Mercantile Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Mercantile Bank 200 North 33Rd St Quincy, IL 62305 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2012 2011 2010 2009 |
Total Number of Mortgage Applications | 1,034 |
Total Mortgage Loan Application Amount | $91,360,000 |
Average Mortgage Loan Application Amount | $82,666 |
Highest Mortgage Loan Application Amount | $693,000 |
Average Applicant Income | $70,000 |
Highest Applicant Income | $631,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Mercantile Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mercantile Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Mercantile Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mercantile Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mercantile Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mercantile Bank's mortgage activity for 2011.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Missouri | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
Adams County Illinois | 529 | $ 46,265,000 | $ 87,000 | $ 74,000 |
Albany County New York | 1 | $ 19,000 | $ 19,000 | $ 72,000 |
Allegan County Michigan | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
Andrew County Missouri | 64 | $ 7,226,000 | $ 112,000 | $ 67,000 |
Anoka County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
Atchison County Kansas | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
Bedford County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
Berks County Pennsylvania | 4 | $ 99,000 | $ 24,000 | $ 45,000 |
Boone County Illinois | 2 | $ 127,000 | $ 63,000 | $ 49,000 |
Breathitt County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
Brown County Illinois | 7 | $ 749,000 | $ 107,000 | $ 101,000 |
Brown County Ohio | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
Buchanan County Missouri | 128 | $ 12,881,000 | $ 100,000 | $ 68,000 |
Bucks County Pennsylvania | 3 | $ 119,000 | $ 39,000 | $ 43,000 |
Butler County Ohio | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
Butler County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 136,000 |
Camden County Missouri | 6 | $ 1,408,000 | $ 234,000 | $ 269,000 |
Carroll County Ohio | 2 | $ 75,000 | $ 37,000 | $ 21,000 |
Carver County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
Chenango County New York | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
Chester County Pennsylvania | 2 | $ 86,000 | $ 43,000 | $ 53,000 |
Chisago County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
Chittenden County Vermont | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
Clark County Missouri | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
Clay County Missouri | 2 | $ 197,000 | $ 98,000 | $ 109,000 |
Clinton County Michigan | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
Clinton County Missouri | 3 | $ 173,000 | $ 57,000 | $ 54,000 |
Clinton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
Collier County Florida | 1 | $ 296,000 | $ 296,000 | $ 196,000 |
Cook County Illinois | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
Crow Wing County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
Cumberland County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
Custer County Montana | 1 | $ 24,000 | $ 24,000 | $ 30,000 |
Cuyahoga County Ohio | 1 | $ 24,000 | $ 24,000 | $ 52,000 |
Dakota County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
Dauphin County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
Daviess County Missouri | 3 | $ 984,000 | $ 328,000 | $ 264,000 |
Dawson County Montana | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
DeKalb County Missouri | 8 | $ 1,094,000 | $ 136,000 | $ 75,000 |
Des Moines County Iowa | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
Doniphan County Kansas | 3 | $ 274,000 | $ 91,000 | $ 51,000 |
Franklin County Kansas | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
Franklin County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
Fulton County Ohio | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
Gallatin County Montana | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
Genesee County New York | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
Gentry County Missouri | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
Greene County Missouri | 1 | $ 19,000 | $ 19,000 | $ 33,000 |
Hall County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
Hamilton County Indiana | 2 | $ 1,071,000 | $ 535,000 | $ 0 |
Hancock County Illinois | 10 | $ 843,000 | $ 84,000 | $ 45,000 |
Harrison County Ohio | 1 | $ 53,000 | $ 53,000 | $ 69,000 |
Holt County Missouri | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
Howard County Maryland | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
Jackson County Missouri | 2 | $ 233,000 | $ 116,000 | $ 89,000 |
Jackson County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 0 |
Jefferson County New York | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
Johnson County Kansas | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
Johnson County Missouri | 1 | $ 244,000 | $ 244,000 | $ 160,000 |
Kalamazoo County Michigan | 1 | $ 27,000 | $ 27,000 | $ 64,000 |
Kankakee County Illinois | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
Keith County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 114,000 |
Knox County Missouri | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
Laclede County Missouri | 2 | $ 75,000 | $ 37,000 | $ 168,000 |
LaSalle County Illinois | 1 | $ 37,000 | $ 37,000 | $ 25,000 |
Latah County Idaho | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
Lawrence County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
Lee County Iowa | 2 | $ 209,000 | $ 104,000 | $ 80,000 |
Lehigh County Pennsylvania | 2 | $ 62,000 | $ 31,000 | $ 34,000 |
Lewis County Missouri | 18 | $ 1,612,000 | $ 89,000 | $ 82,000 |
Licking County Ohio | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
Lincoln County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 49,000 |
Luzerne County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 43,000 |
Macomb County Michigan | 3 | $ 97,000 | $ 32,000 | $ 52,000 |
Marion County Indiana | 1 | $ 400,000 | $ 400,000 | $ 145,000 |
Marion County Missouri | 26 | $ 2,445,000 | $ 94,000 | $ 81,000 |
Mason County Illinois | 1 | $ 14,000 | $ 14,000 | $ 77,000 |
McDonough County Illinois | 1 | $ 61,000 | $ 61,000 | $ 53,000 |
McDowell County West Virginia | 2 | $ 126,000 | $ 63,000 | $ 52,000 |
McKean County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
Monroe County Michigan | 5 | $ 136,000 | $ 27,000 | $ 61,000 |
Monroe County Missouri | 2 | $ 204,000 | $ 102,000 | $ 180,000 |
Montgomery County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 98,000 |
Morgan County Missouri | 1 | $ 86,000 | $ 86,000 | $ 7,000 |
Natrona County Wyoming | 1 | $ 33,000 | $ 33,000 | $ 67,000 |
Newport News County Virginia | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
Newton County Missouri | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
Nodaway County Missouri | 7 | $ 524,000 | $ 74,000 | $ 66,000 |
Northumberland County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
Oakland County Michigan | 2 | $ 23,000 | $ 11,000 | $ 55,000 |
Ontario County New York | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
Pennington County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
Perry County Illinois | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
Perry County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
Pickaway County Ohio | 2 | $ 71,000 | $ 35,000 | $ 40,000 |
Pike County Illinois | 6 | $ 448,000 | $ 74,000 | $ 71,000 |
Pike County Missouri | 4 | $ 232,000 | $ 58,000 | $ 89,000 |
Platte County Missouri | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
Portage County Ohio | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
Pottawatomie County Kansas | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
Pulaski County Illinois | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
Putnam County West Virginia | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
Raleigh County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 76,000 |
Ralls County Missouri | 3 | $ 272,000 | $ 90,000 | $ 81,000 |
Ramsey County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
Saratoga County New York | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
Schuyler County Illinois | 4 | $ 335,000 | $ 83,000 | $ 73,000 |
Sedgwick County Kansas | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
Shiawassee County Michigan | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
Sioux County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
Somerset County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
St. Charles County Missouri | 1 | $ 234,000 | $ 234,000 | $ 101,000 |
St. Clair County Illinois | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
St. Francois County Missouri | 1 | $ 139,000 | $ 139,000 | $ 103,000 |
Stafford County Virginia | 1 | $ 27,000 | $ 27,000 | $ 40,000 |
Stark County Ohio | 2 | $ 97,000 | $ 48,000 | $ 24,000 |
Summit County Ohio | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
Todd County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 65,000 |
Trumbull County Ohio | 1 | $ 21,000 | $ 21,000 | $ 55,000 |
Volusia County Florida | 2 | $ 132,000 | $ 66,000 | $ 65,000 |
Washington County Maryland | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
Washington County New York | 1 | $ 58,000 | $ 58,000 | $ 55,000 |
Washington County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
Washington County Virginia | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
Washtenaw County Michigan | 3 | $ 127,000 | $ 42,000 | $ 238,000 |
Wayne County Michigan | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
Wilkin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
Williams County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
Williamson County Illinois | 1 | $ 114,000 | $ 114,000 | $ 0 |
Wood County Ohio | 1 | $ 14,000 | $ 14,000 | $ 180,000 |
Wright County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
Wyandotte County Kansas | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
York County Pennsylvania | 3 | $ 122,000 | $ 40,000 | $ 48,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 502 | $53,365,000 | $106,000 | $430,000 | $78,000 | $631,000 |
Home Purchase | 449 | $32,031,000 | $71,000 | $693,000 | $66,000 | $600,000 |
Home Improvement | 83 | $5,964,000 | $71,000 | $200,000 | $66,000 | $262,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 898 | $78,676,000 | $87,000 | $693,000 | $71,000 | $600,000 |
Not Provided | 90 | $9,131,000 | $101,000 | $402,000 | $89,000 | $631,000 |
Not applicable | 20 | $1,597,000 | $79,000 | $296,000 | $0 | $8,000 |
Hispanic | 13 | $646,000 | $49,000 | $126,000 | $59,000 | $141,000 |
Black or African American | 8 | $828,000 | $103,000 | $328,000 | $106,000 | $252,000 |
Asian | 4 | $474,000 | $118,000 | $264,000 | $147,000 | $450,000 |
American Indian or Alaskan Native | 1 | $8,000 | $8,000 | $8,000 | $38,000 | $38,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $852,000 | $94,000 | $151,000 | $48,000 | $76,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,025 | $90,508,000 | $88,000 | $693,000 | $72,000 | $631,000 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 842 | $77,301,000 | $91,000 | $693,000 | $74,000 | $631,000 |
Application Approved But Not Accepted | 94 | $7,950,000 | $84,000 | $412,000 | $69,000 | $277,000 |
Application Denied By Financial Institution | 94 | $5,809,000 | $61,000 | $400,000 | $58,000 | $580,000 |
Application Withdrawn By Applicant | 4 | $300,000 | $75,000 | $117,000 | $93,000 | $167,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mercantile Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mercantile Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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