Meridias Capital Incorporated
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Meridias Capital Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Meridias Capital Incorporated
P.O. Box 241429
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2006  2005  
Total Number of Mortgage Applications 14,934
Total Mortgage Loan Application Amount $2,701,432,000
Average Mortgage Loan Application Amount $192,333
Highest Mortgage Loan Application Amount $3,300,000
Average Applicant Income $135,000
Highest Applicant Income $2,700,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Meridias Capital Incorporated by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAS VEGAS-PARADISE, NV 6,499 $ 1,271,056,000 $ 195,000 $ 119,000
SALT LAKE CITY, UT 1,165 $ 225,535,000 $ 193,000 $ 122,000
PHOENIX-MESA-SCOTTSDALE, AZ 915 $ 179,740,000 $ 196,000 $ 125,000
DALLAS-PLANO-IRVING, TX 882 $ 117,184,000 $ 132,000 $ 105,000
FORT WORTH-ARLINGTON, TX 395 $ 45,063,000 $ 114,000 $ 93,000
OKLAHOMA CITY, OK 349 $ 33,386,000 $ 95,000 $ 89,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 258 $ 57,636,000 $ 223,000 $ 128,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 224 $ 23,092,000 $ 103,000 $ 114,000
OGDEN-CLEARFIELD, UT 208 $ 29,628,000 $ 142,000 $ 106,000
AUSTIN-ROUND ROCK, TX 199 $ 19,294,000 $ 96,000 $ 101,000
PROVO-OREM, UT 197 $ 29,320,000 $ 148,000 $ 107,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 193 $ 18,162,000 $ 94,000 $ 92,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 147 $ 44,624,000 $ 303,000 $ 164,000
SAN ANTONIO, TX 142 $ 15,267,000 $ 107,000 $ 152,000
ANCHORAGE, AK 134 $ 20,053,000 $ 149,000 $ 88,000
TULSA, OK 133 $ 11,401,000 $ 85,000 $ 58,000
DENVER-AURORA, CO 131 $ 23,431,000 $ 178,000 $ 123,000
KANSAS CITY, MO-KS 128 $ 12,752,000 $ 105,000 $ 84,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 124 $ 39,005,000 $ 314,000 $ 173,000
STOCKTON, CA 105 $ 27,908,000 $ 265,000 $ 100,000
OAKLAND-FREMONT-HAYWARD, CA 95 $ 31,328,000 $ 329,000 $ 161,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 82 $ 23,873,000 $ 291,000 $ 147,000
NEW ORLEANS-METAIRIE-KENNER, LA 70 $ 8,473,000 $ 121,000 $ 122,000
TUCSON, AZ 65 $ 8,672,000 $ 133,000 $ 143,000
BOISE CITY-NAMPA, ID 55 $ 6,040,000 $ 109,000 $ 171,000
ST. GEORGE, UT 55 $ 9,680,000 $ 176,000 $ 143,000
ORLANDO-KISSIMMEE, FL 52 $ 9,013,000 $ 173,000 $ 111,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 52 $ 6,597,000 $ 126,000 $ 55,000
ALBUQUERQUE, NM 49 $ 5,674,000 $ 115,000 $ 136,000
LOGAN, UT-ID 47 $ 5,498,000 $ 101,500 $ 64,500
SANTA ANA-ANAHEIM-IRVINE, CA 47 $ 19,204,000 $ 408,000 $ 372,000
SANTA ROSA-PETALUMA, CA 40 $ 14,357,000 $ 358,000 $ 140,000
SEATTLE-BELLEVUE-EVERETT, WA 36 $ 9,954,000 $ 276,000 $ 131,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 35 $ 5,605,000 $ 160,000 $ 133,000
JACKSONVILLE, FL 32 $ 2,617,000 $ 81,000 $ 110,000
RENO-SPARKS, NV 32 $ 7,807,000 $ 243,000 $ 158,000
SAVANNAH, GA 29 $ 3,145,000 $ 108,000 $ 106,000
CAPE CORAL-FORT MYERS, FL 27 $ 5,288,000 $ 195,000 $ 205,000
SARASOTA-BRADENTON-VENICE, FL 27 $ 9,345,000 $ 346,000 $ 210,000
BATON ROUGE, LA 26 $ 3,472,000 $ 133,000 $ 159,000
PRESCOTT, AZ 25 $ 4,323,000 $ 172,000 $ 103,000
HONOLULU, HI 24 $ 7,624,000 $ 317,000 $ 108,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 22 $ 4,158,000 $ 253,500 $ 229,500
RICHMOND, VA 22 $ 3,138,000 $ 142,000 $ 60,000
BALTIMORE-TOWSON, MD 20 $ 2,522,000 $ 126,000 $ 40,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 20 $ 8,255,000 $ 412,000 $ 142,000
FORT COLLINS-LOVELAND, CO 19 $ 3,462,000 $ 182,000 $ 96,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 19 $ 3,412,000 $ 179,000 $ 105,000
FRESNO, CA 18 $ 2,900,000 $ 161,000 $ 98,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 17 $ 4,132,000 $ 265,333 $ 104,000
BAKERSFIELD, CA 16 $ 3,173,000 $ 198,000 $ 77,000
IDAHO FALLS, ID 16 $ 2,213,000 $ 138,000 $ 122,000
EL CENTRO, CA 15 $ 2,569,000 $ 171,000 $ 103,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 15 $ 3,200,000 $ 213,000 $ 314,000
COLORADO SPRINGS, CO 14 $ 2,566,000 $ 183,000 $ 116,000
EL PASO, TX 14 $ 994,000 $ 71,000 $ 75,000
TACOMA, WA 14 $ 2,389,000 $ 170,000 $ 104,000
WARREN-TROY-FARMINGTON HILLS, MI 14 $ 2,759,000 $ 197,000 $ 139,000
INDIANAPOLIS-CARMEL, IN 13 $ 830,000 $ 63,000 $ 134,000
PUEBLO, CO 12 $ 1,677,000 $ 139,000 $ 125,000
YUMA, AZ 12 $ 2,107,000 $ 175,000 $ 79,000
MERCED, CA 11 $ 4,006,000 $ 364,000 $ 241,000
MIAMI-MIAMI BEACH-KENDALL, FL 11 $ 3,184,000 $ 289,000 $ 200,000
OXNARD-THOUSAND OAKS-VENTURA, CA 11 $ 4,626,000 $ 420,000 $ 171,000
SANTA FE, NM 11 $ 3,436,000 $ 312,000 $ 263,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 10 $ 1,228,000 $ 122,000 $ 98,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 10 $ 2,123,000 $ 212,000 $ 85,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 10 $ 3,918,000 $ 391,000 $ 200,000
VISALIA-PORTERVILLE, CA 10 $ 1,368,000 $ 136,000 $ 67,000
COEUR D'ALENE, ID 9 $ 1,090,000 $ 121,000 $ 106,000
LAKELAND, FL 9 $ 693,000 $ 77,000 $ 41,000
NAPLES-MARCO ISLAND, FL 9 $ 1,662,000 $ 184,000 $ 81,000
ST. LOUIS, MO-IL 9 $ 1,181,000 $ 131,000 $ 81,000
TYLER, TX 9 $ 1,650,000 $ 183,000 $ 223,000
DETROIT-LIVONIA-DEARBORN, MI 8 $ 483,000 $ 60,000 $ 23,000
FLAGSTAFF, AZ 8 $ 1,699,000 $ 212,000 $ 117,000
GREELEY, CO 8 $ 1,015,000 $ 126,000 $ 95,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 8 $ 1,660,000 $ 207,000 $ 172,000
CHICAGO-NAPERVILLE-JOLIET, IL 7 $ 929,000 $ 132,000 $ 197,000
KENNEWICK-RICHLAND-PASCO, WA 7 $ 767,000 $ 109,000 $ 70,000
OLYMPIA, WA 7 $ 1,230,000 $ 175,000 $ 96,000
SAN LUIS OBISPO-PASO ROBLES, CA 7 $ 2,684,000 $ 383,000 $ 188,000
SHERMAN-DENISON, TX 7 $ 518,000 $ 74,000 $ 34,000
SPOKANE, WA 7 $ 814,000 $ 116,000 $ 107,000
COLLEGE STATION-BRYAN, TX 6 $ 503,000 $ 83,000 $ 97,000
DES MOINES-WEST DES MOINES, IA 6 $ 432,000 $ 72,000 $ 98,000
GRAND JUNCTION, CO 6 $ 1,163,000 $ 193,000 $ 194,000
KNOXVILLE, TN 6 $ 772,000 $ 128,000 $ 120,000
ATHENS-CLARKE COUNTY, GA 5 $ 425,000 $ 85,000 $ 76,000
BOULDER, CO 5 $ 1,716,000 $ 343,000 $ 117,000
CEDAR RAPIDS, IA 5 $ 380,000 $ 76,000 $ 91,000
GARY, IN 5 $ 434,000 $ 86,000 $ 122,000
LAS CRUCES, NM 5 $ 521,000 $ 104,000 $ 361,000
OCALA, FL 5 $ 640,000 $ 128,000 $ 217,000
SALINAS, CA 5 $ 2,068,000 $ 413,000 $ 326,000
SANTA BARBARA-SANTA MARIA, CA 5 $ 1,262,000 $ 252,000 $ 13,000
TUSCALOOSA, AL 5 $ 316,000 $ 63,000 $ 133,000
VALLEJO-FAIRFIELD, CA 5 $ 1,100,000 $ 220,000 $ 93,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 4 $ 1,647,000 $ 411,000 $ 171,000
BIRMINGHAM-HOOVER, AL 4 $ 491,000 $ 122,000 $ 52,000
BREMERTON-SILVERDALE, WA 4 $ 635,000 $ 158,000 $ 271,000
CARSON CITY, NV 4 $ 517,000 $ 129,000 $ 96,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 372,000 $ 93,000 $ 71,000
FAYETTEVILLE, NC 4 $ 630,000 $ 157,000 $ 124,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 320,000 $ 80,000 $ 67,000
GAINESVILLE, GA 4 $ 507,000 $ 126,000 $ 71,000
JACKSON, MS 4 $ 352,000 $ 88,000 $ 180,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 4 $ 376,000 $ 94,000 $ 61,000
MCALLEN-EDINBURG-MISSION, TX 4 $ 512,000 $ 128,000 $ 139,000
MONTGOMERY, AL 4 $ 271,000 $ 67,000 $ 57,000
PANAMA CITY-LYNN HAVEN, FL 4 $ 436,000 $ 109,000 $ 90,000
SPRINGFIELD, MO 4 $ 136,000 $ 34,000 $ 23,000
WARNER ROBINS, GA 4 $ 272,000 $ 68,000 $ 213,000
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 847,000 $ 221,000 $ 315,500
BEAUMONT-PORT ARTHUR, TX 3 $ 296,000 $ 98,000 $ 126,000
BEND, OR 3 $ 599,000 $ 199,000 $ 88,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3 $ 438,000 $ 146,000 $ 81,000
EUGENE-SPRINGFIELD, OR 3 $ 247,000 $ 82,000 $ 0
LAWTON, OK 3 $ 377,000 $ 125,000 $ 108,000
NAPA, CA 3 $ 1,232,000 $ 410,000 $ 86,000
RALEIGH-CARY, NC 3 $ 715,000 $ 238,000 $ 114,000
TALLAHASSEE, FL 3 $ 272,000 $ 90,000 $ 50,000
WORCESTER, MA 3 $ 333,000 $ 111,000 $ 49,000
ABILENE, TX 2 $ 87,000 $ 43,000 $ 175,000
AMARILLO, TX 2 $ 384,000 $ 192,000 $ 177,000
BILLINGS, MT 2 $ 311,000 $ 155,000 $ 81,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 318,000 $ 159,000 $ 235,000
COLUMBUS, GA-AL 2 $ 385,000 $ 192,000 $ 180,000
FARMINGTON, NM 2 $ 180,000 $ 90,000 $ 49,000
FORT SMITH, AR-OK 2 $ 140,000 $ 70,000 $ 48,000
HINESVILLE-FORT STEWART, GA 2 $ 122,000 $ 61,000 $ 61,000
IOWA CITY, IA 2 $ 143,000 $ 71,000 $ 53,000
KALAMAZOO-PORTAGE, MI 2 $ 240,000 $ 120,000 $ 57,000
LONGVIEW, TX 2 $ 506,000 $ 253,000 $ 312,000
MEMPHIS, TN-MS-AR 2 $ 195,000 $ 97,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 119,000 $ 59,000 $ 108,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 205,000 $ 102,000 $ 67,000
PASCAGOULA, MS 2 $ 318,000 $ 159,000 $ 159,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 840,000 $ 420,000 $ 376,000
REDDING, CA 2 $ 167,000 $ 83,000 $ 72,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 738,000 $ 369,000 $ 300,000
SHREVEPORT-BOSSIER CITY, LA 2 $ 105,000 $ 52,000 $ 48,000
ST. JOSEPH, MO-KS 2 $ 147,000 $ 73,000 $ 49,000
WILMINGTON, NC 2 $ 293,000 $ 146,000 $ 144,000
YUBA CITY, CA 2 $ 666,000 $ 333,000 $ 156,000
ANDERSON, IN 1 $ 170,000 $ 170,000 $ 321,000
BELLINGHAM, WA 1 $ 244,000 $ 244,000 $ 58,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 78,000 $ 78,000 $ 21,000
CHICO, CA 1 $ 140,000 $ 140,000 $ 37,000
CORVALLIS, OR 1 $ 385,000 $ 385,000 $ 301,000
DURHAM, NC 1 $ 184,000 $ 184,000 $ 101,000
GREAT FALLS, MT 1 $ 168,000 $ 168,000 $ 96,000
HUNTSVILLE, AL 1 $ 190,000 $ 190,000 $ 243,000
LAFAYETTE, LA 1 $ 240,000 $ 240,000 $ 82,000
LONGVIEW, WA 1 $ 194,000 $ 194,000 $ 69,000
MACON, GA 1 $ 53,000 $ 53,000 $ 0
MADERA, CA 1 $ 355,000 $ 355,000 $ 0
MEDFORD, OR 1 $ 165,000 $ 165,000 $ 105,000
MOUNT VERNON-ANACORTES, WA 1 $ 336,000 $ 336,000 $ 76,000
PHILADELPHIA, PA 1 $ 184,000 $ 184,000 $ 145,000
PORT ST. LUCIE-FORT PIERCE, FL 1 $ 93,000 $ 93,000 $ 41,000
SEBASTIAN-VERO BEACH, FL 1 $ 123,000 $ 123,000 $ 162,000
WENATCHEE, WA 1 $ 174,000 $ 174,000 $ 47,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,775 $1,832,183,000 $170,000 $2,800,000 $117,000 $2,700,000
Refinancing 4,102 $857,959,000 $209,000 $3,300,000 $127,000 $1,954,000
Home Improvement 57 $11,290,000 $198,000 $1,000,000 $161,000 $780,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,515 $1,573,276,000 $184,000 $3,300,000 $130,000 $2,700,000
Hispanic 2,521 $392,435,000 $155,000 $1,500,000 $81,000 $2,075,000
Not Provided 2,395 $457,173,000 $190,000 $1,500,000 $126,000 $1,954,000
Black or African American 685 $109,881,000 $160,000 $1,000,000 $102,000 $601,000
Asian 617 $128,015,000 $207,000 $1,000,000 $127,000 $1,092,000
Native Hawaiian or Other Pacific Islander 155 $32,757,000 $211,000 $3,000,000 $125,000 $1,128,000
American Indian or Alaskan Native 46 $7,895,000 $171,000 $640,000 $107,000 $321,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,701 $2,667,888,000 $181,000 $3,300,000 $121,000 $2,700,000
FHA-insured (Federal Housing Administration) 218 $30,290,000 $138,000 $298,000 $55,000 $201,000
VA-guaranteed (Veterans Administration) 15 $3,254,000 $216,000 $322,000 $94,000 $201,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,299 $2,366,067,000 $177,000 $3,000,000 $120,000 $2,700,000
Application Withdrawn By Applicant 727 $138,143,000 $190,000 $1,664,000 $120,000 $1,061,000
Application Approved But Not Accepted 505 $113,265,000 $224,000 $3,300,000 $126,000 $812,000
File Closed For Incompleteness 288 $63,489,000 $220,000 $2,100,000 $120,000 $762,000
Application Denied By Financial Institution 115 $20,468,000 $177,000 $1,160,000 $110,000 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $10,022,000 $172,000 $1,160,000 $77,000 $600,000
Collateral 28 $4,748,000 $169,000 $960,000 $150,000 $350,000
Other 15 $3,793,000 $252,000 $760,000 $183,000 $348,000
Debt-To-Income Ratio 9 $1,549,000 $172,000 $432,000 $114,000 $318,000
Employment History 3 $179,000 $59,000 $84,000 $22,000 $66,000
Unverifiable Information 2 $177,000 $88,000 $142,000 $72,000 $72,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

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