2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Mercantile National Bank Of In
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Mercantile National Bank Of In 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mercantile National Bank Of In 5243 Hohman Avenue Hammond, IN 46320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,323 |
| Total Mortgage Loan Application Amount | $227,910,000 |
| Average Mortgage Loan Application Amount | $99,222 |
| Highest Mortgage Loan Application Amount | $947,000 |
| Average Applicant Income | $59,166 |
| Highest Applicant Income | $1,986,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Mercantile National Bank Of In. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mercantile National Bank Of In's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Mercantile National Bank Of In's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mercantile National Bank Of In serves its applicants.
Each category highlights the total number of mortgage applications processed by Mercantile National Bank Of In, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mercantile National Bank Of In's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Indiana | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Allegan County Michigan | 8 | $ 794,000 | $ 99,000 | $ 59,000 |
| Allen County Indiana | 13 | $ 1,005,000 | $ 77,000 | $ 39,000 |
| Allen County Ohio | 2 | $ 99,000 | $ 49,000 | $ 40,000 |
| Alpena County Michigan | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Anoka County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Barry County Michigan | 4 | $ 394,000 | $ 98,000 | $ 44,000 |
| Bartholomew County Indiana | 2 | $ 117,000 | $ 58,000 | $ 41,000 |
| Bell County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 81,000 |
| Benton County Missouri | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Berrien County Michigan | 9 | $ 1,437,000 | $ 159,000 | $ 72,000 |
| Bond County Illinois | 1 | $ 17,000 | $ 17,000 | $ 39,000 |
| Boone County Illinois | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Boone County Missouri | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Branch County Michigan | 3 | $ 181,000 | $ 60,000 | $ 25,000 |
| Breathitt County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 18,000 |
| Breckinridge County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Bullitt County Kentucky | 3 | $ 368,000 | $ 122,000 | $ 55,000 |
| Butler County Ohio | 5 | $ 490,000 | $ 98,000 | $ 48,000 |
| Calhoun County Michigan | 3 | $ 338,000 | $ 112,000 | $ 75,000 |
| Callaway County Missouri | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Camden County Missouri | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Campbell County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Cape Girardeau County Missouri | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Carlton County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Carroll County Indiana | 2 | $ 121,000 | $ 60,000 | $ 38,000 |
| Carter County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Cass County Indiana | 2 | $ 136,000 | $ 68,000 | $ 41,000 |
| Cass County Michigan | 2 | $ 182,000 | $ 91,000 | $ 47,000 |
| Cass County Missouri | 1 | $ 171,000 | $ 171,000 | $ 196,000 |
| Champaign County Illinois | 2 | $ 187,000 | $ 93,000 | $ 39,000 |
| Chippewa County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Chisago County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 67,000 |
| Christian County Missouri | 2 | $ 215,000 | $ 107,000 | $ 51,000 |
| Clark County Illinois | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Clark County Indiana | 2 | $ 91,000 | $ 45,000 | $ 50,000 |
| Clark County Ohio | 2 | $ 43,000 | $ 21,000 | $ 43,000 |
| Clay County Indiana | 3 | $ 228,000 | $ 76,000 | $ 38,000 |
| Clinton County Michigan | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| Coles County Illinois | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Columbiana County Ohio | 3 | $ 347,000 | $ 115,000 | $ 45,000 |
| Cook County Illinois | 115 | $ 14,533,000 | $ 126,000 | $ 72,000 |
| Crawford County Illinois | 2 | $ 166,000 | $ 83,000 | $ 97,000 |
| Crawford County Ohio | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Crow Wing County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Dakota County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Davidson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Daviess County Indiana | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Dearborn County Indiana | 2 | $ 299,000 | $ 149,000 | $ 105,000 |
| DeKalb County Indiana | 4 | $ 287,000 | $ 71,000 | $ 66,000 |
| Delaware County Indiana | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Douglas County Illinois | 2 | $ 166,000 | $ 83,000 | $ 31,000 |
| Dubois County Indiana | 2 | $ 131,000 | $ 65,000 | $ 49,000 |
| DuPage County Illinois | 7 | $ 1,242,000 | $ 177,000 | $ 162,000 |
| Edgar County Illinois | 5 | $ 347,000 | $ 69,000 | $ 32,000 |
| Edwards County Illinois | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Elkhart County Indiana | 4 | $ 332,000 | $ 83,000 | $ 35,000 |
| Franklin County Illinois | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
| Franklin County Missouri | 2 | $ 152,000 | $ 76,000 | $ 33,000 |
| Franklin County Ohio | 2 | $ 305,000 | $ 152,000 | $ 80,000 |
| Fulton County Illinois | 6 | $ 341,000 | $ 56,000 | $ 41,000 |
| Fulton County Ohio | 3 | $ 366,000 | $ 122,000 | $ 67,000 |
| Gallia County Ohio | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Genesee County Michigan | 14 | $ 1,751,000 | $ 125,000 | $ 57,000 |
| Gibson County Indiana | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Grayson County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 23,000 |
| Greene County Indiana | 9 | $ 471,000 | $ 52,000 | $ 60,000 |
| Greene County Missouri | 6 | $ 572,000 | $ 95,000 | $ 46,000 |
| Greene County Ohio | 1 | $ 178,000 | $ 178,000 | $ 45,000 |
| Grundy County Illinois | 1 | $ 26,000 | $ 26,000 | $ 92,000 |
| Hamilton County Indiana | 8 | $ 1,308,000 | $ 163,000 | $ 110,000 |
| Hamilton County Ohio | 2 | $ 196,000 | $ 98,000 | $ 46,000 |
| Hancock County Ohio | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Hardin County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Harlan County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 53,000 |
| Harrison County Indiana | 2 | $ 122,000 | $ 61,000 | $ 49,000 |
| Hendricks County Indiana | 2 | $ 222,000 | $ 111,000 | $ 41,000 |
| Hennepin County Minnesota | 8 | $ 1,415,000 | $ 176,000 | $ 57,000 |
| Henry County Indiana | 2 | $ 169,000 | $ 84,000 | $ 26,000 |
| Henry County Missouri | 2 | $ 107,000 | $ 53,000 | $ 44,000 |
| Highland County Ohio | 2 | $ 256,000 | $ 128,000 | $ 74,000 |
| Hillsdale County Michigan | 2 | $ 200,000 | $ 100,000 | $ 50,000 |
| Howard County Indiana | 2 | $ 185,000 | $ 92,000 | $ 46,000 |
| Huntington County Indiana | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Ingham County Michigan | 3 | $ 459,000 | $ 153,000 | $ 60,000 |
| Ionia County Michigan | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Isabella County Michigan | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Jackson County Indiana | 2 | $ 112,000 | $ 56,000 | $ 55,000 |
| Jackson County Michigan | 2 | $ 162,000 | $ 81,000 | $ 34,000 |
| Jackson County Missouri | 10 | $ 1,083,000 | $ 108,000 | $ 80,000 |
| Jasper County Indiana | 12 | $ 1,543,000 | $ 128,000 | $ 79,000 |
| Jay County Indiana | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Jefferson County Kentucky | 5 | $ 473,000 | $ 94,000 | $ 61,000 |
| Jefferson County Missouri | 2 | $ 246,000 | $ 123,000 | $ 74,000 |
| Jennings County Indiana | 4 | $ 371,000 | $ 92,000 | $ 46,000 |
| Jersey County Illinois | 1 | $ 92,000 | $ 92,000 | $ 92,000 |
| Jessamine County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Johnson County Indiana | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Kalamazoo County Michigan | 9 | $ 1,051,000 | $ 116,000 | $ 46,000 |
| Kane County Illinois | 2 | $ 245,000 | $ 122,000 | $ 26,000 |
| Kankakee County Illinois | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Kendall County Illinois | 1 | $ 19,000 | $ 19,000 | $ 60,000 |
| Kent County Michigan | 17 | $ 1,893,000 | $ 111,000 | $ 49,000 |
| Knott County Kentucky | 3 | $ 261,000 | $ 87,000 | $ 56,000 |
| Knox County Illinois | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Knox County Indiana | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Knox County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 80,000 |
| Knox County Ohio | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Kosciusko County Indiana | 2 | $ 125,000 | $ 62,000 | $ 43,000 |
| Laclede County Missouri | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| LaGrange County Indiana | 2 | $ 104,000 | $ 52,000 | $ 19,000 |
| Lake County Illinois | 6 | $ 182,000 | $ 30,000 | $ 81,000 |
| Lake County Indiana | 1,187 | $ 104,551,000 | $ 88,000 | $ 64,000 |
| Lake County Michigan | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| LaPorte County Indiana | 31 | $ 3,371,000 | $ 108,000 | $ 91,000 |
| Laurel County Kentucky | 14 | $ 1,196,000 | $ 85,000 | $ 50,000 |
| Lawrence County Illinois | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Lawrence County Indiana | 3 | $ 283,000 | $ 94,000 | $ 53,000 |
| Lenawee County Michigan | 1 | $ 149,000 | $ 149,000 | $ 96,000 |
| Leslie County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Licking County Ohio | 1 | $ 29,000 | $ 29,000 | $ 57,000 |
| Lincoln County Missouri | 1 | $ 22,000 | $ 22,000 | $ 94,000 |
| Livingston County Michigan | 1 | $ 246,000 | $ 246,000 | $ 66,000 |
| Logan County Illinois | 4 | $ 407,000 | $ 101,000 | $ 42,000 |
| Lyon County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Macomb County Michigan | 5 | $ 921,000 | $ 184,000 | $ 68,000 |
| Macon County Illinois | 3 | $ 139,000 | $ 46,000 | $ 86,000 |
| Macoupin County Illinois | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Madison County Illinois | 8 | $ 873,000 | $ 109,000 | $ 77,000 |
| Madison County Indiana | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Mahoning County Ohio | 2 | $ 206,000 | $ 103,000 | $ 41,000 |
| Marion County Illinois | 2 | $ 101,000 | $ 50,000 | $ 37,000 |
| Marion County Indiana | 24 | $ 2,576,000 | $ 107,000 | $ 74,000 |
| Marshall County Illinois | 1 | $ 43,000 | $ 43,000 | $ 49,000 |
| Marshall County Indiana | 2 | $ 211,000 | $ 105,000 | $ 56,000 |
| Mason County Michigan | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| McCreary County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| McHenry County Illinois | 1 | $ 192,000 | $ 192,000 | $ 49,000 |
| McLean County Illinois | 2 | $ 228,000 | $ 114,000 | $ 50,000 |
| Mecosta County Michigan | 2 | $ 335,000 | $ 167,000 | $ 59,000 |
| Medina County Ohio | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Mercer County Ohio | 1 | $ 57,000 | $ 57,000 | $ 21,000 |
| Miami County Indiana | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Monroe County Indiana | 2 | $ 165,000 | $ 82,000 | $ 158,000 |
| Montcalm County Michigan | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Montgomery County Illinois | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Montgomery County Ohio | 6 | $ 730,000 | $ 121,000 | $ 53,000 |
| Morgan County Indiana | 5 | $ 442,000 | $ 88,000 | $ 15,000 |
| Morgan County Ohio | 2 | $ 68,000 | $ 34,000 | $ 40,000 |
| Morrow County Ohio | 2 | $ 69,000 | $ 34,000 | $ 48,000 |
| Muskegon County Michigan | 2 | $ 225,000 | $ 112,000 | $ 30,000 |
| Muskingum County Ohio | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Nelson County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Newton County Indiana | 11 | $ 667,000 | $ 60,000 | $ 49,000 |
| Newton County Missouri | 2 | $ 93,000 | $ 46,000 | $ 48,000 |
| Noble County Indiana | 3 | $ 185,000 | $ 61,000 | $ 48,000 |
| Oakland County Michigan | 8 | $ 1,738,000 | $ 217,000 | $ 66,000 |
| Oceana County Michigan | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Orange County Indiana | 2 | $ 169,000 | $ 84,000 | $ 34,000 |
| Osceola County Michigan | 2 | $ 164,000 | $ 82,000 | $ 40,000 |
| Ottawa County Michigan | 2 | $ 294,000 | $ 147,000 | $ 70,000 |
| Otter Tail County Minnesota | 2 | $ 104,000 | $ 52,000 | $ 29,000 |
| Owen County Indiana | 3 | $ 202,000 | $ 67,000 | $ 60,000 |
| Peoria County Illinois | 2 | $ 152,000 | $ 76,000 | $ 36,000 |
| Perry County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Perry County Ohio | 4 | $ 332,000 | $ 83,000 | $ 47,000 |
| Pike County Indiana | 1 | $ 69,000 | $ 69,000 | $ 72,000 |
| Polk County Missouri | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Porter County Indiana | 331 | $ 40,788,000 | $ 123,000 | $ 74,000 |
| Posey County Indiana | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Preble County Ohio | 1 | $ 64,000 | $ 64,000 | $ 16,000 |
| Pulaski County Kentucky | 8 | $ 705,000 | $ 88,000 | $ 62,000 |
| Putnam County Indiana | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Ramsey County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 63,000 |
| Randolph County Indiana | 2 | $ 125,000 | $ 62,000 | $ 26,000 |
| Randolph County Missouri | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Richland County Illinois | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Robertson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Rock Island County Illinois | 6 | $ 613,000 | $ 102,000 | $ 90,000 |
| Rowan County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Saginaw County Michigan | 4 | $ 286,000 | $ 71,000 | $ 64,000 |
| Saline County Illinois | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Sangamon County Illinois | 3 | $ 368,000 | $ 122,000 | $ 75,000 |
| Scott County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 59,000 |
| Shelby County Illinois | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Shelby County Ohio | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Shiawassee County Michigan | 1 | $ 119,000 | $ 119,000 | $ 28,000 |
| St. Charles County Missouri | 3 | $ 450,000 | $ 150,000 | $ 71,000 |
| St. Clair County Illinois | 8 | $ 587,000 | $ 73,000 | $ 58,000 |
| St. Francois County Missouri | 2 | $ 148,000 | $ 74,000 | $ 38,000 |
| St. Joseph County Indiana | 3 | $ 268,000 | $ 89,000 | $ 82,000 |
| St. Joseph County Michigan | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
| St. Louis City County Missouri | 4 | $ 316,000 | $ 79,000 | $ 38,000 |
| St. Louis County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| St. Louis County Missouri | 10 | $ 1,190,000 | $ 119,000 | $ 97,000 |
| Starke County Indiana | 5 | $ 392,000 | $ 78,000 | $ 50,000 |
| Sullivan County Indiana | 2 | $ 78,000 | $ 39,000 | $ 52,000 |
| Summit County Ohio | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Taylor County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Tazewell County Illinois | 8 | $ 727,000 | $ 90,000 | $ 52,000 |
| Tippecanoe County Indiana | 4 | $ 318,000 | $ 79,000 | $ 68,000 |
| Trumbull County Ohio | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Tuscola County Michigan | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| Union County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Van Buren County Michigan | 6 | $ 446,000 | $ 74,000 | $ 48,000 |
| Van Wert County Ohio | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Vanderburgh County Indiana | 5 | $ 258,000 | $ 51,000 | $ 31,000 |
| Vermilion County Illinois | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Vermillion County Indiana | 3 | $ 177,000 | $ 59,000 | $ 39,000 |
| Vigo County Indiana | 7 | $ 475,000 | $ 67,000 | $ 45,000 |
| Wabash County Illinois | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Wabash County Indiana | 2 | $ 203,000 | $ 101,000 | $ 41,000 |
| Warren County Ohio | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Warrick County Indiana | 4 | $ 296,000 | $ 74,000 | $ 42,000 |
| Washtenaw County Michigan | 2 | $ 326,000 | $ 163,000 | $ 64,000 |
| Wayne County Indiana | 5 | $ 438,000 | $ 87,000 | $ 55,000 |
| Wayne County Kentucky | 2 | $ 189,000 | $ 94,000 | $ 73,000 |
| Wayne County Michigan | 16 | $ 2,559,000 | $ 159,000 | $ 71,000 |
| Webster County Kentucky | 2 | $ 88,000 | $ 44,000 | $ 39,000 |
| Webster County Missouri | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Wells County Indiana | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| White County Indiana | 5 | $ 382,000 | $ 76,000 | $ 47,000 |
| Whitley County Indiana | 1 | $ 47,000 | $ 47,000 | $ 16,000 |
| Whitley County Kentucky | 5 | $ 441,000 | $ 88,000 | $ 32,000 |
| Will County Illinois | 20 | $ 2,638,000 | $ 131,000 | $ 91,000 |
| Wood County Ohio | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Mercantile National Bank Of In in 2003
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,502 | $165,922,000 | $106,875 | $947,000 | $55,750 | $1,986,000 |
| Home Purchase (one-to-four family) | 414 | $51,126,000 | $110,125 | $822,000 | $63,375 | $553,000 |
| Home Improvement (one-to-four family) | 407 | $10,862,000 | $25,000 | $250,000 | $56,000 | $482,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,832 | $191,411,000 | $104,000 | $947,000 | $57,375 | $1,986,000 |
| Black | 265 | $17,766,000 | $82,200 | $368,000 | $55,200 | $254,000 |
| Hispanic | 156 | $9,673,000 | $64,000 | $301,000 | $51,000 | $156,000 |
| Asian or Pacific Islander | 29 | $4,427,000 | $165,666 | $500,000 | $91,000 | $251,000 |
| Other | 26 | $3,283,000 | $166,000 | $338,000 | $68,000 | $346,000 |
| Information not provided by applicant in mail or telephone application | 15 | $1,350,000 | $93,571 | $216,000 | $63,714 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,323 | $227,910,000 | $101,375 | $947,000 | $56,875 | $1,986,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,873 | $190,114,000 | $104,000 | $947,000 | $56,125 | $1,986,000 |
| Application Denied By Financial Institution | 309 | $21,445,000 | $82,857 | $500,000 | $52,000 | $152,000 |
| Application Withdrawn By Applicant | 90 | $9,544,000 | $93,714 | $338,000 | $57,142 | $290,000 |
| File Closed For Incompleteness | 36 | $5,324,000 | $145,500 | $532,000 | $74,500 | $298,000 |
| Application Approved But Not Accepted | 14 | $1,368,000 | $131,750 | $269,000 | $135,250 | $360,000 |
| Loan Purchased By The Institution | 1 | $115,000 | $115,000 | $115,000 | $32,000 | $32,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 156 | $7,783,000 | $73,166 | $500,000 | $58,000 | $135,000 |
| Debt-To-Income Ratio | 85 | $7,491,000 | $94,000 | $323,000 | $43,000 | $152,000 |
| Other | 27 | $2,339,000 | $82,000 | $240,000 | $47,000 | $86,000 |
| Collateral | 22 | $1,836,000 | $74,333 | $205,000 | $58,833 | $134,000 |
| Employment History | 10 | $979,000 | $109,666 | $323,000 | $46,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,017,000 | $110,500 | $222,000 | $55,500 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mercantile National Bank Of In's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mercantile National Bank Of In's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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