Member One
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Member One.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Member One
P.O. Box 12288
Roanoke, VA 24024
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 597
Total Mortgage Loan Application Amount $20,333,000
Average Mortgage Loan Application Amount $53,333
Highest Mortgage Loan Application Amount $318,000
Average Applicant Income $71,000
Highest Applicant Income $864,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Member One by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Roanoke City County Virginia 137 $ 3,856,000 $ 28,000 $ 49,000
Roanoke County Virginia 136 $ 4,969,000 $ 36,000 $ 67,000
Franklin County Virginia 75 $ 2,602,000 $ 34,000 $ 71,000
Bedford County Virginia 58 $ 1,857,000 $ 32,000 $ 53,000
Botetourt County Virginia 36 $ 1,756,000 $ 48,000 $ 65,000
Salem County Virginia 25 $ 495,000 $ 19,000 $ 53,000
Montgomery County Virginia 19 $ 686,000 $ 36,000 $ 57,000
Virginia Beach County Virginia 13 $ 698,000 $ 53,000 $ 82,000
Chesapeake County Virginia 11 $ 483,000 $ 43,000 $ 88,000
Campbell County Virginia 10 $ 98,000 $ 9,000 $ 43,000
Lynchburg County Virginia 9 $ 218,000 $ 24,000 $ 47,000
Pulaski County Virginia 8 $ 285,000 $ 35,000 $ 36,000
Bedford City County Virginia 5 $ 129,000 $ 25,000 $ 42,000
Amherst County Virginia 4 $ 64,000 $ 16,000 $ 70,000
Craig County Virginia 4 $ 394,000 $ 98,000 $ 54,000
Floyd County Virginia 4 $ 46,000 $ 11,000 $ 48,000
Pittsylvania County Virginia 4 $ 58,000 $ 14,000 $ 52,000
Currituck County North Carolina 3 $ 48,000 $ 16,000 $ 70,000
Alleghany County Virginia 3 $ 58,000 $ 19,000 $ 23,000
Norfolk County Virginia 3 $ 244,000 $ 81,000 $ 327,000
Guilford County North Carolina 2 $ 8,000 $ 4,000 $ 41,000
Appomattox County Virginia 2 $ 15,000 $ 7,000 $ 27,000
Wayne County West Virginia 2 $ 6,000 $ 3,000 $ 53,000
District of Columbia County District Of Columbia 1 $ 100,000 $ 100,000 $ 66,000
Cobb County Georgia 1 $ 2,000 $ 2,000 $ 66,000
Lenawee County Michigan 1 $ 31,000 $ 31,000 $ 50,000
Lamar County Mississippi 1 $ 24,000 $ 24,000 $ 60,000
St. Louis City County Missouri 1 $ 6,000 $ 6,000 $ 79,000
Pasquotank County North Carolina 1 $ 40,000 $ 40,000 $ 74,000
Lycoming County Pennsylvania 1 $ 55,000 $ 55,000 $ 103,000
York County South Carolina 1 $ 3,000 $ 3,000 $ 44,000
Amelia County Virginia 1 $ 3,000 $ 3,000 $ 26,000
Clarke County Virginia 1 $ 25,000 $ 25,000 $ 42,000
Covington County Virginia 1 $ 25,000 $ 25,000 $ 30,000
Halifax County Virginia 1 $ 2,000 $ 2,000 $ 53,000
Henry County Virginia 1 $ 151,000 $ 151,000 $ 132,000
Lunenburg County Virginia 1 $ 50,000 $ 50,000 $ 49,000
Portsmouth County Virginia 1 $ 39,000 $ 39,000 $ 52,000
Radford County Virginia 1 $ 40,000 $ 40,000 $ 30,000
Rockbridge County Virginia 1 $ 50,000 $ 50,000 $ 90,000
Rockingham County Virginia 1 $ 20,000 $ 20,000 $ 94,000
Suffolk County Virginia 1 $ 12,000 $ 12,000 $ 156,000
Williamsburg County Virginia 1 $ 300,000 $ 300,000 $ 864,000
Wythe County Virginia 1 $ 19,000 $ 19,000 $ 42,000
Harrison County West Virginia 1 $ 215,000 $ 215,000 $ 66,000
Mercer County West Virginia 1 $ 8,000 $ 8,000 $ 101,000
Monroe County West Virginia 1 $ 40,000 $ 40,000 $ 22,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Member One in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 403 $5,991,000 $14,000 $100,000 $53,000 $203,000
Home Purchase 107 $8,339,000 $77,000 $310,000 $84,000 $864,000
Refinancing 87 $6,003,000 $69,000 $318,000 $76,000 $456,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 462 $16,287,000 $35,000 $318,000 $61,000 $456,000
Black or African American 95 $2,353,000 $24,000 $209,000 $55,000 $306,000
Not Provided 28 $845,000 $30,000 $190,000 $50,000 $240,000
Asian 6 $654,000 $109,000 $300,000 $328,000 $864,000
Hispanic 3 $69,000 $23,000 $37,000 $68,000 $93,000
American Indian or Alaskan Native 2 $120,000 $60,000 $100,000 $54,000 $56,000
Native Hawaiian or Other Pacific Islander 1 $5,000 $5,000 $5,000 $68,000 $68,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 597 $20,333,000 $34,000 $318,000 $62,000 $864,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 398 $15,506,000 $38,000 $310,000 $66,000 $864,000
Application Denied By Financial Institution 125 $1,749,000 $13,000 $100,000 $46,000 $199,000
Application Withdrawn By Applicant 63 $2,671,000 $42,000 $318,000 $65,000 $456,000
File Closed For Incompleteness 7 $291,000 $41,000 $140,000 $59,000 $143,000
Application Approved But Not Accepted 4 $116,000 $29,000 $60,000 $81,000 $121,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 108 $1,477,000 $13,000 $100,000 $47,000 $199,000
Debt-To-Income Ratio 7 $155,000 $22,000 $100,000 $44,000 $68,000
Collateral 4 $60,000 $15,000 $40,000 $33,000 $45,000
Credit Application Incomplete 4 $24,000 $6,000 $11,000 $44,000 $58,000
Other 1 $3,000 $3,000 $3,000 $24,000 $24,000
Employment History 1 $30,000 $30,000 $30,000 $41,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List