Central Bank Of The Midwest
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Central Bank Of The Midwest 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of The Midwest 609 N. Highway 291 Lee's Summit, MO 64063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 465 |
| Total Mortgage Loan Application Amount | $79,780,000 |
| Average Mortgage Loan Application Amount | $155,666 |
| Highest Mortgage Loan Application Amount | $9,807,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $911,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Central Bank Of The Midwest. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of The Midwest's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Central Bank Of The Midwest's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of The Midwest serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of The Midwest, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of The Midwest's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 161 | $ 18,761,000 | $ 116,000 | $ 64,000 |
| Johnson County Kansas | 136 | $ 26,838,000 | $ 197,000 | $ 99,000 |
| Douglas County Kansas | 75 | $ 12,707,000 | $ 169,000 | $ 94,000 |
| Cass County Missouri | 18 | $ 2,726,000 | $ 151,000 | $ 86,000 |
| Clay County Missouri | 10 | $ 1,461,000 | $ 146,000 | $ 79,000 |
| Lafayette County Missouri | 8 | $ 406,000 | $ 50,000 | $ 67,000 |
| Franklin County Kansas | 7 | $ 520,000 | $ 74,000 | $ 63,000 |
| Miami County Kansas | 7 | $ 742,000 | $ 106,000 | $ 98,000 |
| Platte County Missouri | 7 | $ 1,538,000 | $ 219,000 | $ 144,000 |
| Wyandotte County Kansas | 5 | $ 546,000 | $ 109,000 | $ 75,000 |
| Johnson County Missouri | 4 | $ 230,000 | $ 57,000 | $ 62,000 |
| Shawnee County Kansas | 3 | $ 331,000 | $ 110,000 | $ 75,000 |
| Benton County Arkansas | 2 | $ 259,000 | $ 129,000 | $ 42,000 |
| Jefferson County Kansas | 2 | $ 325,000 | $ 162,000 | $ 92,000 |
| Riley County Kansas | 2 | $ 9,961,000 | $ 4,980,000 | $ 50,000 |
| Camden County Missouri | 2 | $ 213,000 | $ 106,000 | $ 267,000 |
| Douglas County Colorado | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Park County Colorado | 1 | $ 186,000 | $ 186,000 | $ 143,000 |
| Madison County Illinois | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| St. Clair County Illinois | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Anderson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Geary County Kansas | 1 | $ 119,000 | $ 119,000 | $ 100,000 |
| Linn County Kansas | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Bates County Missouri | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Boone County Missouri | 1 | $ 256,000 | $ 256,000 | $ 128,000 |
| Cole County Missouri | 1 | $ 152,000 | $ 152,000 | $ 138,000 |
| Cooper County Missouri | 1 | $ 117,000 | $ 117,000 | $ 76,000 |
| Morgan County Missouri | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Ray County Missouri | 1 | $ 91,000 | $ 91,000 | $ 69,000 |
| St. Louis County Missouri | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| Stone County Missouri | 1 | $ 170,000 | $ 170,000 | $ 500,000 |
| Taney County Missouri | 1 | $ 152,000 | $ 152,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for Central Bank Of The Midwest in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 210 | $39,964,000 | $190,000 | $1,740,000 | $87,000 | $548,000 |
| Refinancing | 151 | $34,836,000 | $230,000 | $9,807,000 | $86,000 | $911,000 |
| Home Improvement | 104 | $4,980,000 | $47,000 | $408,000 | $79,000 | $538,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 374 | $52,371,000 | $140,000 | $950,000 | $93,000 | $911,000 |
| Not Provided | 34 | $3,127,000 | $91,000 | $417,000 | $87,000 | $250,000 |
| Not applicable | 33 | $22,046,000 | $668,000 | $9,807,000 | $0 | $0 |
| Black or African American | 9 | $956,000 | $106,000 | $164,000 | $69,000 | $172,000 |
| Hispanic | 9 | $432,000 | $48,000 | $184,000 | $53,000 | $95,000 |
| Asian | 6 | $848,000 | $141,000 | $272,000 | $106,000 | $385,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 419 | $73,598,000 | $175,000 | $9,807,000 | $87,000 | $911,000 |
| FHA-insured (Federal Housing Administration) | 28 | $4,383,000 | $156,000 | $260,000 | $75,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 16 | $1,623,000 | $101,000 | $181,000 | $57,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $176,000 | $88,000 | $133,000 | $43,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $63,811,000 | $201,000 | $9,807,000 | $85,000 | $548,000 |
| Application Withdrawn By Applicant | 75 | $10,583,000 | $141,000 | $540,000 | $97,000 | $911,000 |
| Application Denied By Financial Institution | 63 | $3,860,000 | $61,000 | $319,000 | $57,000 | $299,000 |
| Application Approved But Not Accepted | 11 | $1,526,000 | $138,000 | $417,000 | $148,000 | $799,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $1,964,000 | $53,000 | $232,000 | $58,000 | $299,000 |
| Debt-To-Income Ratio | 17 | $916,000 | $53,000 | $209,000 | $49,000 | $120,000 |
| Collateral | 7 | $825,000 | $117,000 | $319,000 | $78,000 | $154,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $31,000 | $31,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $31,000 | $31,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of The Midwest's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of The Midwest's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.