Bny Mellon, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bny Mellon, N.A. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, N.A. 500 Grant Street, Room 2850 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,063 |
| Total Mortgage Loan Application Amount | $1,259,562,000 |
| Average Mortgage Loan Application Amount | $1,179,000 |
| Highest Mortgage Loan Application Amount | $25,500,000 |
| Average Applicant Income | $655,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bny Mellon, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bny Mellon, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, N.A.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 158 | $ 229,487,000 | $ 1,452,000 | $ 762,000 |
| Los Angeles County California | 70 | $ 102,149,000 | $ 1,459,000 | $ 774,000 |
| Middlesex County Massachusetts | 49 | $ 50,946,000 | $ 1,039,000 | $ 545,000 |
| Suffolk County Massachusetts | 44 | $ 42,800,000 | $ 972,000 | $ 718,000 |
| Fairfield County Connecticut | 39 | $ 48,628,000 | $ 1,246,000 | $ 678,000 |
| Orange County California | 36 | $ 50,302,000 | $ 1,397,000 | $ 635,000 |
| Norfolk County Massachusetts | 32 | $ 36,295,000 | $ 1,134,000 | $ 540,000 |
| Westchester County New York | 24 | $ 29,149,000 | $ 1,214,000 | $ 845,000 |
| King County Washington | 21 | $ 19,922,000 | $ 948,000 | $ 366,000 |
| Barnstable County Massachusetts | 19 | $ 17,706,000 | $ 931,000 | $ 495,000 |
| San Francisco County California | 18 | $ 17,140,000 | $ 952,000 | $ 467,000 |
| Miami-Dade County Florida | 18 | $ 26,072,000 | $ 1,448,000 | $ 814,000 |
| Suffolk County New York | 18 | $ 24,727,000 | $ 1,373,000 | $ 715,000 |
| Collier County Florida | 17 | $ 17,644,000 | $ 1,037,000 | $ 866,000 |
| Allegheny County Pennsylvania | 17 | $ 10,174,000 | $ 598,000 | $ 434,000 |
| Palm Beach County Florida | 14 | $ 16,797,000 | $ 1,199,000 | $ 470,000 |
| Essex County Massachusetts | 13 | $ 12,011,000 | $ 923,000 | $ 529,000 |
| Kings County New York | 13 | $ 11,756,000 | $ 904,000 | $ 406,000 |
| Nassau County New York | 13 | $ 52,482,000 | $ 4,037,000 | $ 2,454,000 |
| Fulton County Georgia | 11 | $ 15,175,000 | $ 1,379,000 | $ 347,000 |
| Marin County California | 10 | $ 18,826,000 | $ 1,882,000 | $ 425,000 |
| Santa Clara County California | 10 | $ 12,219,000 | $ 1,221,000 | $ 385,000 |
| District of Columbia County District Of Columbia | 10 | $ 7,784,000 | $ 778,000 | $ 453,000 |
| Cape May County New Jersey | 10 | $ 10,009,000 | $ 1,000,000 | $ 702,000 |
| Chester County Pennsylvania | 10 | $ 7,729,000 | $ 772,000 | $ 381,000 |
| Montgomery County Pennsylvania | 10 | $ 10,218,000 | $ 1,021,000 | $ 841,000 |
| San Mateo County California | 9 | $ 10,553,000 | $ 1,172,000 | $ 368,000 |
| Maricopa County Arizona | 8 | $ 9,520,000 | $ 1,190,000 | $ 454,000 |
| Nantucket County Massachusetts | 8 | $ 8,910,000 | $ 1,113,000 | $ 771,000 |
| San Diego County California | 6 | $ 8,120,000 | $ 1,353,000 | $ 190,000 |
| Plymouth County Massachusetts | 6 | $ 4,854,000 | $ 809,000 | $ 274,000 |
| Clark County Nevada | 6 | $ 4,970,000 | $ 828,000 | $ 183,000 |
| Philadelphia County Pennsylvania | 6 | $ 6,372,000 | $ 1,062,000 | $ 420,000 |
| Newport County Rhode Island | 6 | $ 6,409,000 | $ 1,068,000 | $ 640,000 |
| Alameda County California | 5 | $ 4,994,000 | $ 998,000 | $ 250,000 |
| Boulder County Colorado | 5 | $ 4,026,000 | $ 805,000 | $ 306,000 |
| Hartford County Connecticut | 5 | $ 2,601,000 | $ 520,000 | $ 678,000 |
| Litchfield County Connecticut | 5 | $ 6,058,000 | $ 1,211,000 | $ 520,000 |
| Broward County Florida | 5 | $ 2,997,000 | $ 599,000 | $ 255,000 |
| Indian River County Florida | 5 | $ 3,059,000 | $ 611,000 | $ 279,000 |
| Honolulu County Hawaii | 5 | $ 8,910,000 | $ 1,782,000 | $ 642,000 |
| Cook County Illinois | 5 | $ 7,382,000 | $ 1,476,000 | $ 565,000 |
| Cumberland County Maine | 5 | $ 1,745,000 | $ 349,000 | $ 329,000 |
| Morris County New Jersey | 5 | $ 4,856,000 | $ 971,000 | $ 383,000 |
| Ocean County New Jersey | 5 | $ 6,331,000 | $ 1,266,000 | $ 814,000 |
| Santa Barbara County California | 4 | $ 7,399,000 | $ 1,849,000 | $ 530,000 |
| Jefferson County Colorado | 4 | $ 1,568,000 | $ 392,000 | $ 138,000 |
| New Haven County Connecticut | 4 | $ 2,450,000 | $ 612,000 | $ 448,000 |
| Sarasota County Florida | 4 | $ 4,055,000 | $ 1,013,000 | $ 1,147,000 |
| Walton County Florida | 4 | $ 5,614,000 | $ 1,403,000 | $ 583,000 |
| Dukes County Massachusetts | 4 | $ 2,860,000 | $ 715,000 | $ 241,000 |
| Washoe County Nevada | 4 | $ 3,824,000 | $ 956,000 | $ 318,000 |
| Bergen County New Jersey | 4 | $ 4,294,000 | $ 1,073,000 | $ 513,000 |
| Delaware County Pennsylvania | 4 | $ 5,257,000 | $ 1,314,000 | $ 631,000 |
| Providence County Rhode Island | 4 | $ 2,290,000 | $ 572,000 | $ 709,000 |
| Washington County Rhode Island | 4 | $ 2,743,000 | $ 685,000 | $ 387,000 |
| Summit County Utah | 4 | $ 3,130,000 | $ 782,000 | $ 1,308,000 |
| Fairfax County Virginia | 4 | $ 5,055,000 | $ 1,263,000 | $ 694,000 |
| Pima County Arizona | 3 | $ 1,231,000 | $ 410,000 | $ 342,000 |
| Riverside County California | 3 | $ 3,403,000 | $ 1,134,000 | $ 604,000 |
| San Luis Obispo County California | 3 | $ 2,808,000 | $ 936,000 | $ 326,000 |
| Ventura County California | 3 | $ 4,929,000 | $ 1,643,000 | $ 595,000 |
| Denver County Colorado | 3 | $ 4,315,000 | $ 1,438,000 | $ 529,000 |
| Eagle County Colorado | 3 | $ 4,100,000 | $ 1,366,000 | $ 606,000 |
| Pitkin County Colorado | 3 | $ 7,819,000 | $ 2,606,000 | $ 3,559,000 |
| New London County Connecticut | 3 | $ 1,600,000 | $ 533,000 | $ 694,000 |
| Hillsborough County Florida | 3 | $ 2,155,000 | $ 718,000 | $ 522,000 |
| Orange County Florida | 3 | $ 2,820,000 | $ 940,000 | $ 455,000 |
| Kauai County Hawaii | 3 | $ 7,335,000 | $ 2,445,000 | $ 2,183,000 |
| Worcester County Massachusetts | 3 | $ 1,568,000 | $ 522,000 | $ 250,000 |
| Rockingham County New Hampshire | 3 | $ 3,030,000 | $ 1,010,000 | $ 1,247,000 |
| Monmouth County New Jersey | 3 | $ 4,190,000 | $ 1,396,000 | $ 640,000 |
| Putnam County New York | 3 | $ 3,375,000 | $ 1,125,000 | $ 677,000 |
| Mecklenburg County North Carolina | 3 | $ 3,225,000 | $ 1,075,000 | $ 406,000 |
| Wake County North Carolina | 3 | $ 990,000 | $ 330,000 | $ 423,000 |
| Travis County Texas | 3 | $ 2,280,000 | $ 760,000 | $ 245,000 |
| Teton County Wyoming | 3 | $ 9,025,000 | $ 3,008,000 | $ 1,100,000 |
| Mono County California | 2 | $ 1,535,000 | $ 767,000 | $ 583,000 |
| Monterey County California | 2 | $ 1,410,000 | $ 705,000 | $ 653,000 |
| Arapahoe County Colorado | 2 | $ 1,747,000 | $ 873,000 | $ 213,000 |
| San Miguel County Colorado | 2 | $ 1,968,000 | $ 984,000 | $ 722,000 |
| Lee County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 262,000 |
| Manatee County Florida | 2 | $ 1,309,000 | $ 654,000 | $ 595,000 |
| Martin County Florida | 2 | $ 5,700,000 | $ 2,850,000 | $ 1,051,000 |
| Monroe County Florida | 2 | $ 3,330,000 | $ 1,665,000 | $ 515,000 |
| Cobb County Georgia | 2 | $ 2,200,000 | $ 1,100,000 | $ 534,000 |
| Maui County Hawaii | 2 | $ 1,118,000 | $ 559,000 | $ 273,000 |
| Blaine County Idaho | 2 | $ 9,200,000 | $ 4,600,000 | $ 2,088,000 |
| Lafayette County Louisiana | 2 | $ 454,000 | $ 227,000 | $ 128,000 |
| Hancock County Maine | 2 | $ 1,863,000 | $ 931,000 | $ 319,000 |
| Montgomery County Maryland | 2 | $ 2,275,000 | $ 1,137,000 | $ 381,000 |
| Hampshire County Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 178,000 |
| Muskegon County Michigan | 2 | $ 1,623,000 | $ 811,000 | $ 461,000 |
| Gallatin County Montana | 2 | $ 6,200,000 | $ 3,100,000 | $ 603,000 |
| Carroll County New Hampshire | 2 | $ 3,000,000 | $ 1,500,000 | $ 891,000 |
| Grafton County New Hampshire | 2 | $ 1,500,000 | $ 750,000 | $ 783,000 |
| Merrimack County New Hampshire | 2 | $ 730,000 | $ 365,000 | $ 142,000 |
| Essex County New Jersey | 2 | $ 1,700,000 | $ 850,000 | $ 516,000 |
| Santa Fe County New Mexico | 2 | $ 832,000 | $ 416,000 | $ 208,000 |
| Monroe County New York | 2 | $ 1,710,000 | $ 855,000 | $ 667,000 |
| Queens County New York | 2 | $ 1,085,000 | $ 542,000 | $ 636,000 |
| Brunswick County North Carolina | 2 | $ 2,800,000 | $ 1,400,000 | $ 217,000 |
| Geauga County Ohio | 2 | $ 1,590,000 | $ 795,000 | $ 496,000 |
| Deschutes County Oregon | 2 | $ 1,275,000 | $ 637,000 | $ 149,000 |
| Westmoreland County Pennsylvania | 2 | $ 2,760,000 | $ 1,380,000 | $ 427,000 |
| Beaufort County South Carolina | 2 | $ 1,331,000 | $ 665,000 | $ 638,000 |
| Charleston County South Carolina | 2 | $ 2,086,000 | $ 1,043,000 | $ 514,000 |
| Harris County Texas | 2 | $ 600,000 | $ 300,000 | $ 296,000 |
| Windsor County Vermont | 2 | $ 998,000 | $ 499,000 | $ 669,000 |
| Whatcom County Washington | 2 | $ 487,000 | $ 243,000 | $ 137,000 |
| Waukesha County Wisconsin | 2 | $ 915,000 | $ 457,000 | $ 205,000 |
| Yavapai County Arizona | 1 | $ 727,000 | $ 727,000 | $ 1,841,000 |
| Contra Costa County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 580,000 |
| San Bernardino County California | 1 | $ 1,135,000 | $ 1,135,000 | $ 335,000 |
| Santa Cruz County California | 1 | $ 476,000 | $ 476,000 | $ 785,000 |
| Douglas County Colorado | 1 | $ 1,100,000 | $ 1,100,000 | $ 352,000 |
| Gunnison County Colorado | 1 | $ 605,000 | $ 605,000 | $ 221,000 |
| La Plata County Colorado | 1 | $ 660,000 | $ 660,000 | $ 812,000 |
| Charlotte County Florida | 1 | $ 400,000 | $ 400,000 | $ 1,033,000 |
| Duval County Florida | 1 | $ 590,000 | $ 590,000 | $ 280,000 |
| Pinellas County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 5,665,000 |
| St. Johns County Florida | 1 | $ 512,000 | $ 512,000 | $ 342,000 |
| Bartow County Georgia | 1 | $ 600,000 | $ 600,000 | $ 270,000 |
| Chatham County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,614,000 |
| Cherokee County Georgia | 1 | $ 394,000 | $ 394,000 | $ 112,000 |
| Gwinnett County Georgia | 1 | $ 446,000 | $ 446,000 | $ 216,000 |
| Hawaii County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 256,000 |
| Ada County Idaho | 1 | $ 438,000 | $ 438,000 | $ 75,000 |
| DuPage County Illinois | 1 | $ 450,000 | $ 450,000 | $ 210,000 |
| Jessamine County Kentucky | 1 | $ 1,100,000 | $ 1,100,000 | $ 373,000 |
| Waldo County Maine | 1 | $ 730,000 | $ 730,000 | $ 312,000 |
| York County Maine | 1 | $ 1,365,000 | $ 1,365,000 | $ 417,000 |
| Anne Arundel County Maryland | 1 | $ 338,000 | $ 338,000 | $ 272,000 |
| Garrett County Maryland | 1 | $ 685,000 | $ 685,000 | $ 160,000 |
| Queen Anne's County Maryland | 1 | $ 1,295,000 | $ 1,295,000 | $ 1,144,000 |
| Talbot County Maryland | 1 | $ 2,400,000 | $ 2,400,000 | $ 1,268,000 |
| Washington County Maryland | 1 | $ 1,535,000 | $ 1,535,000 | $ 2,359,000 |
| Berkshire County Massachusetts | 1 | $ 790,000 | $ 790,000 | $ 507,000 |
| Bristol County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 835,000 |
| Dakota County Minnesota | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,375,000 |
| Yellowstone County Montana | 1 | $ 230,000 | $ 230,000 | $ 337,000 |
| Hillsborough County New Hampshire | 1 | $ 920,000 | $ 920,000 | $ 470,000 |
| Atlantic County New Jersey | 1 | $ 900,000 | $ 900,000 | $ 381,000 |
| Burlington County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 356,000 |
| Hudson County New Jersey | 1 | $ 860,000 | $ 860,000 | $ 466,000 |
| Mercer County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 565,000 |
| Union County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 582,000 |
| Columbia County New York | 1 | $ 710,000 | $ 710,000 | $ 35,000 |
| Dutchess County New York | 1 | $ 1,100,000 | $ 1,100,000 | $ 454,000 |
| Chatham County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 222,000 |
| Dare County North Carolina | 1 | $ 589,000 | $ 589,000 | $ 761,000 |
| Guilford County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 435,000 |
| Transylvania County North Carolina | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,174,000 |
| Watauga County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,106,000 |
| Hamilton County Ohio | 1 | $ 885,000 | $ 885,000 | $ 340,000 |
| Oklahoma County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 253,000 |
| Lane County Oregon | 1 | $ 412,000 | $ 412,000 | $ 280,000 |
| Multnomah County Oregon | 1 | $ 263,000 | $ 263,000 | $ 284,000 |
| Tillamook County Oregon | 1 | $ 500,000 | $ 500,000 | $ 234,000 |
| Bucks County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,080,000 |
| Lancaster County Pennsylvania | 1 | $ 2,654,000 | $ 2,654,000 | $ 4,183,000 |
| Somerset County Pennsylvania | 1 | $ 510,000 | $ 510,000 | $ 353,000 |
| Washington County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 272,000 |
| York County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 78,000 |
| Edgefield County South Carolina | 1 | $ 750,000 | $ 750,000 | $ 1,114,000 |
| Georgetown County South Carolina | 1 | $ 706,000 | $ 706,000 | $ 351,000 |
| Horry County South Carolina | 1 | $ 775,000 | $ 775,000 | $ 173,000 |
| Bexar County Texas | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,041,000 |
| Franklin County Texas | 1 | $ 431,000 | $ 431,000 | $ 860,000 |
| Galveston County Texas | 1 | $ 400,000 | $ 400,000 | $ 1,050,000 |
| Tarrant County Texas | 1 | $ 1,500,000 | $ 1,500,000 | $ 4,339,000 |
| Salt Lake County Utah | 1 | $ 2,000,000 | $ 2,000,000 | $ 683,000 |
| Orange County Vermont | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Washington County Vermont | 1 | $ 800,000 | $ 800,000 | $ 400,000 |
| Windham County Vermont | 1 | $ 800,000 | $ 800,000 | $ 1,003,000 |
| Alexandria County Virginia | 1 | $ 446,000 | $ 446,000 | $ 167,000 |
| Arlington County Virginia | 1 | $ 400,000 | $ 400,000 | $ 163,000 |
| Loudoun County Virginia | 1 | $ 209,000 | $ 209,000 | $ 175,000 |
| Island County Washington | 1 | $ 1,750,000 | $ 1,750,000 | $ 531,000 |
| Pierce County Washington | 1 | $ 650,000 | $ 650,000 | $ 64,000 |
| Thurston County Washington | 1 | $ 440,000 | $ 440,000 | $ 18,000 |
| Brown County Wisconsin | 1 | $ 388,000 | $ 388,000 | $ 1,950,000 |
| Washington County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 199,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, N.A. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 731 | $872,573,000 | $1,193,000 | $25,500,000 | $648,000 | $9,999,000 |
| Home Purchase | 332 | $386,989,000 | $1,165,000 | $14,350,000 | $662,000 | $7,250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 518 | $635,136,000 | $1,226,000 | $25,500,000 | $703,000 | $9,999,000 |
| White | 515 | $579,264,000 | $1,124,000 | $14,350,000 | $594,000 | $5,455,000 |
| Asian | 18 | $21,622,000 | $1,201,000 | $1,700,000 | $508,000 | $1,076,000 |
| Hispanic | 7 | $12,782,000 | $1,826,000 | $7,560,000 | $447,000 | $1,141,000 |
| Not applicable | 3 | $3,300,000 | $1,100,000 | $1,800,000 | $1,284,000 | $2,032,000 |
| Black or African American | 2 | $7,458,000 | $3,729,000 | $6,250,000 | $3,839,000 | $7,250,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,063 | $1,259,562,000 | $1,184,000 | $25,500,000 | $653,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 787 | $831,210,000 | $1,056,000 | $14,350,000 | $636,000 | $8,103,000 |
| Application Denied By Financial Institution | 158 | $297,375,000 | $1,882,000 | $25,500,000 | $775,000 | $9,999,000 |
| Application Approved But Not Accepted | 61 | $62,886,000 | $1,030,000 | $3,000,000 | $541,000 | $3,245,000 |
| Application Withdrawn By Applicant | 45 | $51,923,000 | $1,153,000 | $5,275,000 | $678,000 | $3,996,000 |
| File Closed For Incompleteness | 12 | $16,168,000 | $1,347,000 | $2,600,000 | $629,000 | $4,500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 91 | $191,753,000 | $2,107,000 | $25,500,000 | $693,000 | $9,999,000 |
| Collateral | 37 | $63,362,000 | $1,712,000 | $9,000,000 | $980,000 | $4,885,000 |
| Other | 18 | $23,430,000 | $1,301,000 | $3,000,000 | $480,000 | $975,000 |
| Credit History | 7 | $13,280,000 | $1,897,000 | $6,250,000 | $1,719,000 | $7,250,000 |
| Unverifiable Information | 3 | $2,976,000 | $992,000 | $2,000,000 | $511,000 | $785,000 |
| Credit Application Incomplete | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $768,000 | $768,000 |
| Employment History | 1 | $574,000 | $574,000 | $574,000 | $159,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.