Everence Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Everence Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Everence Federal Credit Union
2160 Lincoln Hwy E, Ste 20
Lancaster, PA 17602
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 487
Total Mortgage Loan Application Amount $67,345,000
Average Mortgage Loan Application Amount $145,250
Highest Mortgage Loan Application Amount $1,905,000
Average Applicant Income $117,000
Highest Applicant Income $1,256,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Everence Federal Credit Union by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LANCASTER, PA 95 $ 11,685,000 $ 123,000 $ 140,000
NA (OUTSIDE OF MSA/MD) 92 $ 10,410,000 $ 144,062 $ 107,750
ELKHART-GOSHEN, IN 78 $ 9,710,000 $ 124,000 $ 83,000
NORTH PORT-SARASOTA-BRADENTON, FL 66 $ 13,250,000 $ 200,000 $ 146,000
HARRISONBURG, VA 22 $ 2,640,000 $ 120,000 $ 87,000
PHILADELPHIA, PA 12 $ 1,140,000 $ 95,000 $ 72,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 10 $ 1,690,000 $ 169,000 $ 97,000
CANTON-MASSILLON, OH 7 $ 675,000 $ 96,000 $ 85,000
LEBANON, PA 7 $ 615,000 $ 87,000 $ 127,000
SOUTH BEND-MISHAWAKA, IN-MI 7 $ 665,000 $ 90,500 $ 55,500
HARRISBURG-CARLISLE, PA 6 $ 760,000 $ 126,000 $ 111,000
READING, PA 6 $ 660,000 $ 110,000 $ 99,000
STATE COLLEGE, PA 4 $ 730,000 $ 182,000 $ 65,000
STAUNTON-WAYNESBORO, VA 4 $ 490,000 $ 122,000 $ 50,000
YORK-HANOVER, PA 4 $ 330,000 $ 82,000 $ 164,000
CAMDEN, NJ 3 $ 315,000 $ 105,000 $ 175,000
RALEIGH, NC 3 $ 485,000 $ 161,000 $ 263,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 1,010,000 $ 505,000 $ 376,000
CHICAGO-NAPERVILLE, IL 2 $ 660,000 $ 330,000 $ 119,000
COLUMBUS, OH 2 $ 190,000 $ 95,000 $ 52,000
FORT COLLINS, CO 2 $ 450,000 $ 225,000 $ 211,000
GREENSBORO-HIGH POINT, NC 2 $ 80,000 $ 40,000 $ 64,000
PITTSBURGH, PA 2 $ 150,000 $ 75,000 $ 90,000
PORT ST. LUCIE, FL 2 $ 400,000 $ 200,000 $ 169,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 270,000 $ 135,000 $ 243,500
AUSTIN-ROUND ROCK, TX 1 $ 1,905,000 $ 1,905,000 $ 720,000
BAKERSFIELD, CA 1 $ 65,000 $ 65,000 $ 249,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 185,000 $ 185,000 $ 213,000
BLOOMSBURG-BERWICK, PA 1 $ 245,000 $ 245,000 $ 60,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 395,000 $ 395,000 $ 264,000
CHATTANOOGA, TN-GA 1 $ 15,000 $ 15,000 $ 32,000
CLEVELAND-ELYRIA, OH 1 $ 25,000 $ 25,000 $ 79,000
COLORADO SPRINGS, CO 1 $ 275,000 $ 275,000 $ 47,000
DALLAS-PLANO-IRVING, TX 1 $ 35,000 $ 35,000 $ 78,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 25,000 $ 25,000 $ 156,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 175,000 $ 175,000 $ 180,000
FORT WAYNE, IN 1 $ 75,000 $ 75,000 $ 87,000
GRAND RAPIDS-WYOMING, MI 1 $ 105,000 $ 105,000 $ 87,000
GREELEY, CO 1 $ 135,000 $ 135,000 $ 0
KANSAS CITY, MO-KS 1 $ 65,000 $ 65,000 $ 89,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 255,000 $ 255,000 $ 174,000
LAKELAND-WINTER HAVEN, FL 1 $ 25,000 $ 25,000 $ 61,000
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 345,000 $ 345,000 $ 416,000
LYNCHBURG, VA 1 $ 35,000 $ 35,000 $ 87,000
MEMPHIS, TN-MS-AR 1 $ 35,000 $ 35,000 $ 71,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 555,000 $ 555,000 $ 140,000
NILES-BENTON HARBOR, MI 1 $ 45,000 $ 45,000 $ 13,000
OLYMPIA-TUMWATER, WA 1 $ 25,000 $ 25,000 $ 61,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 155,000 $ 155,000 $ 319,000
PORTLAND-SOUTH PORTLAND, ME 1 $ 25,000 $ 25,000 $ 51,000
PROVIDENCE-WARWICK, RI-MA 1 $ 55,000 $ 55,000 $ 38,000
RICHMOND, VA 1 $ 55,000 $ 55,000 $ 85,000
SALISBURY, MD-DE 1 $ 225,000 $ 225,000 $ 160,000
ST. LOUIS, MO-IL 1 $ 65,000 $ 65,000 $ 144,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 405,000 $ 405,000 $ 115,000
VISALIA-PORTERVILLE, CA 1 $ 65,000 $ 65,000 $ 74,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 1 $ 155,000 $ 155,000 $ 50,000
WICHITA, KS 1 $ 105,000 $ 105,000 $ 68,000
WILMINGTON, DE-MD-NJ 1 $ 215,000 $ 215,000 $ 103,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Everence Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 222 $23,990,000 $108,000 $1,905,000 $130,000 $1,256,000
Home Purchase 117 $20,205,000 $172,000 $645,000 $88,000 $417,000
Cash-out Refinancing 99 $16,575,000 $167,000 $555,000 $98,000 $540,000
Refinancing 49 $6,575,000 $134,000 $505,000 $152,000 $571,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 332 $44,640,000 $134,000 $705,000 $122,000 $1,256,000
Hispanic 93 $11,415,000 $122,000 $495,000 $73,000 $319,000
Not Provided 39 $6,285,000 $161,000 $555,000 $137,000 $540,000
Black or African American 13 $1,245,000 $95,000 $265,000 $174,000 $1,061,000
Asian 7 $1,645,000 $235,000 $525,000 $141,000 $336,000
Not applicable 1 $35,000 $35,000 $35,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 487 $67,345,000 $138,000 $1,905,000 $116,000 $1,256,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 355 $47,265,000 $133,000 $705,000 $108,000 $571,000
Application Denied By Financial Institution 115 $18,205,000 $158,000 $1,905,000 $125,000 $1,061,000
Application Withdrawn By Applicant 13 $1,475,000 $113,000 $365,000 $256,000 $1,256,000
File Closed For Incompleteness 2 $310,000 $155,000 $175,000 $193,000 $336,000
Application Approved But Not Accepted 2 $90,000 $45,000 $65,000 $55,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 372 $49,140,000 $132,000 $705,000 $113,000 $1,256,000
Credit Application Incomplete 63 $9,895,000 $157,000 $545,000 $134,000 $710,000
Debt-To-Income Ratio 24 $3,340,000 $139,000 $645,000 $51,000 $180,000
Collateral 16 $3,910,000 $244,000 $1,905,000 $259,000 $1,061,000
Credit History 9 $955,000 $106,000 $405,000 $64,000 $115,000
Other 2 $40,000 $20,000 $35,000 $59,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $33,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

Download the Pennsylvania Lender List