Missouri Electric Cooperatives Empl
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Missouri Electric Cooperatives Empl.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Missouri Electric Cooperatives Empl 2722 E Mccarty Jefferson City, MO 65101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 392 |
| Total Mortgage Loan Application Amount | $76,370,000 |
| Average Mortgage Loan Application Amount | $191,200 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $117,600 |
| Highest Applicant Income | $914,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 32 | $ 7,280,000 | $ 227,000 | $ 146,000 |
| Boone County Missouri | 19 | $ 3,925,000 | $ 206,000 | $ 111,000 |
| Christian County Missouri | 15 | $ 3,025,000 | $ 201,000 | $ 114,000 |
| Cole County Missouri | 12 | $ 2,830,000 | $ 235,000 | $ 129,000 |
| Webster County Missouri | 12 | $ 1,970,000 | $ 164,000 | $ 123,000 |
| Taney County Missouri | 11 | $ 2,145,000 | $ 195,000 | $ 98,000 |
| New Madrid County Missouri | 10 | $ 1,300,000 | $ 130,000 | $ 86,000 |
| Barry County Missouri | 8 | $ 1,060,000 | $ 132,000 | $ 102,000 |
| Camden County Missouri | 8 | $ 1,950,000 | $ 243,000 | $ 111,000 |
| Macon County Missouri | 8 | $ 1,230,000 | $ 153,000 | $ 114,000 |
| Callaway County Missouri | 7 | $ 1,105,000 | $ 157,000 | $ 69,000 |
| Clay County Missouri | 7 | $ 1,575,000 | $ 225,000 | $ 106,000 |
| Dunklin County Missouri | 7 | $ 1,185,000 | $ 169,000 | $ 110,000 |
| Stoddard County Missouri | 7 | $ 1,315,000 | $ 187,000 | $ 122,000 |
| Stone County Missouri | 7 | $ 1,875,000 | $ 267,000 | $ 112,000 |
| Crawford County Missouri | 6 | $ 1,090,000 | $ 181,000 | $ 100,000 |
| Lincoln County Missouri | 6 | $ 1,410,000 | $ 235,000 | $ 153,000 |
| Osage County Missouri | 6 | $ 1,250,000 | $ 208,000 | $ 108,000 |
| Clinton County Missouri | 5 | $ 1,295,000 | $ 259,000 | $ 153,000 |
| DeKalb County Missouri | 5 | $ 1,015,000 | $ 203,000 | $ 90,000 |
| Lawrence County Missouri | 5 | $ 535,000 | $ 107,000 | $ 85,000 |
| Madison County Missouri | 5 | $ 825,000 | $ 165,000 | $ 105,000 |
| Marion County Missouri | 5 | $ 605,000 | $ 121,000 | $ 97,000 |
| Moniteau County Missouri | 5 | $ 1,065,000 | $ 213,000 | $ 127,000 |
| Randolph County Missouri | 5 | $ 1,155,000 | $ 231,000 | $ 120,000 |
| Andrew County Missouri | 4 | $ 680,000 | $ 170,000 | $ 113,000 |
| Butler County Missouri | 4 | $ 610,000 | $ 152,000 | $ 80,000 |
| Henry County Missouri | 4 | $ 890,000 | $ 222,000 | $ 158,000 |
| Jackson County Missouri | 4 | $ 1,230,000 | $ 307,000 | $ 206,000 |
| Laclede County Missouri | 4 | $ 620,000 | $ 155,000 | $ 101,000 |
| Morgan County Missouri | 4 | $ 580,000 | $ 145,000 | $ 109,000 |
| Pettis County Missouri | 4 | $ 570,000 | $ 142,000 | $ 62,000 |
| Polk County Missouri | 4 | $ 1,090,000 | $ 272,000 | $ 135,000 |
| Texas County Missouri | 4 | $ 780,000 | $ 195,000 | $ 98,000 |
| Audrain County Missouri | 3 | $ 705,000 | $ 235,000 | $ 97,000 |
| Barton County Missouri | 3 | $ 645,000 | $ 215,000 | $ 100,000 |
| Cape Girardeau County Missouri | 3 | $ 685,000 | $ 228,000 | $ 208,000 |
| Dent County Missouri | 3 | $ 645,000 | $ 215,000 | $ 106,000 |
| Perry County Missouri | 3 | $ 495,000 | $ 165,000 | $ 117,000 |
| Platte County Missouri | 3 | $ 1,385,000 | $ 461,000 | $ 358,000 |
| Wright County Missouri | 3 | $ 585,000 | $ 195,000 | $ 99,000 |
| Craighead County Arkansas | 2 | $ 680,000 | $ 340,000 | $ 175,000 |
| Henry County Iowa | 2 | $ 240,000 | $ 120,000 | $ 97,000 |
| Cass County Missouri | 2 | $ 320,000 | $ 160,000 | $ 120,000 |
| Chariton County Missouri | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Dade County Missouri | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Dallas County Missouri | 2 | $ 330,000 | $ 165,000 | $ 130,000 |
| Douglas County Missouri | 2 | $ 470,000 | $ 235,000 | $ 155,000 |
| Grundy County Missouri | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Hickory County Missouri | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Howell County Missouri | 2 | $ 260,000 | $ 130,000 | $ 100,000 |
| Lafayette County Missouri | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| Mercer County Missouri | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Monroe County Missouri | 2 | $ 390,000 | $ 195,000 | $ 158,000 |
| Newton County Missouri | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Nodaway County Missouri | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Phelps County Missouri | 2 | $ 610,000 | $ 305,000 | $ 131,000 |
| Ralls County Missouri | 2 | $ 470,000 | $ 235,000 | $ 111,000 |
| Ripley County Missouri | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Schuyler County Missouri | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Scott County Missouri | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| Shelby County Missouri | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| St. Louis City County Missouri | 2 | $ 340,000 | $ 170,000 | $ 204,000 |
| Ste. Genevieve County Missouri | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Tulsa County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 143,000 |
| Benton County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Madison County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Washington County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Appanoose County Iowa | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Wyandotte County Kansas | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Adair County Missouri | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Atchison County Missouri | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Bates County Missouri | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Bollinger County Missouri | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Carroll County Missouri | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Carter County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cedar County Missouri | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Clark County Missouri | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Cooper County Missouri | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Howard County Missouri | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Jasper County Missouri | 1 | $ 345,000 | $ 345,000 | $ 176,000 |
| Livingston County Missouri | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| Miller County Missouri | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Mississippi County Missouri | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| Montgomery County Missouri | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Ozark County Missouri | 1 | $ 115,000 | $ 115,000 | $ 213,000 |
| Pemiscot County Missouri | 1 | $ 115,000 | $ 115,000 | $ 158,000 |
| Ray County Missouri | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| St. Charles County Missouri | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Sullivan County Missouri | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Wayne County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Canadian County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Muskogee County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Ottawa County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Missouri Electric Cooperatives Empl in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 160 | $31,660,000 | $197,000 | $965,000 | $104,000 | $914,000 |
| Refinancing | 83 | $16,895,000 | $203,000 | $495,000 | $113,000 | $331,000 |
| Other Purpose | 70 | $11,790,000 | $168,000 | $355,000 | $116,000 | $283,000 |
| Cash-out Refinancing | 65 | $13,485,000 | $207,000 | $455,000 | $139,000 | $412,000 |
| Home Improvement | 14 | $2,540,000 | $181,000 | $355,000 | $116,000 | $196,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 347 | $67,155,000 | $193,000 | $965,000 | $113,000 | $914,000 |
| Not Provided | 37 | $7,735,000 | $209,000 | $405,000 | $121,000 | $331,000 |
| Black or African American | 3 | $365,000 | $121,000 | $145,000 | $99,000 | $113,000 |
| Hispanic | 2 | $370,000 | $185,000 | $215,000 | $88,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $164,000 | $164,000 |
| American Indian or Alaskan Native | 1 | $315,000 | $315,000 | $315,000 | $85,000 | $85,000 |
| Asian | 1 | $175,000 | $175,000 | $175,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 392 | $76,370,000 | $194,000 | $965,000 | $114,000 | $914,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 278 | $54,670,000 | $196,000 | $965,000 | $121,000 | $914,000 |
| Application Approved But Not Accepted | 37 | $6,085,000 | $164,000 | $335,000 | $93,000 | $207,000 |
| Application Withdrawn By Applicant | 34 | $7,250,000 | $213,000 | $495,000 | $78,000 | $158,000 |
| File Closed For Incompleteness | 22 | $4,160,000 | $189,000 | $355,000 | $106,000 | $182,000 |
| Application Denied By Financial Institution | 10 | $1,730,000 | $173,000 | $315,000 | $109,000 | $263,000 |
| Preapproval Approved but not Accepted | 8 | $1,750,000 | $218,000 | $515,000 | $112,000 | $183,000 |
| Preapproval Denied by Financial Institution | 3 | $725,000 | $241,000 | $545,000 | $89,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 392 | $76,370,000 | $194,000 | $965,000 | $114,000 | $914,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.