Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Farm Credit, Aca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Horizon Farm Credit, Aca 45 Aileron Ct. Westminster, MD 21157 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,085 |
Total Mortgage Loan Application Amount | $263,705,000 |
Average Mortgage Loan Application Amount | $201,000 |
Highest Mortgage Loan Application Amount | $5,900,000 |
Average Applicant Income | $101,333 |
Highest Applicant Income | $1,350,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Berkeley County West Virginia | 99 | $ 18,362,000 | $ 185,000 | $ 78,000 |
Frederick County Maryland | 98 | $ 27,120,000 | $ 276,000 | $ 109,000 |
Frederick County Virginia | 85 | $ 16,874,000 | $ 198,000 | $ 69,000 |
Lancaster County Pennsylvania | 65 | $ 15,981,000 | $ 245,000 | $ 66,000 |
Washington County Maryland | 55 | $ 13,359,000 | $ 242,000 | $ 117,000 |
Sussex County Delaware | 51 | $ 13,289,000 | $ 260,000 | $ 102,000 |
Carroll County Maryland | 44 | $ 13,033,000 | $ 296,000 | $ 93,000 |
Kent County Delaware | 43 | $ 9,573,000 | $ 222,000 | $ 73,000 |
Harford County Maryland | 43 | $ 10,688,000 | $ 248,000 | $ 104,000 |
Berks County Pennsylvania | 37 | $ 7,286,000 | $ 196,000 | $ 113,000 |
Chester County Pennsylvania | 31 | $ 14,583,000 | $ 470,000 | $ 144,000 |
Jefferson County West Virginia | 31 | $ 6,205,000 | $ 200,000 | $ 107,000 |
Caroline County Maryland | 30 | $ 6,547,000 | $ 218,000 | $ 100,000 |
Shenandoah County Virginia | 27 | $ 4,869,000 | $ 180,000 | $ 64,000 |
Queen Anne's County Maryland | 24 | $ 6,865,000 | $ 286,000 | $ 157,000 |
Morgan County West Virginia | 24 | $ 3,950,000 | $ 164,000 | $ 79,000 |
Talbot County Maryland | 22 | $ 5,138,000 | $ 233,000 | $ 125,000 |
Baltimore County Maryland | 21 | $ 5,906,000 | $ 281,000 | $ 186,000 |
Clarke County Virginia | 20 | $ 5,196,000 | $ 259,000 | $ 97,000 |
Warren County Virginia | 20 | $ 5,436,000 | $ 271,000 | $ 90,000 |
Cecil County Maryland | 18 | $ 4,450,000 | $ 247,000 | $ 95,000 |
Montgomery County Maryland | 18 | $ 7,217,000 | $ 400,000 | $ 219,000 |
Wicomico County Maryland | 14 | $ 2,774,000 | $ 198,000 | $ 68,000 |
Worcester County Maryland | 14 | $ 2,697,000 | $ 192,000 | $ 133,000 |
Dorchester County Maryland | 13 | $ 2,277,000 | $ 175,000 | $ 57,000 |
Page County Virginia | 13 | $ 2,607,000 | $ 200,000 | $ 80,000 |
Kent County Maryland | 11 | $ 1,735,000 | $ 157,000 | $ 82,000 |
Somerset County Maryland | 10 | $ 2,176,000 | $ 217,000 | $ 104,000 |
Lebanon County Pennsylvania | 10 | $ 2,409,000 | $ 240,000 | $ 87,000 |
Schuylkill County Pennsylvania | 10 | $ 1,787,000 | $ 178,000 | $ 99,000 |
Howard County Maryland | 8 | $ 2,663,000 | $ 332,000 | $ 183,000 |
Northampton County Pennsylvania | 7 | $ 3,993,000 | $ 570,000 | $ 145,000 |
Hampshire County West Virginia | 7 | $ 1,611,000 | $ 230,000 | $ 104,000 |
Lehigh County Pennsylvania | 6 | $ 1,371,000 | $ 228,000 | $ 97,000 |
Montgomery County Pennsylvania | 6 | $ 2,105,000 | $ 350,000 | $ 132,000 |
New Castle County Delaware | 5 | $ 1,003,000 | $ 200,000 | $ 52,000 |
Carbon County Pennsylvania | 5 | $ 1,382,000 | $ 276,000 | $ 130,000 |
York County Pennsylvania | 5 | $ 1,461,000 | $ 292,000 | $ 125,000 |
Bucks County Pennsylvania | 4 | $ 934,000 | $ 233,000 | $ 114,000 |
Dauphin County Pennsylvania | 4 | $ 773,000 | $ 193,000 | $ 68,000 |
Loudoun County Virginia | 4 | $ 913,000 | $ 228,000 | $ 52,000 |
Franklin County Pennsylvania | 3 | $ 847,000 | $ 282,000 | $ 67,000 |
Fulton County Pennsylvania | 3 | $ 638,000 | $ 212,000 | $ 104,000 |
Monroe County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 114,000 |
Garrett County Maryland | 2 | $ 583,000 | $ 291,000 | $ 42,000 |
Accomack County Virginia | 2 | $ 245,000 | $ 122,000 | $ 37,000 |
Adams County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
Clinton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
Cumberland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
Delaware County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
Huntingdon County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 121,000 |
Amherst County Virginia | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
Northampton County Virginia | 1 | $ 417,000 | $ 417,000 | $ 332,000 |
Rockingham County Virginia | 1 | $ 356,000 | $ 356,000 | $ 189,000 |
Hardy County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
Monongalia County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 96,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 731 | $194,310,000 | $265,000 | $5,900,000 | $100,000 | $1,350,000 |
Home Purchase | 259 | $58,746,000 | $226,000 | $1,350,000 | $93,000 | $698,000 |
Home Improvement | 95 | $10,649,000 | $112,000 | $945,000 | $111,000 | $730,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 995 | $235,693,000 | $236,000 | $5,900,000 | $100,000 | $1,350,000 |
Not Provided | 63 | $17,914,000 | $284,000 | $1,000,000 | $83,000 | $412,000 |
Not applicable | 11 | $6,400,000 | $581,000 | $2,350,000 | $48,000 | $160,000 |
Hispanic | 7 | $1,881,000 | $268,000 | $390,000 | $114,000 | $358,000 |
Asian | 6 | $1,254,000 | $209,000 | $624,000 | $279,000 | $730,000 |
Black or African American | 3 | $563,000 | $187,000 | $300,000 | $100,000 | $192,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,059 | $258,107,000 | $243,000 | $5,900,000 | $100,000 | $1,350,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,113,000 | $183,000 | $624,000 | $53,000 | $126,000 |
VA-guaranteed (Veterans Administration) | 7 | $2,028,000 | $289,000 | $388,000 | $77,000 | $124,000 |
FHA-insured (Federal Housing Administration) | 2 | $457,000 | $228,000 | $251,000 | $59,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 669 | $147,922,000 | $221,000 | $1,038,000 | $105,000 | $1,298,000 |
Application Denied By Financial Institution | 233 | $70,638,000 | $303,000 | $5,900,000 | $85,000 | $801,000 |
Application Withdrawn By Applicant | 112 | $28,681,000 | $256,000 | $3,000,000 | $98,000 | $1,350,000 |
Application Approved But Not Accepted | 71 | $16,464,000 | $231,000 | $1,350,000 | $101,000 | $730,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Insufficient Cash (Downpayment, Closing Cost) | 67 | $27,870,000 | $415,000 | $5,900,000 | $89,000 | $801,000 |
Credit History | 43 | $9,793,000 | $227,000 | $1,000,000 | $70,000 | $434,000 |
Debt-To-Income Ratio | 20 | $5,665,000 | $283,000 | $1,125,000 | $85,000 | $287,000 |
Collateral | 17 | $5,135,000 | $302,000 | $650,000 | $101,000 | $228,000 |
Other | 10 | $4,226,000 | $422,000 | $2,350,000 | $98,000 | $170,000 |
Credit Application Incomplete | 3 | $497,000 | $165,000 | $257,000 | $82,000 | $114,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.