Mercantile Bank & Trust, Fsb
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Mercantile Bank & Trust, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Mercantile Bank & Trust, Fsb 14001 Dallas Parkway, Suite 1101 Dallas, TX 75240 |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 456 |
| Total Mortgage Loan Application Amount | $126,755,000 |
| Average Mortgage Loan Application Amount | $396,357 |
| Highest Mortgage Loan Application Amount | $1,084,000 |
| Average Applicant Income | $16,214 |
| Highest Applicant Income | $1,082,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 150 | $ 37,692,000 | $ 251,000 | $ 127,000 |
| Collin County Texas | 67 | $ 12,362,000 | $ 184,000 | $ 115,000 |
| Denton County Texas | 41 | $ 7,440,000 | $ 181,000 | $ 81,000 |
| Alameda County California | 17 | $ 7,432,000 | $ 437,000 | $ 0 |
| Santa Clara County California | 12 | $ 4,987,000 | $ 415,000 | $ 0 |
| Orange County California | 10 | $ 5,191,000 | $ 519,000 | $ 0 |
| Contra Costa County California | 8 | $ 3,391,000 | $ 423,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 2,815,000 | $ 469,000 | $ 0 |
| Los Angeles County California | 6 | $ 2,575,000 | $ 429,000 | $ 0 |
| Ellis County Texas | 5 | $ 700,000 | $ 140,000 | $ 51,000 |
| Marin County California | 4 | $ 2,319,000 | $ 579,000 | $ 0 |
| Rockwall County Texas | 4 | $ 428,000 | $ 107,000 | $ 73,000 |
| San Diego County California | 3 | $ 1,223,000 | $ 407,000 | $ 0 |
| Ventura County California | 3 | $ 1,283,000 | $ 427,000 | $ 0 |
| Cook County Illinois | 3 | $ 1,200,000 | $ 400,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 1,513,000 | $ 504,000 | $ 0 |
| Prince William County Virginia | 3 | $ 1,511,000 | $ 503,000 | $ 0 |
| Pima County Arizona | 2 | $ 1,005,000 | $ 502,000 | $ 0 |
| San Bernardino County California | 2 | $ 794,000 | $ 397,000 | $ 0 |
| San Mateo County California | 2 | $ 905,000 | $ 452,000 | $ 0 |
| Boulder County Colorado | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Denver County Colorado | 2 | $ 1,008,000 | $ 504,000 | $ 0 |
| Douglas County Colorado | 2 | $ 1,114,000 | $ 557,000 | $ 0 |
| Will County Illinois | 2 | $ 913,000 | $ 456,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 1,378,000 | $ 689,000 | $ 0 |
| Franklin County Ohio | 2 | $ 893,000 | $ 446,000 | $ 0 |
| Henderson County Texas | 2 | $ 349,000 | $ 174,000 | $ 179,000 |
| Tarrant County Texas | 2 | $ 440,000 | $ 220,000 | $ 30,000 |
| Loudoun County Virginia | 2 | $ 1,001,000 | $ 500,000 | $ 0 |
| El Dorado County California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Placer County California | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Riverside County California | 1 | $ 278,000 | $ 278,000 | $ 0 |
| San Francisco County California | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Santa Barbara County California | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Sonoma County California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 349,000 | $ 349,000 | $ 0 |
| El Paso County Colorado | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Orange County Florida | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Ada County Idaho | 1 | $ 586,000 | $ 586,000 | $ 0 |
| DuPage County Illinois | 1 | $ 646,000 | $ 646,000 | $ 0 |
| Lake County Illinois | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Marion County Indiana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Howard County Maryland | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 729,000 | $ 729,000 | $ 0 |
| Taos County New Mexico | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Dare County North Carolina | 1 | $ 439,000 | $ 439,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Union County North Carolina | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Harris County Texas | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Kaufman County Texas | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Kendall County Texas | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Arlington County Virginia | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Whatcom County Washington | 1 | $ 366,000 | $ 366,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mercantile Bank & Trust, Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 360 | $98,644,000 | $451,933 | $1,084,000 | $11,533 | $1,082,000 |
| Home Purchase (one-to-four family) | 96 | $28,111,000 | $332,230 | $1,000,000 | $21,615 | $891,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 289 | $61,670,000 | $211,400 | $1,084,000 | $83,200 | $1,082,000 |
| Not applicable | 129 | $58,684,000 | $466,842 | $969,000 | $0 | $0 |
| Asian or Pacific Islander | 12 | $2,101,000 | $175,000 | $333,000 | $99,000 | $151,000 |
| Hispanic | 12 | $1,782,000 | $148,000 | $450,000 | $92,000 | $253,000 |
| Information not provided by applicant in mail or telephone application | 8 | $1,892,000 | $236,000 | $788,000 | $157,000 | $285,000 |
| Black | 2 | $360,000 | $180,000 | $233,000 | $95,000 | $122,000 |
| Other | 2 | $139,000 | $69,000 | $87,000 | $40,000 | $61,000 |
| American Indian or Alaskan Native | 2 | $127,000 | $63,000 | $66,000 | $42,000 | $84,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 456 | $126,755,000 | $420,850 | $1,084,000 | $13,750 | $1,082,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 289 | $61,677,000 | $233,000 | $1,084,000 | $85,500 | $1,082,000 |
| Loan Purchased By The Institution | 129 | $58,684,000 | $466,842 | $969,000 | $0 | $0 |
| Application Withdrawn By Applicant | 21 | $3,137,000 | $149,000 | $802,000 | $106,000 | $427,000 |
| Application Denied By Financial Institution | 16 | $3,154,000 | $165,500 | $825,000 | $101,000 | $509,000 |
| File Closed For Incompleteness | 1 | $103,000 | $103,000 | $103,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $2,014,000 | $223,000 | $825,000 | $84,000 | $310,000 |
| Credit History | 3 | $405,000 | $140,000 | $156,000 | $63,000 | $84,000 |
| Collateral | 2 | $358,000 | $179,000 | $265,000 | $284,000 | $509,000 |
| Credit Application Incomplete | 1 | $206,000 | $206,000 | $206,000 | $93,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $171,000 | $171,000 | $171,000 | $311,000 | $311,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.