M&T Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for M&T Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address M&T Bank
1 M&T Plaza -15Th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,296
Total Mortgage Loan Application Amount $1,343,917,000
Average Mortgage Loan Application Amount $221,424
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $27,232
Highest Applicant Income $3,900,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for M&T Bank by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BUFFALO-NIAGARA FALLS, NY 1,273 $ 86,959,000 $ 68,000 $ 65,000
YORK-HANOVER, PA 961 $ 69,202,000 $ 72,000 $ 57,000
BALTIMORE-TOWSON, MD 846 $ 71,660,000 $ 84,000 $ 83,000
HARRISBURG-CARLISLE, PA 792 $ 52,652,000 $ 66,000 $ 51,000
ROCHESTER, NY 586 $ 39,009,000 $ 66,000 $ 70,000
SCRANTON--WILKES-BARRE, PA 574 $ 38,198,000 $ 66,000 $ 56,000
READING, PA 428 $ 26,801,000 $ 62,000 $ 42,000
SYRACUSE, NY 422 $ 24,437,000 $ 57,000 $ 72,000
ALTOONA, PA 327 $ 18,521,000 $ 56,000 $ 38,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 302 $ 45,918,000 $ 152,000 $ 94,000
WILLIAMSPORT, PA 296 $ 17,561,000 $ 59,000 $ 36,000
PHILADELPHIA, PA 291 $ 51,593,000 $ 177,000 $ 54,000
LANCASTER, PA 264 $ 22,681,000 $ 85,000 $ 89,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 264 $ 165,530,000 $ 627,000 $ 59,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 204 $ 16,499,000 $ 80,000 $ 55,000
ALBANY-SCHENECTADY-TROY, NY 197 $ 24,849,000 $ 126,000 $ 41,000
STATE COLLEGE, PA 190 $ 16,597,000 $ 87,000 $ 45,000
CUMBERLAND, MD-WV 172 $ 7,415,000 $ 43,000 $ 44,000
BINGHAMTON, NY 159 $ 6,526,000 $ 41,000 $ 50,000
LEBANON, PA 147 $ 10,712,000 $ 72,000 $ 56,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 146 $ 22,288,000 $ 152,000 $ 79,000
NASSAU-SUFFOLK, NY 129 $ 41,078,000 $ 318,000 $ 154,000
HAGERSTOWN-MARTINSBURG, MD-WV 122 $ 8,697,000 $ 71,000 $ 47,000
COLUMBUS, OH 105 $ 22,372,000 $ 213,000 $ 7,000
UTICA-ROME, NY 81 $ 4,388,000 $ 54,000 $ 41,000
KINGSTON, NY 73 $ 6,696,000 $ 91,000 $ 46,000
SALISBURY, MD 60 $ 3,310,000 $ 55,000 $ 64,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 59 $ 8,477,000 $ 143,000 $ 77,000
ITHACA, NY 32 $ 3,239,000 $ 101,000 $ 52,000
PITTSBURGH, PA 30 $ 2,682,000 $ 89,000 $ 35,000
EDISON, NJ 26 $ 7,858,000 $ 302,000 $ 7,000
JOHNSTOWN, PA 25 $ 1,023,000 $ 40,000 $ 48,000
DENVER-AURORA, CO 22 $ 6,071,000 $ 275,000 $ 0
SEATTLE-BELLEVUE-EVERETT, WA 22 $ 6,112,000 $ 277,000 $ 0
ELMIRA, NY 17 $ 1,233,000 $ 72,000 $ 131,000
SALT LAKE CITY, UT 17 $ 3,908,000 $ 229,000 $ 0
INDIANAPOLIS, IN 16 $ 993,000 $ 62,000 $ 15,000
RICHMOND, VA 15 $ 18,694,000 $ 1,246,000 $ 47,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 14 $ 3,356,000 $ 239,000 $ 0
CAMDEN, NJ 13 $ 2,298,000 $ 176,000 $ 44,000
TRENTON-EWING, NJ 13 $ 3,135,000 $ 241,000 $ 6,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 12 $ 3,624,000 $ 302,000 $ 0
GLENS FALLS, NY 11 $ 3,205,000 $ 291,000 $ 19,000
NEWARK-UNION, NJ-PA 10 $ 6,683,000 $ 668,000 $ 0
WILMINGTON, DE-MD-NJ 10 $ 238,000 $ 23,000 $ 43,000
BRIDGEPORT-STAMFORD-NORWALK, CT 8 $ 2,227,000 $ 278,000 $ 0
PHOENIX-MESA-SCOTTSDALE, AZ 8 $ 1,707,000 $ 213,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 8 $ 585,000 $ 73,000 $ 47,000
NAPLES-MARCO ISLAND, FL 7 $ 2,489,000 $ 355,000 $ 0
BOISE CITY-NAMPA, ID 6 $ 885,000 $ 147,000 $ 0
OGDEN-CLEARFIELD, UT 6 $ 1,173,000 $ 195,000 $ 0
ORLANDO, FL 6 $ 1,396,000 $ 232,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 569,000 $ 94,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 5 $ 1,314,000 $ 262,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 5 $ 1,131,000 $ 226,000 $ 0
AKRON, OH 4 $ 971,000 $ 242,000 $ 0
ATLANTA-SANDY SPRINGS-MARIETTA, GA 4 $ 844,000 $ 211,000 $ 0
ATLANTIC CITY, NJ 4 $ 2,476,000 $ 619,000 $ 0
CAPE CORAL-FORT MYERS, FL 4 $ 562,000 $ 140,000 $ 0
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 4 $ 1,128,000 $ 282,000 $ 0
TACOMA, WA 4 $ 822,000 $ 205,000 $ 0
WARREN-FARMINGTON HILLS-TROY, MI 4 $ 1,154,000 $ 288,000 $ 0
CINCINNATI-MIDDLETOWN, OH-KY-IN 3 $ 517,000 $ 172,000 $ 12,000
CLEVELAND-ELYRIA-MENTOR, OH 3 $ 606,000 $ 202,000 $ 0
DOVER, DE 3 $ 189,000 $ 63,000 $ 0
JACKSONVILLE, FL 3 $ 624,000 $ 208,000 $ 0
MORGANTOWN, WV 3 $ 210,000 $ 70,000 $ 48,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 3 $ 196,000 $ 65,000 $ 0
SPRINGFIELD, MA 3 $ 518,000 $ 172,000 $ 0
SPRINGFIELD, OH 3 $ 660,000 $ 220,000 $ 0
ST. GEORGE, UT 3 $ 396,000 $ 132,000 $ 0
WINCHESTER, VA-WV 3 $ 1,037,000 $ 345,000 $ 1,082,000
ASHEVILLE, NC 2 $ 489,000 $ 244,000 $ 0
BOULDER, CO 2 $ 569,000 $ 284,000 $ 0
COLORADO SPRINGS, CO 2 $ 577,000 $ 288,000 $ 0
DES MOINES, IA 2 $ 85,000 $ 42,000 $ 0
GRAND RAPIDS-WYOMING, MI 2 $ 420,000 $ 210,000 $ 0
LYNCHBURG, VA 2 $ 573,000 $ 286,000 $ 0
NEW HAVEN-MILFORD, CT 2 $ 275,000 $ 137,000 $ 0
NORWICH-NEW LONDON, CT 2 $ 558,000 $ 279,000 $ 0
OCEAN CITY, NJ 2 $ 134,000 $ 67,000 $ 68,000
PITTSFIELD, MA 2 $ 717,000 $ 358,000 $ 0
PORT ST. LUCIE-FORT PIERCE, FL 2 $ 678,000 $ 339,000 $ 0
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 2 $ 1,270,000 $ 635,000 $ 0
PROVO-OREM, UT 2 $ 297,000 $ 148,000 $ 0
RENO-SPARKS, NV 2 $ 403,000 $ 201,000 $ 0
SANDUSKY, OH 2 $ 390,000 $ 195,000 $ 0
SARASOTA-BRADENTON-VENICE, FL 2 $ 722,000 $ 361,000 $ 0
SPOKANE, WA 2 $ 683,000 $ 341,000 $ 0
ST. LOUIS, MO-IL 2 $ 224,000 $ 112,000 $ 0
VINELAND-MILLVILLE-BRIDGETON, NJ 2 $ 254,000 $ 127,000 $ 0
WORCESTER, MA 2 $ 590,000 $ 295,000 $ 0
AMARILLO, TX 1 $ 133,000 $ 133,000 $ 0
ANN ARBOR, MI 1 $ 52,000 $ 52,000 $ 0
BANGOR, ME 1 $ 181,000 $ 181,000 $ 0
BARNSTABLE TOWN, MA 1 $ 214,000 $ 214,000 $ 0
BAY CITY, MI 1 $ 294,000 $ 294,000 $ 0
BEAUMONT-PORT ARTHUR, TX 1 $ 180,000 $ 180,000 $ 0
BLOOMINGTON, IN 1 $ 190,000 $ 190,000 $ 0
BOSTON-QUINCY, MA 1 $ 446,000 $ 446,000 $ 0
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 165,000 $ 165,000 $ 0
CANTON-MASSILLON, OH 1 $ 182,000 $ 182,000 $ 0
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 520,000 $ 520,000 $ 0
CHARLOTTESVILLE, VA 1 $ 441,000 $ 441,000 $ 0
CHICAGO-NAPERVILLE-JOLIET, IL 1 $ 125,000 $ 125,000 $ 0
COLUMBIA, SC 1 $ 308,000 $ 308,000 $ 0
DALLAS-PLANO-IRVING, TX 1 $ 476,000 $ 476,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 1 $ 158,000 $ 158,000 $ 0
DURHAM, NC 1 $ 358,000 $ 358,000 $ 0
ELKHART-GOSHEN, IN 1 $ 24,000 $ 24,000 $ 0
ERIE, PA 1 $ 30,000 $ 30,000 $ 20,000
ESSEX COUNTY, MA 1 $ 546,000 $ 546,000 $ 0
FARMINGTON, NM 1 $ 34,000 $ 34,000 $ 0
FORT COLLINS-LOVELAND, CO 1 $ 192,000 $ 192,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 74,000 $ 74,000 $ 0
FRESNO, CA 1 $ 212,000 $ 212,000 $ 0
GREELEY, CO 1 $ 128,000 $ 128,000 $ 0
GREENVILLE, SC 1 $ 406,000 $ 406,000 $ 0
HOUSTON-BAYTOWN-SUGAR LAND, TX 1 $ 648,000 $ 648,000 $ 0
JEFFERSON CITY, MO 1 $ 327,000 $ 327,000 $ 0
KOKOMO, IN 1 $ 199,000 $ 199,000 $ 0
LEXINGTON-FAYETTE, KY 1 $ 17,000 $ 17,000 $ 80,000
LOGAN, UT-ID 1 $ 322,000 $ 322,000 $ 0
LONGVIEW, WA 1 $ 139,000 $ 139,000 $ 0
MANCHESTER-NASHUA, NH 1 $ 88,000 $ 88,000 $ 0
MANSFIELD, OH 1 $ 140,000 $ 140,000 $ 0
MEDFORD, OR 1 $ 200,000 $ 200,000 $ 0
MERCED, CA 1 $ 371,000 $ 371,000 $ 0
MONROE, MI 1 $ 273,000 $ 273,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 174,000 $ 174,000 $ 0
NAPA, CA 1 $ 215,000 $ 215,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO, TN 1 $ 25,000 $ 25,000 $ 0
OKLAHOMA CITY, OK 1 $ 35,000 $ 35,000 $ 0
PRESCOTT, AZ 1 $ 184,000 $ 184,000 $ 0
PUEBLO, CO 1 $ 92,000 $ 92,000 $ 0
RALEIGH-CARY, NC 1 $ 360,000 $ 360,000 $ 0
ROANOKE, VA 1 $ 180,000 $ 180,000 $ 0
SALEM, OR 1 $ 317,000 $ 317,000 $ 0
SALINAS, CA 1 $ 500,000 $ 500,000 $ 0
SAVANNAH, GA 1 $ 960,000 $ 960,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 101,000 $ 101,000 $ 0
TOLEDO, OH 1 $ 419,000 $ 419,000 $ 0
WEIRTON-STEUBENVILLE, WV-OH 1 $ 15,000 $ 15,000 $ 131,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 170,000 $ 170,000 $ 0
WHEELING, WV-OH 1 $ 85,000 $ 85,000 $ 22,000
WINSTON-SALEM, NC 1 $ 150,000 $ 150,000 $ 0
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 334,000 $ 334,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for M&T Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,076 $540,999,000 $258,478 $4,000,000 $25,347 $2,165,000
Home Purchase 3,708 $726,548,000 $223,307 $99,999,000 $19,230 $3,900,000
Home Improvement 3,512 $76,370,000 $137,272 $1,576,000 $59,545 $1,872,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,529 $334,059,000 $273,615 $3,000,000 $380,153 $3,900,000
Not applicable 4,543 $920,131,000 $239,975 $99,999,000 $1,350 $2,500,000
Not Provided 1,331 $57,572,000 $48,125 $508,000 $86,500 $1,783,000
Black or African American 511 $17,610,000 $31,833 $344,000 $52,166 $1,839,000
Hispanic 217 $6,954,000 $21,200 $212,000 $68,600 $853,000
Asian 84 $4,686,000 $63,200 $310,000 $76,600 $1,482,000
American Indian or Alaskan Native 73 $2,614,000 $37,000 $140,000 $56,500 $661,000
Native Hawaiian or Other Pacific Islander 8 $291,000 $42,666 $104,000 $46,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,244 $1,338,504,000 $223,925 $99,999,000 $20,050 $3,900,000
FHA-insured (Federal Housing Administration) 48 $4,631,000 $143,200 $214,000 $0 $0
VA-guaranteed (Veterans Administration) 4 $782,000 $202,000 $246,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 4,514 $756,282,000 $233,725 $5,600,000 $0 $0
Application Denied By Financial Institution 4,217 $187,904,000 $34,166 $500,000 $62,500 $1,839,000
Loan Originated 3,885 $375,482,000 $824,454 $99,999,000 $459,909 $3,900,000
Application Approved But Not Accepted 507 $21,185,000 $30,142 $180,000 $64,857 $1,664,000
File Closed For Incompleteness 152 $2,165,000 $14,200 $125,000 $87,000 $1,872,000
Application Withdrawn By Applicant 21 $899,000 $42,333 $140,000 $62,666 $310,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List