Members 1St Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Members 1St Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Members 1St Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,046 |
| Total Mortgage Loan Application Amount | $1,360,440,000 |
| Average Mortgage Loan Application Amount | $139,600 |
| Highest Mortgage Loan Application Amount | $10,955,000 |
| Average Applicant Income | $105,200 |
| Highest Applicant Income | $3,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| York County Pennsylvania | 2,545 | $ 280,395,000 | $ 110,000 | $ 102,000 |
| Cumberland County Pennsylvania | 2,247 | $ 262,395,000 | $ 116,000 | $ 105,000 |
| Lancaster County Pennsylvania | 1,871 | $ 221,725,000 | $ 118,000 | $ 111,000 |
| Dauphin County Pennsylvania | 1,788 | $ 237,070,000 | $ 132,000 | $ 103,000 |
| Lebanon County Pennsylvania | 637 | $ 101,385,000 | $ 159,000 | $ 106,000 |
| Adams County Pennsylvania | 497 | $ 64,935,000 | $ 130,000 | $ 98,000 |
| Perry County Pennsylvania | 386 | $ 42,500,000 | $ 110,000 | $ 89,000 |
| Berks County Pennsylvania | 220 | $ 22,010,000 | $ 100,000 | $ 105,000 |
| Franklin County Pennsylvania | 150 | $ 15,480,000 | $ 103,000 | $ 94,000 |
| Montgomery County Pennsylvania | 70 | $ 12,790,000 | $ 182,000 | $ 186,000 |
| Schuylkill County Pennsylvania | 62 | $ 5,990,000 | $ 96,000 | $ 79,000 |
| Chester County Pennsylvania | 48 | $ 8,990,000 | $ 187,000 | $ 184,000 |
| Lehigh County Pennsylvania | 36 | $ 8,600,000 | $ 238,000 | $ 147,000 |
| Northampton County Pennsylvania | 35 | $ 6,345,000 | $ 181,000 | $ 123,000 |
| Carroll County Maryland | 30 | $ 3,780,000 | $ 126,000 | $ 208,000 |
| Allegheny County Pennsylvania | 25 | $ 2,975,000 | $ 119,000 | $ 140,000 |
| Juniata County Pennsylvania | 24 | $ 2,040,000 | $ 85,000 | $ 67,000 |
| Mifflin County Pennsylvania | 20 | $ 3,200,000 | $ 160,000 | $ 87,000 |
| Bucks County Pennsylvania | 19 | $ 3,335,000 | $ 175,000 | $ 163,000 |
| Frederick County Maryland | 18 | $ 2,510,000 | $ 139,000 | $ 146,000 |
| Northumberland County Pennsylvania | 18 | $ 1,470,000 | $ 81,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 17 | $ 6,435,000 | $ 378,000 | $ 85,000 |
| Baltimore County Maryland | 16 | $ 2,220,000 | $ 138,000 | $ 104,000 |
| Centre County Pennsylvania | 14 | $ 1,580,000 | $ 112,000 | $ 97,000 |
| Delaware County Pennsylvania | 13 | $ 1,635,000 | $ 125,000 | $ 145,000 |
| Monroe County Pennsylvania | 12 | $ 1,340,000 | $ 111,000 | $ 107,000 |
| Huntingdon County Pennsylvania | 11 | $ 1,095,000 | $ 99,000 | $ 93,000 |
| Luzerne County Pennsylvania | 10 | $ 1,660,000 | $ 166,000 | $ 93,000 |
| Potter County Pennsylvania | 10 | $ 1,250,000 | $ 125,000 | $ 97,000 |
| Sussex County Delaware | 9 | $ 2,375,000 | $ 263,000 | $ 240,000 |
| Lycoming County Pennsylvania | 8 | $ 500,000 | $ 62,000 | $ 94,000 |
| Snyder County Pennsylvania | 8 | $ 610,000 | $ 76,000 | $ 86,000 |
| Carbon County Pennsylvania | 7 | $ 435,000 | $ 62,000 | $ 143,000 |
| Clinton County Pennsylvania | 7 | $ 615,000 | $ 87,000 | $ 293,000 |
| Cecil County Maryland | 6 | $ 530,000 | $ 88,000 | $ 95,000 |
| Howard County Maryland | 6 | $ 1,540,000 | $ 256,000 | $ 175,000 |
| Worcester County Maryland | 6 | $ 750,000 | $ 125,000 | $ 107,000 |
| Blair County Pennsylvania | 6 | $ 740,000 | $ 123,000 | $ 124,000 |
| Harford County Maryland | 5 | $ 935,000 | $ 187,000 | $ 113,000 |
| Prince George's County Maryland | 5 | $ 685,000 | $ 137,000 | $ 189,000 |
| Washington County Maryland | 5 | $ 475,000 | $ 95,000 | $ 97,000 |
| Wayne County Pennsylvania | 5 | $ 385,000 | $ 77,000 | $ 44,000 |
| Anne Arundel County Maryland | 4 | $ 740,000 | $ 185,000 | $ 166,000 |
| Clearfield County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 88,000 |
| Columbia County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 59,000 |
| Fulton County Pennsylvania | 4 | $ 230,000 | $ 57,000 | $ 93,000 |
| Lackawanna County Pennsylvania | 4 | $ 450,000 | $ 112,000 | $ 97,000 |
| Union County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 135,000 |
| Manatee County Florida | 3 | $ 2,375,000 | $ 791,000 | $ 160,000 |
| Baltimore City County Maryland | 3 | $ 215,000 | $ 71,000 | $ 79,000 |
| Cape May County New Jersey | 3 | $ 1,695,000 | $ 565,000 | $ 694,000 |
| Bedford County Pennsylvania | 3 | $ 295,000 | $ 98,000 | $ 57,000 |
| Cambria County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 58,000 |
| Montour County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 67,000 |
| Brevard County Florida | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Lake County Florida | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Orange County Florida | 2 | $ 350,000 | $ 175,000 | $ 140,000 |
| Pinellas County Florida | 2 | $ 470,000 | $ 235,000 | $ 114,000 |
| Sumter County Florida | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Garrett County Maryland | 2 | $ 600,000 | $ 300,000 | $ 255,000 |
| Montgomery County Maryland | 2 | $ 320,000 | $ 160,000 | $ 209,000 |
| Atlantic County New Jersey | 2 | $ 1,240,000 | $ 620,000 | $ 563,000 |
| Bradford County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 145,000 |
| Butler County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 99,000 |
| Pike County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 105,000 |
| Somerset County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Washington County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Westmoreland County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
| Wyoming County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| Horry County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 118,000 |
| Pulaski County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Contra Costa County California | 1 | $ 125,000 | $ 125,000 | $ 288,000 |
| New Castle County Delaware | 1 | $ 165,000 | $ 165,000 | $ 196,000 |
| Collier County Florida | 1 | $ 115,000 | $ 115,000 | $ 301,000 |
| Hernando County Florida | 1 | $ 425,000 | $ 425,000 | $ 174,000 |
| Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 185,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Effingham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Allen County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Charles County Maryland | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Queen Anne's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Somerset County Maryland | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Middlesex County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 148,000 |
| Passaic County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Oneida County New York | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Cleveland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 197,000 |
| Gaston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Guilford County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Mecklenburg County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 122,000 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Pender County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 184,000 |
| Sampson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Crawford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Elk County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Erie County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Indiana County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| McKean County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Susquehanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Tioga County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Lee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Spartanburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Accomack County Virginia | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Campbell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Northampton County Virginia | 1 | $ 545,000 | $ 545,000 | $ 288,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Members 1St Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,725 | $261,725,000 | $70,000 | $10,955,000 | $109,000 | $3,600,000 |
| Refinancing | 2,803 | $399,965,000 | $142,000 | $3,065,000 | $104,000 | $2,914,000 |
| Home Purchase | 2,261 | $516,835,000 | $228,000 | $5,585,000 | $103,000 | $1,812,000 |
| Other Purpose | 1,976 | $127,270,000 | $64,000 | $505,000 | $105,000 | $2,028,000 |
| Cash-out Refinancing | 281 | $54,645,000 | $194,000 | $805,000 | $105,000 | $550,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,336 | $1,097,000,000 | $117,000 | $1,885,000 | $107,000 | $3,600,000 |
| Not Provided | 555 | $59,325,000 | $106,000 | $655,000 | $109,000 | $1,560,000 |
| Black or African American | 369 | $34,925,000 | $94,000 | $545,000 | $96,000 | $840,000 |
| Hispanic | 345 | $33,225,000 | $96,000 | $505,000 | $79,000 | $358,000 |
| Not applicable | 253 | $107,295,000 | $424,000 | $10,955,000 | $0 | $0 |
| Asian | 168 | $25,890,000 | $154,000 | $545,000 | $125,000 | $742,000 |
| American Indian or Alaskan Native | 11 | $795,000 | $72,000 | $185,000 | $51,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $430,000 | $71,000 | $155,000 | $79,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,802 | $1,309,280,000 | $121,000 | $10,955,000 | $107,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 167 | $30,255,000 | $181,000 | $365,000 | $58,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 68 | $19,380,000 | $285,000 | $625,000 | $95,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,525,000 | $169,000 | $275,000 | $50,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,338 | $979,550,000 | $133,000 | $10,955,000 | $110,000 | $1,224,000 |
| Application Denied By Financial Institution | 2,390 | $202,150,000 | $84,000 | $3,565,000 | $88,000 | $2,988,000 |
| Application Withdrawn By Applicant | 1,009 | $124,665,000 | $123,000 | $5,585,000 | $111,000 | $3,600,000 |
| Application Approved But Not Accepted | 286 | $45,380,000 | $158,000 | $5,005,000 | $123,000 | $2,914,000 |
| File Closed For Incompleteness | 23 | $8,695,000 | $378,000 | $3,005,000 | $141,000 | $715,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,656 | $1,158,290,000 | $133,000 | $10,955,000 | $111,000 | $3,600,000 |
| Credit History | 1,223 | $90,115,000 | $73,000 | $3,565,000 | $75,000 | $2,080,000 |
| Unverifiable Information | 363 | $26,825,000 | $73,000 | $485,000 | $106,000 | $1,458,000 |
| Employment History | 276 | $22,010,000 | $79,000 | $505,000 | $97,000 | $2,988,000 |
| Debt-To-Income Ratio | 212 | $23,990,000 | $113,000 | $535,000 | $83,000 | $2,229,000 |
| Other | 153 | $13,735,000 | $89,000 | $305,000 | $116,000 | $1,380,000 |
| Collateral | 142 | $20,560,000 | $144,000 | $1,735,000 | $107,000 | $708,000 |
| Credit Application Incomplete | 17 | $4,445,000 | $261,000 | $725,000 | $136,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $470,000 | $117,000 | $145,000 | $137,000 | $146,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.