Marine Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Marine Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Credit Union 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,271 |
| Total Mortgage Loan Application Amount | $227,542,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $880,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 328 | $ 28,015,000 | $ 85,000 | $ 63,000 |
| Fond du Lac County Wisconsin | 269 | $ 21,315,000 | $ 79,000 | $ 67,000 |
| La Crosse County Wisconsin | 237 | $ 27,303,000 | $ 115,000 | $ 64,000 |
| Brown County Wisconsin | 105 | $ 11,479,000 | $ 109,000 | $ 67,000 |
| Waukesha County Wisconsin | 78 | $ 16,298,000 | $ 208,000 | $ 106,000 |
| Monroe County Wisconsin | 66 | $ 7,743,000 | $ 117,000 | $ 70,000 |
| Winnebago County Wisconsin | 61 | $ 5,639,000 | $ 92,000 | $ 62,000 |
| Crawford County Wisconsin | 57 | $ 4,983,000 | $ 87,000 | $ 60,000 |
| Fillmore County Minnesota | 50 | $ 6,210,000 | $ 124,000 | $ 52,000 |
| Dodge County Wisconsin | 50 | $ 4,004,000 | $ 80,000 | $ 59,000 |
| Washington County Wisconsin | 50 | $ 7,171,000 | $ 143,000 | $ 76,000 |
| Eau Claire County Wisconsin | 47 | $ 4,112,000 | $ 87,000 | $ 56,000 |
| Vernon County Wisconsin | 44 | $ 4,413,000 | $ 100,000 | $ 71,000 |
| Outagamie County Wisconsin | 43 | $ 4,813,000 | $ 111,000 | $ 74,000 |
| Winona County Minnesota | 41 | $ 5,737,000 | $ 139,000 | $ 73,000 |
| Winneshiek County Iowa | 38 | $ 3,411,000 | $ 89,000 | $ 71,000 |
| Sheboygan County Wisconsin | 34 | $ 2,449,000 | $ 72,000 | $ 58,000 |
| Manitowoc County Wisconsin | 33 | $ 2,832,000 | $ 85,000 | $ 57,000 |
| Houston County Minnesota | 32 | $ 3,293,000 | $ 102,000 | $ 72,000 |
| Chippewa County Wisconsin | 32 | $ 2,650,000 | $ 82,000 | $ 65,000 |
| Green Lake County Wisconsin | 31 | $ 2,366,000 | $ 76,000 | $ 56,000 |
| Racine County Wisconsin | 28 | $ 2,696,000 | $ 96,000 | $ 53,000 |
| Oconto County Wisconsin | 27 | $ 2,553,000 | $ 94,000 | $ 60,000 |
| Trempealeau County Wisconsin | 27 | $ 2,688,000 | $ 99,000 | $ 59,000 |
| Marinette County Wisconsin | 26 | $ 1,687,000 | $ 64,000 | $ 68,000 |
| Allamakee County Iowa | 23 | $ 1,702,000 | $ 74,000 | $ 62,000 |
| Calumet County Wisconsin | 19 | $ 2,209,000 | $ 116,000 | $ 72,000 |
| Grant County Wisconsin | 18 | $ 1,564,000 | $ 86,000 | $ 60,000 |
| Ozaukee County Wisconsin | 18 | $ 3,959,000 | $ 219,000 | $ 132,000 |
| Olmsted County Minnesota | 17 | $ 1,264,000 | $ 74,000 | $ 58,000 |
| Clayton County Iowa | 16 | $ 1,198,000 | $ 74,000 | $ 54,000 |
| Buffalo County Wisconsin | 15 | $ 1,821,000 | $ 121,000 | $ 59,000 |
| Jackson County Wisconsin | 15 | $ 1,121,000 | $ 74,000 | $ 62,000 |
| Jefferson County Wisconsin | 15 | $ 1,755,000 | $ 117,000 | $ 70,000 |
| Walworth County Wisconsin | 15 | $ 1,733,000 | $ 115,000 | $ 67,000 |
| Howard County Iowa | 13 | $ 655,000 | $ 50,000 | $ 39,000 |
| Marquette County Wisconsin | 13 | $ 913,000 | $ 70,000 | $ 66,000 |
| Waupaca County Wisconsin | 13 | $ 1,134,000 | $ 87,000 | $ 46,000 |
| Juneau County Wisconsin | 12 | $ 871,000 | $ 72,000 | $ 61,000 |
| Kenosha County Wisconsin | 12 | $ 1,035,000 | $ 86,000 | $ 55,000 |
| Dane County Wisconsin | 11 | $ 1,166,000 | $ 106,000 | $ 98,000 |
| Dunn County Wisconsin | 11 | $ 1,098,000 | $ 99,000 | $ 64,000 |
| Adams County Wisconsin | 10 | $ 777,000 | $ 77,000 | $ 54,000 |
| Fayette County Iowa | 9 | $ 440,000 | $ 48,000 | $ 46,000 |
| Shawano County Wisconsin | 8 | $ 981,000 | $ 122,000 | $ 49,000 |
| Waushara County Wisconsin | 8 | $ 599,000 | $ 74,000 | $ 59,000 |
| Clark County Wisconsin | 6 | $ 710,000 | $ 118,000 | $ 78,000 |
| Columbia County Wisconsin | 6 | $ 327,000 | $ 54,000 | $ 49,000 |
| Pierce County Wisconsin | 6 | $ 501,000 | $ 83,000 | $ 48,000 |
| Polk County Wisconsin | 6 | $ 520,000 | $ 86,000 | $ 52,000 |
| Rock County Wisconsin | 6 | $ 428,000 | $ 71,000 | $ 56,000 |
| Kewaunee County Wisconsin | 5 | $ 281,000 | $ 56,000 | $ 37,000 |
| Linn County Iowa | 4 | $ 481,000 | $ 120,000 | $ 59,000 |
| Webster County Iowa | 4 | $ 212,000 | $ 53,000 | $ 39,000 |
| Wabasha County Minnesota | 4 | $ 806,000 | $ 201,000 | $ 126,000 |
| Lincoln County Wisconsin | 4 | $ 489,000 | $ 122,000 | $ 79,000 |
| Black Hawk County Iowa | 3 | $ 440,000 | $ 146,000 | $ 68,000 |
| Chickasaw County Iowa | 3 | $ 150,000 | $ 50,000 | $ 70,000 |
| Goodhue County Minnesota | 3 | $ 881,000 | $ 293,000 | $ 101,000 |
| Mower County Minnesota | 3 | $ 201,000 | $ 67,000 | $ 58,000 |
| Barron County Wisconsin | 3 | $ 154,000 | $ 51,000 | $ 60,000 |
| Door County Wisconsin | 3 | $ 202,000 | $ 67,000 | $ 27,000 |
| Forest County Wisconsin | 3 | $ 148,000 | $ 49,000 | $ 106,000 |
| Langlade County Wisconsin | 3 | $ 123,000 | $ 41,000 | $ 45,000 |
| Richland County Wisconsin | 3 | $ 220,000 | $ 73,000 | $ 52,000 |
| Sauk County Wisconsin | 3 | $ 447,000 | $ 149,000 | $ 57,000 |
| St. Croix County Wisconsin | 3 | $ 692,000 | $ 230,000 | $ 88,000 |
| Vilas County Wisconsin | 3 | $ 269,000 | $ 89,000 | $ 74,000 |
| Washburn County Wisconsin | 3 | $ 269,000 | $ 89,000 | $ 58,000 |
| Bremer County Iowa | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Floyd County Iowa | 2 | $ 117,000 | $ 58,000 | $ 28,000 |
| Polk County Iowa | 2 | $ 195,000 | $ 97,000 | $ 83,000 |
| Wapello County Iowa | 2 | $ 178,000 | $ 89,000 | $ 93,000 |
| Dodge County Minnesota | 2 | $ 176,000 | $ 88,000 | $ 106,000 |
| Hennepin County Minnesota | 2 | $ 555,000 | $ 277,000 | $ 202,000 |
| Redwood County Minnesota | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| St. Louis County Minnesota | 2 | $ 178,000 | $ 89,000 | $ 43,000 |
| Burnett County Wisconsin | 2 | $ 79,000 | $ 39,000 | $ 32,000 |
| Sawyer County Wisconsin | 2 | $ 112,000 | $ 56,000 | $ 63,000 |
| Taylor County Wisconsin | 2 | $ 161,000 | $ 80,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 9,000 | $ 9,000 | $ 118,000 |
| Butler County Iowa | 1 | $ 34,000 | $ 34,000 | $ 104,000 |
| Dubuque County Iowa | 1 | $ 82,000 | $ 82,000 | $ 71,000 |
| Jones County Iowa | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Warren County Iowa | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Wright County Iowa | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Faribault County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Isanti County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 21,000 |
| Meeker County Minnesota | 1 | $ 277,000 | $ 277,000 | $ 152,000 |
| Morrison County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 94,000 |
| Rice County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Scott County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 139,000 |
| Steele County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Washington County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Douglas County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Iowa County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 47,000 |
| Marathon County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Oneida County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Pepin County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Portage County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 193,000 |
| Price County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Rusk County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Wood County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Marine Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 979 | $126,750,000 | $129,000 | $880,000 | $67,000 | $600,000 |
| Home Purchase | 883 | $89,220,000 | $101,000 | $711,000 | $65,000 | $357,000 |
| Home Improvement | 409 | $11,572,000 | $28,000 | $236,000 | $63,000 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,925 | $196,117,000 | $101,000 | $880,000 | $67,000 | $580,000 |
| Black or African American | 146 | $9,845,000 | $67,000 | $555,000 | $65,000 | $600,000 |
| Hispanic | 71 | $5,615,000 | $79,000 | $385,000 | $55,000 | $245,000 |
| Not Provided | 53 | $4,445,000 | $83,000 | $520,000 | $84,000 | $268,000 |
| Asian | 29 | $2,826,000 | $97,000 | $259,000 | $60,000 | $182,000 |
| Not applicable | 27 | $6,875,000 | $254,000 | $800,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $1,130,000 | $80,000 | $152,000 | $74,000 | $234,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $689,000 | $114,000 | $200,000 | $90,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,271 | $227,542,000 | $100,000 | $880,000 | $66,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 757 | $61,197,000 | $80,000 | $725,000 | $69,000 | $357,000 |
| Application Denied By Financial Institution | 625 | $68,101,000 | $108,000 | $880,000 | $56,000 | $600,000 |
| Application Withdrawn By Applicant | 444 | $53,982,000 | $121,000 | $800,000 | $69,000 | $580,000 |
| Application Approved But Not Accepted | 353 | $35,248,000 | $99,000 | $510,000 | $74,000 | $246,000 |
| File Closed For Incompleteness | 92 | $9,014,000 | $97,000 | $392,000 | $58,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 305 | $35,991,000 | $118,000 | $678,000 | $48,000 | $171,000 |
| Credit History | 167 | $17,403,000 | $104,000 | $880,000 | $66,000 | $600,000 |
| Collateral | 77 | $6,472,000 | $84,000 | $275,000 | $61,000 | $170,000 |
| Other | 40 | $4,644,000 | $116,000 | $360,000 | $72,000 | $236,000 |
| Credit Application Incomplete | 17 | $1,514,000 | $89,000 | $187,000 | $44,000 | $83,000 |
| Employment History | 17 | $1,942,000 | $114,000 | $186,000 | $55,000 | $150,000 |
| Unverifiable Information | 2 | $135,000 | $67,000 | $75,000 | $112,000 | $177,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.