Meritlending.Com
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Meritlending.Com.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Meritlending.Com 575 Anton Blvd. #1050 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,333 |
| Total Mortgage Loan Application Amount | $504,579,000 |
| Average Mortgage Loan Application Amount | $193,875 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $745,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 243 | $ 72,935,000 | $ 300,000 | $ 98,000 |
| Orange County California | 149 | $ 45,482,000 | $ 305,000 | $ 126,000 |
| Riverside County California | 136 | $ 35,048,000 | $ 257,000 | $ 80,000 |
| San Bernardino County California | 125 | $ 27,587,000 | $ 220,000 | $ 89,000 |
| Cook County Illinois | 60 | $ 12,450,000 | $ 207,000 | $ 123,000 |
| San Diego County California | 56 | $ 15,507,000 | $ 276,000 | $ 112,000 |
| Kern County California | 53 | $ 8,350,000 | $ 157,000 | $ 137,000 |
| Broward County Florida | 53 | $ 9,923,000 | $ 187,000 | $ 74,000 |
| Shasta County California | 49 | $ 7,879,000 | $ 160,000 | $ 67,000 |
| Sacramento County California | 42 | $ 8,879,000 | $ 211,000 | $ 74,000 |
| Orange County Florida | 40 | $ 7,210,000 | $ 180,000 | $ 83,000 |
| Prince George's County Maryland | 40 | $ 8,049,000 | $ 201,000 | $ 66,000 |
| Fresno County California | 35 | $ 5,276,000 | $ 150,000 | $ 49,000 |
| Tulare County California | 35 | $ 5,522,000 | $ 157,000 | $ 47,000 |
| Pinellas County Florida | 32 | $ 4,431,000 | $ 138,000 | $ 65,000 |
| Hillsborough County Florida | 30 | $ 6,112,000 | $ 203,000 | $ 66,000 |
| Miami-Dade County Florida | 30 | $ 5,165,000 | $ 172,000 | $ 72,000 |
| Brevard County Florida | 26 | $ 3,761,000 | $ 144,000 | $ 56,000 |
| Palm Beach County Florida | 25 | $ 6,638,000 | $ 265,000 | $ 129,000 |
| San Joaquin County California | 24 | $ 5,902,000 | $ 245,000 | $ 74,000 |
| DeKalb County Georgia | 23 | $ 3,768,000 | $ 163,000 | $ 71,000 |
| Contra Costa County California | 22 | $ 7,781,000 | $ 353,000 | $ 102,000 |
| Ventura County California | 22 | $ 7,476,000 | $ 339,000 | $ 102,000 |
| St. Lucie County Florida | 22 | $ 3,428,000 | $ 155,000 | $ 58,000 |
| Duval County Florida | 21 | $ 2,393,000 | $ 113,000 | $ 48,000 |
| Montgomery County Maryland | 21 | $ 4,776,000 | $ 227,000 | $ 78,000 |
| Polk County Florida | 20 | $ 2,454,000 | $ 122,000 | $ 39,000 |
| Volusia County Florida | 20 | $ 2,899,000 | $ 144,000 | $ 51,000 |
| Baltimore County Maryland | 20 | $ 3,832,000 | $ 191,000 | $ 68,000 |
| Cobb County Georgia | 19 | $ 3,239,000 | $ 170,000 | $ 84,000 |
| Baltimore City County Maryland | 19 | $ 1,603,000 | $ 84,000 | $ 56,000 |
| Salt Lake County Utah | 19 | $ 2,444,000 | $ 128,000 | $ 60,000 |
| Lake County Florida | 18 | $ 2,737,000 | $ 152,000 | $ 49,000 |
| Fulton County Georgia | 18 | $ 2,768,000 | $ 153,000 | $ 63,000 |
| Alameda County California | 17 | $ 6,379,000 | $ 375,000 | $ 98,000 |
| Lake County Illinois | 17 | $ 3,433,000 | $ 201,000 | $ 95,000 |
| Pasco County Florida | 15 | $ 2,023,000 | $ 134,000 | $ 51,000 |
| Santa Clara County California | 13 | $ 4,795,000 | $ 368,000 | $ 108,000 |
| Stanislaus County California | 13 | $ 3,493,000 | $ 268,000 | $ 76,000 |
| Frederick County Maryland | 13 | $ 3,123,000 | $ 240,000 | $ 50,000 |
| San Mateo County California | 12 | $ 5,121,000 | $ 426,000 | $ 145,000 |
| Denver County Colorado | 12 | $ 2,301,000 | $ 191,000 | $ 65,000 |
| Osceola County Florida | 12 | $ 1,714,000 | $ 142,000 | $ 39,000 |
| Seminole County Florida | 12 | $ 1,656,000 | $ 138,000 | $ 36,000 |
| Henry County Georgia | 12 | $ 1,966,000 | $ 163,000 | $ 72,000 |
| Will County Illinois | 12 | $ 1,581,000 | $ 131,000 | $ 88,000 |
| Anne Arundel County Maryland | 12 | $ 2,780,000 | $ 231,000 | $ 96,000 |
| Placer County California | 11 | $ 2,964,000 | $ 269,000 | $ 121,000 |
| El Paso County Colorado | 11 | $ 1,759,000 | $ 159,000 | $ 52,000 |
| Lee County Florida | 11 | $ 1,925,000 | $ 175,000 | $ 67,000 |
| Harford County Maryland | 11 | $ 2,521,000 | $ 229,000 | $ 108,000 |
| Ramsey County Minnesota | 11 | $ 1,946,000 | $ 176,000 | $ 67,000 |
| Solano County California | 10 | $ 2,858,000 | $ 285,000 | $ 77,000 |
| Adams County Colorado | 10 | $ 1,634,000 | $ 163,000 | $ 52,000 |
| Merced County California | 9 | $ 1,875,000 | $ 208,000 | $ 56,000 |
| Collier County Florida | 9 | $ 2,084,000 | $ 231,000 | $ 72,000 |
| Manatee County Florida | 9 | $ 1,130,000 | $ 125,000 | $ 62,000 |
| Charles County Maryland | 9 | $ 1,939,000 | $ 215,000 | $ 72,000 |
| Butte County California | 8 | $ 1,185,000 | $ 148,000 | $ 54,000 |
| Imperial County California | 8 | $ 1,221,000 | $ 152,000 | $ 48,000 |
| Inyo County California | 8 | $ 1,955,000 | $ 244,000 | $ 96,000 |
| Madera County California | 8 | $ 1,603,000 | $ 200,000 | $ 54,000 |
| Sonoma County California | 8 | $ 3,412,000 | $ 426,000 | $ 131,000 |
| Alachua County Florida | 8 | $ 898,000 | $ 112,000 | $ 141,000 |
| Charlotte County Florida | 8 | $ 1,342,000 | $ 167,000 | $ 65,000 |
| Leon County Florida | 8 | $ 1,083,000 | $ 135,000 | $ 48,000 |
| Gwinnett County Georgia | 8 | $ 1,257,000 | $ 157,000 | $ 66,000 |
| Carroll County Maryland | 8 | $ 1,323,000 | $ 165,000 | $ 77,000 |
| Pierce County Washington | 8 | $ 1,270,000 | $ 158,000 | $ 58,000 |
| San Luis Obispo County California | 7 | $ 1,979,000 | $ 282,000 | $ 122,000 |
| Santa Barbara County California | 7 | $ 1,898,000 | $ 271,000 | $ 78,000 |
| Tehama County California | 7 | $ 1,056,000 | $ 150,000 | $ 48,000 |
| Arapahoe County Colorado | 7 | $ 1,087,000 | $ 155,000 | $ 71,000 |
| Citrus County Florida | 7 | $ 826,000 | $ 118,000 | $ 75,000 |
| Indian River County Florida | 7 | $ 1,028,000 | $ 146,000 | $ 45,000 |
| Sarasota County Florida | 7 | $ 1,311,000 | $ 187,000 | $ 74,000 |
| Clayton County Georgia | 7 | $ 1,298,000 | $ 185,000 | $ 64,000 |
| Paulding County Georgia | 7 | $ 895,000 | $ 127,000 | $ 121,000 |
| DuPage County Illinois | 7 | $ 1,334,000 | $ 190,000 | $ 75,000 |
| Walton County Florida | 6 | $ 2,469,000 | $ 411,000 | $ 167,000 |
| Madison County Illinois | 6 | $ 776,000 | $ 129,000 | $ 52,000 |
| Jefferson County Colorado | 5 | $ 1,017,000 | $ 203,000 | $ 79,000 |
| Clay County Florida | 5 | $ 623,000 | $ 124,000 | $ 58,000 |
| Flagler County Florida | 5 | $ 726,000 | $ 145,000 | $ 66,000 |
| Hernando County Florida | 5 | $ 751,000 | $ 150,000 | $ 54,000 |
| Marion County Florida | 5 | $ 616,000 | $ 123,000 | $ 38,000 |
| Fayette County Georgia | 5 | $ 1,401,000 | $ 280,000 | $ 83,000 |
| Kane County Illinois | 5 | $ 1,087,000 | $ 217,000 | $ 82,000 |
| Sangamon County Illinois | 5 | $ 508,000 | $ 101,000 | $ 43,000 |
| Winnebago County Illinois | 5 | $ 540,000 | $ 108,000 | $ 51,000 |
| Hennepin County Minnesota | 5 | $ 890,000 | $ 178,000 | $ 49,000 |
| Lake County California | 4 | $ 514,000 | $ 128,000 | $ 61,000 |
| Mendocino County California | 4 | $ 684,000 | $ 171,000 | $ 50,000 |
| Monterey County California | 4 | $ 868,000 | $ 217,000 | $ 67,000 |
| Santa Cruz County California | 4 | $ 1,207,000 | $ 301,000 | $ 140,000 |
| Yuba County California | 4 | $ 591,000 | $ 147,000 | $ 55,000 |
| Mesa County Colorado | 4 | $ 515,000 | $ 128,000 | $ 40,000 |
| Escambia County Florida | 4 | $ 711,000 | $ 177,000 | $ 91,000 |
| Monroe County Florida | 4 | $ 2,196,000 | $ 549,000 | $ 217,000 |
| Nassau County Florida | 4 | $ 1,003,000 | $ 250,000 | $ 57,000 |
| Okaloosa County Florida | 4 | $ 657,000 | $ 164,000 | $ 46,000 |
| Hall County Georgia | 4 | $ 651,000 | $ 162,000 | $ 67,000 |
| McIntosh County Georgia | 4 | $ 402,000 | $ 100,000 | $ 78,000 |
| Champaign County Illinois | 4 | $ 303,000 | $ 75,000 | $ 48,000 |
| McHenry County Illinois | 4 | $ 608,000 | $ 152,000 | $ 67,000 |
| Howard County Maryland | 4 | $ 1,632,000 | $ 408,000 | $ 108,000 |
| St. Louis County Minnesota | 4 | $ 385,000 | $ 96,000 | $ 56,000 |
| King County Washington | 4 | $ 1,120,000 | $ 280,000 | $ 98,000 |
| Amador County California | 3 | $ 783,000 | $ 261,000 | $ 46,000 |
| Humboldt County California | 3 | $ 527,000 | $ 175,000 | $ 34,000 |
| Tuolumne County California | 3 | $ 776,000 | $ 258,000 | $ 36,000 |
| Clear Creek County Colorado | 3 | $ 359,000 | $ 119,000 | $ 66,000 |
| La Plata County Colorado | 3 | $ 557,000 | $ 185,000 | $ 61,000 |
| Pueblo County Colorado | 3 | $ 357,000 | $ 119,000 | $ 59,000 |
| Bay County Florida | 3 | $ 361,000 | $ 120,000 | $ 68,000 |
| Martin County Florida | 3 | $ 464,000 | $ 154,000 | $ 48,000 |
| Santa Rosa County Florida | 3 | $ 510,000 | $ 170,000 | $ 44,000 |
| Dougherty County Georgia | 3 | $ 248,000 | $ 82,000 | $ 51,000 |
| Douglas County Georgia | 3 | $ 508,000 | $ 169,000 | $ 54,000 |
| Rockdale County Georgia | 3 | $ 708,000 | $ 236,000 | $ 78,000 |
| St. Clair County Illinois | 3 | $ 331,000 | $ 110,000 | $ 32,000 |
| Clark County Nevada | 3 | $ 853,000 | $ 284,000 | $ 86,000 |
| Kitsap County Washington | 3 | $ 422,000 | $ 140,000 | $ 44,000 |
| Spokane County Washington | 3 | $ 367,000 | $ 122,000 | $ 41,000 |
| Calaveras County California | 2 | $ 343,000 | $ 171,000 | $ 55,000 |
| Del Norte County California | 2 | $ 421,000 | $ 210,000 | $ 44,000 |
| El Dorado County California | 2 | $ 776,000 | $ 388,000 | $ 118,000 |
| Napa County California | 2 | $ 1,020,000 | $ 510,000 | $ 146,000 |
| Nevada County California | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Sutter County California | 2 | $ 424,000 | $ 212,000 | $ 60,000 |
| Trinity County California | 2 | $ 148,000 | $ 74,000 | $ 40,000 |
| Boulder County Colorado | 2 | $ 527,000 | $ 263,000 | $ 121,000 |
| Larimer County Colorado | 2 | $ 196,000 | $ 98,000 | $ 55,000 |
| Gadsden County Florida | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| Levy County Florida | 2 | $ 296,000 | $ 148,000 | $ 44,000 |
| St. Johns County Florida | 2 | $ 413,000 | $ 206,000 | $ 71,000 |
| Bartow County Georgia | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Chatham County Georgia | 2 | $ 200,000 | $ 100,000 | $ 19,000 |
| Cherokee County Georgia | 2 | $ 331,000 | $ 165,000 | $ 93,000 |
| Coweta County Georgia | 2 | $ 229,000 | $ 114,000 | $ 120,000 |
| Effingham County Georgia | 2 | $ 322,000 | $ 161,000 | $ 74,000 |
| Forsyth County Georgia | 2 | $ 315,000 | $ 157,000 | $ 42,000 |
| Jackson County Georgia | 2 | $ 261,000 | $ 130,000 | $ 66,000 |
| Spalding County Georgia | 2 | $ 378,000 | $ 189,000 | $ 77,000 |
| Walton County Georgia | 2 | $ 483,000 | $ 241,000 | $ 62,000 |
| DeKalb County Illinois | 2 | $ 329,000 | $ 164,000 | $ 98,000 |
| Fulton County Illinois | 2 | $ 122,000 | $ 61,000 | $ 52,000 |
| Kendall County Illinois | 2 | $ 283,000 | $ 141,000 | $ 80,000 |
| Rock Island County Illinois | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Cecil County Maryland | 2 | $ 451,000 | $ 225,000 | $ 53,000 |
| Washington County Maryland | 2 | $ 476,000 | $ 238,000 | $ 54,000 |
| Washington County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 104,000 |
| Queens County New York | 2 | $ 338,000 | $ 169,000 | $ 102,000 |
| Multnomah County Oregon | 2 | $ 264,000 | $ 132,000 | $ 64,000 |
| Davis County Utah | 2 | $ 265,000 | $ 132,000 | $ 43,000 |
| Utah County Utah | 2 | $ 305,000 | $ 152,000 | $ 88,000 |
| Weber County Utah | 2 | $ 198,000 | $ 99,000 | $ 58,000 |
| Clark County Washington | 2 | $ 383,000 | $ 191,000 | $ 46,000 |
| Skagit County Washington | 2 | $ 203,000 | $ 101,000 | $ 69,000 |
| Snohomish County Washington | 2 | $ 299,000 | $ 149,000 | $ 66,000 |
| Lassen County California | 1 | $ 184,000 | $ 184,000 | $ 66,000 |
| Plumas County California | 1 | $ 103,000 | $ 103,000 | $ 23,000 |
| San Benito County California | 1 | $ 542,000 | $ 542,000 | $ 124,000 |
| Siskiyou County California | 1 | $ 132,000 | $ 132,000 | $ 114,000 |
| Yolo County California | 1 | $ 407,000 | $ 407,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 261,000 | $ 261,000 | $ 90,000 |
| Park County Colorado | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Summit County Colorado | 1 | $ 493,000 | $ 493,000 | $ 194,000 |
| Weld County Colorado | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Columbia County Florida | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Highlands County Florida | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Jackson County Florida | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Taylor County Florida | 1 | $ 77,000 | $ 77,000 | $ 18,000 |
| Wakulla County Florida | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Barrow County Georgia | 1 | $ 138,000 | $ 138,000 | $ 86,000 |
| Bulloch County Georgia | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Butts County Georgia | 1 | $ 158,000 | $ 158,000 | $ 82,000 |
| Carroll County Georgia | 1 | $ 201,000 | $ 201,000 | $ 49,000 |
| Colquitt County Georgia | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Columbia County Georgia | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Gordon County Georgia | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Haralson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Hart County Georgia | 1 | $ 293,000 | $ 293,000 | $ 250,000 |
| Houston County Georgia | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Jasper County Georgia | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Jones County Georgia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Laurens County Georgia | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Lumpkin County Georgia | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Monroe County Georgia | 1 | $ 124,000 | $ 124,000 | $ 92,000 |
| Newton County Georgia | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Pike County Georgia | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Rabun County Georgia | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Richmond County Georgia | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Screven County Georgia | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Troup County Georgia | 1 | $ 152,000 | $ 152,000 | $ 34,000 |
| Upson County Georgia | 1 | $ 259,000 | $ 259,000 | $ 102,000 |
| Walker County Georgia | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Wayne County Georgia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Wheeler County Georgia | 1 | $ 157,000 | $ 157,000 | $ 96,000 |
| Whitfield County Georgia | 1 | $ 138,000 | $ 138,000 | $ 161,000 |
| Boone County Illinois | 1 | $ 94,000 | $ 94,000 | $ 20,000 |
| Christian County Illinois | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Grundy County Illinois | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Iroquois County Illinois | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| McLean County Illinois | 1 | $ 162,000 | $ 162,000 | $ 161,000 |
| Peoria County Illinois | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Stephenson County Illinois | 1 | $ 8,000 | $ 8,000 | $ 69,000 |
| Tazewell County Illinois | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Allegany County Maryland | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Calvert County Maryland | 1 | $ 370,000 | $ 370,000 | $ 70,000 |
| Caroline County Maryland | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Dorchester County Maryland | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| St. Mary's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 111,000 |
| Wicomico County Maryland | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Worcester County Maryland | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Monroe County Michigan | 1 | $ 250,000 | $ 250,000 | $ 105,000 |
| Cass County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Otter Tail County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Yellowstone County Montana | 1 | $ 116,000 | $ 116,000 | $ 121,000 |
| Clackamas County Oregon | 1 | $ 240,000 | $ 240,000 | $ 92,000 |
| Douglas County Oregon | 1 | $ 311,000 | $ 311,000 | $ 82,000 |
| Jefferson County Oregon | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Josephine County Oregon | 1 | $ 86,000 | $ 86,000 | $ 120,000 |
| Tillamook County Oregon | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Umatilla County Oregon | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Horry County South Carolina | 1 | $ 418,000 | $ 418,000 | $ 134,000 |
| Iron County Utah | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Millard County Utah | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Prince William County Virginia | 1 | $ 189,000 | $ 189,000 | $ 50,000 |
| Grays Harbor County Washington | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Island County Washington | 1 | $ 177,000 | $ 177,000 | $ 45,000 |
| Mason County Washington | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Thurston County Washington | 1 | $ 167,000 | $ 167,000 | $ 68,000 |
| Whatcom County Washington | 1 | $ 324,000 | $ 324,000 | $ 75,000 |
| Yakima County Washington | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Meritlending.Com in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,152 | $459,180,000 | $183,428 | $1,995,000 | $69,857 | $745,000 |
| Home Purchase | 181 | $45,399,000 | $208,500 | $790,000 | $114,200 | $726,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,342 | $257,275,000 | $205,071 | $1,995,000 | $76,000 | $745,000 |
| White | 577 | $136,018,000 | $188,615 | $1,500,000 | $83,076 | $448,000 |
| Hispanic | 253 | $67,131,000 | $189,600 | $750,000 | $67,800 | $323,000 |
| Black or African American | 84 | $20,961,000 | $218,000 | $1,035,000 | $79,166 | $400,000 |
| Asian | 55 | $17,786,000 | $249,200 | $720,000 | $102,200 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,947,000 | $230,333 | $765,000 | $101,666 | $318,000 |
| American Indian or Alaskan Native | 8 | $1,461,000 | $186,000 | $288,000 | $58,500 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,329 | $503,038,000 | $198,187 | $1,995,000 | $81,687 | $745,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,541,000 | $405,000 | $772,000 | $93,333 | $186,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,239 | $266,329,000 | $192,800 | $1,995,000 | $76,000 | $726,000 |
| Application Withdrawn By Applicant | 823 | $179,992,000 | $198,083 | $1,500,000 | $81,166 | $745,000 |
| Application Denied By Financial Institution | 271 | $58,258,000 | $171,700 | $971,000 | $69,900 | $325,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 101 | $23,013,000 | $172,000 | $750,000 | $71,375 | $260,000 |
| Collateral | 90 | $16,336,000 | $158,100 | $971,000 | $68,500 | $325,000 |
| Employment History | 27 | $7,352,000 | $194,750 | $640,000 | $85,500 | $233,000 |
| Debt-To-Income Ratio | 24 | $6,058,000 | $164,666 | $593,000 | $76,333 | $300,000 |
| Other | 14 | $2,079,000 | $126,800 | $342,000 | $57,400 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,340,000 | $188,500 | $660,000 | $89,250 | $168,000 |
| Unverifiable Information | 1 | $440,000 | $440,000 | $440,000 | $97,000 | $97,000 |
| Credit Application Incomplete | 1 | $129,000 | $129,000 | $129,000 | $27,000 | $27,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.