Main Street Financial 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Main Street Financial 9953 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2011 2010 |
Total Number of Mortgage Applications | 2,103 |
Total Mortgage Loan Application Amount | $312,577,000 |
Average Mortgage Loan Application Amount | $143,500 |
Highest Mortgage Loan Application Amount | $892,000 |
Average Applicant Income | $67,500 |
Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Main Street Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Main Street Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Financial's mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
Aiken County South Carolina | 22 | $ 5,331,000 | $ 242,000 | $ 97,000 |
Allegheny County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
Allen County Indiana | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
Arlington County Virginia | 2 | $ 832,000 | $ 416,000 | $ 292,000 |
Autauga County Alabama | 3 | $ 385,000 | $ 128,000 | $ 54,000 |
Barry County Michigan | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
Bartholomew County Indiana | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
Becker County Minnesota | 2 | $ 427,000 | $ 213,000 | $ 117,000 |
Beckham County Oklahoma | 3 | $ 367,000 | $ 122,000 | $ 39,000 |
Berkeley County South Carolina | 7 | $ 927,000 | $ 132,000 | $ 48,000 |
Bernalillo County New Mexico | 3 | $ 707,000 | $ 235,000 | $ 85,000 |
Berrien County Michigan | 1 | $ 249,000 | $ 249,000 | $ 160,000 |
Big Horn County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
Bingham County Idaho | 1 | $ 92,000 | $ 92,000 | $ 92,000 |
Black Hawk County Iowa | 1 | $ 54,000 | $ 54,000 | $ 0 |
Bolivar County Mississippi | 9 | $ 1,505,000 | $ 167,000 | $ 91,000 |
Boone County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
Boone County Illinois | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
Boone County Indiana | 26 | $ 5,929,000 | $ 228,000 | $ 117,000 |
Bossier County Louisiana | 5 | $ 1,157,000 | $ 231,000 | $ 116,000 |
Bradley County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
Brevard County Florida | 15 | $ 1,479,000 | $ 98,000 | $ 32,000 |
Brown County Indiana | 1 | $ 99,000 | $ 99,000 | $ 106,000 |
Bryan County Georgia | 16 | $ 3,110,000 | $ 194,000 | $ 79,000 |
Bucks County Pennsylvania | 1 | $ 332,000 | $ 332,000 | $ 88,000 |
Bulloch County Georgia | 2 | $ 281,000 | $ 140,000 | $ 45,000 |
Bureau County Illinois | 8 | $ 716,000 | $ 89,000 | $ 59,000 |
Caddo County Louisiana | 12 | $ 1,545,000 | $ 128,000 | $ 41,000 |
Calhoun County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
Campbell County Wyoming | 6 | $ 1,290,000 | $ 215,000 | $ 61,000 |
Canadian County Oklahoma | 12 | $ 1,925,000 | $ 160,000 | $ 79,000 |
Carter County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
Cass County Illinois | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
Cass County Indiana | 4 | $ 566,000 | $ 141,000 | $ 56,000 |
Cedar County Iowa | 1 | $ 236,000 | $ 236,000 | $ 44,000 |
Charleston County South Carolina | 6 | $ 1,243,000 | $ 207,000 | $ 43,000 |
Chatham County Georgia | 14 | $ 2,073,000 | $ 148,000 | $ 67,000 |
Cherokee County Oklahoma | 7 | $ 1,066,000 | $ 152,000 | $ 86,000 |
Chester County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 74,000 |
Clarendon County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
Clark County Arkansas | 2 | $ 590,000 | $ 295,000 | $ 53,000 |
Clay County Indiana | 4 | $ 338,000 | $ 84,000 | $ 38,000 |
Clay County Missouri | 1 | $ 386,000 | $ 386,000 | $ 119,000 |
Cleveland County Oklahoma | 16 | $ 2,728,000 | $ 170,000 | $ 83,000 |
Clinton County Indiana | 2 | $ 417,000 | $ 208,000 | $ 108,000 |
Clinton County Iowa | 16 | $ 1,322,000 | $ 82,000 | $ 37,000 |
Clinton County Michigan | 2 | $ 256,000 | $ 128,000 | $ 41,000 |
Coahoma County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
Cobb County Georgia | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
Columbia County Georgia | 1 | $ 362,000 | $ 362,000 | $ 123,000 |
Comanche County Oklahoma | 6 | $ 843,000 | $ 140,000 | $ 93,000 |
Cook County Illinois | 4 | $ 519,000 | $ 129,000 | $ 40,000 |
Craig County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
Creek County Oklahoma | 11 | $ 1,687,000 | $ 153,000 | $ 57,000 |
Crook County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
Cumberland County Pennsylvania | 61 | $ 9,408,000 | $ 154,000 | $ 53,000 |
Custer County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
Dallas County Alabama | 3 | $ 302,000 | $ 100,000 | $ 37,000 |
Dauphin County Pennsylvania | 32 | $ 4,885,000 | $ 152,000 | $ 65,000 |
Davidson County North Carolina | 26 | $ 3,415,000 | $ 131,000 | $ 50,000 |
Davie County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 20,000 |
Delaware County Indiana | 1 | $ 226,000 | $ 226,000 | $ 139,000 |
Delaware County Iowa | 1 | $ 121,000 | $ 121,000 | $ 27,000 |
Delaware County Oklahoma | 4 | $ 533,000 | $ 133,000 | $ 54,000 |
Des Moines County Iowa | 6 | $ 425,000 | $ 70,000 | $ 28,000 |
Dorchester County South Carolina | 2 | $ 303,000 | $ 151,000 | $ 20,000 |
Douglas County Illinois | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
Douglas County Nebraska | 3 | $ 523,000 | $ 174,000 | $ 96,000 |
Dubuque County Iowa | 16 | $ 1,806,000 | $ 112,000 | $ 49,000 |
East Baton Rouge County Louisiana | 8 | $ 2,355,000 | $ 294,000 | $ 137,000 |
Eaton County Michigan | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
Edgecombe County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
Effingham County Georgia | 2 | $ 327,000 | $ 163,000 | $ 93,000 |
El Dorado County California | 1 | $ 338,000 | $ 338,000 | $ 92,000 |
Elkhart County Indiana | 4 | $ 391,000 | $ 97,000 | $ 47,000 |
Elmore County Alabama | 3 | $ 571,000 | $ 190,000 | $ 70,000 |
Fayette County Indiana | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
Florence County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
Forrest County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
Forsyth County North Carolina | 10 | $ 1,351,000 | $ 135,000 | $ 69,000 |
Fort Bend County Texas | 2 | $ 243,000 | $ 121,000 | $ 98,000 |
Fountain County Indiana | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
Franklin County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
Franklin County Indiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
Franklin County Pennsylvania | 6 | $ 1,003,000 | $ 167,000 | $ 57,000 |
Fremont County Wyoming | 10 | $ 1,212,000 | $ 121,000 | $ 59,000 |
Fulton County Illinois | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
Fulton County Indiana | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
Garfield County Oklahoma | 4 | $ 390,000 | $ 97,000 | $ 48,000 |
Garvin County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
Genesee County Michigan | 2 | $ 199,000 | $ 99,000 | $ 64,000 |
Goshen County Wyoming | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
Grady County Oklahoma | 3 | $ 392,000 | $ 130,000 | $ 74,000 |
Grant County Indiana | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
Greene County Indiana | 9 | $ 1,039,000 | $ 115,000 | $ 57,000 |
Greenville County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 847,000 |
Greenwood County South Carolina | 2 | $ 461,000 | $ 230,000 | $ 118,000 |
Guilford County North Carolina | 75 | $ 10,086,000 | $ 134,000 | $ 61,000 |
Hall County Georgia | 2 | $ 594,000 | $ 297,000 | $ 141,000 |
Hall County Nebraska | 3 | $ 342,000 | $ 114,000 | $ 55,000 |
Hamilton County Indiana | 201 | $ 45,748,000 | $ 227,000 | $ 125,000 |
Hamilton County Ohio | 2 | $ 156,000 | $ 78,000 | $ 57,000 |
Hampton County Virginia | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
Hancock County Illinois | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
Hancock County Indiana | 17 | $ 2,663,000 | $ 156,000 | $ 84,000 |
Hardin County Iowa | 2 | $ 186,000 | $ 93,000 | $ 68,000 |
Harris County Texas | 5 | $ 716,000 | $ 143,000 | $ 67,000 |
Hempstead County Arkansas | 2 | $ 215,000 | $ 107,000 | $ 43,000 |
Henderson County Illinois | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
Hendricks County Indiana | 15 | $ 2,268,000 | $ 151,000 | $ 59,000 |
Hennepin County Minnesota | 2 | $ 332,000 | $ 166,000 | $ 96,000 |
Henry County Illinois | 14 | $ 1,281,000 | $ 91,000 | $ 43,000 |
Henry County Indiana | 5 | $ 395,000 | $ 79,000 | $ 76,000 |
Henry County Iowa | 4 | $ 225,000 | $ 56,000 | $ 25,000 |
Hinds County Mississippi | 2 | $ 173,000 | $ 86,000 | $ 55,000 |
Horry County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
Hot Springs County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
Howard County Indiana | 51 | $ 4,611,000 | $ 90,000 | $ 52,000 |
Hughes County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
Iberville County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
Ionia County Michigan | 5 | $ 677,000 | $ 135,000 | $ 102,000 |
Jackson County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
Jackson County Iowa | 10 | $ 1,074,000 | $ 107,000 | $ 46,000 |
Jackson County Oklahoma | 2 | $ 254,000 | $ 127,000 | $ 58,000 |
James City County Virginia | 1 | $ 299,000 | $ 299,000 | $ 99,000 |
Jasper County Indiana | 1 | $ 256,000 | $ 256,000 | $ 144,000 |
Jasper County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
Jefferson County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
Jefferson County Idaho | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
Jefferson County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
Jefferson County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
Jersey County Illinois | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
Jo Daviess County Illinois | 2 | $ 148,000 | $ 74,000 | $ 28,000 |
Johnson County Indiana | 34 | $ 5,615,000 | $ 165,000 | $ 86,000 |
Johnson County Iowa | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
Johnson County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
Johnston County Oklahoma | 2 | $ 295,000 | $ 147,000 | $ 81,000 |
Juniata County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
Kingfisher County Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 104,000 |
Knox County Illinois | 15 | $ 947,000 | $ 63,000 | $ 48,000 |
Lafayette County Louisiana | 1 | $ 253,000 | $ 253,000 | $ 132,000 |
LaGrange County Indiana | 1 | $ 330,000 | $ 330,000 | $ 105,000 |
Lake County Florida | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
Lake County Indiana | 13 | $ 2,042,000 | $ 157,000 | $ 49,000 |
Lancaster County Nebraska | 46 | $ 6,888,000 | $ 149,000 | $ 66,000 |
Lancaster County Pennsylvania | 5 | $ 885,000 | $ 177,000 | $ 44,000 |
Lancaster County South Carolina | 1 | $ 729,000 | $ 729,000 | $ 377,000 |
Lapeer County Michigan | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
Laramie County Wyoming | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
Lawrence County Indiana | 49 | $ 4,527,000 | $ 92,000 | $ 37,000 |
Lee County Illinois | 3 | $ 343,000 | $ 114,000 | $ 51,000 |
Lee County Iowa | 2 | $ 179,000 | $ 89,000 | $ 54,000 |
Lee County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
Lexington County South Carolina | 5 | $ 921,000 | $ 184,000 | $ 68,000 |
Liberty County Georgia | 2 | $ 457,000 | $ 228,000 | $ 105,000 |
Lincoln County Oklahoma | 2 | $ 263,000 | $ 131,000 | $ 65,000 |
Lincoln County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
Linn County Iowa | 5 | $ 712,000 | $ 142,000 | $ 45,000 |
Livingston County Illinois | 1 | $ 61,000 | $ 61,000 | $ 53,000 |
Livingston County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
Logan County Illinois | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
Lorain County Ohio | 1 | $ 128,000 | $ 128,000 | $ 0 |
Louisa County Iowa | 8 | $ 675,000 | $ 84,000 | $ 42,000 |
Love County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
Macoupin County Illinois | 3 | $ 215,000 | $ 71,000 | $ 45,000 |
Madison County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 0 |
Madison County Indiana | 12 | $ 1,266,000 | $ 105,000 | $ 69,000 |
Marion County Indiana | 190 | $ 30,237,000 | $ 159,000 | $ 83,000 |
Marshall County Iowa | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
Marshall County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
Mayes County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 120,000 |
McClain County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
McDonough County Illinois | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
McHenry County Illinois | 1 | $ 369,000 | $ 369,000 | $ 129,000 |
McIntosh County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
McLean County Illinois | 3 | $ 561,000 | $ 187,000 | $ 70,000 |
Mercer County Illinois | 23 | $ 1,756,000 | $ 76,000 | $ 43,000 |
Mercer County Pennsylvania | 4 | $ 669,000 | $ 167,000 | $ 62,000 |
Miami County Indiana | 4 | $ 450,000 | $ 112,000 | $ 43,000 |
Midland County Michigan | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
Mifflin County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 159,000 |
Mississippi County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
Mobile County Alabama | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
Monroe County Indiana | 36 | $ 6,272,000 | $ 174,000 | $ 56,000 |
Monroe County Mississippi | 2 | $ 146,000 | $ 73,000 | $ 32,000 |
Montgomery County Alabama | 9 | $ 1,491,000 | $ 165,000 | $ 50,000 |
Montgomery County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
Montgomery County Indiana | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
Montgomery County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
Morgan County Indiana | 2 | $ 204,000 | $ 102,000 | $ 46,000 |
Murray County Oklahoma | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
Muscatine County Iowa | 15 | $ 1,196,000 | $ 79,000 | $ 34,000 |
Muskogee County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
Natrona County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
Noble County Indiana | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
Noble County Oklahoma | 2 | $ 215,000 | $ 107,000 | $ 57,000 |
Nowata County Oklahoma | 3 | $ 296,000 | $ 98,000 | $ 44,000 |
Ogle County Illinois | 1 | $ 270,000 | $ 270,000 | $ 50,000 |
Oklahoma County Oklahoma | 40 | $ 6,673,000 | $ 166,000 | $ 65,000 |
Okmulgee County Oklahoma | 4 | $ 484,000 | $ 121,000 | $ 134,000 |
Oktibbeha County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 26,000 |
Orange County Indiana | 6 | $ 618,000 | $ 103,000 | $ 43,000 |
Osage County Oklahoma | 5 | $ 679,000 | $ 135,000 | $ 54,000 |
Ottawa County Michigan | 2 | $ 306,000 | $ 153,000 | $ 42,000 |
Ottawa County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 145,000 |
Otter Tail County Minnesota | 2 | $ 227,000 | $ 113,000 | $ 73,000 |
Owen County Indiana | 6 | $ 463,000 | $ 77,000 | $ 40,000 |
Park County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
Parke County Indiana | 3 | $ 333,000 | $ 111,000 | $ 77,000 |
Pasco County Florida | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
Pawnee County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
Payne County Oklahoma | 2 | $ 395,000 | $ 197,000 | $ 71,000 |
Peoria County Illinois | 3 | $ 175,000 | $ 58,000 | $ 30,000 |
Perry County Pennsylvania | 8 | $ 1,338,000 | $ 167,000 | $ 55,000 |
Person County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 145,000 |
Phelps County Missouri | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
Philadelphia County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
Pittsburg County Oklahoma | 4 | $ 603,000 | $ 150,000 | $ 80,000 |
Platte County Nebraska | 1 | $ 316,000 | $ 316,000 | $ 82,000 |
Pointe Coupee County Louisiana | 1 | $ 262,000 | $ 262,000 | $ 70,000 |
Polk County Arkansas | 1 | $ 268,000 | $ 268,000 | $ 168,000 |
Polk County Iowa | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
Pontotoc County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 23,000 |
Pontotoc County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
Pope County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 0 |
Porter County Indiana | 2 | $ 284,000 | $ 142,000 | $ 59,000 |
Pottawatomie County Oklahoma | 3 | $ 311,000 | $ 103,000 | $ 36,000 |
Poweshiek County Iowa | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
Pulaski County Arkansas | 2 | $ 197,000 | $ 98,000 | $ 57,000 |
Pushmataha County Oklahoma | 2 | $ 363,000 | $ 181,000 | $ 50,000 |
Putnam County Indiana | 8 | $ 1,462,000 | $ 182,000 | $ 132,000 |
Randolph County North Carolina | 14 | $ 2,026,000 | $ 144,000 | $ 72,000 |
Rapides County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
Richland County South Carolina | 3 | $ 764,000 | $ 254,000 | $ 26,000 |
Rock County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
Rock Island County Illinois | 99 | $ 8,545,000 | $ 86,000 | $ 44,000 |
Rogers County Oklahoma | 17 | $ 2,497,000 | $ 146,000 | $ 81,000 |
Rowan County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
Rush County Indiana | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
Saline County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
Saline County Nebraska | 7 | $ 598,000 | $ 85,000 | $ 41,000 |
Sangamon County Illinois | 2 | $ 244,000 | $ 122,000 | $ 93,000 |
Santa Fe County New Mexico | 1 | $ 267,000 | $ 267,000 | $ 102,000 |
Sarpy County Nebraska | 2 | $ 336,000 | $ 168,000 | $ 104,000 |
Scott County Iowa | 99 | $ 13,347,000 | $ 134,000 | $ 61,000 |
Sequoyah County Oklahoma | 3 | $ 362,000 | $ 120,000 | $ 48,000 |
Shelby County Indiana | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
Shelby County Tennessee | 2 | $ 349,000 | $ 174,000 | $ 58,000 |
Shiawassee County Michigan | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
Snyder County Pennsylvania | 3 | $ 396,000 | $ 132,000 | $ 13,000 |
St. Joseph County Indiana | 2 | $ 239,000 | $ 119,000 | $ 92,000 |
St. Mary County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
St. Tammany County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 205,000 |
Stark County Illinois | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
Stephens County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
Stokes County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
Sublette County Wyoming | 7 | $ 2,037,000 | $ 291,000 | $ 92,000 |
Sullivan County Indiana | 6 | $ 681,000 | $ 113,000 | $ 56,000 |
Sunflower County Mississippi | 2 | $ 164,000 | $ 82,000 | $ 63,000 |
Surry County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
Sweetwater County Wyoming | 8 | $ 1,364,000 | $ 170,000 | $ 83,000 |
Teton County Wyoming | 1 | $ 396,000 | $ 396,000 | $ 162,000 |
Texas County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 86,000 |
Tippecanoe County Indiana | 2 | $ 507,000 | $ 253,000 | $ 274,000 |
Tipton County Indiana | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
Troup County Georgia | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
Tulsa County Oklahoma | 95 | $ 14,089,000 | $ 148,000 | $ 70,000 |
Uinta County Wyoming | 3 | $ 574,000 | $ 191,000 | $ 88,000 |
Union County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
Vermillion County Indiana | 4 | $ 665,000 | $ 166,000 | $ 68,000 |
Vigo County Indiana | 18 | $ 2,150,000 | $ 119,000 | $ 46,000 |
Wadena County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
Wagoner County Oklahoma | 13 | $ 1,878,000 | $ 144,000 | $ 55,000 |
Waller County Texas | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
Wapello County Iowa | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
Warren County Illinois | 7 | $ 496,000 | $ 70,000 | $ 39,000 |
Warren County Indiana | 1 | $ 77,000 | $ 77,000 | $ 102,000 |
Washington County Arkansas | 2 | $ 547,000 | $ 273,000 | $ 132,000 |
Washington County Indiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
Washington County Iowa | 3 | $ 195,000 | $ 65,000 | $ 13,000 |
Washington County Oklahoma | 7 | $ 827,000 | $ 118,000 | $ 50,000 |
Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 420,000 |
Waukesha County Wisconsin | 1 | $ 263,000 | $ 263,000 | $ 55,000 |
West Baton Rouge County Louisiana | 1 | $ 219,000 | $ 219,000 | $ 47,000 |
Whiteside County Illinois | 10 | $ 785,000 | $ 78,000 | $ 49,000 |
Williamsburg County Virginia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
Winnebago County Illinois | 12 | $ 1,428,000 | $ 119,000 | $ 55,000 |
York County Pennsylvania | 8 | $ 1,150,000 | $ 143,000 | $ 56,000 |
York County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,327 | $214,553,000 | $161,000 | $892,000 | $78,000 | $900,000 |
Home Purchase | 776 | $98,024,000 | $126,000 | $558,000 | $57,000 | $633,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,669 | $254,692,000 | $152,000 | $892,000 | $74,000 | $900,000 |
Not Provided | 178 | $27,523,000 | $154,000 | $582,000 | $59,000 | $847,000 |
Hispanic | 132 | $13,389,000 | $101,000 | $417,000 | $44,000 | $396,000 |
Black or African American | 94 | $12,747,000 | $135,000 | $558,000 | $55,000 | $324,000 |
Asian | 21 | $3,183,000 | $151,000 | $440,000 | $102,000 | $476,000 |
American Indian or Alaskan Native | 8 | $904,000 | $113,000 | $151,000 | $44,000 | $65,000 |
Native Hawaiian or Other Pacific Islander | 1 | $139,000 | $139,000 | $139,000 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 956 | $114,382,000 | $119,000 | $327,000 | $51,000 | $396,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 951 | $173,308,000 | $182,000 | $892,000 | $94,000 | $900,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $13,083,000 | $97,000 | $248,000 | $40,000 | $102,000 |
VA-guaranteed (Veterans Administration) | 62 | $11,804,000 | $190,000 | $417,000 | $78,000 | $202,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 1,050 | $143,522,000 | $136,000 | $737,000 | $59,000 | $847,000 |
Loan Originated | 1,018 | $163,900,000 | $161,000 | $892,000 | $81,000 | $900,000 |
Application Approved But Not Accepted | 29 | $4,079,000 | $140,000 | $417,000 | $75,000 | $230,000 |
File Closed For Incompleteness | 5 | $860,000 | $172,000 | $298,000 | $104,000 | $201,000 |
Application Withdrawn By Applicant | 1 | $216,000 | $216,000 | $216,000 | $115,000 | $115,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 904 | $122,439,000 | $135,000 | $737,000 | $59,000 | $847,000 |
Collateral | 67 | $10,130,000 | $151,000 | $558,000 | $86,000 | $348,000 |
Debt-To-Income Ratio | 43 | $5,561,000 | $129,000 | $417,000 | $35,000 | $72,000 |
Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,548,000 | $159,000 | $289,000 | $70,000 | $159,000 |
Employment History | 8 | $908,000 | $113,000 | $190,000 | $36,000 | $60,000 |
Credit Application Incomplete | 8 | $1,299,000 | $162,000 | $388,000 | $81,000 | $250,000 |
Unverifiable Information | 4 | $637,000 | $159,000 | $350,000 | $73,000 | $192,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Financial's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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