Midcarolinabank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Midcarolinabank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midcarolinabank 3101 S. Church Street Burlington, NC 27215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 417 |
| Total Mortgage Loan Application Amount | $61,317,000 |
| Average Mortgage Loan Application Amount | $167,500 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $1,124,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alamance County North Carolina | 74 | $ 9,175,000 | $ 123,000 | $ 65,000 |
| Guilford County North Carolina | 38 | $ 8,592,000 | $ 226,000 | $ 86,000 |
| Wake County North Carolina | 25 | $ 3,399,000 | $ 135,000 | $ 46,000 |
| Mecklenburg County North Carolina | 15 | $ 2,259,000 | $ 150,000 | $ 50,000 |
| Forsyth County North Carolina | 10 | $ 1,080,000 | $ 108,000 | $ 46,000 |
| Brevard County Florida | 7 | $ 761,000 | $ 108,000 | $ 32,000 |
| Orange County Florida | 7 | $ 1,001,000 | $ 143,000 | $ 59,000 |
| Palm Beach County Florida | 7 | $ 1,181,000 | $ 168,000 | $ 66,000 |
| Leon County Florida | 6 | $ 632,000 | $ 105,000 | $ 67,000 |
| Spartanburg County South Carolina | 6 | $ 563,000 | $ 93,000 | $ 41,000 |
| Hillsborough County Florida | 5 | $ 717,000 | $ 143,000 | $ 48,000 |
| Durham County North Carolina | 5 | $ 796,000 | $ 159,000 | $ 78,000 |
| Fairfax County Virginia | 5 | $ 1,213,000 | $ 242,000 | $ 77,000 |
| Lake County Florida | 4 | $ 336,000 | $ 84,000 | $ 39,000 |
| Pinellas County Florida | 4 | $ 458,000 | $ 114,000 | $ 49,000 |
| Cobb County Georgia | 4 | $ 540,000 | $ 135,000 | $ 51,000 |
| DeKalb County Georgia | 4 | $ 613,000 | $ 153,000 | $ 45,000 |
| Wayne County Michigan | 4 | $ 385,000 | $ 96,000 | $ 50,000 |
| Catawba County North Carolina | 4 | $ 446,000 | $ 111,000 | $ 47,000 |
| Gaston County North Carolina | 4 | $ 382,000 | $ 95,000 | $ 57,000 |
| Horry County South Carolina | 4 | $ 526,000 | $ 131,000 | $ 335,000 |
| Richland County South Carolina | 4 | $ 496,000 | $ 124,000 | $ 49,000 |
| Albemarle County Virginia | 4 | $ 1,593,000 | $ 398,000 | $ 167,000 |
| Virginia Beach County Virginia | 4 | $ 592,000 | $ 148,000 | $ 69,000 |
| Broward County Florida | 3 | $ 339,000 | $ 113,000 | $ 40,000 |
| Osceola County Florida | 3 | $ 537,000 | $ 179,000 | $ 90,000 |
| Macomb County Michigan | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Cabarrus County North Carolina | 3 | $ 333,000 | $ 111,000 | $ 77,000 |
| New Hanover County North Carolina | 3 | $ 1,484,000 | $ 494,000 | $ 50,000 |
| Union County North Carolina | 3 | $ 338,000 | $ 112,000 | $ 37,000 |
| Charleston County South Carolina | 3 | $ 902,000 | $ 300,000 | $ 109,000 |
| Citrus County Florida | 2 | $ 202,000 | $ 101,000 | $ 54,000 |
| Clay County Florida | 2 | $ 174,000 | $ 87,000 | $ 63,000 |
| Duval County Florida | 2 | $ 254,000 | $ 127,000 | $ 31,000 |
| Miami-Dade County Florida | 2 | $ 242,000 | $ 121,000 | $ 46,000 |
| Polk County Florida | 2 | $ 246,000 | $ 123,000 | $ 42,000 |
| Chatham County Georgia | 2 | $ 178,000 | $ 89,000 | $ 82,000 |
| Clayton County Georgia | 2 | $ 199,000 | $ 99,000 | $ 86,000 |
| Fulton County Georgia | 2 | $ 411,000 | $ 205,000 | $ 68,000 |
| Gwinnett County Georgia | 2 | $ 276,000 | $ 138,000 | $ 51,000 |
| Paulding County Georgia | 2 | $ 269,000 | $ 134,000 | $ 33,000 |
| Genesee County Michigan | 2 | $ 325,000 | $ 162,000 | $ 51,000 |
| Ottawa County Michigan | 2 | $ 285,000 | $ 142,000 | $ 82,000 |
| Caldwell County North Carolina | 2 | $ 177,000 | $ 88,000 | $ 62,000 |
| Caswell County North Carolina | 2 | $ 195,000 | $ 97,000 | $ 31,000 |
| Craven County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Cumberland County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| Iredell County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 47,000 |
| Johnston County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 72,000 |
| Orange County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 199,000 |
| Pamlico County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 77,000 |
| Randolph County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 35,000 |
| Rowan County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 49,000 |
| Berkeley County South Carolina | 2 | $ 548,000 | $ 274,000 | $ 79,000 |
| Goochland County Virginia | 2 | $ 259,000 | $ 129,000 | $ 88,000 |
| Hampton County Virginia | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
| Newport News County Virginia | 2 | $ 201,000 | $ 100,000 | $ 26,000 |
| Norfolk County Virginia | 2 | $ 216,000 | $ 108,000 | $ 102,000 |
| Portsmouth County Virginia | 2 | $ 266,000 | $ 133,000 | $ 75,000 |
| Prince William County Virginia | 2 | $ 267,000 | $ 133,000 | $ 81,000 |
| Wise County Virginia | 2 | $ 185,000 | $ 92,000 | $ 40,000 |
| Escambia County Florida | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Hernando County Florida | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Indian River County Florida | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Manatee County Florida | 1 | $ 360,000 | $ 360,000 | $ 137,000 |
| Pasco County Florida | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Volusia County Florida | 1 | $ 92,000 | $ 92,000 | $ 70,000 |
| Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 222,000 |
| Bibb County Georgia | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Bulloch County Georgia | 1 | $ 95,000 | $ 95,000 | $ 210,000 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Coweta County Georgia | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Fannin County Georgia | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Forsyth County Georgia | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Gordon County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Hall County Georgia | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Rockdale County Georgia | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Seminole County Georgia | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Sumter County Georgia | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Baltimore City County Maryland | 1 | $ 500,000 | $ 500,000 | $ 335,000 |
| Benzie County Michigan | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Clinton County Michigan | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Hillsdale County Michigan | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Ingham County Michigan | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Ionia County Michigan | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Livingston County Michigan | 1 | $ 339,000 | $ 339,000 | $ 110,000 |
| Oceana County Michigan | 1 | $ 79,000 | $ 79,000 | $ 72,000 |
| Saginaw County Michigan | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Washtenaw County Michigan | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Anson County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Ashe County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Avery County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 250,000 |
| Brunswick County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 193,000 |
| Buncombe County North Carolina | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 139,000 |
| Cherokee County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 66,000 |
| Chowan County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Clay County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Columbus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Davie County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Franklin County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 120,000 |
| Granville County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| Haywood County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Macon County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| McDowell County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Nash County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Onslow County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Pender County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 82,000 |
| Person County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Pitt County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Richmond County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 98,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 14,000 |
| Stokes County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Watauga County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 131,000 |
| Wilkes County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Cherokee County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Chester County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Clarendon County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Darlington County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 66,000 |
| Lexington County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Williamsburg County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| York County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Arlington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Chesapeake County Virginia | 1 | $ 99,000 | $ 99,000 | $ 78,000 |
| Chesterfield County Virginia | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Frederick County Virginia | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Halifax County Virginia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Hanover County Virginia | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Henrico County Virginia | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Henry County Virginia | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Lancaster County Virginia | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| Loudoun County Virginia | 1 | $ 468,000 | $ 468,000 | $ 107,000 |
| Lynchburg County Virginia | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Orange County Virginia | 1 | $ 181,000 | $ 181,000 | $ 56,000 |
| Pittsylvania County Virginia | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Richmond City County Virginia | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Rockbridge County Virginia | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Salem County Virginia | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Spotsylvania County Virginia | 1 | $ 86,000 | $ 86,000 | $ 182,000 |
| Stafford County Virginia | 1 | $ 318,000 | $ 318,000 | $ 120,000 |
| Surry County Virginia | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| York County Virginia | 1 | $ 104,000 | $ 104,000 | $ 83,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midcarolinabank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 305 | $44,273,000 | $139,833 | $1,190,000 | $61,333 | $978,000 |
| Home Purchase | 108 | $16,928,000 | $211,000 | $2,500,000 | $151,285 | $1,124,000 |
| Home Improvement | 4 | $116,000 | $29,000 | $65,000 | $29,000 | $85,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 205 | $27,666,000 | $135,166 | $650,000 | $60,666 | $244,000 |
| White | 155 | $21,686,000 | $191,857 | $1,000,000 | $118,285 | $1,124,000 |
| Not applicable | 37 | $9,639,000 | $260,000 | $2,500,000 | $0 | $20,000 |
| Black or African American | 8 | $1,017,000 | $110,800 | $286,000 | $40,600 | $86,000 |
| Hispanic | 7 | $730,000 | $102,000 | $190,000 | $68,000 | $159,000 |
| Asian | 3 | $303,000 | $101,000 | $173,000 | $125,666 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $276,000 | $138,000 | $166,000 | $42,500 | $57,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 417 | $61,317,000 | $192,571 | $2,500,000 | $106,857 | $1,124,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 237 | $31,417,000 | $135,500 | $720,000 | $64,500 | $601,000 |
| Loan Originated | 105 | $18,303,000 | $214,666 | $2,500,000 | $227,000 | $1,124,000 |
| Application Denied By Financial Institution | 39 | $5,007,000 | $148,600 | $300,000 | $44,200 | $125,000 |
| File Closed For Incompleteness | 31 | $5,204,000 | $152,833 | $468,000 | $62,500 | $180,000 |
| Application Approved But Not Accepted | 5 | $1,386,000 | $407,333 | $1,000,000 | $153,666 | $345,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25 | $3,330,000 | $152,800 | $300,000 | $41,800 | $125,000 |
| Debt-To-Income Ratio | 7 | $877,000 | $106,000 | $170,000 | $28,000 | $59,000 |
| Collateral | 4 | $421,000 | $105,000 | $126,000 | $52,500 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $71,000 | $71,000 |
| Other | 1 | $108,000 | $108,000 | $108,000 | $48,000 | $48,000 |
| Unverifiable Information | 1 | $166,000 | $166,000 | $166,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.