Marine Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Marine Credit Union 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
Total Number of Mortgage Applications | 3,415 |
Total Mortgage Loan Application Amount | $421,855,000 |
Average Mortgage Loan Application Amount | $102,500 |
Highest Mortgage Loan Application Amount | $855,000 |
Average Applicant Income | $78,000 |
Highest Applicant Income | $3,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2021.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Wisconsin | 15 | $ 1,475,000 | $ 98,000 | $ 95,000 |
Aitkin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
Allamakee County Iowa | 26 | $ 2,290,000 | $ 88,000 | $ 60,000 |
Anoka County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
Appanoose County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
Ashland County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
Audubon County Iowa | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
Barron County Wisconsin | 19 | $ 2,195,000 | $ 115,000 | $ 83,000 |
Benton County Iowa | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
Black Hawk County Iowa | 7 | $ 875,000 | $ 125,000 | $ 73,000 |
Boone County Illinois | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
Boone County Iowa | 5 | $ 545,000 | $ 109,000 | $ 65,000 |
Bremer County Iowa | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
Brown County Wisconsin | 82 | $ 10,750,000 | $ 131,000 | $ 72,000 |
Buchanan County Iowa | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
Buffalo County Wisconsin | 12 | $ 1,580,000 | $ 131,000 | $ 85,000 |
Burnett County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
Butler County Iowa | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
Calumet County Wisconsin | 14 | $ 2,430,000 | $ 173,000 | $ 108,000 |
Carlton County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
Carroll County Iowa | 4 | $ 380,000 | $ 95,000 | $ 142,000 |
Cass County Iowa | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
Cedar County Iowa | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
Cerro Gordo County Iowa | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
Chickasaw County Iowa | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
Chippewa County Wisconsin | 85 | $ 10,755,000 | $ 126,000 | $ 86,000 |
Chisago County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
Clark County Wisconsin | 12 | $ 1,150,000 | $ 95,000 | $ 69,000 |
Clarke County Iowa | 4 | $ 110,000 | $ 27,000 | $ 59,000 |
Clayton County Iowa | 14 | $ 1,480,000 | $ 105,000 | $ 67,000 |
Clinton County Iowa | 5 | $ 385,000 | $ 77,000 | $ 48,000 |
Columbia County Wisconsin | 12 | $ 1,300,000 | $ 108,000 | $ 70,000 |
Cottonwood County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
Crawford County Wisconsin | 48 | $ 4,690,000 | $ 97,000 | $ 80,000 |
Dallas County Iowa | 11 | $ 2,025,000 | $ 184,000 | $ 116,000 |
Dane County Wisconsin | 39 | $ 9,045,000 | $ 231,000 | $ 95,000 |
Decatur County Iowa | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
Des Moines County Iowa | 3 | $ 235,000 | $ 78,000 | $ 98,000 |
Dodge County Minnesota | 5 | $ 515,000 | $ 103,000 | $ 92,000 |
Dodge County Wisconsin | 60 | $ 7,490,000 | $ 124,000 | $ 81,000 |
Door County Wisconsin | 13 | $ 1,905,000 | $ 146,000 | $ 66,000 |
Douglas County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
Dubuque County Iowa | 4 | $ 710,000 | $ 177,000 | $ 111,000 |
Dunn County Wisconsin | 21 | $ 2,265,000 | $ 107,000 | $ 84,000 |
Eau Claire County Wisconsin | 63 | $ 8,135,000 | $ 129,000 | $ 78,000 |
Emmet County Iowa | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
Fayette County Iowa | 5 | $ 445,000 | $ 89,000 | $ 60,000 |
Fillmore County Minnesota | 26 | $ 3,250,000 | $ 125,000 | $ 93,000 |
Florence County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
Fond du Lac County Wisconsin | 153 | $ 16,005,000 | $ 104,000 | $ 80,000 |
Forest County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
Franklin County Iowa | 2 | $ 100,000 | $ 50,000 | $ 64,000 |
Freeborn County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
Grant County Wisconsin | 54 | $ 5,500,000 | $ 101,000 | $ 72,000 |
Green County Wisconsin | 26 | $ 2,700,000 | $ 103,000 | $ 61,000 |
Green Lake County Wisconsin | 21 | $ 2,635,000 | $ 125,000 | $ 87,000 |
Greene County Iowa | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
Grundy County Iowa | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
Guthrie County Iowa | 3 | $ 225,000 | $ 75,000 | $ 77,000 |
Hamilton County Iowa | 3 | $ 245,000 | $ 81,000 | $ 33,000 |
Hardin County Iowa | 1 | $ 95,000 | $ 95,000 | $ 8,000 |
Harrison County Iowa | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
Hennepin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
Henry County Illinois | 4 | $ 360,000 | $ 90,000 | $ 61,000 |
Houston County Minnesota | 13 | $ 1,855,000 | $ 142,000 | $ 73,000 |
Howard County Iowa | 4 | $ 190,000 | $ 47,000 | $ 46,000 |
Iowa County Iowa | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
Iowa County Wisconsin | 18 | $ 2,880,000 | $ 160,000 | $ 89,000 |
Iron County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
Iroquois County Illinois | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
Jackson County Wisconsin | 12 | $ 1,210,000 | $ 100,000 | $ 53,000 |
Jasper County Iowa | 7 | $ 535,000 | $ 76,000 | $ 72,000 |
Jefferson County Wisconsin | 13 | $ 2,245,000 | $ 172,000 | $ 93,000 |
Johnson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
Juneau County Wisconsin | 9 | $ 1,125,000 | $ 125,000 | $ 96,000 |
Kane County Illinois | 1 | $ 325,000 | $ 325,000 | $ 287,000 |
Kenosha County Wisconsin | 25 | $ 3,065,000 | $ 122,000 | $ 83,000 |
Kewaunee County Wisconsin | 11 | $ 1,425,000 | $ 129,000 | $ 81,000 |
Knox County Illinois | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
Kossuth County Iowa | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
La Crosse County Wisconsin | 101 | $ 12,715,000 | $ 125,000 | $ 100,000 |
Lafayette County Wisconsin | 6 | $ 420,000 | $ 70,000 | $ 48,000 |
Lake County Illinois | 3 | $ 175,000 | $ 58,000 | $ 46,000 |
Langlade County Wisconsin | 4 | $ 450,000 | $ 112,000 | $ 81,000 |
Lincoln County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 136,000 |
Linn County Iowa | 5 | $ 825,000 | $ 165,000 | $ 127,000 |
Louisa County Iowa | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
Lucas County Iowa | 8 | $ 890,000 | $ 111,000 | $ 75,000 |
Lyon County Iowa | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
Madison County Iowa | 7 | $ 1,555,000 | $ 222,000 | $ 71,000 |
Manitowoc County Wisconsin | 39 | $ 4,225,000 | $ 108,000 | $ 84,000 |
Marathon County Wisconsin | 6 | $ 1,300,000 | $ 216,000 | $ 116,000 |
Marinette County Wisconsin | 22 | $ 2,220,000 | $ 100,000 | $ 88,000 |
Marion County Iowa | 7 | $ 885,000 | $ 126,000 | $ 64,000 |
Marquette County Wisconsin | 15 | $ 1,245,000 | $ 83,000 | $ 65,000 |
Marshall County Iowa | 4 | $ 280,000 | $ 70,000 | $ 67,000 |
McHenry County Illinois | 2 | $ 410,000 | $ 205,000 | $ 136,000 |
Mercer County Illinois | 11 | $ 965,000 | $ 87,000 | $ 73,000 |
Milwaukee County Wisconsin | 277 | $ 29,995,000 | $ 108,000 | $ 72,000 |
Mitchell County Iowa | 3 | $ 245,000 | $ 81,000 | $ 48,000 |
Monroe County Wisconsin | 35 | $ 3,565,000 | $ 101,000 | $ 67,000 |
Morrison County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
Mower County Minnesota | 9 | $ 1,065,000 | $ 118,000 | $ 73,000 |
Muscatine County Iowa | 14 | $ 1,340,000 | $ 95,000 | $ 75,000 |
Nicollet County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
Oconto County Wisconsin | 17 | $ 1,615,000 | $ 95,000 | $ 71,000 |
Olmsted County Minnesota | 17 | $ 2,805,000 | $ 165,000 | $ 105,000 |
Oneida County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
Outagamie County Wisconsin | 38 | $ 4,590,000 | $ 120,000 | $ 75,000 |
Ozaukee County Wisconsin | 9 | $ 1,705,000 | $ 189,000 | $ 137,000 |
Parker County Texas | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
Pepin County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 114,000 |
Pierce County Wisconsin | 9 | $ 865,000 | $ 96,000 | $ 80,000 |
Pine County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
Polk County Iowa | 130 | $ 17,640,000 | $ 135,000 | $ 79,000 |
Polk County Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 69,000 |
Portage County Wisconsin | 8 | $ 650,000 | $ 81,000 | $ 51,000 |
Poweshiek County Iowa | 3 | $ 495,000 | $ 165,000 | $ 178,000 |
Price County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 61,000 |
Racine County Wisconsin | 73 | $ 8,965,000 | $ 122,000 | $ 85,000 |
Richland County Wisconsin | 6 | $ 790,000 | $ 131,000 | $ 84,000 |
Ringgold County Iowa | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
Rock County Wisconsin | 19 | $ 2,335,000 | $ 122,000 | $ 79,000 |
Rock Island County Illinois | 28 | $ 1,920,000 | $ 68,000 | $ 62,000 |
Rusk County Wisconsin | 11 | $ 875,000 | $ 79,000 | $ 51,000 |
Sauk County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 104,000 |
Sawyer County Wisconsin | 6 | $ 510,000 | $ 85,000 | $ 60,000 |
Scott County Iowa | 42 | $ 3,740,000 | $ 89,000 | $ 76,000 |
Shawano County Wisconsin | 10 | $ 1,110,000 | $ 111,000 | $ 66,000 |
Sheboygan County Wisconsin | 80 | $ 10,630,000 | $ 132,000 | $ 72,000 |
Sherburne County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
St. Croix County Wisconsin | 5 | $ 655,000 | $ 131,000 | $ 83,000 |
Stearns County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 2,000 |
Stephenson County Illinois | 7 | $ 895,000 | $ 127,000 | $ 85,000 |
Story County Iowa | 6 | $ 750,000 | $ 125,000 | $ 58,000 |
Tama County Iowa | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
Taylor County Wisconsin | 7 | $ 765,000 | $ 109,000 | $ 61,000 |
Trempealeau County Wisconsin | 21 | $ 2,105,000 | $ 100,000 | $ 71,000 |
Union County Iowa | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
Vernon County Wisconsin | 27 | $ 3,005,000 | $ 111,000 | $ 72,000 |
Wabasha County Minnesota | 6 | $ 1,080,000 | $ 180,000 | $ 117,000 |
Walworth County Wisconsin | 19 | $ 2,595,000 | $ 136,000 | $ 86,000 |
Wapello County Iowa | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
Warren County Iowa | 21 | $ 3,175,000 | $ 151,000 | $ 91,000 |
Washburn County Wisconsin | 3 | $ 145,000 | $ 48,000 | $ 42,000 |
Washington County Iowa | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
Washington County Wisconsin | 24 | $ 3,740,000 | $ 155,000 | $ 109,000 |
Waukesha County Wisconsin | 46 | $ 9,600,000 | $ 208,000 | $ 161,000 |
Waupaca County Wisconsin | 19 | $ 2,015,000 | $ 106,000 | $ 86,000 |
Waushara County Wisconsin | 21 | $ 2,275,000 | $ 108,000 | $ 82,000 |
Wayne County Iowa | 3 | $ 155,000 | $ 51,000 | $ 64,000 |
Webster County Iowa | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
Whiteside County Illinois | 3 | $ 105,000 | $ 35,000 | $ 74,000 |
Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
Winnebago County Illinois | 5 | $ 475,000 | $ 95,000 | $ 71,000 |
Winnebago County Wisconsin | 50 | $ 6,130,000 | $ 122,000 | $ 70,000 |
Winneshiek County Iowa | 20 | $ 2,510,000 | $ 125,000 | $ 77,000 |
Winona County Minnesota | 18 | $ 2,410,000 | $ 133,000 | $ 73,000 |
Wood County Wisconsin | 6 | $ 570,000 | $ 95,000 | $ 82,000 |
Worth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,645 | $205,405,000 | $124,000 | $785,000 | $79,000 | $1,271,000 |
Home Purchase | 1,099 | $137,345,000 | $124,000 | $595,000 | $77,000 | $3,050,000 |
Cash-out Refinancing | 653 | $77,035,000 | $117,000 | $855,000 | $78,000 | $654,000 |
Home Improvement | 14 | $1,830,000 | $130,000 | $415,000 | $81,000 | $154,000 |
Not Applicable | 2 | $220,000 | $110,000 | $135,000 | $52,000 | $54,000 |
Other Purpose | 2 | $20,000 | $10,000 | $15,000 | $101,000 | $101,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,950 | $369,190,000 | $125,000 | $855,000 | $80,000 | $3,050,000 |
Hispanic | 216 | $26,530,000 | $122,000 | $335,000 | $64,000 | $194,000 |
Black or African American | 196 | $18,760,000 | $95,000 | $595,000 | $71,000 | $180,000 |
Asian | 23 | $2,825,000 | $122,000 | $265,000 | $72,000 | $200,000 |
Not applicable | 9 | $1,915,000 | $212,000 | $615,000 | $0 | $0 |
American Indian or Alaskan Native | 4 | $400,000 | $100,000 | $155,000 | $79,000 | $132,000 |
Not Provided | 2 | $60,000 | $30,000 | $55,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,415 | $421,855,000 | $123,000 | $855,000 | $78,000 | $3,050,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,376 | $166,420,000 | $120,000 | $525,000 | $79,000 | $305,000 |
Application Withdrawn By Applicant | 1,002 | $123,060,000 | $122,000 | $855,000 | $78,000 | $654,000 |
Application Denied By Financial Institution | 775 | $100,715,000 | $129,000 | $785,000 | $77,000 | $3,050,000 |
Application Approved But Not Accepted | 252 | $30,150,000 | $119,000 | $585,000 | $81,000 | $998,000 |
File Closed For Incompleteness | 10 | $1,510,000 | $151,000 | $395,000 | $61,000 | $142,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,640 | $321,140,000 | $121,000 | $855,000 | $79,000 | $998,000 |
Debt-To-Income Ratio | 344 | $50,010,000 | $145,000 | $695,000 | $59,000 | $283,000 |
Credit History | 245 | $29,735,000 | $121,000 | $615,000 | $94,000 | $1,271,000 |
Collateral | 74 | $7,690,000 | $103,000 | $435,000 | $80,000 | $270,000 |
Credit Application Incomplete | 63 | $7,655,000 | $121,000 | $785,000 | $115,000 | $3,050,000 |
Employment History | 28 | $3,240,000 | $115,000 | $285,000 | $53,000 | $132,000 |
Unverifiable Information | 11 | $975,000 | $88,000 | $185,000 | $60,000 | $96,000 |
Other | 7 | $705,000 | $100,000 | $275,000 | $115,000 | $171,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $705,000 | $235,000 | $575,000 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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