Midcarolinabank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Midcarolinabank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midcarolinabank 3101 S. Church Street Burlington, NC 27215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 931 |
| Total Mortgage Loan Application Amount | $157,192,000 |
| Average Mortgage Loan Application Amount | $157,071 |
| Highest Mortgage Loan Application Amount | $10,500,000 |
| Average Applicant Income | $60,428 |
| Highest Applicant Income | $919,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alamance County North Carolina | 99 | $ 11,489,000 | $ 116,000 | $ 52,000 |
| Wake County North Carolina | 56 | $ 8,598,000 | $ 153,000 | $ 58,000 |
| Mecklenburg County North Carolina | 42 | $ 7,957,000 | $ 189,000 | $ 108,000 |
| Guilford County North Carolina | 38 | $ 9,490,000 | $ 249,000 | $ 69,000 |
| Fulton County Georgia | 20 | $ 3,946,000 | $ 197,000 | $ 79,000 |
| Cobb County Georgia | 19 | $ 3,558,000 | $ 187,000 | $ 64,000 |
| Gwinnett County Georgia | 19 | $ 2,714,000 | $ 142,000 | $ 70,000 |
| Fairfax County Virginia | 18 | $ 5,168,000 | $ 287,000 | $ 111,000 |
| Horry County South Carolina | 14 | $ 2,158,000 | $ 154,000 | $ 71,000 |
| Miami-Dade County Florida | 13 | $ 2,268,000 | $ 174,000 | $ 85,000 |
| Durham County North Carolina | 13 | $ 1,981,000 | $ 152,000 | $ 92,000 |
| Forsyth County North Carolina | 12 | $ 11,660,000 | $ 971,000 | $ 59,000 |
| Chesterfield County Virginia | 12 | $ 1,651,000 | $ 137,000 | $ 50,000 |
| Orange County Florida | 11 | $ 1,466,000 | $ 133,000 | $ 66,000 |
| Greenville County South Carolina | 11 | $ 1,435,000 | $ 130,000 | $ 72,000 |
| Prince William County Virginia | 11 | $ 2,667,000 | $ 242,000 | $ 98,000 |
| Palm Beach County Florida | 10 | $ 1,710,000 | $ 171,000 | $ 58,000 |
| Hillsborough County Florida | 9 | $ 1,231,000 | $ 136,000 | $ 58,000 |
| Cabarrus County North Carolina | 9 | $ 1,685,000 | $ 187,000 | $ 82,000 |
| New Hanover County North Carolina | 9 | $ 1,903,000 | $ 211,000 | $ 86,000 |
| Broward County Florida | 8 | $ 1,531,000 | $ 191,000 | $ 89,000 |
| Henry County Georgia | 8 | $ 1,254,000 | $ 156,000 | $ 82,000 |
| Oakland County Michigan | 8 | $ 1,501,000 | $ 187,000 | $ 111,000 |
| Berkeley County South Carolina | 8 | $ 1,176,000 | $ 147,000 | $ 60,000 |
| Richland County South Carolina | 8 | $ 999,000 | $ 124,000 | $ 62,000 |
| York County South Carolina | 8 | $ 991,000 | $ 123,000 | $ 64,000 |
| Macomb County Michigan | 7 | $ 1,169,000 | $ 167,000 | $ 77,000 |
| Cumberland County North Carolina | 7 | $ 824,000 | $ 117,000 | $ 22,000 |
| Charleston County South Carolina | 7 | $ 1,009,000 | $ 144,000 | $ 45,000 |
| Leon County Florida | 6 | $ 733,000 | $ 122,000 | $ 58,000 |
| DeKalb County Georgia | 6 | $ 1,150,000 | $ 191,000 | $ 57,000 |
| Kent County Michigan | 6 | $ 962,000 | $ 160,000 | $ 59,000 |
| Wayne County Michigan | 6 | $ 840,000 | $ 140,000 | $ 61,000 |
| Buncombe County North Carolina | 6 | $ 866,000 | $ 144,000 | $ 65,000 |
| Gaston County North Carolina | 6 | $ 754,000 | $ 125,000 | $ 51,000 |
| Randolph County North Carolina | 6 | $ 544,000 | $ 90,000 | $ 52,000 |
| Union County North Carolina | 6 | $ 1,225,000 | $ 204,000 | $ 95,000 |
| Lexington County South Carolina | 6 | $ 967,000 | $ 161,000 | $ 71,000 |
| Chesapeake County Virginia | 6 | $ 1,395,000 | $ 232,000 | $ 91,000 |
| Stafford County Virginia | 6 | $ 1,395,000 | $ 232,000 | $ 113,000 |
| Brevard County Florida | 5 | $ 769,000 | $ 153,000 | $ 63,000 |
| Duval County Florida | 5 | $ 988,000 | $ 197,000 | $ 73,000 |
| Lee County Florida | 5 | $ 1,024,000 | $ 204,000 | $ 94,000 |
| Polk County Florida | 5 | $ 439,000 | $ 87,000 | $ 73,000 |
| Cherokee County Georgia | 5 | $ 595,000 | $ 119,000 | $ 51,000 |
| Forsyth County Georgia | 5 | $ 1,497,000 | $ 299,000 | $ 113,000 |
| Iredell County North Carolina | 5 | $ 655,000 | $ 131,000 | $ 56,000 |
| Johnston County North Carolina | 5 | $ 744,000 | $ 148,000 | $ 61,000 |
| Onslow County North Carolina | 5 | $ 1,410,000 | $ 282,000 | $ 77,000 |
| Indian River County Florida | 4 | $ 840,000 | $ 210,000 | $ 89,000 |
| Sarasota County Florida | 4 | $ 524,000 | $ 131,000 | $ 71,000 |
| Barrow County Georgia | 4 | $ 396,000 | $ 99,000 | $ 54,000 |
| Clayton County Georgia | 4 | $ 433,000 | $ 108,000 | $ 67,000 |
| Fayette County Georgia | 4 | $ 626,000 | $ 156,000 | $ 89,000 |
| Orange County North Carolina | 4 | $ 567,000 | $ 141,000 | $ 58,000 |
| Frederick County Virginia | 4 | $ 737,000 | $ 184,000 | $ 63,000 |
| Loudoun County Virginia | 4 | $ 1,268,000 | $ 317,000 | $ 111,000 |
| Roanoke County Virginia | 4 | $ 418,000 | $ 104,000 | $ 69,000 |
| Spotsylvania County Virginia | 4 | $ 561,000 | $ 140,000 | $ 44,000 |
| Virginia Beach County Virginia | 4 | $ 581,000 | $ 145,000 | $ 76,000 |
| Alachua County Florida | 3 | $ 255,000 | $ 85,000 | $ 49,000 |
| Clay County Florida | 3 | $ 403,000 | $ 134,000 | $ 55,000 |
| Pasco County Florida | 3 | $ 375,000 | $ 125,000 | $ 55,000 |
| Volusia County Florida | 3 | $ 480,000 | $ 160,000 | $ 55,000 |
| Carroll County Georgia | 3 | $ 255,000 | $ 85,000 | $ 72,000 |
| Columbia County Georgia | 3 | $ 273,000 | $ 91,000 | $ 58,000 |
| Glynn County Georgia | 3 | $ 475,000 | $ 158,000 | $ 76,000 |
| Spalding County Georgia | 3 | $ 440,000 | $ 146,000 | $ 84,000 |
| Genesee County Michigan | 3 | $ 388,000 | $ 129,000 | $ 75,000 |
| Ionia County Michigan | 3 | $ 730,000 | $ 243,000 | $ 93,000 |
| Brunswick County North Carolina | 3 | $ 320,000 | $ 106,000 | $ 80,000 |
| Carteret County North Carolina | 3 | $ 720,000 | $ 240,000 | $ 43,000 |
| Caswell County North Carolina | 3 | $ 180,000 | $ 60,000 | $ 93,000 |
| Dare County North Carolina | 3 | $ 1,240,000 | $ 413,000 | $ 147,000 |
| Franklin County North Carolina | 3 | $ 323,000 | $ 107,000 | $ 47,000 |
| Lincoln County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 57,000 |
| Pasquotank County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 48,000 |
| Rowan County North Carolina | 3 | $ 398,000 | $ 132,000 | $ 55,000 |
| Dorchester County South Carolina | 3 | $ 432,000 | $ 144,000 | $ 68,000 |
| Spartanburg County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 50,000 |
| Hanover County Virginia | 3 | $ 437,000 | $ 145,000 | $ 71,000 |
| Newport News County Virginia | 3 | $ 254,000 | $ 84,000 | $ 35,000 |
| Escambia County Florida | 2 | $ 242,000 | $ 121,000 | $ 82,000 |
| Marion County Florida | 2 | $ 233,000 | $ 116,000 | $ 80,000 |
| Osceola County Florida | 2 | $ 336,000 | $ 168,000 | $ 41,000 |
| Pinellas County Florida | 2 | $ 303,000 | $ 151,000 | $ 85,000 |
| Santa Rosa County Florida | 2 | $ 221,000 | $ 110,000 | $ 28,000 |
| Seminole County Florida | 2 | $ 192,000 | $ 96,000 | $ 58,000 |
| St. Lucie County Florida | 2 | $ 308,000 | $ 154,000 | $ 75,000 |
| Coweta County Georgia | 2 | $ 183,000 | $ 91,000 | $ 62,000 |
| Douglas County Georgia | 2 | $ 257,000 | $ 128,000 | $ 45,000 |
| Hall County Georgia | 2 | $ 328,000 | $ 164,000 | $ 88,000 |
| Muscogee County Georgia | 2 | $ 212,000 | $ 106,000 | $ 50,000 |
| Newton County Georgia | 2 | $ 354,000 | $ 177,000 | $ 30,000 |
| Rockdale County Georgia | 2 | $ 406,000 | $ 203,000 | $ 19,000 |
| Walton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| White County Georgia | 2 | $ 273,000 | $ 136,000 | $ 62,000 |
| Cass County Michigan | 2 | $ 237,000 | $ 118,000 | $ 103,000 |
| Chippewa County Michigan | 2 | $ 263,000 | $ 131,000 | $ 47,000 |
| Grand Traverse County Michigan | 2 | $ 371,000 | $ 185,000 | $ 67,000 |
| Jackson County Michigan | 2 | $ 234,000 | $ 117,000 | $ 71,000 |
| Muskegon County Michigan | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| Newaygo County Michigan | 2 | $ 149,000 | $ 74,000 | $ 56,000 |
| Oceana County Michigan | 2 | $ 165,000 | $ 82,000 | $ 29,000 |
| St. Clair County Michigan | 2 | $ 232,000 | $ 116,000 | $ 75,000 |
| Washtenaw County Michigan | 2 | $ 271,000 | $ 135,000 | $ 62,000 |
| Caldwell County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 38,000 |
| Catawba County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Chatham County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 105,000 |
| Cleveland County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 28,000 |
| Haywood County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 10,000 |
| Henderson County North Carolina | 2 | $ 551,000 | $ 275,000 | $ 88,000 |
| Lee County North Carolina | 2 | $ 248,000 | $ 124,000 | $ 38,000 |
| Lenoir County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Martin County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 58,000 |
| Moore County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Pitt County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 93,000 |
| Rockingham County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Wilson County North Carolina | 2 | $ 446,000 | $ 223,000 | $ 59,000 |
| Aiken County South Carolina | 2 | $ 229,000 | $ 114,000 | $ 55,000 |
| Anderson County South Carolina | 2 | $ 315,000 | $ 157,000 | $ 61,000 |
| Greenwood County South Carolina | 2 | $ 183,000 | $ 91,000 | $ 63,000 |
| Arlington County Virginia | 2 | $ 378,000 | $ 189,000 | $ 74,000 |
| Henrico County Virginia | 2 | $ 297,000 | $ 148,000 | $ 45,000 |
| Henry County Virginia | 2 | $ 198,000 | $ 99,000 | $ 49,000 |
| Mecklenburg County Virginia | 2 | $ 154,000 | $ 77,000 | $ 61,000 |
| Norfolk County Virginia | 2 | $ 213,000 | $ 106,000 | $ 62,000 |
| Page County Virginia | 2 | $ 281,000 | $ 140,000 | $ 56,000 |
| Portsmouth County Virginia | 2 | $ 183,000 | $ 91,000 | $ 49,000 |
| Bay County Florida | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Collier County Florida | 1 | $ 77,000 | $ 77,000 | $ 66,000 |
| Hernando County Florida | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Madison County Florida | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Manatee County Florida | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Martin County Florida | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Baldwin County Georgia | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Bibb County Georgia | 1 | $ 468,000 | $ 468,000 | $ 184,000 |
| Camden County Georgia | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Chatham County Georgia | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Elbert County Georgia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Floyd County Georgia | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Gordon County Georgia | 1 | $ 82,000 | $ 82,000 | $ 79,000 |
| Greene County Georgia | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
| Houston County Georgia | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Jackson County Georgia | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Jasper County Georgia | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Lumpkin County Georgia | 1 | $ 92,000 | $ 92,000 | $ 54,000 |
| Paulding County Georgia | 1 | $ 102,000 | $ 102,000 | $ 90,000 |
| Peach County Georgia | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Pickens County Georgia | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
| Pike County Georgia | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Pulaski County Georgia | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Quitman County Georgia | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Richmond County Georgia | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Schley County Georgia | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Tift County Georgia | 1 | $ 147,000 | $ 147,000 | $ 26,000 |
| Alpena County Michigan | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Barry County Michigan | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Bay County Michigan | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Eaton County Michigan | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Ingham County Michigan | 1 | $ 256,000 | $ 256,000 | $ 96,000 |
| Kalkaska County Michigan | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Livingston County Michigan | 1 | $ 106,000 | $ 106,000 | $ 61,000 |
| Mackinac County Michigan | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Marquette County Michigan | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Monroe County Michigan | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Montmorency County Michigan | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Shiawassee County Michigan | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Van Buren County Michigan | 1 | $ 240,000 | $ 240,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Craven County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| Davidson County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Davie County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Granville County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Halifax County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Harnett County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Hoke County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Macon County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Nash County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Pamlico County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Person County North Carolina | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Rutherford County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Sampson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Stanly County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Vance County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Watauga County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 153,000 |
| Wayne County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 106,000 |
| Yadkin County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| Chester County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Edgefield County South Carolina | 1 | $ 226,000 | $ 226,000 | $ 87,000 |
| Florence County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Jasper County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Kershaw County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
| Lancaster County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Oconee County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Orangeburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Union County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 111,000 |
| Accomack County Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Augusta County Virginia | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Bristol County Virginia | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Campbell County Virginia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Charlotte County Virginia | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Colonial Heights County Virginia | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Culpeper County Virginia | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Fairfax City County Virginia | 1 | $ 750,000 | $ 750,000 | $ 158,000 |
| Falls Church County Virginia | 1 | $ 515,000 | $ 515,000 | $ 133,000 |
| Franklin County Virginia | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Halifax County Virginia | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Hampton County Virginia | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| James City County Virginia | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| King George County Virginia | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Lee County Virginia | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Louisa County Virginia | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Manassas Park County Virginia | 1 | $ 330,000 | $ 330,000 | $ 84,000 |
| Middlesex County Virginia | 1 | $ 124,000 | $ 124,000 | $ 103,000 |
| New Kent County Virginia | 1 | $ 49,000 | $ 49,000 | $ 49,000 |
| Nottoway County Virginia | 1 | $ 178,000 | $ 178,000 | $ 94,000 |
| Richmond City County Virginia | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Roanoke City County Virginia | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Rockbridge County Virginia | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Rockingham County Virginia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Salem County Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Scott County Virginia | 1 | $ 82,000 | $ 82,000 | $ 61,000 |
| Shenandoah County Virginia | 1 | $ 234,000 | $ 234,000 | $ 43,000 |
| Warren County Virginia | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| York County Virginia | 1 | $ 180,000 | $ 180,000 | $ 176,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midcarolinabank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 729 | $110,830,000 | $152,166 | $750,000 | $67,166 | $504,000 |
| Home Purchase | 191 | $45,760,000 | $176,000 | $10,500,000 | $55,142 | $919,000 |
| Home Improvement | 11 | $602,000 | $54,000 | $508,000 | $57,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 474 | $69,088,000 | $151,500 | $803,000 | $69,333 | $919,000 |
| Not Provided | 379 | $61,492,000 | $149,571 | $1,500,000 | $56,000 | $336,000 |
| Not applicable | 33 | $20,841,000 | $360,500 | $10,500,000 | $6,500 | $159,000 |
| Black or African American | 29 | $3,544,000 | $109,666 | $279,000 | $60,500 | $172,000 |
| Hispanic | 12 | $1,252,000 | $121,000 | $206,000 | $65,250 | $94,000 |
| American Indian or Alaskan Native | 3 | $758,000 | $252,666 | $319,000 | $65,333 | $71,000 |
| Asian | 1 | $217,000 | $217,000 | $217,000 | $120,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 926 | $156,687,000 | $151,857 | $10,500,000 | $57,428 | $919,000 |
| FHA-insured (Federal Housing Administration) | 3 | $263,000 | $87,000 | $107,000 | $20,000 | $37,000 |
| VA-guaranteed (Veterans Administration) | 2 | $242,000 | $121,000 | $137,000 | $46,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 632 | $97,606,000 | $145,428 | $1,500,000 | $57,285 | $504,000 |
| Loan Originated | 165 | $39,122,000 | $192,200 | $10,500,000 | $76,600 | $919,000 |
| Application Denied By Financial Institution | 117 | $18,260,000 | $159,500 | $750,000 | $60,333 | $159,000 |
| Application Approved But Not Accepted | 16 | $1,993,000 | $131,200 | $250,000 | $75,800 | $128,000 |
| File Closed For Incompleteness | 1 | $211,000 | $211,000 | $211,000 | $104,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 53 | $8,738,000 | $148,833 | $630,000 | $60,333 | $159,000 |
| Credit History | 35 | $5,458,000 | $167,166 | $750,000 | $57,000 | $158,000 |
| Collateral | 10 | $1,387,000 | $134,666 | $350,000 | $60,500 | $122,000 |
| Debt-To-Income Ratio | 9 | $1,116,000 | $112,000 | $228,000 | $58,750 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $349,000 | $83,500 | $123,000 | $69,500 | $85,000 |
| Unverifiable Information | 3 | $866,000 | $288,666 | $592,000 | $41,333 | $72,000 |
| Employment History | 2 | $341,000 | $170,500 | $206,000 | $59,000 | $84,000 |
| Other | 1 | $5,000 | $5,000 | $5,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.