Orion Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Orion Federal Credit Union 7845 Highway 64 Memphis, TN 38133 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2011 2010 |
Total Number of Mortgage Applications | 690 |
Total Mortgage Loan Application Amount | $83,481,000 |
Average Mortgage Loan Application Amount | $123,000 |
Highest Mortgage Loan Application Amount | $1,935,000 |
Average Applicant Income | $87,000 |
Highest Applicant Income | $895,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Orion Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Orion Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Orion Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Orion Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Orion Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Orion Federal Credit Union's mortgage activity for 2016.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alachua County Florida | 2 | $ 228,000 | $ 114,000 | $ 153,000 |
Alameda County California | 6 | $ 842,000 | $ 140,000 | $ 114,000 |
Ascension County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 134,000 |
Assumption County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
Atascosa County Texas | 1 | $ 110,000 | $ 110,000 | $ 135,000 |
Baker County Florida | 2 | $ 201,000 | $ 100,000 | $ 94,000 |
Baldwin County Alabama | 1 | $ 81,000 | $ 81,000 | $ 61,000 |
Bastrop County Texas | 2 | $ 257,000 | $ 128,000 | $ 49,000 |
Bay County Florida | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
Benton County Oregon | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
Bernalillo County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
Bibb County Alabama | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
Blount County Alabama | 2 | $ 211,000 | $ 105,000 | $ 136,000 |
Bossier County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
Brantley County Georgia | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
Bryan County Georgia | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
Bulloch County Georgia | 3 | $ 385,000 | $ 128,000 | $ 61,000 |
Burke County Georgia | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
Burnet County Texas | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
Butler County Missouri | 1 | $ 99,000 | $ 99,000 | $ 75,000 |
Butte County California | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
Calcasieu County Louisiana | 3 | $ 215,000 | $ 71,000 | $ 102,000 |
Calhoun County Alabama | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
Calhoun County Florida | 1 | $ 81,000 | $ 81,000 | $ 87,000 |
Canadian County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
Catahoula County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
Cherokee County Georgia | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
Cherokee County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 11,000 |
Chilton County Alabama | 2 | $ 208,000 | $ 104,000 | $ 39,000 |
Citrus County Florida | 4 | $ 407,000 | $ 101,000 | $ 43,000 |
Clackamas County Oregon | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
Claiborne County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
Clark County Washington | 2 | $ 128,000 | $ 64,000 | $ 76,000 |
Clarke County Alabama | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
Cleburne County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
Cleveland County Oklahoma | 2 | $ 192,000 | $ 96,000 | $ 69,000 |
Coffee County Alabama | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
Coffee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
Columbia County Florida | 1 | $ 133,000 | $ 133,000 | $ 97,000 |
Columbia County Georgia | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
Comal County Texas | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
Comanche County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
Contra Costa County California | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
Coos County Oregon | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
Covington County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
Craighead County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 107,000 |
Crawford County Arkansas | 2 | $ 184,000 | $ 92,000 | $ 103,000 |
Crawford County Georgia | 1 | $ 119,000 | $ 119,000 | $ 96,000 |
Creek County Oklahoma | 2 | $ 183,000 | $ 91,000 | $ 52,000 |
Crittenden County Arkansas | 5 | $ 598,000 | $ 119,000 | $ 123,000 |
Cullman County Alabama | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
Custer County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
Davidson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
De Soto County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
Deschutes County Oregon | 5 | $ 576,000 | $ 115,000 | $ 56,000 |
DeSoto County Mississippi | 30 | $ 4,400,000 | $ 146,000 | $ 109,000 |
Dixie County Florida | 1 | $ 104,000 | $ 104,000 | $ 249,000 |
Dodge County Georgia | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
Dona Ana County New Mexico | 2 | $ 141,000 | $ 70,000 | $ 33,000 |
Douglas County Oregon | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
Dyer County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
East Baton Rouge County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
Eddy County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
Erath County Texas | 1 | $ 48,000 | $ 48,000 | $ 102,000 |
Faulkner County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 85,000 |
Fayette County Alabama | 2 | $ 211,000 | $ 105,000 | $ 63,000 |
Fayette County Tennessee | 5 | $ 1,113,000 | $ 222,000 | $ 116,000 |
Flagler County Florida | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
Fort Bend County Texas | 1 | $ 139,000 | $ 139,000 | $ 120,000 |
Fulton County Georgia | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
Gadsden County Florida | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
Grady County Oklahoma | 1 | $ 279,000 | $ 279,000 | $ 129,000 |
Grayson County Texas | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
Greene County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 31,000 |
Hale County Alabama | 1 | $ 156,000 | $ 156,000 | $ 114,000 |
Hamilton County Tennessee | 2 | $ 487,000 | $ 243,000 | $ 137,000 |
Hancock County Georgia | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
Harris County Texas | 1 | $ 60,000 | $ 60,000 | $ 111,000 |
Haywood County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
Henderson County Texas | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
Hernando County Florida | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
Hidalgo County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 76,000 |
Highlands County Florida | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
Hillsborough County Florida | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
Hot Spring County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
Hunt County Texas | 1 | $ 46,000 | $ 46,000 | $ 88,000 |
Jackson County Louisiana | 3 | $ 262,000 | $ 87,000 | $ 53,000 |
Jackson County Oregon | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
Jasper County Georgia | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
Jasper County Texas | 2 | $ 211,000 | $ 105,000 | $ 80,000 |
Jefferson County Alabama | 2 | $ 211,000 | $ 105,000 | $ 85,000 |
Jenkins County Georgia | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
Jones County Georgia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
Kern County California | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
King County Washington | 1 | $ 41,000 | $ 41,000 | $ 61,000 |
Kittitas County Washington | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
Lafayette County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
Lamb County Texas | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
Lane County Oregon | 1 | $ 31,000 | $ 31,000 | $ 51,000 |
Lauderdale County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
Laurens County Georgia | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
Lavaca County Texas | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
Lawrence County Alabama | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
Lee County Florida | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
Lee County Mississippi | 1 | $ 248,000 | $ 248,000 | $ 140,000 |
Levy County Florida | 3 | $ 191,000 | $ 63,000 | $ 74,000 |
Lincoln County Georgia | 1 | $ 73,000 | $ 73,000 | $ 81,000 |
Lincoln County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
Live Oak County Texas | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
Long County Georgia | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
Los Angeles County California | 9 | $ 634,000 | $ 70,000 | $ 71,000 |
Lowndes County Alabama | 1 | $ 159,000 | $ 159,000 | $ 87,000 |
Lowndes County Georgia | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
Luna County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
Madison County Florida | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
Madison County Texas | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
Manatee County Florida | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
Maricopa County Arizona | 3 | $ 148,000 | $ 49,000 | $ 57,000 |
Marion County Florida | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
Marion County Oregon | 3 | $ 213,000 | $ 71,000 | $ 65,000 |
Marshall County Alabama | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
Marshall County Mississippi | 3 | $ 603,000 | $ 201,000 | $ 95,000 |
McMinn County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 83,000 |
Medina County Texas | 1 | $ 146,000 | $ 146,000 | $ 98,000 |
Meriwether County Georgia | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
Monroe County Illinois | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
Monroe County Mississippi | 1 | $ 183,000 | $ 183,000 | $ 83,000 |
Monroe County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
Monterey County California | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
Montgomery County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
Morgan County Alabama | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
Multnomah County Oregon | 1 | $ 33,000 | $ 33,000 | $ 58,000 |
Napa County California | 2 | $ 285,000 | $ 142,000 | $ 153,000 |
Nash County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
Nassau County Florida | 3 | $ 334,000 | $ 111,000 | $ 76,000 |
Natchitoches County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
Navajo County Arizona | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
Oconee County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 129,000 |
Okaloosa County Florida | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
Orange County California | 16 | $ 1,758,000 | $ 109,000 | $ 108,000 |
Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
Ouachita County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
Palo Pinto County Texas | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
Pasco County Florida | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
Pike County Missouri | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
Pima County Arizona | 2 | $ 187,000 | $ 93,000 | $ 113,000 |
Pinellas County Florida | 2 | $ 91,000 | $ 45,000 | $ 69,000 |
Pittsburg County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
Placer County California | 2 | $ 134,000 | $ 67,000 | $ 51,000 |
Plaquemines County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 123,000 |
Polk County Georgia | 1 | $ 103,000 | $ 103,000 | $ 112,000 |
Polk County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 67,000 |
Putnam County Georgia | 2 | $ 172,000 | $ 86,000 | $ 102,000 |
Rhea County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
Richmond County Georgia | 2 | $ 171,000 | $ 85,000 | $ 62,000 |
Riverside County California | 4 | $ 232,000 | $ 58,000 | $ 66,000 |
Rutherford County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
Sabine County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
Sacramento County California | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
Saline County Arkansas | 3 | $ 328,000 | $ 109,000 | $ 63,000 |
San Bernardino County California | 5 | $ 342,000 | $ 68,000 | $ 78,000 |
San Diego County California | 13 | $ 1,561,000 | $ 120,000 | $ 104,000 |
San Jacinto County Texas | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
San Juan County New Mexico | 1 | $ 89,000 | $ 89,000 | $ 78,000 |
San Mateo County California | 2 | $ 218,000 | $ 109,000 | $ 105,000 |
Santa Clara County California | 43 | $ 7,179,000 | $ 166,000 | $ 117,000 |
Santa Fe County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
Santa Rosa County Florida | 2 | $ 209,000 | $ 104,000 | $ 50,000 |
Sharp County Arkansas | 1 | $ 196,000 | $ 196,000 | $ 209,000 |
Shelby County Alabama | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
Shelby County Tennessee | 284 | $ 37,119,000 | $ 130,000 | $ 83,000 |
Snohomish County Washington | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
Sonoma County California | 1 | $ 128,000 | $ 128,000 | $ 99,000 |
St. Clair County Alabama | 1 | $ 117,000 | $ 117,000 | $ 115,000 |
St. Johns County Florida | 1 | $ 103,000 | $ 103,000 | $ 101,000 |
St. Martin County Louisiana | 1 | $ 46,000 | $ 46,000 | $ 48,000 |
Stanislaus County California | 2 | $ 107,000 | $ 53,000 | $ 66,000 |
Stone County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
Suwannee County Florida | 3 | $ 300,000 | $ 100,000 | $ 67,000 |
Talladega County Alabama | 2 | $ 199,000 | $ 99,000 | $ 58,000 |
Tangipahoa County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
Tate County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
Taylor County Florida | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
Terrebonne County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
Thurston County Washington | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
Tippah County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
Tipton County Tennessee | 7 | $ 1,030,000 | $ 147,000 | $ 136,000 |
Tishomingo County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
Travis County Texas | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
Union County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
Ventura County California | 6 | $ 736,000 | $ 122,000 | $ 66,000 |
Walker County Alabama | 2 | $ 144,000 | $ 72,000 | $ 75,000 |
Walton County Florida | 1 | $ 87,000 | $ 87,000 | $ 62,000 |
Warren County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 86,000 |
Washington County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 124,000 |
Washington County Oregon | 3 | $ 140,000 | $ 46,000 | $ 45,000 |
Wayne County Missouri | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
West Baton Rouge County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
Wharton County Texas | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
Wilkes County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 96,000 |
Wilson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
Worth County Georgia | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
Yavapai County Arizona | 3 | $ 230,000 | $ 76,000 | $ 64,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 441 | $50,792,000 | $115,000 | $399,000 | $86,000 | $880,000 |
Refinancing | 249 | $32,689,000 | $131,000 | $1,935,000 | $88,000 | $895,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not Provided | 401 | $44,895,000 | $111,000 | $368,000 | $82,000 | $320,000 |
Black or African American | 136 | $14,346,000 | $105,000 | $330,000 | $70,000 | $224,000 |
White | 117 | $20,374,000 | $174,000 | $1,935,000 | $106,000 | $467,000 |
Not applicable | 26 | $2,641,000 | $101,000 | $212,000 | $124,000 | $880,000 |
Asian | 5 | $562,000 | $112,000 | $179,000 | $248,000 | $895,000 |
Hispanic | 4 | $453,000 | $113,000 | $156,000 | $104,000 | $211,000 |
American Indian or Alaskan Native | 1 | $210,000 | $210,000 | $210,000 | $130,000 | $130,000 |
Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 688 | $83,316,000 | $121,000 | $1,935,000 | $87,000 | $895,000 |
FHA-insured (Federal Housing Administration) | 2 | $165,000 | $82,000 | $89,000 | $59,000 | $60,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 451 | $54,434,000 | $120,000 | $1,935,000 | $88,000 | $880,000 |
Application Withdrawn By Applicant | 129 | $16,774,000 | $130,000 | $409,000 | $84,000 | $246,000 |
Application Denied By Financial Institution | 77 | $7,940,000 | $103,000 | $300,000 | $78,000 | $895,000 |
File Closed For Incompleteness | 33 | $4,333,000 | $131,000 | $354,000 | $92,000 | $282,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 32 | $3,142,000 | $98,000 | $250,000 | $101,000 | $895,000 |
Debt-To-Income Ratio | 29 | $3,049,000 | $105,000 | $260,000 | $54,000 | $109,000 |
Collateral | 10 | $1,164,000 | $116,000 | $300,000 | $65,000 | $168,000 |
Unverifiable Information | 2 | $195,000 | $97,000 | $120,000 | $155,000 | $210,000 |
Other | 1 | $217,000 | $217,000 | $217,000 | $150,000 | $150,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $24,000 | $24,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Orion Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Orion Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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