Main Street Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Main Street Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Main Street Bank 2713 Forest Hills Road Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,513 |
| Total Mortgage Loan Application Amount | $220,542,000 |
| Average Mortgage Loan Application Amount | $214,100 |
| Highest Mortgage Loan Application Amount | $1,110,000 |
| Average Applicant Income | $68,100 |
| Highest Applicant Income | $1,248,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Newton County Georgia | 245 | $ 26,476,000 | $ 108,000 | $ 50,000 |
| Walton County Georgia | 146 | $ 15,319,000 | $ 104,000 | $ 48,000 |
| Clarke County Georgia | 139 | $ 17,991,000 | $ 129,000 | $ 55,000 |
| Gwinnett County Georgia | 136 | $ 20,210,000 | $ 148,000 | $ 74,000 |
| Fulton County Georgia | 92 | $ 22,329,000 | $ 242,000 | $ 126,000 |
| Cobb County Georgia | 91 | $ 16,348,000 | $ 179,000 | $ 83,000 |
| Forsyth County Georgia | 75 | $ 14,217,000 | $ 189,000 | $ 93,000 |
| Rockdale County Georgia | 74 | $ 8,975,000 | $ 121,000 | $ 73,000 |
| DeKalb County Georgia | 64 | $ 9,718,000 | $ 151,000 | $ 61,000 |
| Barrow County Georgia | 57 | $ 5,493,000 | $ 96,000 | $ 45,000 |
| Oconee County Georgia | 54 | $ 10,092,000 | $ 186,000 | $ 59,000 |
| Jackson County Georgia | 28 | $ 3,214,000 | $ 114,000 | $ 55,000 |
| Madison County Georgia | 27 | $ 3,550,000 | $ 131,000 | $ 49,000 |
| Hall County Georgia | 22 | $ 3,534,000 | $ 160,000 | $ 83,000 |
| Morgan County Georgia | 18 | $ 2,408,000 | $ 133,000 | $ 29,000 |
| Oglethorpe County Georgia | 18 | $ 2,327,000 | $ 129,000 | $ 58,000 |
| Jasper County Georgia | 17 | $ 2,546,000 | $ 149,000 | $ 122,000 |
| Cherokee County Georgia | 16 | $ 2,306,000 | $ 144,000 | $ 89,000 |
| Carroll County Georgia | 8 | $ 1,232,000 | $ 154,000 | $ 65,000 |
| Henry County Georgia | 8 | $ 902,000 | $ 112,000 | $ 64,000 |
| Baldwin County Georgia | 7 | $ 872,000 | $ 124,000 | $ 45,000 |
| Dawson County Georgia | 7 | $ 587,000 | $ 83,000 | $ 29,000 |
| Paulding County Georgia | 7 | $ 1,281,000 | $ 183,000 | $ 69,000 |
| Bartow County Georgia | 6 | $ 1,253,000 | $ 208,000 | $ 66,000 |
| Elbert County Georgia | 6 | $ 989,000 | $ 164,000 | $ 69,000 |
| Clayton County Georgia | 5 | $ 558,000 | $ 111,000 | $ 65,000 |
| Beaufort County South Carolina | 5 | $ 1,071,000 | $ 214,000 | $ 26,000 |
| Fairfax County Virginia | 5 | $ 1,654,000 | $ 330,000 | $ 133,000 |
| Los Angeles County California | 4 | $ 757,000 | $ 189,000 | $ 108,000 |
| Franklin County Georgia | 4 | $ 336,000 | $ 84,000 | $ 41,000 |
| Escambia County Florida | 3 | $ 198,000 | $ 66,000 | $ 75,000 |
| Putnam County Georgia | 3 | $ 133,000 | $ 44,000 | $ 36,000 |
| Stephens County Georgia | 3 | $ 230,000 | $ 76,000 | $ 27,000 |
| Wayne County Michigan | 3 | $ 409,000 | $ 136,000 | $ 100,000 |
| Sacramento County California | 2 | $ 235,000 | $ 117,000 | $ 37,000 |
| Monroe County Florida | 2 | $ 335,000 | $ 167,000 | $ 57,000 |
| Volusia County Florida | 2 | $ 249,000 | $ 124,000 | $ 44,000 |
| Fayette County Georgia | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Gilmer County Georgia | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Greene County Georgia | 2 | $ 888,000 | $ 444,000 | $ 199,000 |
| Habersham County Georgia | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Hart County Georgia | 2 | $ 188,000 | $ 94,000 | $ 85,000 |
| Lumpkin County Georgia | 2 | $ 92,000 | $ 46,000 | $ 50,000 |
| Pickens County Georgia | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Spalding County Georgia | 2 | $ 134,000 | $ 67,000 | $ 62,000 |
| Towns County Georgia | 2 | $ 181,000 | $ 90,000 | $ 106,000 |
| Troup County Georgia | 2 | $ 133,000 | $ 66,000 | $ 37,000 |
| Union County Georgia | 2 | $ 722,000 | $ 361,000 | $ 311,000 |
| Middlesex County Massachusetts | 2 | $ 627,000 | $ 313,000 | $ 0 |
| Suffolk County New York | 2 | $ 358,000 | $ 179,000 | $ 66,000 |
| Currituck County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 251,000 |
| Sevier County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 199,000 |
| Dallas County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 587,000 |
| King County Washington | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 134,000 | $ 134,000 | $ 268,000 |
| San Luis Obispo County California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Shasta County California | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Ventura County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| New Castle County Delaware | 1 | $ 231,000 | $ 231,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Bay County Florida | 1 | $ 123,000 | $ 123,000 | $ 103,000 |
| Broward County Florida | 1 | $ 190,000 | $ 190,000 | $ 108,000 |
| Collier County Florida | 1 | $ 218,000 | $ 218,000 | $ 74,000 |
| Duval County Florida | 1 | $ 90,000 | $ 90,000 | $ 90,000 |
| Lee County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Nassau County Florida | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 159,000 |
| Orange County Florida | 1 | $ 223,000 | $ 223,000 | $ 62,000 |
| Pasco County Florida | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Polk County Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| St. Johns County Florida | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
| St. Lucie County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Walton County Florida | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Banks County Georgia | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Butts County Georgia | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Chatham County Georgia | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| Douglas County Georgia | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Emanuel County Georgia | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Fannin County Georgia | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Glynn County Georgia | 1 | $ 126,000 | $ 126,000 | $ 147,000 |
| Liberty County Georgia | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Monroe County Georgia | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Muscogee County Georgia | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Randolph County Georgia | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Upson County Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| White County Georgia | 1 | $ 394,000 | $ 394,000 | $ 130,000 |
| Cumberland County Maine | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Hampden County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Huron County Michigan | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Oakland County Michigan | 1 | $ 530,000 | $ 530,000 | $ 163,000 |
| Dakota County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Clark County Nevada | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Nassau County New York | 1 | $ 332,000 | $ 332,000 | $ 76,000 |
| Westchester County New York | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Yates County New York | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Avery County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 92,000 |
| Macon County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Swain County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 117,000 |
| Stark County Ohio | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 121,000 |
| Wagoner County Oklahoma | 1 | $ 270,000 | $ 270,000 | $ 145,000 |
| Jackson County Oregon | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Jasper County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 71,000 |
| Oconee County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 101,000 |
| Bradley County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Davidson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 641,000 | $ 641,000 | $ 182,000 |
| Shelby County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Collin County Texas | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Accomack County Virginia | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
| Campbell County Virginia | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Chesapeake County Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Teton County Wyoming | 1 | $ 1,000 | $ 1,000 | $ 396,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Main Street Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 964 | $150,194,000 | $238,888 | $1,110,000 | $103,944 | $1,248,000 |
| Home Purchase (one-to-four family) | 464 | $64,289,000 | $201,578 | $1,000,000 | $42,315 | $576,000 |
| Home Improvement (one-to-four family) | 73 | $2,275,000 | $31,000 | $441,000 | $49,000 | $200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 12 | $3,784,000 | $201,500 | $699,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,188 | $170,239,000 | $200,380 | $1,110,000 | $62,571 | $1,248,000 |
| Black | 112 | $13,861,000 | $121,200 | $549,000 | $20,400 | $252,000 |
| Information not provided by applicant in mail or telephone application | 104 | $19,784,000 | $262,285 | $680,000 | $117,214 | $587,000 |
| Not applicable | 54 | $7,514,000 | $139,000 | $613,000 | $0 | $0 |
| Asian or Pacific Islander | 27 | $4,953,000 | $164,000 | $502,000 | $31,750 | $226,000 |
| Hispanic | 19 | $2,128,000 | $228,000 | $358,000 | $36,500 | $310,000 |
| American Indian or Alaskan Native | 6 | $628,000 | $104,000 | $239,000 | $56,000 | $129,000 |
| Other | 3 | $1,435,000 | $478,000 | $1,000,000 | $163,000 | $440,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,486 | $217,195,000 | $209,000 | $1,110,000 | $73,958 | $1,248,000 |
| FHA-insured (Federal Housing Administration) | 21 | $2,497,000 | $118,000 | $200,000 | $40,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 6 | $850,000 | $141,000 | $171,000 | $53,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,216 | $173,470,000 | $232,333 | $1,110,000 | $74,722 | $1,248,000 |
| Application Withdrawn By Applicant | 140 | $23,538,000 | $182,866 | $1,000,000 | $45,133 | $440,000 |
| Application Denied By Financial Institution | 119 | $16,373,000 | $194,400 | $735,000 | $106,400 | $396,000 |
| Application Approved But Not Accepted | 38 | $7,161,000 | $158,250 | $748,000 | $47,750 | $600,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.