Main Street Bank
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Main Street Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Main Street Bank
31780 Telegraph Road, Suite 100
Bingham Farms, MI 48025
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,613
Total Mortgage Loan Application Amount $382,125,000
Average Mortgage Loan Application Amount $224,600
Highest Mortgage Loan Application Amount $3,105,000
Average Applicant Income $134,400
Highest Applicant Income $1,480,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Main Street Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland County Michigan 755 $ 213,625,000 $ 282,000 $ 147,000
Macomb County Michigan 406 $ 71,810,000 $ 176,000 $ 80,000
Wayne County Michigan 201 $ 35,445,000 $ 176,000 $ 94,000
St. Clair County Michigan 30 $ 5,760,000 $ 192,000 $ 73,000
Lapeer County Michigan 22 $ 6,170,000 $ 280,000 $ 110,000
Livingston County Michigan 22 $ 5,370,000 $ 244,000 $ 121,000
Washtenaw County Michigan 15 $ 4,005,000 $ 267,000 $ 150,000
Genesee County Michigan 12 $ 2,100,000 $ 175,000 $ 84,000
Midland County Michigan 12 $ 2,040,000 $ 170,000 $ 96,000
Sanilac County Michigan 6 $ 1,760,000 $ 293,000 $ 92,000
Bay County Michigan 5 $ 865,000 $ 173,000 $ 89,000
Emmet County Michigan 5 $ 1,925,000 $ 385,000 $ 455,000
Gladwin County Michigan 5 $ 815,000 $ 163,000 $ 77,000
Saginaw County Michigan 5 $ 1,095,000 $ 219,000 $ 82,000
Eaton County Michigan 4 $ 560,000 $ 140,000 $ 66,000
Iosco County Michigan 4 $ 480,000 $ 120,000 $ 169,000
Kent County Michigan 4 $ 850,000 $ 212,000 $ 104,000
Hamilton County Indiana 3 $ 805,000 $ 268,000 $ 99,000
Antrim County Michigan 3 $ 585,000 $ 195,000 $ 170,000
Arenac County Michigan 3 $ 455,000 $ 151,000 $ 82,000
Berrien County Michigan 3 $ 315,000 $ 105,000 $ 81,000
Grand Traverse County Michigan 3 $ 1,005,000 $ 335,000 $ 206,000
Sarasota County Florida 2 $ 710,000 $ 355,000 $ 186,000
Charlevoix County Michigan 2 $ 340,000 $ 170,000 $ 223,000
Crawford County Michigan 2 $ 580,000 $ 290,000 $ 252,000
Ingham County Michigan 2 $ 550,000 $ 275,000 $ 157,000
Leelanau County Michigan 2 $ 580,000 $ 290,000 $ 69,000
Monroe County Michigan 2 $ 270,000 $ 135,000 $ 54,000
Ogemaw County Michigan 2 $ 250,000 $ 125,000 $ 64,000
Otsego County Michigan 2 $ 350,000 $ 175,000 $ 74,000
Roscommon County Michigan 2 $ 320,000 $ 160,000 $ 94,000
Tuscola County Michigan 2 $ 270,000 $ 135,000 $ 130,000
Missoula County Montana 2 $ 970,000 $ 485,000 $ 246,000
Mecklenburg County North Carolina 2 $ 850,000 $ 425,000 $ 239,000
Wake County North Carolina 2 $ 380,000 $ 190,000 $ 53,000
Franklin County Ohio 2 $ 740,000 $ 370,000 $ 150,000
Shelby County Tennessee 2 $ 820,000 $ 410,000 $ 200,000
Winston County Alabama 1 $ 105,000 $ 105,000 $ 46,000
Maricopa County Arizona 1 $ 265,000 $ 265,000 $ 95,000
Fresno County California 1 $ 325,000 $ 325,000 $ 186,000
San Bernardino County California 1 $ 225,000 $ 225,000 $ 151,000
San Diego County California 1 $ 3,105,000 $ 3,105,000 $ 0
Collier County Florida 1 $ 185,000 $ 185,000 $ 73,000
Hillsborough County Florida 1 $ 375,000 $ 375,000 $ 190,000
Lee County Florida 1 $ 275,000 $ 275,000 $ 113,000
Marion County Florida 1 $ 195,000 $ 195,000 $ 59,000
Martin County Florida 1 $ 175,000 $ 175,000 $ 231,000
Osceola County Florida 1 $ 405,000 $ 405,000 $ 684,000
Palm Beach County Florida 1 $ 115,000 $ 115,000 $ 66,000
Coweta County Georgia 1 $ 325,000 $ 325,000 $ 153,000
Forsyth County Georgia 1 $ 325,000 $ 325,000 $ 131,000
Champaign County Illinois 1 $ 85,000 $ 85,000 $ 72,000
Cook County Illinois 1 $ 225,000 $ 225,000 $ 87,000
St. Joseph County Indiana 1 $ 75,000 $ 75,000 $ 69,000
Leavenworth County Kansas 1 $ 205,000 $ 205,000 $ 80,000
Christian County Kentucky 1 $ 225,000 $ 225,000 $ 72,000
Fayette County Kentucky 1 $ 265,000 $ 265,000 $ 73,000
Norfolk County Massachusetts 1 $ 435,000 $ 435,000 $ 186,000
Alcona County Michigan 1 $ 235,000 $ 235,000 $ 180,000
Allegan County Michigan 1 $ 275,000 $ 275,000 $ 183,000
Alpena County Michigan 1 $ 215,000 $ 215,000 $ 175,000
Barry County Michigan 1 $ 125,000 $ 125,000 $ 90,000
Clinton County Michigan 1 $ 255,000 $ 255,000 $ 163,000
Huron County Michigan 1 $ 235,000 $ 235,000 $ 230,000
Ionia County Michigan 1 $ 345,000 $ 345,000 $ 294,000
Isabella County Michigan 1 $ 145,000 $ 145,000 $ 82,000
Kalamazoo County Michigan 1 $ 135,000 $ 135,000 $ 43,000
Lake County Michigan 1 $ 145,000 $ 145,000 $ 135,000
Lenawee County Michigan 1 $ 195,000 $ 195,000 $ 70,000
Mecosta County Michigan 1 $ 145,000 $ 145,000 $ 164,000
Oceana County Michigan 1 $ 85,000 $ 85,000 $ 37,000
Ottawa County Michigan 1 $ 415,000 $ 415,000 $ 150,000
Wexford County Michigan 1 $ 235,000 $ 235,000 $ 122,000
Clay County Missouri 1 $ 225,000 $ 225,000 $ 73,000
Rockingham County New Hampshire 1 $ 305,000 $ 305,000 $ 166,000
Catawba County North Carolina 1 $ 445,000 $ 445,000 $ 165,000
Guilford County North Carolina 1 $ 375,000 $ 375,000 $ 196,000
Rockingham County North Carolina 1 $ 335,000 $ 335,000 $ 197,000
Union County North Carolina 1 $ 395,000 $ 395,000 $ 149,000
Cuyahoga County Ohio 1 $ 145,000 $ 145,000 $ 51,000
Delaware County Ohio 1 $ 385,000 $ 385,000 $ 150,000
Lucas County Ohio 1 $ 245,000 $ 245,000 $ 100,000
Medina County Ohio 1 $ 255,000 $ 255,000 $ 102,000
Summit County Ohio 1 $ 95,000 $ 95,000 $ 150,000
Monroe County Pennsylvania 1 $ 85,000 $ 85,000 $ 80,000
Montgomery County Pennsylvania 1 $ 485,000 $ 485,000 $ 300,000
Greenville County South Carolina 1 $ 195,000 $ 195,000 $ 82,000
Horry County South Carolina 1 $ 105,000 $ 105,000 $ 193,000
Davidson County Tennessee 1 $ 105,000 $ 105,000 $ 291,000
Jefferson County Tennessee 1 $ 225,000 $ 225,000 $ 88,000
Knox County Tennessee 1 $ 605,000 $ 605,000 $ 248,000
Salt Lake County Utah 1 $ 195,000 $ 195,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Main Street Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,059 $235,085,000 $221,000 $3,105,000 $112,000 $1,248,000
Refinancing 348 $96,690,000 $277,000 $1,295,000 $140,000 $1,480,000
Cash-out Refinancing 178 $44,930,000 $252,000 $1,555,000 $125,000 $950,000
Other Purpose 16 $3,760,000 $235,000 $855,000 $174,000 $855,000
Home Improvement 12 $1,660,000 $138,000 $655,000 $121,000 $200,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,386 $334,240,000 $241,000 $1,555,000 $123,000 $1,480,000
Black or African American 150 $23,250,000 $155,000 $505,000 $78,000 $450,000
Asian 29 $8,265,000 $285,000 $575,000 $174,000 $740,000
Hispanic 28 $6,460,000 $230,000 $395,000 $139,000 $556,000
Not applicable 9 $7,985,000 $887,000 $3,105,000 $0 $0
Not Provided 9 $1,615,000 $179,000 $475,000 $110,000 $294,000
American Indian or Alaskan Native 2 $310,000 $155,000 $235,000 $170,000 $236,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,399 $347,895,000 $248,000 $3,105,000 $128,000 $1,480,000
FHA-insured (Federal Housing Administration) 181 $26,845,000 $148,000 $325,000 $62,000 $253,000
VA-guaranteed (Veterans Administration) 26 $6,430,000 $247,000 $485,000 $86,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $955,000 $136,000 $195,000 $51,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,347 $309,975,000 $230,000 $1,555,000 $118,000 $1,480,000
Application Withdrawn By Applicant 150 $41,180,000 $274,000 $1,205,000 $134,000 $600,000
Application Denied By Financial Institution 89 $18,885,000 $212,000 $1,295,000 $95,000 $623,000
Application Approved But Not Accepted 16 $8,960,000 $560,000 $3,105,000 $163,000 $417,000
File Closed For Incompleteness 11 $3,125,000 $284,000 $455,000 $276,000 $1,248,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,524 $363,240,000 $238,000 $3,105,000 $121,000 $1,480,000
Collateral 26 $5,430,000 $208,000 $1,125,000 $98,000 $467,000
Debt-To-Income Ratio 20 $4,500,000 $225,000 $415,000 $84,000 $232,000
Credit History 13 $2,465,000 $189,000 $495,000 $97,000 $321,000
Credit Application Incomplete 8 $1,270,000 $158,000 $345,000 $79,000 $164,000
Unverifiable Information 7 $1,265,000 $180,000 $325,000 $80,000 $146,000
Employment History 6 $950,000 $158,000 $365,000 $58,000 $124,000
Other 5 $1,245,000 $249,000 $455,000 $108,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,760,000 $440,000 $1,295,000 $206,000 $623,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List