Everence Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Everence Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Everence Federal Credit Union 2160 Lincoln Hwy E, Ste 20 Lancaster, PA 17602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 315 |
| Total Mortgage Loan Application Amount | $45,585,000 |
| Average Mortgage Loan Application Amount | $126,500 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $127,250 |
| Highest Applicant Income | $7,218,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 68 | $ 9,670,000 | $ 142,000 | $ 112,000 |
| Elkhart County Indiana | 49 | $ 6,125,000 | $ 125,000 | $ 74,000 |
| Mifflin County Pennsylvania | 21 | $ 2,175,000 | $ 103,000 | $ 61,000 |
| Sarasota County Florida | 18 | $ 3,290,000 | $ 182,000 | $ 112,000 |
| Wayne County Ohio | 17 | $ 2,065,000 | $ 121,000 | $ 73,000 |
| Berks County Pennsylvania | 8 | $ 1,460,000 | $ 182,000 | $ 105,000 |
| Manatee County Florida | 7 | $ 1,595,000 | $ 227,000 | $ 154,000 |
| St. Joseph County Indiana | 6 | $ 800,000 | $ 133,000 | $ 70,000 |
| Lebanon County Pennsylvania | 6 | $ 570,000 | $ 95,000 | $ 84,000 |
| Stark County Ohio | 4 | $ 780,000 | $ 195,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 4 | $ 470,000 | $ 117,000 | $ 86,000 |
| Harrisonburg County Virginia | 4 | $ 770,000 | $ 192,000 | $ 67,000 |
| Bucks County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 71,000 |
| Cumberland County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 84,000 |
| Montgomery County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 129,000 |
| Westmoreland County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 65,000 |
| Custer County Colorado | 2 | $ 560,000 | $ 280,000 | $ 152,000 |
| Cook County Illinois | 2 | $ 320,000 | $ 160,000 | $ 10,000 |
| Kosciusko County Indiana | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Fulton County Ohio | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Holmes County Ohio | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Medina County Ohio | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Alfalfa County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 65,000 |
| Mobile County Alabama | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Russell County Alabama | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Pope County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Yell County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Los Angeles County California | 1 | $ 255,000 | $ 255,000 | $ 600,000 |
| Denver County Colorado | 1 | $ 255,000 | $ 255,000 | $ 35,000 |
| Larimer County Colorado | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Kent County Delaware | 1 | $ 75,000 | $ 75,000 | $ 361,000 |
| Sussex County Delaware | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Jefferson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Will County Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Marshall County Indiana | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Orange County Indiana | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Harvey County Kansas | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Wyandotte County Kansas | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Baltimore City County Maryland | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Howard County Maryland | 1 | $ 625,000 | $ 625,000 | $ 558,000 |
| Berrien County Michigan | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Boone County Missouri | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Camden County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Essex County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Gloucester County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 98,000 |
| Middlesex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 26,000 |
| Ocean County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Lea County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Bronx County New York | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Durham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 351,000 |
| Allen County Ohio | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Ashtabula County Ohio | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Champaign County Ohio | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Columbiana County Ohio | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Guernsey County Ohio | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Madison County Ohio | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Miami County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Tulsa County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Wagoner County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Clackamas County Oregon | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Allegheny County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Centre County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Fayette County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Huntingdon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Juniata County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Lycoming County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| McKean County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Snyder County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Abbeville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 179,000 |
| Anderson County Texas | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Fluvanna County Virginia | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Newport News County Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Rockingham County Virginia | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 223,000 |
| Platte County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Everence Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 121 | $20,705,000 | $171,000 | $625,000 | $84,000 | $558,000 |
| Cash-out Refinancing | 95 | $15,635,000 | $164,000 | $545,000 | $116,000 | $718,000 |
| Refinancing | 60 | $7,190,000 | $119,000 | $325,000 | $205,000 | $7,218,000 |
| Other Purpose | 39 | $2,055,000 | $52,000 | $225,000 | $104,000 | $361,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 207 | $31,405,000 | $151,000 | $625,000 | $102,000 | $600,000 |
| Hispanic | 54 | $7,010,000 | $129,000 | $275,000 | $202,000 | $7,218,000 |
| Not Provided | 43 | $5,115,000 | $118,000 | $335,000 | $105,000 | $718,000 |
| Black or African American | 8 | $1,290,000 | $161,000 | $285,000 | $106,000 | $251,000 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $114,000 | $114,000 |
| Asian | 1 | $305,000 | $305,000 | $305,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 315 | $45,585,000 | $144,000 | $625,000 | $120,000 | $7,218,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 180 | $24,480,000 | $136,000 | $545,000 | $98,000 | $718,000 |
| File Closed For Incompleteness | 42 | $6,560,000 | $156,000 | $485,000 | $80,000 | $180,000 |
| Application Denied By Financial Institution | 35 | $5,665,000 | $161,000 | $625,000 | $287,000 | $7,218,000 |
| Application Withdrawn By Applicant | 29 | $5,025,000 | $173,000 | $505,000 | $110,000 | $347,000 |
| Loan Purchased By The Institution | 18 | $2,430,000 | $135,000 | $275,000 | $0 | $0 |
| Application Approved But Not Accepted | 6 | $800,000 | $133,000 | $255,000 | $157,000 | $600,000 |
| Preapproval Approved but not Accepted | 5 | $625,000 | $125,000 | $185,000 | $101,000 | $252,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 280 | $39,920,000 | $142,000 | $545,000 | $98,000 | $718,000 |
| Credit History | 16 | $2,060,000 | $128,000 | $255,000 | $548,000 | $7,218,000 |
| Debt-To-Income Ratio | 9 | $1,975,000 | $219,000 | $335,000 | $40,000 | $52,000 |
| Other | 4 | $870,000 | $217,000 | $625,000 | $193,000 | $558,000 |
| Collateral | 3 | $325,000 | $108,000 | $115,000 | $82,000 | $130,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $10,000 | $10,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $89,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.