Main Street Financial 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Main Street Financial 9953 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2011 2010 |
Total Number of Mortgage Applications | 2,303 |
Total Mortgage Loan Application Amount | $341,414,000 |
Average Mortgage Loan Application Amount | $149,000 |
Highest Mortgage Loan Application Amount | $840,000 |
Average Applicant Income | $71,000 |
Highest Applicant Income | $854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Main Street Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Main Street Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Financial's mortgage activity for 2011.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
Aiken County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 49,000 |
Alachua County Florida | 5 | $ 826,000 | $ 165,000 | $ 66,000 |
Allegheny County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
Allen County Indiana | 3 | $ 521,000 | $ 173,000 | $ 83,000 |
Anoka County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
Antrim County Michigan | 1 | $ 232,000 | $ 232,000 | $ 163,000 |
Ascension County Louisiana | 1 | $ 218,000 | $ 218,000 | $ 67,000 |
Baker County Florida | 2 | $ 222,000 | $ 111,000 | $ 41,000 |
Baldwin County Alabama | 2 | $ 249,000 | $ 124,000 | $ 41,000 |
Barry County Michigan | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
Bay County Michigan | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
Becker County Minnesota | 5 | $ 688,000 | $ 137,000 | $ 55,000 |
Berkeley County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
Bexar County Texas | 2 | $ 199,000 | $ 99,000 | $ 39,000 |
Black Hawk County Iowa | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
Bolivar County Mississippi | 4 | $ 695,000 | $ 173,000 | $ 107,000 |
Boone County Illinois | 2 | $ 202,000 | $ 101,000 | $ 78,000 |
Boone County Indiana | 16 | $ 5,081,000 | $ 317,000 | $ 174,000 |
Boone County Missouri | 4 | $ 571,000 | $ 142,000 | $ 61,000 |
Bossier County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
Branch County Michigan | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
Brazoria County Texas | 1 | $ 291,000 | $ 291,000 | $ 118,000 |
Brevard County Florida | 14 | $ 1,868,000 | $ 133,000 | $ 56,000 |
Broward County Florida | 68 | $ 12,269,000 | $ 180,000 | $ 93,000 |
Brown County Indiana | 1 | $ 110,000 | $ 110,000 | $ 174,000 |
Bryan County Georgia | 11 | $ 2,447,000 | $ 222,000 | $ 79,000 |
Buchanan County Virginia | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
Bucks County Pennsylvania | 2 | $ 494,000 | $ 247,000 | $ 81,000 |
Buffalo County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
Cabarrus County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 110,000 |
Caddo County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 218,000 |
Caldwell County North Carolina | 3 | $ 481,000 | $ 160,000 | $ 89,000 |
Callaway County Missouri | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
Camden County Georgia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
Campbell County Wyoming | 3 | $ 788,000 | $ 262,000 | $ 58,000 |
Canadian County Oklahoma | 6 | $ 834,000 | $ 139,000 | $ 51,000 |
Carroll County Illinois | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
Carroll County Indiana | 2 | $ 182,000 | $ 91,000 | $ 22,000 |
Cedar County Iowa | 2 | $ 161,000 | $ 80,000 | $ 63,000 |
Champaign County Illinois | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
Champaign County Ohio | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
Charlotte County Florida | 4 | $ 282,000 | $ 70,000 | $ 41,000 |
Chatham County Georgia | 12 | $ 1,745,000 | $ 145,000 | $ 82,000 |
Cherokee County Georgia | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
Cherokee County Oklahoma | 1 | $ 359,000 | $ 359,000 | $ 106,000 |
Citrus County Florida | 2 | $ 312,000 | $ 156,000 | $ 457,000 |
Clay County Florida | 11 | $ 1,339,000 | $ 121,000 | $ 48,000 |
Clay County Indiana | 3 | $ 286,000 | $ 95,000 | $ 37,000 |
Clay County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 266,000 |
Clayton County Georgia | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
Cleveland County Oklahoma | 12 | $ 2,072,000 | $ 172,000 | $ 99,000 |
Clinton County Indiana | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
Clinton County Iowa | 19 | $ 1,855,000 | $ 97,000 | $ 48,000 |
Clinton County Michigan | 24 | $ 3,364,000 | $ 140,000 | $ 62,000 |
Cobb County Georgia | 4 | $ 547,000 | $ 136,000 | $ 65,000 |
Collier County Florida | 20 | $ 4,289,000 | $ 214,000 | $ 71,000 |
Columbia County Florida | 9 | $ 1,235,000 | $ 137,000 | $ 131,000 |
Comanche County Oklahoma | 4 | $ 1,024,000 | $ 256,000 | $ 105,000 |
Cook County Illinois | 23 | $ 4,830,000 | $ 210,000 | $ 84,000 |
Cooper County Missouri | 2 | $ 138,000 | $ 69,000 | $ 43,000 |
Creek County Oklahoma | 5 | $ 578,000 | $ 115,000 | $ 63,000 |
Crook County Wyoming | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
Cumberland County Pennsylvania | 12 | $ 1,338,000 | $ 111,000 | $ 49,000 |
Dallas County Texas | 1 | $ 273,000 | $ 273,000 | $ 122,000 |
Dauphin County Pennsylvania | 4 | $ 615,000 | $ 153,000 | $ 79,000 |
Davidson County North Carolina | 11 | $ 1,244,000 | $ 113,000 | $ 34,000 |
Decatur County Indiana | 1 | $ 158,000 | $ 158,000 | $ 69,000 |
DeKalb County Georgia | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
Delaware County Indiana | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
Delaware County Ohio | 2 | $ 331,000 | $ 165,000 | $ 66,000 |
Delaware County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
Des Moines County Iowa | 6 | $ 602,000 | $ 100,000 | $ 76,000 |
DeSoto County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
Dickinson County Iowa | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
Dorchester County South Carolina | 2 | $ 284,000 | $ 142,000 | $ 50,000 |
Douglas County Nebraska | 2 | $ 334,000 | $ 167,000 | $ 72,000 |
Dubuque County Iowa | 7 | $ 744,000 | $ 106,000 | $ 45,000 |
DuPage County Illinois | 8 | $ 1,728,000 | $ 216,000 | $ 99,000 |
Duval County Florida | 77 | $ 11,544,000 | $ 149,000 | $ 73,000 |
East Baton Rouge County Louisiana | 4 | $ 816,000 | $ 204,000 | $ 95,000 |
Eaton County Michigan | 14 | $ 1,560,000 | $ 111,000 | $ 50,000 |
Edgecombe County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
Effingham County Georgia | 5 | $ 731,000 | $ 146,000 | $ 41,000 |
El Paso County Texas | 5 | $ 1,295,000 | $ 259,000 | $ 142,000 |
Escambia County Florida | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
Fayette County Indiana | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
Flagler County Florida | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
Forsyth County North Carolina | 7 | $ 1,012,000 | $ 144,000 | $ 85,000 |
Fountain County Indiana | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Fulton County Georgia | 2 | $ 441,000 | $ 220,000 | $ 0 |
Fulton County Illinois | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
Gadsden County Florida | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
Garfield County Oklahoma | 2 | $ 298,000 | $ 149,000 | $ 67,000 |
Garland County Arkansas | 12 | $ 2,280,000 | $ 190,000 | $ 78,000 |
Genesee County Michigan | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
Gibson County Tennessee | 3 | $ 164,000 | $ 54,000 | $ 42,000 |
Grand Traverse County Michigan | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
Guadalupe County Texas | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
Guilford County North Carolina | 19 | $ 2,937,000 | $ 154,000 | $ 65,000 |
Gwinnett County Georgia | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
Hall County Nebraska | 2 | $ 203,000 | $ 101,000 | $ 44,000 |
Hamilton County Indiana | 84 | $ 18,569,000 | $ 221,000 | $ 123,000 |
Hamilton County Ohio | 2 | $ 594,000 | $ 297,000 | $ 109,000 |
Hancock County Indiana | 8 | $ 1,130,000 | $ 141,000 | $ 66,000 |
Hardeman County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 20,000 |
Harris County Texas | 11 | $ 1,833,000 | $ 166,000 | $ 68,000 |
Harrison County Iowa | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
Haskell County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
Hays County Texas | 2 | $ 307,000 | $ 153,000 | $ 82,000 |
Haywood County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 150,000 |
Hendricks County Indiana | 14 | $ 2,620,000 | $ 187,000 | $ 85,000 |
Hendry County Florida | 4 | $ 188,000 | $ 47,000 | $ 45,000 |
Hennepin County Minnesota | 3 | $ 534,000 | $ 178,000 | $ 82,000 |
Henry County Illinois | 13 | $ 1,534,000 | $ 118,000 | $ 50,000 |
Henry County Indiana | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
Henry County Iowa | 3 | $ 293,000 | $ 97,000 | $ 51,000 |
Hernando County Florida | 7 | $ 647,000 | $ 92,000 | $ 38,000 |
Hillsborough County Florida | 15 | $ 2,365,000 | $ 157,000 | $ 60,000 |
Hillsdale County Michigan | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
Hood County Texas | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
Horry County South Carolina | 5 | $ 620,000 | $ 124,000 | $ 137,000 |
Howard County Indiana | 2 | $ 243,000 | $ 121,000 | $ 55,000 |
Indian River County Florida | 8 | $ 1,331,000 | $ 166,000 | $ 91,000 |
Ingham County Michigan | 34 | $ 4,325,000 | $ 127,000 | $ 75,000 |
Ionia County Michigan | 4 | $ 505,000 | $ 126,000 | $ 70,000 |
Iredell County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
Jackson County Iowa | 7 | $ 893,000 | $ 127,000 | $ 55,000 |
Jackson County Michigan | 4 | $ 373,000 | $ 93,000 | $ 40,000 |
Jackson County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 240,000 |
Jackson County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
Jasper County Texas | 1 | $ 136,000 | $ 136,000 | $ 79,000 |
Jefferson County Alabama | 4 | $ 730,000 | $ 182,000 | $ 60,000 |
Jefferson County Louisiana | 16 | $ 2,090,000 | $ 130,000 | $ 47,000 |
Jefferson County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
Jefferson County Texas | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
Johnson County Indiana | 19 | $ 2,574,000 | $ 135,000 | $ 84,000 |
Johnson County Iowa | 7 | $ 959,000 | $ 137,000 | $ 57,000 |
Johnston County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 131,000 |
Johnston County Oklahoma | 2 | $ 296,000 | $ 148,000 | $ 76,000 |
Kalamazoo County Michigan | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
Kane County Illinois | 3 | $ 555,000 | $ 185,000 | $ 97,000 |
Kay County Oklahoma | 3 | $ 344,000 | $ 114,000 | $ 36,000 |
Kendall County Illinois | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
Kent County Michigan | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
Keokuk County Iowa | 3 | $ 234,000 | $ 78,000 | $ 62,000 |
Kingfisher County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 99,000 |
Knox County Illinois | 6 | $ 523,000 | $ 87,000 | $ 34,000 |
Lake County Florida | 3 | $ 328,000 | $ 109,000 | $ 41,000 |
Lake County Illinois | 4 | $ 1,738,000 | $ 434,000 | $ 147,000 |
Lake County Indiana | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
Lancaster County Nebraska | 28 | $ 4,952,000 | $ 176,000 | $ 67,000 |
Lancaster County Pennsylvania | 2 | $ 578,000 | $ 289,000 | $ 139,000 |
Lapeer County Michigan | 3 | $ 350,000 | $ 116,000 | $ 53,000 |
Laramie County Wyoming | 6 | $ 1,238,000 | $ 206,000 | $ 43,000 |
LaSalle County Illinois | 2 | $ 287,000 | $ 143,000 | $ 42,000 |
Lawrence County Alabama | 1 | $ 77,000 | $ 77,000 | $ 106,000 |
Le Flore County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
Lee County Florida | 38 | $ 4,567,000 | $ 120,000 | $ 75,000 |
Lee County Illinois | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
Lee County Iowa | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
Lenawee County Michigan | 3 | $ 342,000 | $ 114,000 | $ 50,000 |
Leon County Florida | 3 | $ 604,000 | $ 201,000 | $ 54,000 |
Levy County Florida | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
Liberty County Georgia | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
Limestone County Alabama | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
Lincoln County Oklahoma | 4 | $ 571,000 | $ 142,000 | $ 56,000 |
Linn County Iowa | 5 | $ 551,000 | $ 110,000 | $ 67,000 |
Livingston County Michigan | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
Logan County Ohio | 8 | $ 909,000 | $ 113,000 | $ 54,000 |
Los Angeles County California | 1 | $ 581,000 | $ 581,000 | $ 226,000 |
Louisa County Iowa | 5 | $ 435,000 | $ 87,000 | $ 34,000 |
Macomb County Michigan | 4 | $ 634,000 | $ 158,000 | $ 106,000 |
Macon County Illinois | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
Macoupin County Illinois | 1 | $ 42,000 | $ 42,000 | $ 16,000 |
Madison County Alabama | 7 | $ 1,381,000 | $ 197,000 | $ 82,000 |
Madison County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
Madison County Indiana | 9 | $ 972,000 | $ 108,000 | $ 47,000 |
Manatee County Florida | 12 | $ 2,745,000 | $ 228,000 | $ 97,000 |
Marion County Florida | 44 | $ 4,919,000 | $ 111,000 | $ 50,000 |
Marion County Indiana | 111 | $ 15,584,000 | $ 140,000 | $ 70,000 |
Martin County Florida | 4 | $ 1,049,000 | $ 262,000 | $ 101,000 |
McClain County Oklahoma | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
McHenry County Illinois | 2 | $ 405,000 | $ 202,000 | $ 131,000 |
McLean County Illinois | 2 | $ 226,000 | $ 113,000 | $ 76,000 |
Medina County Ohio | 3 | $ 444,000 | $ 148,000 | $ 52,000 |
Mercer County Illinois | 24 | $ 2,411,000 | $ 100,000 | $ 54,000 |
Miami-Dade County Florida | 16 | $ 3,184,000 | $ 199,000 | $ 86,000 |
Mobile County Alabama | 17 | $ 2,628,000 | $ 154,000 | $ 38,000 |
Monroe County Indiana | 3 | $ 822,000 | $ 274,000 | $ 310,000 |
Monroe County Michigan | 33 | $ 4,119,000 | $ 124,000 | $ 60,000 |
Montgomery County Indiana | 2 | $ 264,000 | $ 132,000 | $ 174,000 |
Montgomery County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
Montgomery County Ohio | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
Montgomery County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 115,000 |
Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
Morgan County Alabama | 1 | $ 171,000 | $ 171,000 | $ 39,000 |
Morgan County Indiana | 4 | $ 758,000 | $ 189,000 | $ 102,000 |
Mower County Minnesota | 2 | $ 266,000 | $ 133,000 | $ 79,000 |
Multnomah County Oregon | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
Murray County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 79,000 |
Muscatine County Iowa | 19 | $ 1,814,000 | $ 95,000 | $ 45,000 |
Muskegon County Michigan | 1 | $ 133,000 | $ 133,000 | $ 23,000 |
Muskogee County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
Nash County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 221,000 |
Nassau County Florida | 7 | $ 1,458,000 | $ 208,000 | $ 57,000 |
Natrona County Wyoming | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
Noble County Oklahoma | 2 | $ 379,000 | $ 189,000 | $ 71,000 |
Nueces County Texas | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
Oakland County Michigan | 4 | $ 636,000 | $ 159,000 | $ 77,000 |
Ogle County Illinois | 2 | $ 321,000 | $ 160,000 | $ 60,000 |
Okaloosa County Florida | 1 | $ 69,000 | $ 69,000 | $ 8,000 |
Okeechobee County Florida | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
Oklahoma County Oklahoma | 12 | $ 2,367,000 | $ 197,000 | $ 68,000 |
Orange County Florida | 61 | $ 8,049,000 | $ 131,000 | $ 50,000 |
Orange County Texas | 2 | $ 213,000 | $ 106,000 | $ 70,000 |
Orleans County Louisiana | 34 | $ 3,923,000 | $ 115,000 | $ 53,000 |
Osage County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
Osceola County Florida | 38 | $ 4,034,000 | $ 106,000 | $ 42,000 |
Otsego County Michigan | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
Ottawa County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
Otter Tail County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 84,000 |
Owen County Indiana | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
Palm Beach County Florida | 90 | $ 14,616,000 | $ 162,000 | $ 85,000 |
Parke County Indiana | 3 | $ 317,000 | $ 105,000 | $ 47,000 |
Parker County Texas | 1 | $ 270,000 | $ 270,000 | $ 13,000 |
Pasco County Florida | 11 | $ 1,257,000 | $ 114,000 | $ 55,000 |
Pawnee County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
Payne County Oklahoma | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
Peoria County Illinois | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
Perry County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
Pinellas County Florida | 34 | $ 4,943,000 | $ 145,000 | $ 83,000 |
Pittsburg County Oklahoma | 1 | $ 219,000 | $ 219,000 | $ 0 |
Polk County Florida | 20 | $ 2,351,000 | $ 117,000 | $ 52,000 |
Porter County Indiana | 1 | $ 237,000 | $ 237,000 | $ 100,000 |
Pottawatomie County Oklahoma | 3 | $ 382,000 | $ 127,000 | $ 75,000 |
Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
Pushmataha County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
Putnam County Florida | 2 | $ 132,000 | $ 66,000 | $ 22,000 |
Putnam County Indiana | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
Ramsey County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 95,000 |
Randolph County North Carolina | 9 | $ 1,221,000 | $ 135,000 | $ 53,000 |
Roane County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
Rock County Wisconsin | 2 | $ 159,000 | $ 79,000 | $ 0 |
Rock Island County Illinois | 146 | $ 12,835,000 | $ 87,000 | $ 41,000 |
Rogers County Oklahoma | 8 | $ 981,000 | $ 122,000 | $ 57,000 |
Roscommon County Michigan | 1 | $ 68,000 | $ 68,000 | $ 15,000 |
Rowan County North Carolina | 6 | $ 658,000 | $ 109,000 | $ 17,000 |
Saginaw County Michigan | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
San Joaquin County California | 1 | $ 161,000 | $ 161,000 | $ 141,000 |
Sangamon County Illinois | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
Santa Fe County New Mexico | 1 | $ 410,000 | $ 410,000 | $ 451,000 |
Santa Rosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
Sarasota County Florida | 8 | $ 1,093,000 | $ 136,000 | $ 119,000 |
Sarpy County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
Scott County Iowa | 102 | $ 12,316,000 | $ 120,000 | $ 56,000 |
Seminole County Florida | 6 | $ 1,493,000 | $ 248,000 | $ 110,000 |
Sequoyah County Oklahoma | 1 | $ 186,000 | $ 186,000 | $ 72,000 |
Shelby County Indiana | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
Shelby County Tennessee | 20 | $ 3,087,000 | $ 154,000 | $ 65,000 |
Sheridan County Wyoming | 2 | $ 432,000 | $ 216,000 | $ 49,000 |
Shiawassee County Michigan | 7 | $ 795,000 | $ 113,000 | $ 43,000 |
Sonoma County California | 3 | $ 1,222,000 | $ 407,000 | $ 289,000 |
St. Bernard County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
St. Charles County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
St. John the Baptist County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
St. Johns County Florida | 9 | $ 2,252,000 | $ 250,000 | $ 137,000 |
St. Joseph County Michigan | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
St. Louis County Missouri | 1 | $ 288,000 | $ 288,000 | $ 115,000 |
St. Lucie County Florida | 24 | $ 2,435,000 | $ 101,000 | $ 44,000 |
St. Tammany County Louisiana | 3 | $ 412,000 | $ 137,000 | $ 40,000 |
Stephens County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 91,000 |
Stone County Mississippi | 2 | $ 219,000 | $ 109,000 | $ 37,000 |
Sublette County Wyoming | 15 | $ 3,742,000 | $ 249,000 | $ 93,000 |
Sullivan County Indiana | 3 | $ 244,000 | $ 81,000 | $ 35,000 |
Sumter County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
Sunflower County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
Sweetwater County Wyoming | 3 | $ 541,000 | $ 180,000 | $ 82,000 |
Tarrant County Texas | 1 | $ 238,000 | $ 238,000 | $ 110,000 |
Taylor County Florida | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
Teton County Wyoming | 2 | $ 1,203,000 | $ 601,000 | $ 261,000 |
Tippecanoe County Indiana | 6 | $ 788,000 | $ 131,000 | $ 36,000 |
Travis County Texas | 14 | $ 3,044,000 | $ 217,000 | $ 120,000 |
Troup County Georgia | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
Tulsa County Oklahoma | 56 | $ 9,303,000 | $ 166,000 | $ 72,000 |
Uinta County Wyoming | 2 | $ 391,000 | $ 195,000 | $ 47,000 |
Van Buren County Michigan | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
Ventura County California | 3 | $ 1,363,000 | $ 454,000 | $ 211,000 |
Vermillion County Indiana | 4 | $ 427,000 | $ 106,000 | $ 51,000 |
Vigo County Indiana | 11 | $ 939,000 | $ 85,000 | $ 48,000 |
Volusia County Florida | 6 | $ 1,109,000 | $ 184,000 | $ 69,000 |
Wadena County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
Wagoner County Oklahoma | 7 | $ 1,079,000 | $ 154,000 | $ 54,000 |
Wakulla County Florida | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
Walton County Florida | 5 | $ 868,000 | $ 173,000 | $ 144,000 |
Wapello County Iowa | 1 | $ 192,000 | $ 192,000 | $ 45,000 |
Warren County Illinois | 5 | $ 387,000 | $ 77,000 | $ 34,000 |
Washington County Iowa | 2 | $ 172,000 | $ 86,000 | $ 42,000 |
Washington County Oklahoma | 3 | $ 418,000 | $ 139,000 | $ 67,000 |
Washington County Virginia | 10 | $ 2,128,000 | $ 212,000 | $ 81,000 |
Washtenaw County Michigan | 5 | $ 1,023,000 | $ 204,000 | $ 81,000 |
Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 420,000 |
Wayne County Indiana | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
Wayne County Michigan | 8 | $ 1,609,000 | $ 201,000 | $ 95,000 |
Wayne County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 8,000 |
West Baton Rouge County Louisiana | 2 | $ 429,000 | $ 214,000 | $ 77,000 |
Whiteside County Illinois | 6 | $ 729,000 | $ 121,000 | $ 57,000 |
Will County Illinois | 4 | $ 1,032,000 | $ 258,000 | $ 160,000 |
Williamson County Texas | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
Winnebago County Illinois | 32 | $ 3,851,000 | $ 120,000 | $ 26,000 |
Wright County Minnesota | 2 | $ 455,000 | $ 227,000 | $ 64,000 |
Yadkin County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
York County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
York County South Carolina | 4 | $ 482,000 | $ 120,000 | $ 76,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,251 | $166,997,000 | $133,000 | $707,000 | $60,000 | $708,000 |
Refinancing | 1,052 | $174,417,000 | $165,000 | $840,000 | $82,000 | $854,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,544 | $245,132,000 | $158,000 | $840,000 | $80,000 | $854,000 |
Hispanic | 323 | $35,442,000 | $109,000 | $606,000 | $44,000 | $300,000 |
Black or African American | 216 | $28,045,000 | $129,000 | $365,000 | $52,000 | $182,000 |
Not Provided | 182 | $27,524,000 | $151,000 | $825,000 | $55,000 | $420,000 |
Asian | 35 | $4,900,000 | $140,000 | $313,000 | $59,000 | $202,000 |
American Indian or Alaskan Native | 2 | $153,000 | $76,000 | $93,000 | $25,000 | $50,000 |
Native Hawaiian or Other Pacific Islander | 1 | $218,000 | $218,000 | $218,000 | $67,000 | $67,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 1,194 | $149,553,000 | $125,000 | $428,000 | $50,000 | $233,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 874 | $161,896,000 | $185,000 | $840,000 | $103,000 | $854,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 162 | $17,912,000 | $110,000 | $247,000 | $40,000 | $111,000 |
VA-guaranteed (Veterans Administration) | 73 | $12,053,000 | $165,000 | $417,000 | $62,000 | $178,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,297 | $200,295,000 | $154,000 | $840,000 | $77,000 | $708,000 |
File Closed For Incompleteness | 757 | $110,827,000 | $146,000 | $797,000 | $63,000 | $854,000 |
Application Denied By Financial Institution | 249 | $30,292,000 | $121,000 | $428,000 | $54,000 | $451,000 |
Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 148 | $14,930,000 | $100,000 | $319,000 | $44,000 | $177,000 |
Debt-To-Income Ratio | 33 | $4,714,000 | $142,000 | $417,000 | $54,000 | $451,000 |
Collateral | 29 | $4,904,000 | $169,000 | $406,000 | $84,000 | $279,000 |
Other | 16 | $2,371,000 | $148,000 | $428,000 | $77,000 | $218,000 |
Credit Application Incomplete | 13 | $2,087,000 | $160,000 | $399,000 | $89,000 | $300,000 |
Employment History | 5 | $452,000 | $90,000 | $148,000 | $24,000 | $46,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $417,000 | $104,000 | $137,000 | $38,000 | $83,000 |
Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $224,000 | $224,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Financial's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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