Main Street Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Main Street Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Main Street Bank 31780 Telegraph Road, Suite 100 Bingham Farms, MI 48025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,613 |
| Total Mortgage Loan Application Amount | $382,125,000 |
| Average Mortgage Loan Application Amount | $224,600 |
| Highest Mortgage Loan Application Amount | $3,105,000 |
| Average Applicant Income | $134,400 |
| Highest Applicant Income | $1,480,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 755 | $ 213,625,000 | $ 282,000 | $ 147,000 |
| Macomb County Michigan | 406 | $ 71,810,000 | $ 176,000 | $ 80,000 |
| Wayne County Michigan | 201 | $ 35,445,000 | $ 176,000 | $ 94,000 |
| St. Clair County Michigan | 30 | $ 5,760,000 | $ 192,000 | $ 73,000 |
| Lapeer County Michigan | 22 | $ 6,170,000 | $ 280,000 | $ 110,000 |
| Livingston County Michigan | 22 | $ 5,370,000 | $ 244,000 | $ 121,000 |
| Washtenaw County Michigan | 15 | $ 4,005,000 | $ 267,000 | $ 150,000 |
| Genesee County Michigan | 12 | $ 2,100,000 | $ 175,000 | $ 84,000 |
| Midland County Michigan | 12 | $ 2,040,000 | $ 170,000 | $ 96,000 |
| Sanilac County Michigan | 6 | $ 1,760,000 | $ 293,000 | $ 92,000 |
| Bay County Michigan | 5 | $ 865,000 | $ 173,000 | $ 89,000 |
| Emmet County Michigan | 5 | $ 1,925,000 | $ 385,000 | $ 455,000 |
| Gladwin County Michigan | 5 | $ 815,000 | $ 163,000 | $ 77,000 |
| Saginaw County Michigan | 5 | $ 1,095,000 | $ 219,000 | $ 82,000 |
| Eaton County Michigan | 4 | $ 560,000 | $ 140,000 | $ 66,000 |
| Iosco County Michigan | 4 | $ 480,000 | $ 120,000 | $ 169,000 |
| Kent County Michigan | 4 | $ 850,000 | $ 212,000 | $ 104,000 |
| Hamilton County Indiana | 3 | $ 805,000 | $ 268,000 | $ 99,000 |
| Antrim County Michigan | 3 | $ 585,000 | $ 195,000 | $ 170,000 |
| Arenac County Michigan | 3 | $ 455,000 | $ 151,000 | $ 82,000 |
| Berrien County Michigan | 3 | $ 315,000 | $ 105,000 | $ 81,000 |
| Grand Traverse County Michigan | 3 | $ 1,005,000 | $ 335,000 | $ 206,000 |
| Sarasota County Florida | 2 | $ 710,000 | $ 355,000 | $ 186,000 |
| Charlevoix County Michigan | 2 | $ 340,000 | $ 170,000 | $ 223,000 |
| Crawford County Michigan | 2 | $ 580,000 | $ 290,000 | $ 252,000 |
| Ingham County Michigan | 2 | $ 550,000 | $ 275,000 | $ 157,000 |
| Leelanau County Michigan | 2 | $ 580,000 | $ 290,000 | $ 69,000 |
| Monroe County Michigan | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Ogemaw County Michigan | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Otsego County Michigan | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Roscommon County Michigan | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Tuscola County Michigan | 2 | $ 270,000 | $ 135,000 | $ 130,000 |
| Missoula County Montana | 2 | $ 970,000 | $ 485,000 | $ 246,000 |
| Mecklenburg County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 239,000 |
| Wake County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Franklin County Ohio | 2 | $ 740,000 | $ 370,000 | $ 150,000 |
| Shelby County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 200,000 |
| Winston County Alabama | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Maricopa County Arizona | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Fresno County California | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| San Bernardino County California | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| San Diego County California | 1 | $ 3,105,000 | $ 3,105,000 | $ 0 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Hillsborough County Florida | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Lee County Florida | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Martin County Florida | 1 | $ 175,000 | $ 175,000 | $ 231,000 |
| Osceola County Florida | 1 | $ 405,000 | $ 405,000 | $ 684,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Coweta County Georgia | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Forsyth County Georgia | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Champaign County Illinois | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| St. Joseph County Indiana | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Leavenworth County Kansas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Christian County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Fayette County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Norfolk County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 186,000 |
| Alcona County Michigan | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Allegan County Michigan | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
| Alpena County Michigan | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Barry County Michigan | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Clinton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 163,000 |
| Huron County Michigan | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| Ionia County Michigan | 1 | $ 345,000 | $ 345,000 | $ 294,000 |
| Isabella County Michigan | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Lake County Michigan | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Lenawee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Mecosta County Michigan | 1 | $ 145,000 | $ 145,000 | $ 164,000 |
| Oceana County Michigan | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Ottawa County Michigan | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Wexford County Michigan | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Clay County Missouri | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Rockingham County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Catawba County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Guilford County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 196,000 |
| Rockingham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 197,000 |
| Union County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 149,000 |
| Cuyahoga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Delaware County Ohio | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Lucas County Ohio | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Medina County Ohio | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Monroe County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Montgomery County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 300,000 |
| Greenville County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Davidson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 291,000 |
| Jefferson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Knox County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 248,000 |
| Salt Lake County Utah | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Main Street Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,059 | $235,085,000 | $221,000 | $3,105,000 | $112,000 | $1,248,000 |
| Refinancing | 348 | $96,690,000 | $277,000 | $1,295,000 | $140,000 | $1,480,000 |
| Cash-out Refinancing | 178 | $44,930,000 | $252,000 | $1,555,000 | $125,000 | $950,000 |
| Other Purpose | 16 | $3,760,000 | $235,000 | $855,000 | $174,000 | $855,000 |
| Home Improvement | 12 | $1,660,000 | $138,000 | $655,000 | $121,000 | $200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,386 | $334,240,000 | $241,000 | $1,555,000 | $123,000 | $1,480,000 |
| Black or African American | 150 | $23,250,000 | $155,000 | $505,000 | $78,000 | $450,000 |
| Asian | 29 | $8,265,000 | $285,000 | $575,000 | $174,000 | $740,000 |
| Hispanic | 28 | $6,460,000 | $230,000 | $395,000 | $139,000 | $556,000 |
| Not applicable | 9 | $7,985,000 | $887,000 | $3,105,000 | $0 | $0 |
| Not Provided | 9 | $1,615,000 | $179,000 | $475,000 | $110,000 | $294,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $235,000 | $170,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,399 | $347,895,000 | $248,000 | $3,105,000 | $128,000 | $1,480,000 |
| FHA-insured (Federal Housing Administration) | 181 | $26,845,000 | $148,000 | $325,000 | $62,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 26 | $6,430,000 | $247,000 | $485,000 | $86,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $955,000 | $136,000 | $195,000 | $51,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,347 | $309,975,000 | $230,000 | $1,555,000 | $118,000 | $1,480,000 |
| Application Withdrawn By Applicant | 150 | $41,180,000 | $274,000 | $1,205,000 | $134,000 | $600,000 |
| Application Denied By Financial Institution | 89 | $18,885,000 | $212,000 | $1,295,000 | $95,000 | $623,000 |
| Application Approved But Not Accepted | 16 | $8,960,000 | $560,000 | $3,105,000 | $163,000 | $417,000 |
| File Closed For Incompleteness | 11 | $3,125,000 | $284,000 | $455,000 | $276,000 | $1,248,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,524 | $363,240,000 | $238,000 | $3,105,000 | $121,000 | $1,480,000 |
| Collateral | 26 | $5,430,000 | $208,000 | $1,125,000 | $98,000 | $467,000 |
| Debt-To-Income Ratio | 20 | $4,500,000 | $225,000 | $415,000 | $84,000 | $232,000 |
| Credit History | 13 | $2,465,000 | $189,000 | $495,000 | $97,000 | $321,000 |
| Credit Application Incomplete | 8 | $1,270,000 | $158,000 | $345,000 | $79,000 | $164,000 |
| Unverifiable Information | 7 | $1,265,000 | $180,000 | $325,000 | $80,000 | $146,000 |
| Employment History | 6 | $950,000 | $158,000 | $365,000 | $58,000 | $124,000 |
| Other | 5 | $1,245,000 | $249,000 | $455,000 | $108,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,760,000 | $440,000 | $1,295,000 | $206,000 | $623,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.