- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Merrill Lynch Bank & Trust Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Merrill Lynch Bank & Trust Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Merrill Lynch Bank & Trust Fsb 30930 Russell Ranch Rd Ms Ca6-916-02-07 Westlake Village, CA 91362 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 |
| Total Number of Mortgage Applications | 4,304 |
| Total Mortgage Loan Application Amount | $3,881,936,000 |
| Average Mortgage Loan Application Amount | $919,000 |
| Highest Mortgage Loan Application Amount | $10,450,000 |
| Average Applicant Income | $490,000 |
| Highest Applicant Income | $9,951,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Merrill Lynch Bank & Trust Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merrill Lynch Bank & Trust Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Merrill Lynch Bank & Trust Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merrill Lynch Bank & Trust Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Merrill Lynch Bank & Trust Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merrill Lynch Bank & Trust Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Alameda County California | 184 | $ 132,728,000 | $ 721,000 | $ 339,000 |
| Albany County New York | 2 | $ 2,655,000 | $ 1,327,000 | $ 1,568,000 |
| Albemarle County Virginia | 2 | $ 6,625,000 | $ 3,312,000 | $ 1,455,000 |
| Alexandria County Virginia | 1 | $ 287,000 | $ 287,000 | $ 169,000 |
| Allegheny County Pennsylvania | 2 | $ 596,000 | $ 298,000 | $ 184,000 |
| Alpine County California | 1 | $ 308,000 | $ 308,000 | $ 370,000 |
| Amador County California | 1 | $ 400,000 | $ 400,000 | $ 662,000 |
| Arlington County Virginia | 2 | $ 3,917,000 | $ 1,958,000 | $ 2,434,000 |
| Barnstable County Massachusetts | 19 | $ 12,843,000 | $ 675,000 | $ 1,095,000 |
| Beaufort County South Carolina | 2 | $ 3,400,000 | $ 1,700,000 | $ 1,012,000 |
| Belknap County New Hampshire | 3 | $ 2,000,000 | $ 666,000 | $ 3,181,000 |
| Bennington County Vermont | 1 | $ 412,000 | $ 412,000 | $ 1,173,000 |
| Bergen County New Jersey | 10 | $ 6,542,000 | $ 654,000 | $ 581,000 |
| Berkshire County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 875,000 |
| Blaine County Idaho | 7 | $ 9,540,000 | $ 1,362,000 | $ 637,000 |
| Boulder County Colorado | 2 | $ 1,525,000 | $ 762,000 | $ 3,733,000 |
| Bristol County Massachusetts | 4 | $ 1,763,000 | $ 440,000 | $ 801,000 |
| Bristol County Rhode Island | 1 | $ 2,760,000 | $ 2,760,000 | $ 1,510,000 |
| Bronx County New York | 1 | $ 620,000 | $ 620,000 | $ 548,000 |
| Broward County Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 2,279,000 |
| Bucks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 710,000 |
| Buncombe County North Carolina | 1 | $ 1,510,000 | $ 1,510,000 | $ 1,411,000 |
| Butler County Pennsylvania | 1 | $ 830,000 | $ 830,000 | $ 372,000 |
| Calaveras County California | 1 | $ 200,000 | $ 200,000 | $ 239,000 |
| Cape May County New Jersey | 2 | $ 1,492,000 | $ 746,000 | $ 353,000 |
| Carroll County New Hampshire | 4 | $ 2,102,000 | $ 525,000 | $ 495,000 |
| Charleston County South Carolina | 2 | $ 1,915,000 | $ 957,000 | $ 1,990,000 |
| Clackamas County Oregon | 13 | $ 8,785,000 | $ 675,000 | $ 825,000 |
| Clark County Nevada | 7 | $ 4,589,000 | $ 655,000 | $ 496,000 |
| Clark County Washington | 4 | $ 550,000 | $ 137,000 | $ 97,000 |
| Clatsop County Oregon | 1 | $ 1,200,000 | $ 1,200,000 | $ 595,000 |
| Coconino County Arizona | 1 | $ 2,000,000 | $ 2,000,000 | $ 570,000 |
| Collier County Florida | 7 | $ 5,475,000 | $ 782,000 | $ 1,252,000 |
| Columbia County New York | 2 | $ 1,908,000 | $ 954,000 | $ 743,000 |
| Contra Costa County California | 147 | $ 97,507,000 | $ 663,000 | $ 405,000 |
| Cook County Illinois | 2 | $ 2,268,000 | $ 1,134,000 | $ 930,000 |
| Cumberland County Maine | 1 | $ 391,000 | $ 391,000 | $ 146,000 |
| Currituck County North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,880,000 |
| Curry County Oregon | 1 | $ 220,000 | $ 220,000 | $ 152,000 |
| Cuyahoga County Ohio | 2 | $ 1,069,000 | $ 534,000 | $ 803,000 |
| Dallas County Texas | 3 | $ 2,884,000 | $ 961,000 | $ 202,000 |
| Delaware County New York | 1 | $ 176,000 | $ 176,000 | $ 343,000 |
| Delaware County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 92,000 |
| Denver County Colorado | 2 | $ 917,000 | $ 458,000 | $ 424,000 |
| Deschutes County Oregon | 2 | $ 600,000 | $ 300,000 | $ 319,000 |
| District of Columbia County District Of Columbia | 6 | $ 3,628,000 | $ 604,000 | $ 389,000 |
| Door County Wisconsin | 1 | $ 978,000 | $ 978,000 | $ 493,000 |
| Dukes County Massachusetts | 5 | $ 7,949,000 | $ 1,589,000 | $ 860,000 |
| Dutchess County New York | 2 | $ 2,140,000 | $ 1,070,000 | $ 4,093,000 |
| Eagle County Colorado | 3 | $ 2,627,000 | $ 875,000 | $ 718,000 |
| El Dorado County California | 7 | $ 2,358,000 | $ 336,000 | $ 194,000 |
| Essex County Massachusetts | 18 | $ 10,880,000 | $ 604,000 | $ 564,000 |
| Essex County New Jersey | 9 | $ 5,678,000 | $ 630,000 | $ 297,000 |
| Fairfield County Connecticut | 49 | $ 73,021,000 | $ 1,490,000 | $ 1,059,000 |
| Fauquier County Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 414,000 |
| Flathead County Montana | 1 | $ 215,000 | $ 215,000 | $ 487,000 |
| Fresno County California | 1 | $ 168,000 | $ 168,000 | $ 643,000 |
| Fulton County Georgia | 1 | $ 397,000 | $ 397,000 | $ 450,000 |
| Gallatin County Montana | 2 | $ 1,113,000 | $ 556,000 | $ 121,000 |
| Garfield County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,087,000 |
| Gaston County North Carolina | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 1,496,000 | $ 1,496,000 | $ 582,000 |
| Grafton County New Hampshire | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Harford County Maryland | 1 | $ 417,000 | $ 417,000 | $ 2,086,000 |
| Harris County Texas | 1 | $ 992,000 | $ 992,000 | $ 452,000 |
| Hawaii County Hawaii | 2 | $ 1,790,000 | $ 895,000 | $ 2,264,000 |
| Hennepin County Minnesota | 1 | $ 1,011,000 | $ 1,011,000 | $ 888,000 |
| Hillsborough County New Hampshire | 1 | $ 1,260,000 | $ 1,260,000 | $ 7,749,000 |
| Honolulu County Hawaii | 6 | $ 4,020,000 | $ 670,000 | $ 459,000 |
| Hudson County New Jersey | 11 | $ 7,123,000 | $ 647,000 | $ 428,000 |
| Indian River County Florida | 2 | $ 1,710,000 | $ 855,000 | $ 497,000 |
| Jefferson County Colorado | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Kauai County Hawaii | 4 | $ 3,852,000 | $ 963,000 | $ 1,024,000 |
| Kern County California | 2 | $ 407,000 | $ 203,000 | $ 249,000 |
| King County Washington | 9 | $ 4,330,000 | $ 481,000 | $ 391,000 |
| Kings County New York | 36 | $ 38,506,000 | $ 1,069,000 | $ 859,000 |
| Knox County Maine | 2 | $ 623,000 | $ 311,000 | $ 435,000 |
| Kootenai County Idaho | 2 | $ 763,000 | $ 381,000 | $ 375,000 |
| Lane County Oregon | 3 | $ 1,072,000 | $ 357,000 | $ 227,000 |
| Lee County Florida | 3 | $ 2,142,000 | $ 714,000 | $ 1,148,000 |
| Leelanau County Michigan | 1 | $ 310,000 | $ 310,000 | $ 710,000 |
| Leon County Florida | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Licking County Ohio | 1 | $ 417,000 | $ 417,000 | $ 614,000 |
| Lincoln County Oregon | 2 | $ 663,000 | $ 331,000 | $ 119,000 |
| Litchfield County Connecticut | 7 | $ 3,805,000 | $ 543,000 | $ 580,000 |
| Los Angeles County California | 377 | $ 399,386,000 | $ 1,059,000 | $ 621,000 |
| Manatee County Florida | 1 | $ 358,000 | $ 358,000 | $ 1,472,000 |
| Maricopa County Arizona | 13 | $ 6,281,000 | $ 483,000 | $ 283,000 |
| Marin County California | 238 | $ 192,444,000 | $ 808,000 | $ 450,000 |
| Marion County Oregon | 1 | $ 2,021,000 | $ 2,021,000 | $ 0 |
| Maui County Hawaii | 3 | $ 3,100,000 | $ 1,033,000 | $ 360,000 |
| Mendocino County California | 3 | $ 1,901,000 | $ 633,000 | $ 332,000 |
| Mercer County New Jersey | 5 | $ 1,952,000 | $ 390,000 | $ 127,000 |
| Merrimack County New Hampshire | 3 | $ 973,000 | $ 324,000 | $ 411,000 |
| Miami-Dade County Florida | 8 | $ 5,799,000 | $ 724,000 | $ 1,108,000 |
| Middlesex County Massachusetts | 61 | $ 43,097,000 | $ 706,000 | $ 508,000 |
| Middlesex County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 259,000 |
| Monmouth County New Jersey | 8 | $ 3,712,000 | $ 464,000 | $ 561,000 |
| Mono County California | 1 | $ 475,000 | $ 475,000 | $ 909,000 |
| Monterey County California | 26 | $ 28,962,000 | $ 1,113,000 | $ 690,000 |
| Montgomery County Maryland | 2 | $ 582,000 | $ 291,000 | $ 104,000 |
| Morris County New Jersey | 8 | $ 6,272,000 | $ 784,000 | $ 448,000 |
| Multnomah County Oregon | 30 | $ 10,524,000 | $ 350,000 | $ 158,000 |
| Nantucket County Massachusetts | 10 | $ 19,167,000 | $ 1,916,000 | $ 937,000 |
| Napa County California | 51 | $ 50,607,000 | $ 992,000 | $ 654,000 |
| Nassau County New York | 19 | $ 19,006,000 | $ 1,000,000 | $ 505,000 |
| Nevada County California | 9 | $ 5,296,000 | $ 588,000 | $ 324,000 |
| New Haven County Connecticut | 1 | $ 94,000 | $ 94,000 | $ 212,000 |
| New London County Connecticut | 1 | $ 1,000,000 | $ 1,000,000 | $ 342,000 |
| New York County New York | 334 | $ 437,611,000 | $ 1,310,000 | $ 749,000 |
| Newport County Rhode Island | 3 | $ 2,592,000 | $ 864,000 | $ 717,000 |
| Norfolk County Massachusetts | 54 | $ 36,296,000 | $ 672,000 | $ 554,000 |
| Oakland County Michigan | 1 | $ 176,000 | $ 176,000 | $ 127,000 |
| Oklahoma County Oklahoma | 2 | $ 824,000 | $ 412,000 | $ 244,000 |
| Olmsted County Minnesota | 1 | $ 288,000 | $ 288,000 | $ 158,000 |
| Orange County California | 137 | $ 135,334,000 | $ 987,000 | $ 486,000 |
| Orange County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 408,000 |
| Orange County New York | 2 | $ 905,000 | $ 452,000 | $ 52,000 |
| Orange County Vermont | 1 | $ 331,000 | $ 331,000 | $ 1,861,000 |
| Orleans County Louisiana | 1 | $ 410,000 | $ 410,000 | $ 628,000 |
| Pacific County Washington | 1 | $ 401,000 | $ 401,000 | $ 318,000 |
| Palm Beach County Florida | 5 | $ 5,722,000 | $ 1,144,000 | $ 1,675,000 |
| Passaic County New Jersey | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 1,565,000 | $ 1,565,000 | $ 2,400,000 |
| Pierce County Washington | 1 | $ 300,000 | $ 300,000 | $ 182,000 |
| Pike County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 600,000 |
| Pitkin County Colorado | 6 | $ 24,161,000 | $ 4,026,000 | $ 4,120,000 |
| Placer County California | 31 | $ 28,725,000 | $ 926,000 | $ 655,000 |
| Plumas County California | 1 | $ 350,000 | $ 350,000 | $ 347,000 |
| Plymouth County Massachusetts | 18 | $ 9,451,000 | $ 525,000 | $ 567,000 |
| Providence County Rhode Island | 1 | $ 268,000 | $ 268,000 | $ 308,000 |
| Putnam County New York | 3 | $ 1,474,000 | $ 491,000 | $ 350,000 |
| Queens County New York | 15 | $ 9,910,000 | $ 660,000 | $ 379,000 |
| Richmond County New York | 1 | $ 316,000 | $ 316,000 | $ 155,000 |
| Riverside County California | 26 | $ 16,393,000 | $ 630,000 | $ 694,000 |
| Rockingham County New Hampshire | 5 | $ 2,675,000 | $ 535,000 | $ 109,000 |
| Rockland County New York | 1 | $ 1,435,000 | $ 1,435,000 | $ 444,000 |
| Sacramento County California | 2 | $ 825,000 | $ 412,000 | $ 327,000 |
| San Bernardino County California | 3 | $ 2,828,000 | $ 942,000 | $ 569,000 |
| San Diego County California | 127 | $ 104,913,000 | $ 826,000 | $ 340,000 |
| San Francisco County California | 913 | $ 786,134,000 | $ 861,000 | $ 367,000 |
| San Joaquin County California | 1 | $ 105,000 | $ 105,000 | $ 332,000 |
| San Luis Obispo County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| San Mateo County California | 357 | $ 358,821,000 | $ 1,005,000 | $ 519,000 |
| Santa Barbara County California | 48 | $ 44,568,000 | $ 928,000 | $ 486,000 |
| Santa Clara County California | 275 | $ 220,081,000 | $ 800,000 | $ 365,000 |
| Santa Cruz County California | 17 | $ 8,404,000 | $ 494,000 | $ 320,000 |
| Sarasota County Florida | 4 | $ 2,968,000 | $ 742,000 | $ 1,121,000 |
| Saratoga County New York | 3 | $ 793,000 | $ 264,000 | $ 171,000 |
| Shasta County California | 1 | $ 349,000 | $ 349,000 | $ 1,012,000 |
| Skamania County Washington | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Snohomish County Washington | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Solano County California | 18 | $ 4,912,000 | $ 272,000 | $ 1,192,000 |
| Somerset County New Jersey | 3 | $ 3,337,000 | $ 1,112,000 | $ 978,000 |
| Sonoma County California | 86 | $ 63,569,000 | $ 739,000 | $ 402,000 |
| Suffolk County Massachusetts | 62 | $ 52,909,000 | $ 853,000 | $ 593,000 |
| Suffolk County New York | 57 | $ 75,845,000 | $ 1,330,000 | $ 933,000 |
| Sullivan County New York | 1 | $ 240,000 | $ 240,000 | $ 268,000 |
| Summit County Utah | 2 | $ 4,500,000 | $ 2,250,000 | $ 2,889,000 |
| Sussex County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 500,000 |
| Teton County Wyoming | 4 | $ 8,123,000 | $ 2,030,000 | $ 2,675,000 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 1,331,000 |
| Tuolumne County California | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Ulster County New York | 2 | $ 759,000 | $ 379,000 | $ 523,000 |
| Union County New Jersey | 3 | $ 1,898,000 | $ 632,000 | $ 550,000 |
| Utah County Utah | 1 | $ 570,000 | $ 570,000 | $ 450,000 |
| Valley County Idaho | 1 | $ 1,665,000 | $ 1,665,000 | $ 286,000 |
| Ventura County California | 18 | $ 6,834,000 | $ 379,000 | $ 450,000 |
| Waldo County Maine | 1 | $ 417,000 | $ 417,000 | $ 13,000 |
| Walton County Florida | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Washington County Oregon | 28 | $ 18,698,000 | $ 667,000 | $ 110,000 |
| Washington County Rhode Island | 2 | $ 1,200,000 | $ 600,000 | $ 610,000 |
| Washington County Utah | 1 | $ 825,000 | $ 825,000 | $ 7,476,000 |
| Washoe County Nevada | 7 | $ 4,785,000 | $ 683,000 | $ 413,000 |
| Westchester County New York | 38 | $ 40,107,000 | $ 1,055,000 | $ 675,000 |
| Windsor County Vermont | 2 | $ 543,000 | $ 271,000 | $ 1,296,000 |
| Worcester County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 866,000 |
| Yolo County California | 2 | $ 1,311,000 | $ 655,000 | $ 316,000 |
| York County Maine | 3 | $ 5,150,000 | $ 1,716,000 | $ 483,000 |
Mortgage Loan Application Detail Totals for Merrill Lynch Bank & Trust Fsb in 2009
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,731 | $2,231,797,000 | $817,000 | $10,450,000 | $514,000 | $9,600,000 |
| Home Purchase | 1,456 | $1,547,334,000 | $1,062,000 | $10,000,000 | $549,000 | $9,951,000 |
| Home Improvement | 117 | $102,805,000 | $878,000 | $6,000,000 | $407,000 | $2,532,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,965 | $1,891,031,000 | $962,000 | $10,450,000 | $622,000 | $9,951,000 |
| White | 1,856 | $1,551,383,000 | $835,000 | $7,700,000 | $497,000 | $7,476,000 |
| Not applicable | 213 | $243,226,000 | $1,141,000 | $10,000,000 | $0 | $0 |
| Asian | 197 | $146,124,000 | $741,000 | $6,035,000 | $415,000 | $9,600,000 |
| Hispanic | 47 | $26,756,000 | $569,000 | $2,080,000 | $236,000 | $1,110,000 |
| Black or African American | 18 | $18,256,000 | $1,014,000 | $5,500,000 | $567,000 | $2,300,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $3,837,000 | $639,000 | $1,415,000 | $201,000 | $809,000 |
| American Indian or Alaskan Native | 2 | $1,323,000 | $661,000 | $730,000 | $1,870,000 | $3,531,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,304 | $3,881,936,000 | $901,000 | $10,450,000 | $523,000 | $9,951,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,244 | $2,967,219,000 | $914,000 | $10,000,000 | $536,000 | $9,430,000 |
| Application Withdrawn By Applicant | 833 | $706,675,000 | $848,000 | $10,000,000 | $455,000 | $9,951,000 |
| Application Denied By Financial Institution | 100 | $86,303,000 | $863,000 | $5,000,000 | $372,000 | $3,994,000 |
| File Closed For Incompleteness | 77 | $63,294,000 | $822,000 | $3,500,000 | $750,000 | $9,600,000 |
| Application Approved But Not Accepted | 46 | $57,480,000 | $1,249,000 | $10,450,000 | $820,000 | $4,092,000 |
| Loan Purchased By The Institution | 4 | $965,000 | $241,000 | $250,000 | $55,000 | $69,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 39 | $29,578,000 | $758,000 | $2,100,000 | $201,000 | $1,000,000 |
| Collateral | 38 | $40,134,000 | $1,056,000 | $5,000,000 | $612,000 | $3,994,000 |
| Other | 15 | $9,211,000 | $614,000 | $2,600,000 | $303,000 | $798,000 |
| Credit History | 7 | $5,880,000 | $840,000 | $2,500,000 | $161,000 | $338,000 |
| Employment History | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $396,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merrill Lynch Bank & Trust Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merrill Lynch Bank & Trust Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer