Metcalf Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Metcalf Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Metcalf Bank
Po Box 4249
Overland Park, KS 66204
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 282
Total Mortgage Loan Application Amount $58,484,000
Average Mortgage Loan Application Amount $754,058
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $374,764
Highest Applicant Income $4,320,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Metcalf Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 169 $ 33,689,000 $ 199,000 $ 67,000
Jackson County Missouri 29 $ 3,018,000 $ 104,000 $ 53,000
Wyandotte County Kansas 19 $ 2,004,000 $ 105,000 $ 75,000
Miami County Kansas 13 $ 1,625,000 $ 125,000 $ 69,000
Platte County Missouri 6 $ 1,106,000 $ 184,000 $ 66,000
Clay County Missouri 4 $ 642,000 $ 160,000 $ 77,000
Leavenworth County Kansas 3 $ 419,000 $ 139,000 $ 87,000
Camden County Missouri 3 $ 409,000 $ 136,000 $ 68,000
Douglas County Kansas 2 $ 202,000 $ 101,000 $ 94,000
Linn County Kansas 2 $ 120,000 $ 60,000 $ 67,000
Cass County Missouri 2 $ 290,000 $ 145,000 $ 53,000
St. Louis City County Missouri 2 $ 150,000 $ 75,000 $ 58,000
Pima County Arizona 1 $ 126,000 $ 126,000 $ 83,000
Carroll County Arkansas 1 $ 151,000 $ 151,000 $ 152,000
Union County Arkansas 1 $ 53,000 $ 53,000 $ 128,000
Chatham County Georgia 1 $ 510,000 $ 510,000 $ 380,000
Tazewell County Illinois 1 $ 130,000 $ 130,000 $ 70,000
Monroe County Indiana 1 $ 118,000 $ 118,000 $ 95,000
Franklin County Kansas 1 $ 110,000 $ 110,000 $ 42,000
Sedgwick County Kansas 1 $ 136,000 $ 136,000 $ 88,000
Johnson County Missouri 1 $ 166,000 $ 166,000 $ 44,000
Clark County Nevada 1 $ 137,000 $ 137,000 $ 100,000
Suffolk County New York 1 $ 10,000,000 $ 10,000,000 $ 4,320,000
Northampton County Pennsylvania 1 $ 100,000 $ 100,000 $ 175,000
Charleston County South Carolina 1 $ 350,000 $ 350,000 $ 374,000
Brown County Wisconsin 1 $ 208,000 $ 208,000 $ 203,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Metcalf Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 172 $25,244,000 $196,300 $560,000 $163,100 $402,000
Refinancing 90 $31,171,000 $2,131,000 $10,000,000 $921,800 $4,320,000
Home Improvement 20 $2,069,000 $100,500 $304,000 $65,500 $151,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 242 $44,114,000 $1,008,166 $10,000,000 $502,416 $4,320,000
Not Provided 16 $2,135,000 $163,666 $256,000 $69,333 $129,000
Hispanic 7 $873,000 $126,000 $160,000 $38,500 $58,000
Asian 6 $1,068,000 $167,500 $319,000 $62,500 $135,000
Not applicable 6 $9,352,000 $1,185,000 $8,685,000 $0 $0
Black or African American 4 $671,000 $167,500 $300,000 $81,500 $159,000
Native Hawaiian or Other Pacific Islander 1 $271,000 $271,000 $271,000 $156,000 $156,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 282 $58,484,000 $943,461 $10,000,000 $470,769 $4,320,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 233 $32,411,000 $185,727 $560,000 $159,363 $402,000
Application Withdrawn By Applicant 26 $4,370,000 $138,333 $360,000 $71,000 $171,000
Application Denied By Financial Institution 23 $21,703,000 $2,764,500 $10,000,000 $1,110,750 $4,320,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 13 $10,358,000 $552,500 $8,685,000 $45,500 $100,000
Credit History 6 $913,000 $159,000 $258,000 $40,000 $84,000
Other 3 $10,241,000 $5,060,000 $10,000,000 $2,176,500 $4,320,000
Unverifiable Information 1 $191,000 $191,000 $191,000 $37,000 $37,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.

Download the Kansas Lender List