Horizon Farm Credit, Aca
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Farm Credit, Aca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Horizon Farm Credit, Aca 45 Aileron Ct. Westminster, MD 21157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 502 |
| Total Mortgage Loan Application Amount | $147,980,000 |
| Average Mortgage Loan Application Amount | $243,600 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $216,000 |
| Highest Applicant Income | $4,605,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 28 | $ 11,730,000 | $ 418,000 | $ 204,000 |
| Kent County Delaware | 21 | $ 5,215,000 | $ 248,000 | $ 106,000 |
| York County Pennsylvania | 19 | $ 5,975,000 | $ 314,000 | $ 223,000 |
| Sussex County Delaware | 17 | $ 4,795,000 | $ 282,000 | $ 265,000 |
| Westmoreland County Pennsylvania | 15 | $ 3,715,000 | $ 247,000 | $ 212,000 |
| Adams County Pennsylvania | 14 | $ 4,310,000 | $ 307,000 | $ 174,000 |
| Frederick County Maryland | 13 | $ 5,355,000 | $ 411,000 | $ 627,000 |
| Franklin County Pennsylvania | 13 | $ 3,925,000 | $ 301,000 | $ 138,000 |
| Wicomico County Maryland | 11 | $ 2,985,000 | $ 271,000 | $ 291,000 |
| Baltimore County Maryland | 10 | $ 5,000,000 | $ 500,000 | $ 364,000 |
| Harford County Maryland | 10 | $ 2,680,000 | $ 268,000 | $ 158,000 |
| Berks County Pennsylvania | 10 | $ 2,560,000 | $ 256,000 | $ 147,000 |
| Centre County Pennsylvania | 10 | $ 2,020,000 | $ 202,000 | $ 96,000 |
| Somerset County Pennsylvania | 10 | $ 1,880,000 | $ 188,000 | $ 74,000 |
| Shenandoah County Virginia | 9 | $ 3,335,000 | $ 370,000 | $ 429,000 |
| Berkeley County West Virginia | 9 | $ 1,795,000 | $ 199,000 | $ 250,000 |
| Blair County Pennsylvania | 8 | $ 1,450,000 | $ 181,000 | $ 107,000 |
| Erie County Pennsylvania | 8 | $ 1,800,000 | $ 225,000 | $ 111,000 |
| Snyder County Pennsylvania | 8 | $ 1,810,000 | $ 226,000 | $ 94,000 |
| Frederick County Virginia | 8 | $ 2,560,000 | $ 320,000 | $ 236,000 |
| Carroll County Maryland | 7 | $ 2,725,000 | $ 389,000 | $ 194,000 |
| Dorchester County Maryland | 7 | $ 1,335,000 | $ 190,000 | $ 539,000 |
| Bedford County Pennsylvania | 7 | $ 1,085,000 | $ 155,000 | $ 87,000 |
| Columbia County Pennsylvania | 7 | $ 1,905,000 | $ 272,000 | $ 142,000 |
| Lebanon County Pennsylvania | 7 | $ 2,335,000 | $ 333,000 | $ 302,000 |
| Mifflin County Pennsylvania | 7 | $ 1,915,000 | $ 273,000 | $ 334,000 |
| Washington County Pennsylvania | 7 | $ 2,445,000 | $ 349,000 | $ 216,000 |
| Washington County Maryland | 6 | $ 1,190,000 | $ 198,000 | $ 80,000 |
| Chester County Pennsylvania | 6 | $ 2,150,000 | $ 358,000 | $ 104,000 |
| Clarion County Pennsylvania | 6 | $ 1,180,000 | $ 196,000 | $ 96,000 |
| Clinton County Pennsylvania | 6 | $ 1,320,000 | $ 220,000 | $ 111,000 |
| Crawford County Pennsylvania | 6 | $ 690,000 | $ 115,000 | $ 166,000 |
| Cumberland County Pennsylvania | 6 | $ 2,160,000 | $ 360,000 | $ 292,000 |
| Caroline County Maryland | 5 | $ 1,625,000 | $ 325,000 | $ 180,000 |
| Howard County Maryland | 5 | $ 2,215,000 | $ 443,000 | $ 591,000 |
| Huntingdon County Pennsylvania | 5 | $ 685,000 | $ 137,000 | $ 229,000 |
| Union County Pennsylvania | 5 | $ 1,415,000 | $ 283,000 | $ 76,000 |
| New Castle County Delaware | 4 | $ 1,570,000 | $ 392,000 | $ 63,000 |
| Montgomery County Maryland | 4 | $ 1,680,000 | $ 420,000 | $ 453,000 |
| Queen Anne's County Maryland | 4 | $ 3,140,000 | $ 785,000 | $ 860,000 |
| Butler County Pennsylvania | 4 | $ 970,000 | $ 242,000 | $ 92,000 |
| Juniata County Pennsylvania | 4 | $ 1,240,000 | $ 310,000 | $ 141,000 |
| Lycoming County Pennsylvania | 4 | $ 950,000 | $ 237,000 | $ 166,000 |
| Perry County Pennsylvania | 4 | $ 1,650,000 | $ 412,000 | $ 171,000 |
| Potter County Pennsylvania | 4 | $ 670,000 | $ 167,000 | $ 224,000 |
| Schuylkill County Pennsylvania | 4 | $ 990,000 | $ 247,000 | $ 143,000 |
| Tioga County Pennsylvania | 4 | $ 1,050,000 | $ 262,000 | $ 150,000 |
| Jefferson County West Virginia | 4 | $ 1,000,000 | $ 250,000 | $ 96,000 |
| Somerset County Maryland | 3 | $ 455,000 | $ 151,000 | $ 88,000 |
| Allegheny County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 184,000 |
| Armstrong County Pennsylvania | 3 | $ 1,625,000 | $ 541,000 | $ 203,000 |
| Clearfield County Pennsylvania | 3 | $ 935,000 | $ 311,000 | $ 98,000 |
| Dauphin County Pennsylvania | 3 | $ 1,155,000 | $ 385,000 | $ 475,000 |
| Fayette County Pennsylvania | 3 | $ 805,000 | $ 268,000 | $ 179,000 |
| Fulton County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 128,000 |
| Jefferson County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 127,000 |
| Lawrence County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 61,000 |
| Mercer County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 51,000 |
| Northampton County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 114,000 |
| Northumberland County Pennsylvania | 3 | $ 895,000 | $ 298,000 | $ 148,000 |
| Warren County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Bradford County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Bucks County Pennsylvania | 2 | $ 1,520,000 | $ 760,000 | $ 133,000 |
| Elk County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Indiana County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 155,000 |
| McKean County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 115,000 |
| Page County Virginia | 2 | $ 150,000 | $ 75,000 | $ 148,000 |
| Morgan County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Anne Arundel County Maryland | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Cecil County Maryland | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Kent County Maryland | 1 | $ 725,000 | $ 725,000 | $ 112,000 |
| Talbot County Maryland | 1 | $ 755,000 | $ 755,000 | $ 213,000 |
| Chautauqua County New York | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Beaver County Pennsylvania | 1 | $ 565,000 | $ 565,000 | $ 211,000 |
| Cambria County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Lackawanna County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
| Lehigh County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Montour County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Venango County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Accomack County Virginia | 1 | $ 75,000 | $ 75,000 | $ 215,000 |
| Clarke County Virginia | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Halifax County Virginia | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Winchester County Virginia | 1 | $ 465,000 | $ 465,000 | $ 219,000 |
| Hampshire County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Horizon Farm Credit, Aca in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 326 | $105,580,000 | $323,000 | $2,405,000 | $210,000 | $2,188,000 |
| Refinancing | 91 | $28,255,000 | $310,000 | $1,375,000 | $209,000 | $1,307,000 |
| Home Improvement | 47 | $5,155,000 | $109,000 | $615,000 | $172,000 | $812,000 |
| Other Purpose | 22 | $4,980,000 | $226,000 | $1,005,000 | $409,000 | $4,605,000 |
| Cash-out Refinancing | 16 | $4,010,000 | $250,000 | $635,000 | $80,000 | $212,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 381 | $106,095,000 | $278,000 | $1,845,000 | $213,000 | $4,605,000 |
| Not Provided | 89 | $28,965,000 | $325,000 | $1,495,000 | $187,000 | $2,152,000 |
| Not applicable | 17 | $4,795,000 | $282,000 | $885,000 | $0 | $0 |
| Black or African American | 7 | $5,245,000 | $749,000 | $2,405,000 | $380,000 | $2,080,000 |
| Hispanic | 4 | $1,360,000 | $340,000 | $755,000 | $222,000 | $317,000 |
| Asian | 3 | $1,155,000 | $385,000 | $455,000 | $311,000 | $559,000 |
| American Indian or Alaskan Native | 1 | $365,000 | $365,000 | $365,000 | $111,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 502 | $147,980,000 | $294,000 | $2,405,000 | $211,000 | $4,605,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 352 | $97,670,000 | $277,000 | $1,495,000 | $219,000 | $4,605,000 |
| Application Denied By Financial Institution | 56 | $13,940,000 | $248,000 | $805,000 | $98,000 | $964,000 |
| Application Withdrawn By Applicant | 34 | $13,160,000 | $387,000 | $2,405,000 | $249,000 | $2,080,000 |
| Application Approved But Not Accepted | 33 | $13,195,000 | $399,000 | $1,845,000 | $272,000 | $1,389,000 |
| Preapproval Approved but not Accepted | 17 | $5,355,000 | $315,000 | $965,000 | $259,000 | $2,152,000 |
| Preapproval Denied by Financial Institution | 5 | $2,095,000 | $419,000 | $805,000 | $158,000 | $338,000 |
| File Closed For Incompleteness | 5 | $2,565,000 | $513,000 | $805,000 | $197,000 | $552,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 441 | $131,945,000 | $299,000 | $2,405,000 | $227,000 | $4,605,000 |
| Debt-To-Income Ratio | 39 | $11,165,000 | $286,000 | $805,000 | $108,000 | $964,000 |
| Credit History | 16 | $3,680,000 | $230,000 | $805,000 | $71,000 | $145,000 |
| Collateral | 3 | $495,000 | $165,000 | $265,000 | $73,000 | $101,000 |
| Other | 1 | $145,000 | $145,000 | $145,000 | $187,000 | $187,000 |
| Unverifiable Information | 1 | $205,000 | $205,000 | $205,000 | $356,000 | $356,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $345,000 | $345,000 | $345,000 | $119,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.