Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Farm Credit, Aca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
Mortgage Company & Address | Horizon Farm Credit, Aca 45 Aileron Ct. Mechanicsburg, PA 21157 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 411 |
Total Mortgage Loan Application Amount | $110,965,000 |
Average Mortgage Loan Application Amount | $220,000 |
Highest Mortgage Loan Application Amount | $1,675,000 |
Average Applicant Income | $188,250 |
Highest Applicant Income | $1,991,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Lancaster County Pennsylvania | 30 | $ 11,100,000 | $ 370,000 | $ 332,000 |
York County Pennsylvania | 24 | $ 6,580,000 | $ 274,000 | $ 187,000 |
Crawford County Pennsylvania | 17 | $ 2,445,000 | $ 143,000 | $ 85,000 |
Frederick County Maryland | 14 | $ 5,730,000 | $ 409,000 | $ 173,000 |
Frederick County Virginia | 12 | $ 4,540,000 | $ 378,000 | $ 223,000 |
Adams County Pennsylvania | 11 | $ 2,325,000 | $ 211,000 | $ 260,000 |
Lebanon County Pennsylvania | 11 | $ 1,965,000 | $ 178,000 | $ 211,000 |
Butler County Pennsylvania | 10 | $ 2,690,000 | $ 269,000 | $ 122,000 |
Clinton County Pennsylvania | 10 | $ 2,500,000 | $ 250,000 | $ 142,000 |
Kent County Delaware | 9 | $ 1,815,000 | $ 201,000 | $ 148,000 |
Cumberland County Pennsylvania | 9 | $ 3,355,000 | $ 372,000 | $ 186,000 |
Sussex County Delaware | 8 | $ 2,290,000 | $ 286,000 | $ 139,000 |
Queen Anne's County Maryland | 8 | $ 1,770,000 | $ 221,000 | $ 308,000 |
Centre County Pennsylvania | 8 | $ 1,890,000 | $ 236,000 | $ 129,000 |
Chester County Pennsylvania | 8 | $ 1,820,000 | $ 227,000 | $ 396,000 |
Union County Pennsylvania | 8 | $ 3,240,000 | $ 405,000 | $ 211,000 |
Erie County Pennsylvania | 7 | $ 1,405,000 | $ 200,000 | $ 108,000 |
Mercer County Pennsylvania | 7 | $ 1,625,000 | $ 232,000 | $ 165,000 |
Somerset County Pennsylvania | 7 | $ 975,000 | $ 139,000 | $ 76,000 |
Berkeley County West Virginia | 7 | $ 1,685,000 | $ 240,000 | $ 134,000 |
Bedford County Pennsylvania | 6 | $ 1,370,000 | $ 228,000 | $ 93,000 |
Berks County Pennsylvania | 6 | $ 2,410,000 | $ 401,000 | $ 205,000 |
Franklin County Pennsylvania | 6 | $ 1,380,000 | $ 230,000 | $ 107,000 |
Snyder County Pennsylvania | 6 | $ 940,000 | $ 156,000 | $ 161,000 |
Baltimore County Maryland | 5 | $ 2,365,000 | $ 473,000 | $ 256,000 |
Dauphin County Pennsylvania | 5 | $ 2,265,000 | $ 453,000 | $ 220,000 |
Northumberland County Pennsylvania | 5 | $ 985,000 | $ 197,000 | $ 214,000 |
Caroline County Maryland | 4 | $ 690,000 | $ 172,000 | $ 429,000 |
Carroll County Maryland | 4 | $ 1,690,000 | $ 422,000 | $ 159,000 |
Washington County Maryland | 4 | $ 1,610,000 | $ 402,000 | $ 276,000 |
Clearfield County Pennsylvania | 4 | $ 390,000 | $ 97,000 | $ 73,000 |
Lawrence County Pennsylvania | 4 | $ 1,010,000 | $ 252,000 | $ 138,000 |
Potter County Pennsylvania | 4 | $ 500,000 | $ 125,000 | $ 126,000 |
Westmoreland County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 111,000 |
Jefferson County West Virginia | 4 | $ 450,000 | $ 112,000 | $ 163,000 |
New Castle County Delaware | 3 | $ 1,905,000 | $ 635,000 | $ 182,000 |
Cecil County Maryland | 3 | $ 825,000 | $ 275,000 | $ 144,000 |
Harford County Maryland | 3 | $ 735,000 | $ 245,000 | $ 138,000 |
Kent County Maryland | 3 | $ 1,095,000 | $ 365,000 | $ 85,000 |
Somerset County Maryland | 3 | $ 335,000 | $ 111,000 | $ 199,000 |
Worcester County Maryland | 3 | $ 835,000 | $ 278,000 | $ 353,000 |
Armstrong County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 201,000 |
Beaver County Pennsylvania | 3 | $ 1,005,000 | $ 335,000 | $ 182,000 |
Blair County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 455,000 |
Bradford County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
Bucks County Pennsylvania | 3 | $ 2,025,000 | $ 675,000 | $ 556,000 |
Clarion County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 80,000 |
Columbia County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 134,000 |
Fayette County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 102,000 |
Juniata County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 115,000 |
Luzerne County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 115,000 |
Lycoming County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 98,000 |
Mifflin County Pennsylvania | 3 | $ 665,000 | $ 221,000 | $ 104,000 |
Monroe County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 233,000 |
Montour County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 208,000 |
Perry County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 81,000 |
Schuylkill County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 340,000 |
Tioga County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 867,000 |
Washington County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 103,000 |
Clarke County Virginia | 3 | $ 1,335,000 | $ 445,000 | $ 160,000 |
Page County Virginia | 3 | $ 2,335,000 | $ 778,000 | $ 472,000 |
Montgomery County Maryland | 2 | $ 830,000 | $ 415,000 | $ 141,000 |
Allegheny County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 69,000 |
Greene County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
Huntingdon County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
Jefferson County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
Venango County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
Wyoming County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 182,000 |
Warren County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 163,000 |
Morgan County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 128,000 |
Pima County Arizona | 1 | $ 205,000 | $ 205,000 | $ 458,000 |
Allegany County Maryland | 1 | $ 205,000 | $ 205,000 | $ 261,000 |
Dorchester County Maryland | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
Talbot County Maryland | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
Wicomico County Maryland | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
Chautauqua County New York | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
Noble County Ohio | 1 | $ 345,000 | $ 345,000 | $ 205,000 |
Cambria County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
Elk County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 241,000 |
Forest County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
Fulton County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 188,000 |
Lehigh County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
Northampton County Pennsylvania | 1 | $ 725,000 | $ 725,000 | $ 224,000 |
Susquehanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
Wayne County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 230,000 |
Accomack County Virginia | 1 | $ 105,000 | $ 105,000 | $ 257,000 |
Loudoun County Virginia | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
Hancock County West Virginia | 1 | $ 525,000 | $ 525,000 | $ 258,000 |
Ohio County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 184,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 268 | $83,850,000 | $312,000 | $1,675,000 | $193,000 | $1,591,000 |
Home Improvement | 67 | $10,815,000 | $161,000 | $705,000 | $249,000 | $1,991,000 |
Refinancing | 44 | $11,890,000 | $270,000 | $1,115,000 | $162,000 | $865,000 |
Other Purpose | 32 | $4,410,000 | $137,000 | $455,000 | $149,000 | $440,000 |
Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 336 | $89,030,000 | $264,000 | $1,675,000 | $177,000 | $1,698,000 |
Not Provided | 58 | $17,170,000 | $296,000 | $1,505,000 | $294,000 | $1,991,000 |
Not applicable | 11 | $3,515,000 | $319,000 | $1,375,000 | $0 | $0 |
Asian | 3 | $655,000 | $218,000 | $265,000 | $261,000 | $458,000 |
Hispanic | 2 | $340,000 | $170,000 | $285,000 | $202,000 | $241,000 |
American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $237,000 | $237,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 411 | $110,965,000 | $269,000 | $1,675,000 | $196,000 | $1,991,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 339 | $93,535,000 | $275,000 | $1,675,000 | $210,000 | $1,991,000 |
Application Denied By Financial Institution | 32 | $6,570,000 | $205,000 | $645,000 | $103,000 | $267,000 |
Application Approved But Not Accepted | 22 | $6,340,000 | $288,000 | $1,065,000 | $144,000 | $550,000 |
Application Withdrawn By Applicant | 13 | $3,275,000 | $251,000 | $725,000 | $188,000 | $550,000 |
File Closed For Incompleteness | 5 | $1,245,000 | $249,000 | $405,000 | $163,000 | $297,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 379 | $104,395,000 | $275,000 | $1,675,000 | $205,000 | $1,991,000 |
Debt-To-Income Ratio | 24 | $5,210,000 | $217,000 | $645,000 | $97,000 | $267,000 |
Other | 3 | $485,000 | $161,000 | $355,000 | $157,000 | $218,000 |
Credit History | 3 | $565,000 | $188,000 | $295,000 | $132,000 | $241,000 |
Collateral | 2 | $310,000 | $155,000 | $265,000 | $60,000 | $63,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.