Midcountry Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Midcountry Bank 7825 Washington Ave. S., Ste. 120 Bloomington, MN 55439 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 1,080 |
Total Mortgage Loan Application Amount | $179,437,000 |
Average Mortgage Loan Application Amount | $150,666 |
Highest Mortgage Loan Application Amount | $11,300,000 |
Average Applicant Income | $73,000 |
Highest Applicant Income | $1,498,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2014.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Hennepin County Minnesota | 173 | $ 29,394,000 | $ 169,000 | $ 78,000 |
Dakota County Minnesota | 119 | $ 16,674,000 | $ 140,000 | $ 68,000 |
Ramsey County Minnesota | 117 | $ 28,186,000 | $ 240,000 | $ 64,000 |
Washington County Minnesota | 72 | $ 14,710,000 | $ 204,000 | $ 87,000 |
Anoka County Minnesota | 58 | $ 7,812,000 | $ 134,000 | $ 58,000 |
Williamson County Illinois | 39 | $ 3,197,000 | $ 81,000 | $ 54,000 |
Franklin County Illinois | 36 | $ 3,408,000 | $ 94,000 | $ 41,000 |
McLeod County Minnesota | 28 | $ 2,250,000 | $ 80,000 | $ 67,000 |
Wright County Minnesota | 27 | $ 4,177,000 | $ 154,000 | $ 71,000 |
Meeker County Minnesota | 21 | $ 2,943,000 | $ 140,000 | $ 54,000 |
Carver County Minnesota | 20 | $ 3,860,000 | $ 193,000 | $ 105,000 |
Jackson County Illinois | 18 | $ 1,760,000 | $ 97,000 | $ 39,000 |
Stearns County Minnesota | 17 | $ 2,015,000 | $ 118,000 | $ 63,000 |
Crow Wing County Minnesota | 15 | $ 1,894,000 | $ 126,000 | $ 99,000 |
Jefferson County Illinois | 14 | $ 3,936,000 | $ 281,000 | $ 55,000 |
Scott County Minnesota | 14 | $ 3,437,000 | $ 245,000 | $ 93,000 |
Sherburne County Minnesota | 14 | $ 2,335,000 | $ 166,000 | $ 70,000 |
Union County Illinois | 12 | $ 735,000 | $ 61,000 | $ 49,000 |
Kandiyohi County Minnesota | 12 | $ 2,270,000 | $ 189,000 | $ 67,000 |
Sibley County Minnesota | 12 | $ 899,000 | $ 74,000 | $ 42,000 |
Chisago County Minnesota | 10 | $ 2,198,000 | $ 219,000 | $ 89,000 |
Olmsted County Minnesota | 9 | $ 958,000 | $ 106,000 | $ 93,000 |
St. Croix County Wisconsin | 8 | $ 1,552,000 | $ 194,000 | $ 129,000 |
Pierce County Wisconsin | 7 | $ 1,079,000 | $ 154,000 | $ 74,000 |
Pulaski County Illinois | 6 | $ 162,000 | $ 27,000 | $ 37,000 |
Beltrami County Minnesota | 6 | $ 714,000 | $ 119,000 | $ 75,000 |
Benton County Minnesota | 6 | $ 769,000 | $ 128,000 | $ 68,000 |
Duval County Florida | 4 | $ 632,000 | $ 158,000 | $ 71,000 |
Massac County Illinois | 4 | $ 166,000 | $ 41,000 | $ 45,000 |
Goodhue County Minnesota | 4 | $ 390,000 | $ 97,000 | $ 59,000 |
Isanti County Minnesota | 4 | $ 586,000 | $ 146,000 | $ 59,000 |
Kanabec County Minnesota | 4 | $ 481,000 | $ 120,000 | $ 133,000 |
St. Louis County Minnesota | 4 | $ 522,000 | $ 130,000 | $ 70,000 |
Burnett County Wisconsin | 4 | $ 644,000 | $ 161,000 | $ 125,000 |
Lee County Florida | 3 | $ 583,000 | $ 194,000 | $ 173,000 |
Palm Beach County Florida | 3 | $ 1,702,000 | $ 567,000 | $ 420,000 |
Saline County Illinois | 3 | $ 186,000 | $ 62,000 | $ 36,000 |
Aitkin County Minnesota | 3 | $ 482,000 | $ 160,000 | $ 85,000 |
Mille Lacs County Minnesota | 3 | $ 297,000 | $ 99,000 | $ 84,000 |
Miami-Dade County Florida | 2 | $ 256,000 | $ 128,000 | $ 274,000 |
Scott County Iowa | 2 | $ 493,000 | $ 246,000 | $ 132,000 |
Middlesex County Massachusetts | 2 | $ 462,000 | $ 231,000 | $ 73,000 |
Dodge County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 17,000 |
Douglas County Minnesota | 2 | $ 379,000 | $ 189,000 | $ 87,000 |
Renville County Minnesota | 2 | $ 47,000 | $ 23,000 | $ 31,000 |
Rice County Minnesota | 2 | $ 465,000 | $ 232,000 | $ 88,000 |
Yellow Medicine County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
Clark County Nevada | 2 | $ 483,000 | $ 241,000 | $ 805,000 |
Hillsborough County New Hampshire | 2 | $ 175,000 | $ 87,000 | $ 41,000 |
Pitt County North Carolina | 2 | $ 402,000 | $ 201,000 | $ 83,000 |
Cuyahoga County Ohio | 2 | $ 100,000 | $ 50,000 | $ 16,000 |
Harris County Texas | 2 | $ 379,000 | $ 189,000 | $ 107,000 |
McLennan County Texas | 2 | $ 365,000 | $ 182,000 | $ 80,000 |
Douglas County Wisconsin | 2 | $ 256,000 | $ 128,000 | $ 86,000 |
Autauga County Alabama | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
Calhoun County Alabama | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
Jefferson County Alabama | 1 | $ 189,000 | $ 189,000 | $ 82,000 |
Limestone County Alabama | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
Pike County Alabama | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
St. Clair County Alabama | 1 | $ 261,000 | $ 261,000 | $ 94,000 |
Matanuska-Susitna County Alaska | 1 | $ 281,000 | $ 281,000 | $ 74,000 |
Maricopa County Arizona | 1 | $ 327,000 | $ 327,000 | $ 153,000 |
Miller County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
Pulaski County Arkansas | 1 | $ 191,000 | $ 191,000 | $ 103,000 |
Butte County California | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 76,000 |
Madera County California | 1 | $ 31,000 | $ 31,000 | $ 113,000 |
San Diego County California | 1 | $ 287,000 | $ 287,000 | $ 118,000 |
Denver County Colorado | 1 | $ 76,000 | $ 76,000 | $ 13,000 |
Las Animas County Colorado | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
Summit County Colorado | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
Highlands County Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
Lake County Florida | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
Osceola County Florida | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
Pasco County Florida | 1 | $ 368,000 | $ 368,000 | $ 55,000 |
Pinellas County Florida | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
Polk County Florida | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
Carroll County Georgia | 1 | $ 67,000 | $ 67,000 | $ 0 |
Clayton County Georgia | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
Alexander County Illinois | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
Hamilton County Illinois | 1 | $ 111,000 | $ 111,000 | $ 95,000 |
Johnson County Illinois | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
Kane County Illinois | 1 | $ 280,000 | $ 280,000 | $ 36,000 |
Perry County Illinois | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
Randolph County Illinois | 1 | $ 48,000 | $ 48,000 | $ 25,000 |
St. Clair County Illinois | 1 | $ 96,000 | $ 96,000 | $ 103,000 |
Will County Illinois | 1 | $ 417,000 | $ 417,000 | $ 252,000 |
Winnebago County Illinois | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
Allen County Indiana | 1 | $ 64,000 | $ 64,000 | $ 15,000 |
Hancock County Indiana | 1 | $ 34,000 | $ 34,000 | $ 14,000 |
Hendricks County Indiana | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
Randolph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
Tippecanoe County Indiana | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
Vermillion County Indiana | 1 | $ 49,000 | $ 49,000 | $ 61,000 |
Dickinson County Iowa | 1 | $ 271,000 | $ 271,000 | $ 206,000 |
Poweshiek County Iowa | 1 | $ 320,000 | $ 320,000 | $ 149,000 |
Story County Iowa | 1 | $ 210,000 | $ 210,000 | $ 92,000 |
Johnson County Kansas | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
Riley County Kansas | 1 | $ 258,000 | $ 258,000 | $ 110,000 |
Carlisle County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 79,000 |
Hardin County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 53,000 |
Madison County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
Whitley County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
Baltimore City County Maryland | 1 | $ 199,000 | $ 199,000 | $ 54,000 |
Calvert County Maryland | 1 | $ 281,000 | $ 281,000 | $ 81,000 |
Howard County Maryland | 1 | $ 280,000 | $ 280,000 | $ 165,000 |
Barnstable County Massachusetts | 1 | $ 352,000 | $ 352,000 | $ 145,000 |
Norfolk County Massachusetts | 1 | $ 1,050,000 | $ 1,050,000 | $ 283,000 |
Suffolk County Massachusetts | 1 | $ 333,000 | $ 333,000 | $ 91,000 |
Bay County Michigan | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
Ionia County Michigan | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
Livingston County Michigan | 1 | $ 222,000 | $ 222,000 | $ 63,000 |
Macomb County Michigan | 1 | $ 346,000 | $ 346,000 | $ 117,000 |
Blue Earth County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
Brown County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
Cass County Minnesota | 1 | $ 290,000 | $ 290,000 | $ 86,000 |
Chippewa County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
Hubbard County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 107,000 |
Lake of the Woods County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
Le Sueur County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 74,000 |
Nicollet County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
Otter Tail County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
Pine County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 116,000 |
Clay County Missouri | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
Jackson County Missouri | 1 | $ 60,000 | $ 60,000 | $ 82,000 |
St. Charles County Missouri | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
St. Louis County Missouri | 1 | $ 344,000 | $ 344,000 | $ 168,000 |
Dawson County Nebraska | 1 | $ 243,000 | $ 243,000 | $ 66,000 |
Dixon County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 50,000 |
Lancaster County Nebraska | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
Carson City County Nevada | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
Middlesex County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
Bernalillo County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
Madison County New York | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
Suffolk County New York | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
Tioga County New York | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
Ulster County New York | 1 | $ 317,000 | $ 317,000 | $ 78,000 |
Westchester County New York | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
Greene County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 41,000 |
New Hanover County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
Burleigh County North Dakota | 1 | $ 322,000 | $ 322,000 | $ 111,000 |
Ramsey County North Dakota | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
Clermont County Ohio | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
Franklin County Ohio | 1 | $ 56,000 | $ 56,000 | $ 57,000 |
Hamilton County Ohio | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
Mahoning County Ohio | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
Stark County Ohio | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
Kiowa County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
McCurtain County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
Washington County Oregon | 1 | $ 344,000 | $ 344,000 | $ 107,000 |
Cambria County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 90,000 |
Anderson County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
Richland County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
Spartanburg County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
York County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 75,000 |
Davidson County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 150,000 |
Rutherford County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 0 |
Sumner County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
Bee County Texas | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
Parker County Texas | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
Potter County Texas | 1 | $ 120,000 | $ 120,000 | $ 18,000 |
Tarrant County Texas | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
Weber County Utah | 1 | $ 299,000 | $ 299,000 | $ 1,024,000 |
Fayette County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 41,000 |
Mercer County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
Monongalia County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 545,000 |
Barron County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
Dane County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
Iron County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 164,000 |
Ozaukee County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 760 | $118,766,000 | $156,000 | $11,300,000 | $71,000 | $1,024,000 |
Refinancing | 257 | $55,571,000 | $216,000 | $6,000,000 | $87,000 | $1,498,000 |
Home Improvement | 63 | $5,100,000 | $80,000 | $1,877,000 | $61,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 825 | $121,015,000 | $146,000 | $2,720,000 | $76,000 | $1,498,000 |
Black or African American | 80 | $10,565,000 | $132,000 | $378,000 | $59,000 | $519,000 |
Not Provided | 59 | $8,305,000 | $140,000 | $985,000 | $88,000 | $444,000 |
Asian | 57 | $9,366,000 | $164,000 | $1,050,000 | $79,000 | $551,000 |
Hispanic | 31 | $3,725,000 | $120,000 | $368,000 | $70,000 | $486,000 |
Not applicable | 16 | $24,912,000 | $1,557,000 | $11,300,000 | $0 | $0 |
American Indian or Alaskan Native | 10 | $1,308,000 | $130,000 | $190,000 | $54,000 | $116,000 |
Native Hawaiian or Other Pacific Islander | 2 | $241,000 | $120,000 | $134,000 | $32,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 743 | $127,296,000 | $171,000 | $11,300,000 | $79,000 | $1,498,000 |
FHA-insured (Federal Housing Administration) | 175 | $26,632,000 | $152,000 | $344,000 | $65,000 | $519,000 |
VA-guaranteed (Veterans Administration) | 102 | $18,002,000 | $176,000 | $417,000 | $73,000 | $1,024,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $7,507,000 | $125,000 | $332,000 | $44,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 756 | $132,902,000 | $175,000 | $11,300,000 | $72,000 | $669,000 |
Application Denied By Financial Institution | 184 | $25,364,000 | $137,000 | $1,000,000 | $78,000 | $1,498,000 |
Application Withdrawn By Applicant | 117 | $17,230,000 | $147,000 | $536,000 | $76,000 | $545,000 |
File Closed For Incompleteness | 15 | $2,243,000 | $149,000 | $400,000 | $80,000 | $444,000 |
Application Approved But Not Accepted | 7 | $1,117,000 | $159,000 | $325,000 | $181,000 | $786,000 |
Loan Purchased By The Institution | 1 | $581,000 | $581,000 | $581,000 | $229,000 | $229,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 73 | $11,323,000 | $155,000 | $1,000,000 | $91,000 | $1,024,000 |
Debt-To-Income Ratio | 50 | $6,040,000 | $120,000 | $417,000 | $43,000 | $130,000 |
Collateral | 20 | $2,911,000 | $145,000 | $417,000 | $89,000 | $300,000 |
Other | 20 | $1,619,000 | $80,000 | $196,000 | $131,000 | $1,498,000 |
Credit Application Incomplete | 14 | $2,190,000 | $156,000 | $417,000 | $67,000 | $125,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $735,000 | $245,000 | $558,000 | $24,000 | $73,000 |
Unverifiable Information | 2 | $267,000 | $133,000 | $182,000 | $46,000 | $56,000 |
Employment History | 2 | $279,000 | $139,000 | $142,000 | $50,000 | $53,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.