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- Data Updated through 2023
Metropolitan Bank C/O Sky Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Metropolitan Bank C/O Sky Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Metropolitan Bank C/O Sky Bank 221 S Church St Bowling Green, OH 43402 |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,247 |
| Total Mortgage Loan Application Amount | $348,021,000 |
| Average Mortgage Loan Application Amount | $152,607 |
| Highest Mortgage Loan Application Amount | $991,000 |
| Average Applicant Income | $101,857 |
| Highest Applicant Income | $816,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Metropolitan Bank C/O Sky Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Metropolitan Bank C/O Sky Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Metropolitan Bank C/O Sky Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Metropolitan Bank C/O Sky Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Metropolitan Bank C/O Sky Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Metropolitan Bank C/O Sky Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Ohio | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Allegheny County Pennsylvania | 16 | $ 1,834,000 | $ 114,000 | $ 69,000 |
| Ashland County Ohio | 3 | $ 522,000 | $ 174,000 | $ 80,000 |
| Ashtabula County Ohio | 4 | $ 459,000 | $ 114,000 | $ 57,000 |
| Bay County Michigan | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Beaufort County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 165,000 |
| Beaver County Pennsylvania | 4 | $ 425,000 | $ 106,000 | $ 49,000 |
| Belmont County Ohio | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Bergen County New Jersey | 8 | $ 1,304,000 | $ 163,000 | $ 76,000 |
| Berrien County Michigan | 1 | $ 185,000 | $ 185,000 | $ 204,000 |
| Boone County Kentucky | 29 | $ 3,955,000 | $ 136,000 | $ 82,000 |
| Boulder County Colorado | 1 | $ 93,000 | $ 93,000 | $ 160,000 |
| Bourbon County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Brown County Indiana | 1 | $ 154,000 | $ 154,000 | $ 311,000 |
| Brown County Ohio | 8 | $ 1,054,000 | $ 131,000 | $ 67,000 |
| Bucks County Pennsylvania | 8 | $ 1,428,000 | $ 178,000 | $ 109,000 |
| Burlington County New Jersey | 5 | $ 983,000 | $ 196,000 | $ 95,000 |
| Butler County Ohio | 55 | $ 8,898,000 | $ 161,000 | $ 81,000 |
| Butler County Pennsylvania | 6 | $ 1,062,000 | $ 177,000 | $ 80,000 |
| Camden County New Jersey | 5 | $ 724,000 | $ 144,000 | $ 149,000 |
| Campbell County Kentucky | 21 | $ 2,519,000 | $ 119,000 | $ 75,000 |
| Carroll County Ohio | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Chester County Pennsylvania | 5 | $ 1,156,000 | $ 231,000 | $ 112,000 |
| Clermont County Ohio | 64 | $ 11,322,000 | $ 176,000 | $ 94,000 |
| Collier County Florida | 1 | $ 357,000 | $ 357,000 | $ 288,000 |
| Columbiana County Ohio | 2 | $ 300,000 | $ 150,000 | $ 193,000 |
| Cook County Illinois | 133 | $ 21,129,000 | $ 158,000 | $ 83,000 |
| Cumberland County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 214,000 |
| Cuyahoga County Ohio | 286 | $ 42,964,000 | $ 150,000 | $ 92,000 |
| Dane County Wisconsin | 9 | $ 1,296,000 | $ 144,000 | $ 85,000 |
| Darke County Ohio | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Dearborn County Indiana | 4 | $ 695,000 | $ 173,000 | $ 98,000 |
| DeKalb County Illinois | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Delaware County Ohio | 65 | $ 12,845,000 | $ 197,000 | $ 89,000 |
| Delaware County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| DuPage County Illinois | 41 | $ 7,471,000 | $ 182,000 | $ 97,000 |
| Dutchess County New York | 1 | $ 700,000 | $ 700,000 | $ 327,000 |
| Erie County Ohio | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Erie County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Essex County New Jersey | 3 | $ 418,000 | $ 139,000 | $ 79,000 |
| Fairfax County Virginia | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Fairfield County Ohio | 13 | $ 1,853,000 | $ 142,000 | $ 66,000 |
| Franklin County Ohio | 180 | $ 25,496,000 | $ 141,000 | $ 68,000 |
| Fulton County Georgia | 1 | $ 154,000 | $ 154,000 | $ 139,000 |
| Fulton County Ohio | 2 | $ 279,000 | $ 139,000 | $ 59,000 |
| Geauga County Ohio | 77 | $ 13,544,000 | $ 175,000 | $ 93,000 |
| Grant County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 98,000 |
| Greene County Ohio | 5 | $ 507,000 | $ 101,000 | $ 81,000 |
| Greenwood County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Gwinnett County Georgia | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| Hamilton County Indiana | 8 | $ 1,283,000 | $ 160,000 | $ 88,000 |
| Hamilton County Ohio | 118 | $ 18,972,000 | $ 160,000 | $ 77,000 |
| Hancock County Indiana | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Hancock County Ohio | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Hardin County Ohio | 1 | $ 128,000 | $ 128,000 | $ 20,000 |
| Hendricks County Indiana | 2 | $ 282,000 | $ 141,000 | $ 98,000 |
| Highland County Ohio | 2 | $ 171,000 | $ 85,000 | $ 49,000 |
| Hillsdale County Michigan | 2 | $ 446,000 | $ 223,000 | $ 122,000 |
| Hocking County Ohio | 1 | $ 97,000 | $ 97,000 | $ 142,000 |
| Horry County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 152,000 |
| Hunterdon County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 142,000 |
| Ingham County Michigan | 1 | $ 102,000 | $ 102,000 | $ 77,000 |
| Jasper County Indiana | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Jefferson County Kentucky | 2 | $ 283,000 | $ 141,000 | $ 98,000 |
| Johnson County Indiana | 1 | $ 151,000 | $ 151,000 | $ 86,000 |
| Kanawha County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Kane County Illinois | 8 | $ 1,633,000 | $ 204,000 | $ 98,000 |
| Kankakee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Kendall County Illinois | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| Kent County Michigan | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Kenton County Kentucky | 36 | $ 4,732,000 | $ 131,000 | $ 78,000 |
| Knox County Ohio | 3 | $ 834,000 | $ 278,000 | $ 154,000 |
| Lake County Florida | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Lake County Illinois | 3 | $ 990,000 | $ 330,000 | $ 85,000 |
| Lake County Indiana | 51 | $ 8,274,000 | $ 162,000 | $ 84,000 |
| Lake County Ohio | 105 | $ 13,907,000 | $ 132,000 | $ 75,000 |
| Lancaster County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Langlade County Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 112,000 |
| LaPorte County Indiana | 1 | $ 208,000 | $ 208,000 | $ 95,000 |
| Lebanon County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| Lee County Florida | 5 | $ 814,000 | $ 162,000 | $ 394,000 |
| Lenawee County Michigan | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Licking County Ohio | 20 | $ 3,032,000 | $ 151,000 | $ 73,000 |
| Livingston County Michigan | 1 | $ 167,000 | $ 167,000 | $ 87,000 |
| Lorain County Ohio | 39 | $ 6,368,000 | $ 163,000 | $ 126,000 |
| Lucas County Ohio | 83 | $ 9,416,000 | $ 113,000 | $ 69,000 |
| Lynchburg County Virginia | 2 | $ 400,000 | $ 200,000 | $ 21,000 |
| Macomb County Michigan | 3 | $ 417,000 | $ 139,000 | $ 121,000 |
| Madison County Ohio | 7 | $ 1,284,000 | $ 183,000 | $ 72,000 |
| Mahoning County Ohio | 5 | $ 572,000 | $ 114,000 | $ 60,000 |
| Marion County Indiana | 15 | $ 1,889,000 | $ 125,000 | $ 86,000 |
| McHenry County Illinois | 3 | $ 733,000 | $ 244,000 | $ 90,000 |
| Medina County Ohio | 45 | $ 8,318,000 | $ 184,000 | $ 84,000 |
| Miami County Ohio | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Miami-Dade County Florida | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Middlesex County New Jersey | 2 | $ 296,000 | $ 148,000 | $ 113,000 |
| Milwaukee County Wisconsin | 10 | $ 1,244,000 | $ 124,000 | $ 86,000 |
| Monmouth County New Jersey | 5 | $ 832,000 | $ 166,000 | $ 97,000 |
| Monroe County Michigan | 15 | $ 1,844,000 | $ 122,000 | $ 78,000 |
| Montgomery County Ohio | 33 | $ 4,242,000 | $ 128,000 | $ 80,000 |
| Montgomery County Pennsylvania | 8 | $ 983,000 | $ 122,000 | $ 73,000 |
| Morris County New Jersey | 11 | $ 1,579,000 | $ 143,000 | $ 88,000 |
| Noble County Ohio | 2 | $ 176,000 | $ 88,000 | $ 61,000 |
| Northampton County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 70,000 |
| Oakland County Michigan | 3 | $ 419,000 | $ 139,000 | $ 77,000 |
| Ocean County New Jersey | 9 | $ 1,293,000 | $ 143,000 | $ 71,000 |
| Ontario County New York | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Orange County Florida | 1 | $ 190,000 | $ 190,000 | $ 77,000 |
| Osceola County Florida | 2 | $ 159,000 | $ 79,000 | $ 50,000 |
| Ottawa County Ohio | 1 | $ 88,000 | $ 88,000 | $ 98,000 |
| Ozaukee County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Palm Beach County Florida | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Pasco County Florida | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Passaic County New Jersey | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Perry County Ohio | 1 | $ 189,000 | $ 189,000 | $ 70,000 |
| Philadelphia County Pennsylvania | 3 | $ 321,000 | $ 107,000 | $ 78,000 |
| Pickaway County Ohio | 2 | $ 342,000 | $ 171,000 | $ 71,000 |
| Pocahontas County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 141,000 |
| Portage County Ohio | 80 | $ 15,426,000 | $ 192,000 | $ 98,000 |
| Porter County Indiana | 13 | $ 1,670,000 | $ 128,000 | $ 89,000 |
| Pulaski County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Racine County Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 105,000 |
| Richland County Ohio | 2 | $ 349,000 | $ 174,000 | $ 96,000 |
| Ripley County Indiana | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Ross County Ohio | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Sandusky County Ohio | 1 | $ 315,000 | $ 315,000 | $ 258,000 |
| Sarasota County Florida | 2 | $ 169,000 | $ 84,000 | $ 61,000 |
| Scioto County Ohio | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Seneca County Ohio | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Sheboygan County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 228,000 |
| Somerset County New Jersey | 5 | $ 816,000 | $ 163,000 | $ 126,000 |
| Stark County Ohio | 42 | $ 6,284,000 | $ 149,000 | $ 95,000 |
| Summit County Ohio | 163 | $ 24,198,000 | $ 148,000 | $ 74,000 |
| Sussex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Trumbull County Ohio | 3 | $ 228,000 | $ 76,000 | $ 30,000 |
| Union County New Jersey | 3 | $ 687,000 | $ 229,000 | $ 136,000 |
| Union County Ohio | 7 | $ 1,010,000 | $ 144,000 | $ 55,000 |
| Virginia Beach County Virginia | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Volusia County Florida | 1 | $ 101,000 | $ 101,000 | $ 118,000 |
| Warren County New Jersey | 3 | $ 561,000 | $ 187,000 | $ 85,000 |
| Warren County Ohio | 33 | $ 6,234,000 | $ 188,000 | $ 99,000 |
| Washington County Rhode Island | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Washington County Wisconsin | 4 | $ 644,000 | $ 161,000 | $ 77,000 |
| Waukesha County Wisconsin | 29 | $ 4,968,000 | $ 171,000 | $ 121,000 |
| Wayne County Ohio | 4 | $ 590,000 | $ 147,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 75,000 |
| Will County Illinois | 35 | $ 6,213,000 | $ 177,000 | $ 86,000 |
| Wood County Ohio | 14 | $ 2,014,000 | $ 143,000 | $ 54,000 |
| Woodford County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Metropolitan Bank C/O Sky Bank in 2003
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,863 | $286,129,000 | $142,875 | $780,000 | $107,750 | $816,000 |
| Home Purchase (one-to-four family) | 384 | $61,892,000 | $165,583 | $991,000 | $94,000 | $698,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,142 | $330,708,000 | $157,000 | $991,000 | $108,529 | $816,000 |
| Black | 35 | $4,987,000 | $178,400 | $288,000 | $79,000 | $135,000 |
| Asian or Pacific Islander | 29 | $5,011,000 | $181,000 | $403,000 | $86,000 | $185,000 |
| Other | 26 | $4,548,000 | $181,000 | $323,000 | $152,800 | $334,000 |
| Hispanic | 13 | $2,459,000 | $191,200 | $636,000 | $85,200 | $221,000 |
| American Indian or Alaskan Native | 2 | $308,000 | $154,000 | $192,000 | $70,500 | $82,000 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,176 | $338,449,000 | $157,470 | $991,000 | $108,529 | $816,000 |
| FHA-insured (Federal Housing Administration) | 64 | $8,550,000 | $136,000 | $212,000 | $58,500 | $160,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,022,000 | $146,000 | $207,000 | $64,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,422 | $215,109,000 | $164,000 | $780,000 | $115,882 | $816,000 |
| Loan Purchased By The Institution | 673 | $105,786,000 | $150,333 | $750,000 | $87,222 | $611,000 |
| Application Denied By Financial Institution | 71 | $14,295,000 | $169,600 | $991,000 | $94,200 | $296,000 |
| Application Approved But Not Accepted | 42 | $6,908,000 | $155,800 | $472,000 | $70,000 | $284,000 |
| Application Withdrawn By Applicant | 37 | $5,661,000 | $147,500 | $400,000 | $79,750 | $288,000 |
| File Closed For Incompleteness | 2 | $262,000 | $131,000 | $218,000 | $53,000 | $69,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 26 | $5,464,000 | $199,600 | $649,000 | $81,000 | $165,000 |
| Collateral | 18 | $4,297,000 | $183,250 | $991,000 | $109,250 | $296,000 |
| Credit History | 11 | $1,711,000 | $144,333 | $301,000 | $83,666 | $267,000 |
| Credit Application Incomplete | 10 | $1,538,000 | $128,000 | $240,000 | $98,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $575,000 | $287,000 | $323,000 | $176,000 | $280,000 |
| Unverifiable Information | 2 | $436,000 | $218,000 | $384,000 | $86,000 | $150,000 |
| Other | 1 | $220,000 | $220,000 | $220,000 | $61,000 | $61,000 |
| Employment History | 1 | $54,000 | $54,000 | $54,000 | $22,000 | $22,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metropolitan Bank C/O Sky Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metropolitan Bank C/O Sky Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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