Meridias Capital Incorporated
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Meridias Capital Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Meridias Capital Incorporated
P.O. Box 241429
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2006  2005  
Total Number of Mortgage Applications 10,947
Total Mortgage Loan Application Amount $1,911,052,000
Average Mortgage Loan Application Amount $183,862
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $109,775
Highest Applicant Income $3,293,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Meridias Capital Incorporated by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAS VEGAS-PARADISE, NV 6,195 $ 1,148,265,000 $ 185,000 $ 90,000
SALT LAKE CITY, UT 883 $ 162,267,000 $ 183,000 $ 105,000
PHOENIX-MESA-SCOTTSDALE, AZ 721 $ 111,954,000 $ 155,000 $ 104,000
DALLAS-PLANO-IRVING, TX 621 $ 74,894,000 $ 120,000 $ 98,000
FORT WORTH-ARLINGTON, TX 257 $ 26,608,000 $ 103,000 $ 68,000
OKLAHOMA CITY, OK 216 $ 20,966,000 $ 97,000 $ 71,000
OGDEN-CLEARFIELD, UT 123 $ 14,466,000 $ 117,000 $ 61,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 122 $ 44,190,000 $ 362,000 $ 205,000
NEW ORLEANS-METAIRIE-KENNER, LA 117 $ 10,155,000 $ 86,000 $ 82,000
PROVO-OREM, UT 111 $ 16,979,000 $ 152,000 $ 249,000
TULSA, OK 92 $ 8,950,000 $ 97,000 $ 50,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 69 $ 16,214,000 $ 234,000 $ 171,000
ANCHORAGE, AK 50 $ 8,109,000 $ 162,000 $ 78,000
AUSTIN-ROUND ROCK, TX 50 $ 6,235,000 $ 124,000 $ 278,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 42 $ 5,075,000 $ 120,000 $ 102,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 39 $ 3,180,000 $ 81,000 $ 68,000
SANTA ANA-ANAHEIM-IRVINE, CA 39 $ 17,663,000 $ 452,000 $ 376,000
SANTA ROSA-PETALUMA, CA 36 $ 11,232,000 $ 312,000 $ 143,000
ALBUQUERQUE, NM 35 $ 3,598,000 $ 102,000 $ 111,000
BOISE CITY-NAMPA, ID 34 $ 3,166,000 $ 93,000 $ 127,000
LOGAN, UT-ID 34 $ 3,399,000 $ 99,000 $ 89,000
RENO-SPARKS, NV 34 $ 6,946,000 $ 204,000 $ 153,000
ST. GEORGE, UT 33 $ 5,441,000 $ 164,000 $ 87,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 32 $ 8,806,000 $ 275,000 $ 112,000
COLORADO SPRINGS, CO 30 $ 4,766,000 $ 158,000 $ 210,000
SAN ANTONIO, TX 28 $ 2,625,000 $ 93,000 $ 133,000
BAKERSFIELD, CA 25 $ 4,563,000 $ 182,000 $ 66,000
DENVER-AURORA, CO 23 $ 3,740,000 $ 162,000 $ 100,000
OAKLAND-FREMONT-HAYWARD, CA 20 $ 7,763,000 $ 388,000 $ 158,000
TUCSON, AZ 19 $ 3,044,000 $ 160,000 $ 89,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 17 $ 2,520,000 $ 148,000 $ 105,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 16 $ 3,849,000 $ 240,000 $ 157,000
OXNARD-THOUSAND OAKS-VENTURA, CA 15 $ 5,610,000 $ 374,000 $ 181,000
STOCKTON, CA 13 $ 3,458,000 $ 266,000 $ 133,000
PUEBLO, CO 12 $ 841,000 $ 70,000 $ 21,000
BEND, OR 10 $ 1,876,000 $ 187,000 $ 150,000
PRESCOTT, AZ 10 $ 1,426,000 $ 142,000 $ 79,000
ORLANDO, FL 9 $ 1,832,000 $ 203,000 $ 192,000
VISALIA-PORTERVILLE, CA 9 $ 1,571,000 $ 174,000 $ 59,000
EL PASO, TX 8 $ 645,000 $ 80,000 $ 0
FRESNO, CA 8 $ 1,698,000 $ 212,000 $ 98,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 8 $ 2,664,000 $ 333,000 $ 86,000
VALLEJO-FAIRFIELD, CA 8 $ 1,914,000 $ 239,000 $ 144,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 7 $ 2,873,000 $ 410,000 $ 162,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 6 $ 1,197,000 $ 199,000 $ 297,000
GREELEY, CO 6 $ 629,000 $ 104,000 $ 53,000
KILLEEN-TEMPLE-FORT HOOD, TX 6 $ 424,000 $ 70,000 $ 27,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 1,018,000 $ 169,000 $ 31,000
FLAGSTAFF, AZ 5 $ 1,040,000 $ 208,000 $ 50,000
FORT COLLINS-LOVELAND, CO 5 $ 386,000 $ 77,000 $ 45,000
GRAND JUNCTION, CO 5 $ 897,000 $ 179,000 $ 131,000
JACKSONVILLE, FL 5 $ 359,000 $ 71,000 $ 51,000
TYLER, TX 5 $ 365,000 $ 73,000 $ 105,000
YUMA, AZ 5 $ 734,000 $ 146,000 $ 41,000
MEDFORD, OR 4 $ 739,000 $ 184,000 $ 68,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 4 $ 3,430,000 $ 857,000 $ 379,000
ST. LOUIS, MO-IL 4 $ 640,000 $ 160,000 $ 74,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 4 $ 1,136,000 $ 284,000 $ 121,000
MIAMI-MIAMI BEACH-KENDALL, FL 3 $ 1,393,000 $ 464,000 $ 71,000
SHERMAN-DENISON, TX 3 $ 321,000 $ 107,000 $ 30,000
BATON ROUGE, LA 2 $ 430,000 $ 215,000 $ 270,000
BOULDER, CO 2 $ 405,000 $ 202,000 $ 119,000
BROWNSVILLE-HARLINGEN, TX 2 $ 359,000 $ 179,000 $ 216,000
CORPUS CHRISTI, TX 2 $ 410,000 $ 205,000 $ 179,000
EUGENE-SPRINGFIELD, OR 2 $ 215,000 $ 107,000 $ 111,000
FARMINGTON, NM 2 $ 277,000 $ 138,000 $ 73,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 2 $ 450,000 $ 225,000 $ 418,000
HONOLULU, HI 2 $ 640,000 $ 320,000 $ 104,000
IDAHO FALLS, ID 2 $ 190,000 $ 95,000 $ 50,000
INDIANAPOLIS, IN 2 $ 570,000 $ 285,000 $ 494,000
KANSAS CITY, MO-KS 2 $ 255,000 $ 127,000 $ 84,000
LAKE CHARLES, LA 2 $ 145,000 $ 72,000 $ 68,000
LAWTON, OK 2 $ 144,000 $ 72,000 $ 0
MADERA, CA 2 $ 431,000 $ 215,000 $ 198,000
MEMPHIS, TN-MS-AR 2 $ 247,000 $ 123,000 $ 138,000
MERCED, CA 2 $ 282,000 $ 141,000 $ 84,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 2 $ 109,000 $ 54,000 $ 114,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 141,000 $ 70,000 $ 66,000
PORT ST. LUCIE-FORT PIERCE, FL 2 $ 206,000 $ 103,000 $ 72,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 2 $ 342,000 $ 171,000 $ 68,000
SALINAS, CA 2 $ 790,000 $ 395,000 $ 110,000
SHREVEPORT-BOSSIER CITY, LA 2 $ 192,000 $ 96,000 $ 29,000
YAKIMA, WA 2 $ 106,000 $ 53,000 $ 86,000
BEAUMONT-PORT ARTHUR, TX 1 $ 153,000 $ 153,000 $ 105,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 1 $ 281,000 $ 281,000 $ 55,000
BREMERTON-SILVERDALE, WA 1 $ 275,000 $ 275,000 $ 102,000
CAPE CORAL-FORT MYERS, FL 1 $ 315,000 $ 315,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 200,000 $ 200,000 $ 88,000
LAS CRUCES, NM 1 $ 364,000 $ 364,000 $ 156,000
MISSOULA, MT 1 $ 290,000 $ 290,000 $ 73,000
MODESTO, CA 1 $ 315,000 $ 315,000 $ 72,000
NAPA, CA 1 $ 250,000 $ 250,000 $ 47,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 150,000 $ 150,000 $ 102,000
REDDING, CA 1 $ 222,000 $ 222,000 $ 90,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 105,000 $ 105,000 $ 0
SARASOTA-BRADENTON-VENICE, FL 1 $ 499,000 $ 499,000 $ 156,000
SPOKANE, WA 1 $ 175,000 $ 175,000 $ 133,000
TACOMA, WA 1 $ 240,000 $ 240,000 $ 85,000
VERO BEACH, FL 1 $ 180,000 $ 180,000 $ 79,000
WARREN-FARMINGTON HILLS-TROY, MI 1 $ 225,000 $ 225,000 $ 120,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,745 $1,235,416,000 $177,200 $2,730,000 $139,880 $3,293,000
Refinancing 3,145 $663,561,000 $181,708 $4,000,000 $77,708 $2,400,000
Home Improvement 57 $12,075,000 $208,111 $741,000 $111,666 $888,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,297 $1,290,718,000 $170,033 $4,000,000 $106,666 $3,293,000
Not Provided 1,629 $295,702,000 $177,266 $1,650,000 $123,933 $2,280,000
Hispanic 955 $149,501,000 $132,285 $1,150,000 $104,500 $888,000
Asian 558 $95,960,000 $157,416 $800,000 $107,916 $540,000
Black or African American 334 $46,430,000 $151,846 $960,000 $78,923 $480,000
Native Hawaiian or Other Pacific Islander 133 $24,716,000 $249,285 $2,438,000 $152,142 $938,000
American Indian or Alaskan Native 41 $8,025,000 $202,833 $980,000 $108,166 $384,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,923 $1,908,244,000 $183,100 $4,000,000 $115,633 $3,293,000
FHA-insured (Federal Housing Administration) 24 $2,808,000 $157,500 $269,000 $67,750 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,149 $1,770,913,000 $184,966 $4,000,000 $112,666 $3,293,000
Application Approved But Not Accepted 484 $86,051,000 $173,400 $2,730,000 $133,733 $2,334,000
File Closed For Incompleteness 196 $30,906,000 $154,363 $1,095,000 $100,636 $720,000
Application Denied By Financial Institution 118 $23,182,000 $175,416 $1,190,000 $152,083 $2,400,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $7,454,000 $185,000 $1,000,000 $171,333 $2,400,000
Collateral 27 $7,276,000 $205,142 $1,190,000 $100,285 $540,000
Debt-To-Income Ratio 19 $2,550,000 $110,400 $372,000 $88,400 $198,000
Other 18 $3,294,000 $174,875 $499,000 $159,750 $504,000
Employment History 5 $929,000 $181,000 $346,000 $84,500 $125,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,148,000 $304,000 $960,000 $256,000 $480,000
Unverifiable Information 2 $280,000 $140,000 $150,000 $401,500 $528,000
Credit Application Incomplete 2 $251,000 $125,500 $200,000 $30,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List