Everence Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Everence Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Everence Federal Credit Union
2160 Lincoln Hwy E, Ste 20
Lancaster, PA 17602
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 487
Total Mortgage Loan Application Amount $67,345,000
Average Mortgage Loan Application Amount $145,250
Highest Mortgage Loan Application Amount $1,905,000
Average Applicant Income $117,000
Highest Applicant Income $1,256,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Everence Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Pennsylvania 95 $ 11,685,000 $ 123,000 $ 140,000
Elkhart County Indiana 78 $ 9,710,000 $ 124,000 $ 83,000
Sarasota County Florida 53 $ 10,915,000 $ 205,000 $ 149,000
Wayne County Ohio 27 $ 2,975,000 $ 110,000 $ 74,000
Mifflin County Pennsylvania 23 $ 1,715,000 $ 74,000 $ 65,000
Manatee County Florida 13 $ 2,335,000 $ 179,000 $ 131,000
Philadelphia County Pennsylvania 12 $ 1,140,000 $ 95,000 $ 72,000
Harrisonburg County Virginia 12 $ 1,260,000 $ 105,000 $ 100,000
Rockingham County Virginia 10 $ 1,380,000 $ 138,000 $ 70,000
Stark County Ohio 7 $ 675,000 $ 96,000 $ 85,000
Lebanon County Pennsylvania 7 $ 615,000 $ 87,000 $ 127,000
St. Joseph County Indiana 6 $ 580,000 $ 96,000 $ 69,000
Berks County Pennsylvania 6 $ 660,000 $ 110,000 $ 99,000
Montgomery County Pennsylvania 6 $ 1,200,000 $ 200,000 $ 103,000
Centre County Pennsylvania 4 $ 730,000 $ 182,000 $ 65,000
York County Pennsylvania 4 $ 330,000 $ 82,000 $ 164,000
Holmes County Ohio 3 $ 185,000 $ 61,000 $ 66,000
Chester County Pennsylvania 3 $ 125,000 $ 41,000 $ 98,000
Perry County Pennsylvania 3 $ 395,000 $ 131,000 $ 173,000
Staunton County Virginia 3 $ 375,000 $ 125,000 $ 43,000
Custer County Colorado 2 $ 590,000 $ 295,000 $ 104,000
Larimer County Colorado 2 $ 450,000 $ 225,000 $ 211,000
Martin County Florida 2 $ 400,000 $ 200,000 $ 169,000
Cook County Illinois 2 $ 660,000 $ 330,000 $ 119,000
Marshall County Indiana 2 $ 160,000 $ 80,000 $ 164,000
Noble County Indiana 2 $ 210,000 $ 105,000 $ 82,000
Camden County New Jersey 2 $ 60,000 $ 30,000 $ 127,000
Guilford County North Carolina 2 $ 80,000 $ 40,000 $ 64,000
Wake County North Carolina 2 $ 280,000 $ 140,000 $ 274,000
Dauphin County Pennsylvania 2 $ 330,000 $ 165,000 $ 50,000
Juniata County Pennsylvania 2 $ 250,000 $ 125,000 $ 68,000
Schuylkill County Pennsylvania 2 $ 110,000 $ 55,000 $ 75,000
Snyder County Pennsylvania 2 $ 150,000 $ 75,000 $ 65,000
Westmoreland County Pennsylvania 2 $ 150,000 $ 75,000 $ 90,000
Henry County Virginia 2 $ 190,000 $ 95,000 $ 66,000
Shenandoah County Virginia 2 $ 540,000 $ 270,000 $ 194,000
Washington County Arkansas 1 $ 25,000 $ 25,000 $ 156,000
Yell County Arkansas 1 $ 95,000 $ 95,000 $ 115,000
Kern County California 1 $ 65,000 $ 65,000 $ 249,000
Modoc County California 1 $ 115,000 $ 115,000 $ 48,000
Tulare County California 1 $ 65,000 $ 65,000 $ 74,000
El Paso County Colorado 1 $ 275,000 $ 275,000 $ 47,000
Routt County Colorado 1 $ 85,000 $ 85,000 $ 795,000
Weld County Colorado 1 $ 135,000 $ 135,000 $ 0
New Castle County Delaware 1 $ 215,000 $ 215,000 $ 103,000
Sussex County Delaware 1 $ 225,000 $ 225,000 $ 160,000
Broward County Florida 1 $ 175,000 $ 175,000 $ 180,000
DeSoto County Florida 1 $ 155,000 $ 155,000 $ 94,000
Hillsborough County Florida 1 $ 405,000 $ 405,000 $ 115,000
Orange County Florida 1 $ 155,000 $ 155,000 $ 319,000
Polk County Florida 1 $ 25,000 $ 25,000 $ 61,000
LaSalle County Illinois 1 $ 25,000 $ 25,000 $ 58,000
Allen County Indiana 1 $ 75,000 $ 75,000 $ 87,000
LaGrange County Indiana 1 $ 295,000 $ 295,000 $ 123,000
Orange County Indiana 1 $ 195,000 $ 195,000 $ 0
Barton County Kansas 1 $ 15,000 $ 15,000 $ 62,000
Harvey County Kansas 1 $ 105,000 $ 105,000 $ 68,000
Wyandotte County Kansas 1 $ 65,000 $ 65,000 $ 89,000
York County Maine 1 $ 25,000 $ 25,000 $ 51,000
Howard County Maryland 1 $ 185,000 $ 185,000 $ 213,000
Montgomery County Maryland 1 $ 155,000 $ 155,000 $ 50,000
Prince George's County Maryland 1 $ 25,000 $ 25,000 $ 286,000
Middlesex County Massachusetts 1 $ 395,000 $ 395,000 $ 264,000
Berrien County Michigan 1 $ 45,000 $ 45,000 $ 13,000
Cass County Michigan 1 $ 85,000 $ 85,000 $ 42,000
Kent County Michigan 1 $ 105,000 $ 105,000 $ 87,000
St. Joseph County Michigan 1 $ 105,000 $ 105,000 $ 59,000
Cook County Minnesota 1 $ 205,000 $ 205,000 $ 60,000
Pope County Minnesota 1 $ 205,000 $ 205,000 $ 0
Lauderdale County Mississippi 1 $ 175,000 $ 175,000 $ 47,000
St. Louis County Missouri 1 $ 65,000 $ 65,000 $ 144,000
Clark County Nevada 1 $ 345,000 $ 345,000 $ 416,000
Burlington County New Jersey 1 $ 255,000 $ 255,000 $ 272,000
Cattaraugus County New York 1 $ 195,000 $ 195,000 $ 6,000
Johnston County North Carolina 1 $ 205,000 $ 205,000 $ 240,000
Mecklenburg County North Carolina 1 $ 485,000 $ 485,000 $ 417,000
Union County North Carolina 1 $ 525,000 $ 525,000 $ 336,000
Ashland County Ohio 1 $ 65,000 $ 65,000 $ 29,000
Cuyahoga County Ohio 1 $ 25,000 $ 25,000 $ 79,000
Franklin County Ohio 1 $ 155,000 $ 155,000 $ 52,000
Morrow County Ohio 1 $ 35,000 $ 35,000 $ 0
Tuscarawas County Ohio 1 $ 235,000 $ 235,000 $ 88,000
Williams County Ohio 1 $ 125,000 $ 125,000 $ 89,000
Bucks County Pennsylvania 1 $ 365,000 $ 365,000 $ 57,000
Crawford County Pennsylvania 1 $ 155,000 $ 155,000 $ 25,000
Cumberland County Pennsylvania 1 $ 35,000 $ 35,000 $ 45,000
Huntingdon County Pennsylvania 1 $ 65,000 $ 65,000 $ 29,000
Indiana County Pennsylvania 1 $ 125,000 $ 125,000 $ 79,000
Montour County Pennsylvania 1 $ 245,000 $ 245,000 $ 60,000
Somerset County Pennsylvania 1 $ 85,000 $ 85,000 $ 49,000
Union County Pennsylvania 1 $ 135,000 $ 135,000 $ 47,000
Newport County Rhode Island 1 $ 55,000 $ 55,000 $ 38,000
Greene County Tennessee 1 $ 375,000 $ 375,000 $ 135,000
Hamilton County Tennessee 1 $ 15,000 $ 15,000 $ 32,000
Shelby County Tennessee 1 $ 35,000 $ 35,000 $ 71,000
Sumner County Tennessee 1 $ 555,000 $ 555,000 $ 140,000
Dallas County Texas 1 $ 35,000 $ 35,000 $ 78,000
Henderson County Texas 1 $ 105,000 $ 105,000 $ 318,000
Travis County Texas 1 $ 1,905,000 $ 1,905,000 $ 720,000
Augusta County Virginia 1 $ 115,000 $ 115,000 $ 73,000
Campbell County Virginia 1 $ 35,000 $ 35,000 $ 87,000
Fairfax County Virginia 1 $ 245,000 $ 245,000 $ 201,000
Richmond City County Virginia 1 $ 55,000 $ 55,000 $ 85,000
Washington County Virginia 1 $ 255,000 $ 255,000 $ 174,000
Thurston County Washington 1 $ 25,000 $ 25,000 $ 61,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Everence Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 222 $23,990,000 $108,000 $1,905,000 $130,000 $1,256,000
Home Purchase 117 $20,205,000 $172,000 $645,000 $88,000 $417,000
Cash-out Refinancing 99 $16,575,000 $167,000 $555,000 $98,000 $540,000
Refinancing 49 $6,575,000 $134,000 $505,000 $152,000 $571,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 332 $44,640,000 $134,000 $705,000 $122,000 $1,256,000
Hispanic 93 $11,415,000 $122,000 $495,000 $73,000 $319,000
Not Provided 39 $6,285,000 $161,000 $555,000 $137,000 $540,000
Black or African American 13 $1,245,000 $95,000 $265,000 $174,000 $1,061,000
Asian 7 $1,645,000 $235,000 $525,000 $141,000 $336,000
Not applicable 1 $35,000 $35,000 $35,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 487 $67,345,000 $138,000 $1,905,000 $116,000 $1,256,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 355 $47,265,000 $133,000 $705,000 $108,000 $571,000
Application Denied By Financial Institution 115 $18,205,000 $158,000 $1,905,000 $125,000 $1,061,000
Application Withdrawn By Applicant 13 $1,475,000 $113,000 $365,000 $256,000 $1,256,000
File Closed For Incompleteness 2 $310,000 $155,000 $175,000 $193,000 $336,000
Application Approved But Not Accepted 2 $90,000 $45,000 $65,000 $55,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 372 $49,140,000 $132,000 $705,000 $113,000 $1,256,000
Credit Application Incomplete 63 $9,895,000 $157,000 $545,000 $134,000 $710,000
Debt-To-Income Ratio 24 $3,340,000 $139,000 $645,000 $51,000 $180,000
Collateral 16 $3,910,000 $244,000 $1,905,000 $259,000 $1,061,000
Credit History 9 $955,000 $106,000 $405,000 $64,000 $115,000
Other 2 $40,000 $20,000 $35,000 $59,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $33,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

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