Everence Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Everence Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Everence Federal Credit Union 2160 Lincoln Hwy E, Ste 20 Lancaster, PA 17602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 487 |
| Total Mortgage Loan Application Amount | $67,345,000 |
| Average Mortgage Loan Application Amount | $145,250 |
| Highest Mortgage Loan Application Amount | $1,905,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $1,256,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 95 | $ 11,685,000 | $ 123,000 | $ 140,000 |
| Elkhart County Indiana | 78 | $ 9,710,000 | $ 124,000 | $ 83,000 |
| Sarasota County Florida | 53 | $ 10,915,000 | $ 205,000 | $ 149,000 |
| Wayne County Ohio | 27 | $ 2,975,000 | $ 110,000 | $ 74,000 |
| Mifflin County Pennsylvania | 23 | $ 1,715,000 | $ 74,000 | $ 65,000 |
| Manatee County Florida | 13 | $ 2,335,000 | $ 179,000 | $ 131,000 |
| Philadelphia County Pennsylvania | 12 | $ 1,140,000 | $ 95,000 | $ 72,000 |
| Harrisonburg County Virginia | 12 | $ 1,260,000 | $ 105,000 | $ 100,000 |
| Rockingham County Virginia | 10 | $ 1,380,000 | $ 138,000 | $ 70,000 |
| Stark County Ohio | 7 | $ 675,000 | $ 96,000 | $ 85,000 |
| Lebanon County Pennsylvania | 7 | $ 615,000 | $ 87,000 | $ 127,000 |
| St. Joseph County Indiana | 6 | $ 580,000 | $ 96,000 | $ 69,000 |
| Berks County Pennsylvania | 6 | $ 660,000 | $ 110,000 | $ 99,000 |
| Montgomery County Pennsylvania | 6 | $ 1,200,000 | $ 200,000 | $ 103,000 |
| Centre County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 65,000 |
| York County Pennsylvania | 4 | $ 330,000 | $ 82,000 | $ 164,000 |
| Holmes County Ohio | 3 | $ 185,000 | $ 61,000 | $ 66,000 |
| Chester County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 98,000 |
| Perry County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 173,000 |
| Staunton County Virginia | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
| Custer County Colorado | 2 | $ 590,000 | $ 295,000 | $ 104,000 |
| Larimer County Colorado | 2 | $ 450,000 | $ 225,000 | $ 211,000 |
| Martin County Florida | 2 | $ 400,000 | $ 200,000 | $ 169,000 |
| Cook County Illinois | 2 | $ 660,000 | $ 330,000 | $ 119,000 |
| Marshall County Indiana | 2 | $ 160,000 | $ 80,000 | $ 164,000 |
| Noble County Indiana | 2 | $ 210,000 | $ 105,000 | $ 82,000 |
| Camden County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 127,000 |
| Guilford County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Wake County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 274,000 |
| Dauphin County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Juniata County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Schuylkill County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Snyder County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 90,000 |
| Henry County Virginia | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Shenandoah County Virginia | 2 | $ 540,000 | $ 270,000 | $ 194,000 |
| Washington County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Yell County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Kern County California | 1 | $ 65,000 | $ 65,000 | $ 249,000 |
| Modoc County California | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Routt County Colorado | 1 | $ 85,000 | $ 85,000 | $ 795,000 |
| Weld County Colorado | 1 | $ 135,000 | $ 135,000 | $ 0 |
| New Castle County Delaware | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Sussex County Delaware | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Broward County Florida | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| DeSoto County Florida | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Hillsborough County Florida | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 319,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| LaSalle County Illinois | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| LaGrange County Indiana | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Orange County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Barton County Kansas | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Harvey County Kansas | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Wyandotte County Kansas | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| York County Maine | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Howard County Maryland | 1 | $ 185,000 | $ 185,000 | $ 213,000 |
| Montgomery County Maryland | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Prince George's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 286,000 |
| Middlesex County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 264,000 |
| Berrien County Michigan | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Cass County Michigan | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Kent County Michigan | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| St. Joseph County Michigan | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Cook County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Pope County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| St. Louis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Clark County Nevada | 1 | $ 345,000 | $ 345,000 | $ 416,000 |
| Burlington County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 272,000 |
| Cattaraugus County New York | 1 | $ 195,000 | $ 195,000 | $ 6,000 |
| Johnston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Mecklenburg County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 417,000 |
| Union County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 336,000 |
| Ashland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Franklin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Morrow County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Williams County Ohio | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Bucks County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 57,000 |
| Crawford County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Cumberland County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Huntingdon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Indiana County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Montour County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Somerset County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Union County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Newport County Rhode Island | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Greene County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Hamilton County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Sumner County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 140,000 |
| Dallas County Texas | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Henderson County Texas | 1 | $ 105,000 | $ 105,000 | $ 318,000 |
| Travis County Texas | 1 | $ 1,905,000 | $ 1,905,000 | $ 720,000 |
| Augusta County Virginia | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Campbell County Virginia | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Fairfax County Virginia | 1 | $ 245,000 | $ 245,000 | $ 201,000 |
| Richmond City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Washington County Virginia | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Thurston County Washington | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Everence Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 222 | $23,990,000 | $108,000 | $1,905,000 | $130,000 | $1,256,000 |
| Home Purchase | 117 | $20,205,000 | $172,000 | $645,000 | $88,000 | $417,000 |
| Cash-out Refinancing | 99 | $16,575,000 | $167,000 | $555,000 | $98,000 | $540,000 |
| Refinancing | 49 | $6,575,000 | $134,000 | $505,000 | $152,000 | $571,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 332 | $44,640,000 | $134,000 | $705,000 | $122,000 | $1,256,000 |
| Hispanic | 93 | $11,415,000 | $122,000 | $495,000 | $73,000 | $319,000 |
| Not Provided | 39 | $6,285,000 | $161,000 | $555,000 | $137,000 | $540,000 |
| Black or African American | 13 | $1,245,000 | $95,000 | $265,000 | $174,000 | $1,061,000 |
| Asian | 7 | $1,645,000 | $235,000 | $525,000 | $141,000 | $336,000 |
| Not applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 487 | $67,345,000 | $138,000 | $1,905,000 | $116,000 | $1,256,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 355 | $47,265,000 | $133,000 | $705,000 | $108,000 | $571,000 |
| Application Denied By Financial Institution | 115 | $18,205,000 | $158,000 | $1,905,000 | $125,000 | $1,061,000 |
| Application Withdrawn By Applicant | 13 | $1,475,000 | $113,000 | $365,000 | $256,000 | $1,256,000 |
| File Closed For Incompleteness | 2 | $310,000 | $155,000 | $175,000 | $193,000 | $336,000 |
| Application Approved But Not Accepted | 2 | $90,000 | $45,000 | $65,000 | $55,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 372 | $49,140,000 | $132,000 | $705,000 | $113,000 | $1,256,000 |
| Credit Application Incomplete | 63 | $9,895,000 | $157,000 | $545,000 | $134,000 | $710,000 |
| Debt-To-Income Ratio | 24 | $3,340,000 | $139,000 | $645,000 | $51,000 | $180,000 |
| Collateral | 16 | $3,910,000 | $244,000 | $1,905,000 | $259,000 | $1,061,000 |
| Credit History | 9 | $955,000 | $106,000 | $405,000 | $64,000 | $115,000 |
| Other | 2 | $40,000 | $20,000 | $35,000 | $59,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.