Totals for Midcountry Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 173 $ 29,394,000 $ 169,000 $ 78,000
Dakota County Minnesota 119 $ 16,674,000 $ 140,000 $ 68,000
Ramsey County Minnesota 117 $ 28,186,000 $ 240,000 $ 64,000
Washington County Minnesota 72 $ 14,710,000 $ 204,000 $ 87,000
Anoka County Minnesota 58 $ 7,812,000 $ 134,000 $ 58,000
Williamson County Illinois 39 $ 3,197,000 $ 81,000 $ 54,000
Franklin County Illinois 36 $ 3,408,000 $ 94,000 $ 41,000
McLeod County Minnesota 28 $ 2,250,000 $ 80,000 $ 67,000
Wright County Minnesota 27 $ 4,177,000 $ 154,000 $ 71,000
Meeker County Minnesota 21 $ 2,943,000 $ 140,000 $ 54,000
Carver County Minnesota 20 $ 3,860,000 $ 193,000 $ 105,000
Jackson County Illinois 18 $ 1,760,000 $ 97,000 $ 39,000
Stearns County Minnesota 17 $ 2,015,000 $ 118,000 $ 63,000
Crow Wing County Minnesota 15 $ 1,894,000 $ 126,000 $ 99,000
Jefferson County Illinois 14 $ 3,936,000 $ 281,000 $ 55,000
Scott County Minnesota 14 $ 3,437,000 $ 245,000 $ 93,000
Sherburne County Minnesota 14 $ 2,335,000 $ 166,000 $ 70,000
Union County Illinois 12 $ 735,000 $ 61,000 $ 49,000
Kandiyohi County Minnesota 12 $ 2,270,000 $ 189,000 $ 67,000
Sibley County Minnesota 12 $ 899,000 $ 74,000 $ 42,000
Chisago County Minnesota 10 $ 2,198,000 $ 219,000 $ 89,000
Olmsted County Minnesota 9 $ 958,000 $ 106,000 $ 93,000
St. Croix County Wisconsin 8 $ 1,552,000 $ 194,000 $ 129,000
Pierce County Wisconsin 7 $ 1,079,000 $ 154,000 $ 74,000
Pulaski County Illinois 6 $ 162,000 $ 27,000 $ 37,000
Beltrami County Minnesota 6 $ 714,000 $ 119,000 $ 75,000
Benton County Minnesota 6 $ 769,000 $ 128,000 $ 68,000
Duval County Florida 4 $ 632,000 $ 158,000 $ 71,000
Massac County Illinois 4 $ 166,000 $ 41,000 $ 45,000
Goodhue County Minnesota 4 $ 390,000 $ 97,000 $ 59,000
Isanti County Minnesota 4 $ 586,000 $ 146,000 $ 59,000
Kanabec County Minnesota 4 $ 481,000 $ 120,000 $ 133,000
St. Louis County Minnesota 4 $ 522,000 $ 130,000 $ 70,000
Burnett County Wisconsin 4 $ 644,000 $ 161,000 $ 125,000
Lee County Florida 3 $ 583,000 $ 194,000 $ 173,000
Palm Beach County Florida 3 $ 1,702,000 $ 567,000 $ 420,000
Saline County Illinois 3 $ 186,000 $ 62,000 $ 36,000
Aitkin County Minnesota 3 $ 482,000 $ 160,000 $ 85,000
Mille Lacs County Minnesota 3 $ 297,000 $ 99,000 $ 84,000
Miami-Dade County Florida 2 $ 256,000 $ 128,000 $ 274,000
Scott County Iowa 2 $ 493,000 $ 246,000 $ 132,000
Middlesex County Massachusetts 2 $ 462,000 $ 231,000 $ 73,000
Dodge County Minnesota 2 $ 78,000 $ 39,000 $ 17,000
Douglas County Minnesota 2 $ 379,000 $ 189,000 $ 87,000
Renville County Minnesota 2 $ 47,000 $ 23,000 $ 31,000
Rice County Minnesota 2 $ 465,000 $ 232,000 $ 88,000
Yellow Medicine County Minnesota 2 $ 260,000 $ 130,000 $ 49,000
Clark County Nevada 2 $ 483,000 $ 241,000 $ 805,000
Hillsborough County New Hampshire 2 $ 175,000 $ 87,000 $ 41,000
Pitt County North Carolina 2 $ 402,000 $ 201,000 $ 83,000
Cuyahoga County Ohio 2 $ 100,000 $ 50,000 $ 16,000
Harris County Texas 2 $ 379,000 $ 189,000 $ 107,000
McLennan County Texas 2 $ 365,000 $ 182,000 $ 80,000
Douglas County Wisconsin 2 $ 256,000 $ 128,000 $ 86,000
Autauga County Alabama 1 $ 186,000 $ 186,000 $ 86,000
Calhoun County Alabama 1 $ 87,000 $ 87,000 $ 49,000
Jefferson County Alabama 1 $ 189,000 $ 189,000 $ 82,000
Limestone County Alabama 1 $ 185,000 $ 185,000 $ 65,000
Pike County Alabama 1 $ 200,000 $ 200,000 $ 63,000
St. Clair County Alabama 1 $ 261,000 $ 261,000 $ 94,000
Matanuska-Susitna County Alaska 1 $ 281,000 $ 281,000 $ 74,000
Maricopa County Arizona 1 $ 327,000 $ 327,000 $ 153,000
Miller County Arkansas 1 $ 108,000 $ 108,000 $ 40,000
Pulaski County Arkansas 1 $ 191,000 $ 191,000 $ 103,000
Butte County California 1 $ 188,000 $ 188,000 $ 60,000
Los Angeles County California 1 $ 400,000 $ 400,000 $ 76,000
Madera County California 1 $ 31,000 $ 31,000 $ 113,000
San Diego County California 1 $ 287,000 $ 287,000 $ 118,000
Denver County Colorado 1 $ 76,000 $ 76,000 $ 13,000
Las Animas County Colorado 1 $ 54,000 $ 54,000 $ 42,000
Summit County Colorado 1 $ 6,000,000 $ 6,000,000 $ 0
Highlands County Florida 1 $ 112,000 $ 112,000 $ 0
Lake County Florida 1 $ 118,000 $ 118,000 $ 43,000
Osceola County Florida 1 $ 50,000 $ 50,000 $ 34,000
Pasco County Florida 1 $ 368,000 $ 368,000 $ 55,000
Pinellas County Florida 1 $ 136,000 $ 136,000 $ 39,000
Polk County Florida 1 $ 126,000 $ 126,000 $ 25,000
Carroll County Georgia 1 $ 67,000 $ 67,000 $ 0
Clayton County Georgia 1 $ 30,000 $ 30,000 $ 23,000
Alexander County Illinois 1 $ 5,000 $ 5,000 $ 8,000
Hamilton County Illinois 1 $ 111,000 $ 111,000 $ 95,000
Johnson County Illinois 1 $ 37,000 $ 37,000 $ 23,000
Kane County Illinois 1 $ 280,000 $ 280,000 $ 36,000
Perry County Illinois 1 $ 82,000 $ 82,000 $ 42,000
Randolph County Illinois 1 $ 48,000 $ 48,000 $ 25,000
St. Clair County Illinois 1 $ 96,000 $ 96,000 $ 103,000
Will County Illinois 1 $ 417,000 $ 417,000 $ 252,000
Winnebago County Illinois 1 $ 60,000 $ 60,000 $ 110,000
Allen County Indiana 1 $ 64,000 $ 64,000 $ 15,000
Hancock County Indiana 1 $ 34,000 $ 34,000 $ 14,000
Hendricks County Indiana 1 $ 136,000 $ 136,000 $ 67,000
Randolph County Indiana 1 $ 55,000 $ 55,000 $ 18,000
Tippecanoe County Indiana 1 $ 50,000 $ 50,000 $ 43,000
Vermillion County Indiana 1 $ 49,000 $ 49,000 $ 61,000
Dickinson County Iowa 1 $ 271,000 $ 271,000 $ 206,000
Poweshiek County Iowa 1 $ 320,000 $ 320,000 $ 149,000
Story County Iowa 1 $ 210,000 $ 210,000 $ 92,000
Johnson County Kansas 1 $ 69,000 $ 69,000 $ 39,000
Riley County Kansas 1 $ 258,000 $ 258,000 $ 110,000
Carlisle County Kentucky 1 $ 176,000 $ 176,000 $ 79,000
Hardin County Kentucky 1 $ 142,000 $ 142,000 $ 53,000
Madison County Kentucky 1 $ 116,000 $ 116,000 $ 50,000
Whitley County Kentucky 1 $ 158,000 $ 158,000 $ 87,000
Baltimore City County Maryland 1 $ 199,000 $ 199,000 $ 54,000
Calvert County Maryland 1 $ 281,000 $ 281,000 $ 81,000
Howard County Maryland 1 $ 280,000 $ 280,000 $ 165,000
Barnstable County Massachusetts 1 $ 352,000 $ 352,000 $ 145,000
Norfolk County Massachusetts 1 $ 1,050,000 $ 1,050,000 $ 283,000
Suffolk County Massachusetts 1 $ 333,000 $ 333,000 $ 91,000
Bay County Michigan 1 $ 66,000 $ 66,000 $ 45,000
Ionia County Michigan 1 $ 83,000 $ 83,000 $ 34,000
Livingston County Michigan 1 $ 222,000 $ 222,000 $ 63,000
Macomb County Michigan 1 $ 346,000 $ 346,000 $ 117,000
Blue Earth County Minnesota 1 $ 122,000 $ 122,000 $ 41,000
Brown County Minnesota 1 $ 94,000 $ 94,000 $ 31,000
Cass County Minnesota 1 $ 290,000 $ 290,000 $ 86,000
Chippewa County Minnesota 1 $ 123,000 $ 123,000 $ 32,000
Hubbard County Minnesota 1 $ 70,000 $ 70,000 $ 107,000
Lake of the Woods County Minnesota 1 $ 73,000 $ 73,000 $ 33,000
Le Sueur County Minnesota 1 $ 217,000 $ 217,000 $ 74,000
Nicollet County Minnesota 1 $ 137,000 $ 137,000 $ 68,000
Otter Tail County Minnesota 1 $ 150,000 $ 150,000 $ 60,000
Pine County Minnesota 1 $ 132,000 $ 132,000 $ 116,000
Clay County Missouri 1 $ 64,000 $ 64,000 $ 24,000
Jackson County Missouri 1 $ 60,000 $ 60,000 $ 82,000
St. Charles County Missouri 1 $ 114,000 $ 114,000 $ 39,000
St. Louis County Missouri 1 $ 344,000 $ 344,000 $ 168,000
Dawson County Nebraska 1 $ 243,000 $ 243,000 $ 66,000
Dixon County Nebraska 1 $ 67,000 $ 67,000 $ 50,000
Lancaster County Nebraska 1 $ 182,000 $ 182,000 $ 47,000
Carson City County Nevada 1 $ 85,000 $ 85,000 $ 21,000
Middlesex County New Jersey 1 $ 60,000 $ 60,000 $ 110,000
Bernalillo County New Mexico 1 $ 70,000 $ 70,000 $ 32,000
Madison County New York 1 $ 120,000 $ 120,000 $ 43,000
Suffolk County New York 1 $ 55,000 $ 55,000 $ 79,000
Tioga County New York 1 $ 85,000 $ 85,000 $ 37,000
Ulster County New York 1 $ 317,000 $ 317,000 $ 78,000
Westchester County New York 1 $ 255,000 $ 255,000 $ 73,000
Greene County North Carolina 1 $ 89,000 $ 89,000 $ 41,000
New Hanover County North Carolina 1 $ 250,000 $ 250,000 $ 92,000
Burleigh County North Dakota 1 $ 322,000 $ 322,000 $ 111,000
Ramsey County North Dakota 1 $ 133,000 $ 133,000 $ 71,000
Clermont County Ohio 1 $ 85,000 $ 85,000 $ 48,000
Franklin County Ohio 1 $ 56,000 $ 56,000 $ 57,000
Hamilton County Ohio 1 $ 76,000 $ 76,000 $ 70,000
Mahoning County Ohio 1 $ 56,000 $ 56,000 $ 51,000
Stark County Ohio 1 $ 64,000 $ 64,000 $ 57,000
Kiowa County Oklahoma 1 $ 51,000 $ 51,000 $ 65,000
McCurtain County Oklahoma 1 $ 10,000 $ 10,000 $ 44,000
Washington County Oregon 1 $ 344,000 $ 344,000 $ 107,000
Cambria County Pennsylvania 1 $ 223,000 $ 223,000 $ 90,000
Anderson County South Carolina 1 $ 58,000 $ 58,000 $ 45,000
Richland County South Carolina 1 $ 180,000 $ 180,000 $ 70,000
Spartanburg County South Carolina 1 $ 136,000 $ 136,000 $ 43,000
York County South Carolina 1 $ 141,000 $ 141,000 $ 75,000
Davidson County Tennessee 1 $ 161,000 $ 161,000 $ 150,000
Rutherford County Tennessee 1 $ 154,000 $ 154,000 $ 0
Sumner County Tennessee 1 $ 80,000 $ 80,000 $ 21,000
Bee County Texas 1 $ 50,000 $ 50,000 $ 42,000
Dallas County Texas 1 $ 185,000 $ 185,000 $ 116,000
Parker County Texas 1 $ 150,000 $ 150,000 $ 56,000
Potter County Texas 1 $ 120,000 $ 120,000 $ 18,000
Tarrant County Texas 1 $ 155,000 $ 155,000 $ 136,000
Weber County Utah 1 $ 299,000 $ 299,000 $ 1,024,000
Fayette County West Virginia 1 $ 54,000 $ 54,000 $ 41,000
Mercer County West Virginia 1 $ 47,000 $ 47,000 $ 30,000
Monongalia County West Virginia 1 $ 153,000 $ 153,000 $ 545,000
Barron County Wisconsin 1 $ 206,000 $ 206,000 $ 81,000
Dane County Wisconsin 1 $ 188,000 $ 188,000 $ 60,000
Iron County Wisconsin 1 $ 158,000 $ 158,000 $ 164,000
Ozaukee County Wisconsin 1 $ 365,000 $ 365,000 $ 156,000

Mortgage Loan Application Detail Totals for Midcountry Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 760 $118,766,000 $156,000 $11,300,000 $71,000 $1,024,000
Refinancing 257 $55,571,000 $216,000 $6,000,000 $87,000 $1,498,000
Home Improvement 63 $5,100,000 $80,000 $1,877,000 $61,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 825 $121,015,000 $146,000 $2,720,000 $76,000 $1,498,000
Black or African American 80 $10,565,000 $132,000 $378,000 $59,000 $519,000
Not Provided 59 $8,305,000 $140,000 $985,000 $88,000 $444,000
Asian 57 $9,366,000 $164,000 $1,050,000 $79,000 $551,000
Hispanic 31 $3,725,000 $120,000 $368,000 $70,000 $486,000
Not applicable 16 $24,912,000 $1,557,000 $11,300,000 $0 $0
American Indian or Alaskan Native 10 $1,308,000 $130,000 $190,000 $54,000 $116,000
Native Hawaiian or Other Pacific Islander 2 $241,000 $120,000 $134,000 $32,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 743 $127,296,000 $171,000 $11,300,000 $79,000 $1,498,000
FHA-insured (Federal Housing Administration) 175 $26,632,000 $152,000 $344,000 $65,000 $519,000
VA-guaranteed (Veterans Administration) 102 $18,002,000 $176,000 $417,000 $73,000 $1,024,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $7,507,000 $125,000 $332,000 $44,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 756 $132,902,000 $175,000 $11,300,000 $72,000 $669,000
Application Denied By Financial Institution 184 $25,364,000 $137,000 $1,000,000 $78,000 $1,498,000
Application Withdrawn By Applicant 117 $17,230,000 $147,000 $536,000 $76,000 $545,000
File Closed For Incompleteness 15 $2,243,000 $149,000 $400,000 $80,000 $444,000
Application Approved But Not Accepted 7 $1,117,000 $159,000 $325,000 $181,000 $786,000
Loan Purchased By The Institution 1 $581,000 $581,000 $581,000 $229,000 $229,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 73 $11,323,000 $155,000 $1,000,000 $91,000 $1,024,000
Debt-To-Income Ratio 50 $6,040,000 $120,000 $417,000 $43,000 $130,000
Collateral 20 $2,911,000 $145,000 $417,000 $89,000 $300,000
Other 20 $1,619,000 $80,000 $196,000 $131,000 $1,498,000
Credit Application Incomplete 14 $2,190,000 $156,000 $417,000 $67,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 3 $735,000 $245,000 $558,000 $24,000 $73,000
Unverifiable Information 2 $267,000 $133,000 $182,000 $46,000 $56,000
Employment History 2 $279,000 $139,000 $142,000 $50,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midcountry Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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