Main Street Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Main Street Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Main Street Bank 31780 Telegraph Road, Suite 100 Bingham Farms, MI 48025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,676 |
| Total Mortgage Loan Application Amount | $348,293,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $1,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 821 | $ 194,473,000 | $ 236,000 | $ 124,000 |
| Macomb County Michigan | 439 | $ 73,053,000 | $ 166,000 | $ 73,000 |
| Wayne County Michigan | 225 | $ 40,503,000 | $ 180,000 | $ 96,000 |
| St. Clair County Michigan | 32 | $ 5,507,000 | $ 172,000 | $ 78,000 |
| Livingston County Michigan | 22 | $ 5,852,000 | $ 266,000 | $ 115,000 |
| Genesee County Michigan | 19 | $ 3,359,000 | $ 176,000 | $ 82,000 |
| Washtenaw County Michigan | 16 | $ 4,172,000 | $ 260,000 | $ 116,000 |
| Lapeer County Michigan | 14 | $ 2,746,000 | $ 196,000 | $ 97,000 |
| Los Angeles County California | 4 | $ 1,728,000 | $ 432,000 | $ 251,000 |
| Roscommon County Michigan | 3 | $ 295,000 | $ 98,000 | $ 412,000 |
| Douglas County Colorado | 2 | $ 560,000 | $ 280,000 | $ 68,000 |
| Lee County Florida | 2 | $ 439,000 | $ 219,000 | $ 483,000 |
| Miami-Dade County Florida | 2 | $ 561,000 | $ 280,000 | $ 405,000 |
| Palm Beach County Florida | 2 | $ 174,000 | $ 87,000 | $ 63,000 |
| Cook County Illinois | 2 | $ 450,000 | $ 225,000 | $ 130,000 |
| Antrim County Michigan | 2 | $ 533,000 | $ 266,000 | $ 159,000 |
| Charlevoix County Michigan | 2 | $ 429,000 | $ 214,000 | $ 218,000 |
| Clinton County Michigan | 2 | $ 593,000 | $ 296,000 | $ 258,000 |
| Kalkaska County Michigan | 2 | $ 313,000 | $ 156,000 | $ 149,000 |
| Kent County Michigan | 2 | $ 309,000 | $ 154,000 | $ 92,000 |
| Mecosta County Michigan | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| Montmorency County Michigan | 2 | $ 295,000 | $ 147,000 | $ 115,000 |
| Otsego County Michigan | 2 | $ 383,000 | $ 191,000 | $ 216,000 |
| Wexford County Michigan | 2 | $ 222,000 | $ 111,000 | $ 165,000 |
| Travis County Texas | 2 | $ 453,000 | $ 226,000 | $ 303,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Pulaski County Arkansas | 1 | $ 323,000 | $ 323,000 | $ 175,000 |
| Riverside County California | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Brevard County Florida | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
| Collier County Florida | 1 | $ 247,000 | $ 247,000 | $ 122,000 |
| Martin County Florida | 1 | $ 283,000 | $ 283,000 | $ 99,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 366,000 |
| Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 514,000 |
| Walton County Florida | 1 | $ 333,000 | $ 333,000 | $ 168,000 |
| Forsyth County Georgia | 1 | $ 264,000 | $ 264,000 | $ 92,000 |
| Kane County Illinois | 1 | $ 196,000 | $ 196,000 | $ 103,000 |
| Lake County Illinois | 1 | $ 298,000 | $ 298,000 | $ 178,000 |
| Will County Illinois | 1 | $ 248,000 | $ 248,000 | $ 92,000 |
| Marion County Indiana | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Madison County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Caddo County Louisiana | 1 | $ 396,000 | $ 396,000 | $ 237,000 |
| Middlesex County Massachusetts | 1 | $ 358,000 | $ 358,000 | $ 180,000 |
| Alpena County Michigan | 1 | $ 70,000 | $ 70,000 | $ 111,000 |
| Arenac County Michigan | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Barry County Michigan | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Benzie County Michigan | 1 | $ 234,000 | $ 234,000 | $ 235,000 |
| Clare County Michigan | 1 | $ 219,000 | $ 219,000 | $ 57,000 |
| Gladwin County Michigan | 1 | $ 202,000 | $ 202,000 | $ 369,000 |
| Huron County Michigan | 1 | $ 216,000 | $ 216,000 | $ 224,000 |
| Iosco County Michigan | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Jackson County Michigan | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Kalamazoo County Michigan | 1 | $ 76,000 | $ 76,000 | $ 20,000 |
| Leelanau County Michigan | 1 | $ 375,000 | $ 375,000 | $ 1,300,000 |
| Monroe County Michigan | 1 | $ 160,000 | $ 160,000 | $ 156,000 |
| Muskegon County Michigan | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Oceana County Michigan | 1 | $ 99,000 | $ 99,000 | $ 127,000 |
| Saginaw County Michigan | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Sanilac County Michigan | 1 | $ 409,000 | $ 409,000 | $ 518,000 |
| Tuscola County Michigan | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 430,000 |
| Cooper County Missouri | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Platte County Missouri | 1 | $ 310,000 | $ 310,000 | $ 148,000 |
| Ocean County New Jersey | 1 | $ 42,000 | $ 42,000 | $ 23,000 |
| Erie County New York | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Brunswick County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Union County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 198,000 |
| Butler County Ohio | 1 | $ 182,000 | $ 182,000 | $ 133,000 |
| Lucas County Ohio | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Ottawa County Ohio | 1 | $ 389,000 | $ 389,000 | $ 143,000 |
| Portage County Ohio | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Sumner County Tennessee | 1 | $ 390,000 | $ 390,000 | $ 135,000 |
| Harris County Texas | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Williamson County Texas | 1 | $ 250,000 | $ 250,000 | $ 543,000 |
| Alexandria County Virginia | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Franklin County Virginia | 1 | $ 159,000 | $ 159,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Main Street Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,083 | $211,039,000 | $194,000 | $1,351,000 | $99,000 | $1,300,000 |
| Refinancing | 507 | $120,101,000 | $236,000 | $1,995,000 | $130,000 | $1,300,000 |
| Home Improvement | 86 | $17,153,000 | $199,000 | $417,000 | $97,000 | $393,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,475 | $311,956,000 | $211,000 | $1,995,000 | $113,000 | $1,300,000 |
| Black or African American | 130 | $18,301,000 | $140,000 | $413,000 | $63,000 | $165,000 |
| Hispanic | 27 | $5,862,000 | $217,000 | $405,000 | $93,000 | $286,000 |
| Asian | 27 | $7,110,000 | $263,000 | $1,000,000 | $123,000 | $474,000 |
| Not applicable | 9 | $3,973,000 | $441,000 | $956,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $898,000 | $149,000 | $252,000 | $78,000 | $159,000 |
| Not Provided | 2 | $193,000 | $96,000 | $140,000 | $199,000 | $291,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,276 | $288,558,000 | $226,000 | $1,995,000 | $123,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) | 363 | $53,380,000 | $147,000 | $280,000 | $60,000 | $428,000 |
| VA-guaranteed (Veterans Administration) | 35 | $6,077,000 | $173,000 | $306,000 | $73,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $278,000 | $139,000 | $158,000 | $37,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,425 | $295,730,000 | $207,000 | $1,995,000 | $109,000 | $1,300,000 |
| Application Withdrawn By Applicant | 134 | $29,206,000 | $217,000 | $945,000 | $119,000 | $1,300,000 |
| Application Denied By Financial Institution | 76 | $13,565,000 | $178,000 | $417,000 | $80,000 | $287,000 |
| Application Approved But Not Accepted | 29 | $6,009,000 | $207,000 | $700,000 | $90,000 | $300,000 |
| File Closed For Incompleteness | 12 | $3,783,000 | $315,000 | $500,000 | $154,000 | $382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.