Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Entegra Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Entegra Bank 14 One Center Court Franklin, NC 28734 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
Total Number of Mortgage Applications | 936 |
Total Mortgage Loan Application Amount | $213,850,000 |
Average Mortgage Loan Application Amount | $187,400 |
Highest Mortgage Loan Application Amount | $2,685,000 |
Average Applicant Income | $98,400 |
Highest Applicant Income | $1,847,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Macon County North Carolina | 239 | $ 42,785,000 | $ 179,000 | $ 97,000 |
Jackson County North Carolina | 110 | $ 28,360,000 | $ 257,000 | $ 145,000 |
Buncombe County North Carolina | 66 | $ 23,370,000 | $ 354,000 | $ 168,000 |
Pickens County South Carolina | 58 | $ 14,980,000 | $ 258,000 | $ 149,000 |
Henderson County North Carolina | 51 | $ 12,205,000 | $ 239,000 | $ 100,000 |
Haywood County North Carolina | 44 | $ 9,840,000 | $ 223,000 | $ 118,000 |
Polk County North Carolina | 36 | $ 8,270,000 | $ 229,000 | $ 121,000 |
Cherokee County North Carolina | 33 | $ 3,875,000 | $ 117,000 | $ 76,000 |
Transylvania County North Carolina | 32 | $ 8,050,000 | $ 251,000 | $ 117,000 |
Anderson County South Carolina | 31 | $ 7,635,000 | $ 246,000 | $ 123,000 |
Greenville County South Carolina | 30 | $ 6,640,000 | $ 221,000 | $ 148,000 |
Pickens County Georgia | 26 | $ 2,100,000 | $ 80,000 | $ 50,000 |
Oconee County South Carolina | 21 | $ 5,705,000 | $ 271,000 | $ 234,000 |
Spartanburg County South Carolina | 21 | $ 11,515,000 | $ 548,000 | $ 94,000 |
Gilmer County Georgia | 16 | $ 1,950,000 | $ 121,000 | $ 49,000 |
Swain County North Carolina | 12 | $ 2,280,000 | $ 190,000 | $ 88,000 |
Barrow County Georgia | 11 | $ 1,135,000 | $ 103,000 | $ 240,000 |
Hall County Georgia | 8 | $ 4,140,000 | $ 517,000 | $ 83,000 |
Towns County Georgia | 7 | $ 1,075,000 | $ 153,000 | $ 130,000 |
Rabun County Georgia | 6 | $ 920,000 | $ 153,000 | $ 110,000 |
Fannin County Georgia | 5 | $ 735,000 | $ 147,000 | $ 53,000 |
Laurens County South Carolina | 5 | $ 1,435,000 | $ 287,000 | $ 113,000 |
Cherokee County Georgia | 4 | $ 910,000 | $ 227,000 | $ 131,000 |
Paulding County Georgia | 4 | $ 370,000 | $ 92,000 | $ 35,000 |
Union County Georgia | 3 | $ 525,000 | $ 175,000 | $ 60,000 |
Clay County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 154,000 |
McDowell County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 139,000 |
Rutherford County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 49,000 |
McCormick County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 81,000 |
Richland County South Carolina | 3 | $ 365,000 | $ 121,000 | $ 0 |
Glynn County Georgia | 2 | $ 420,000 | $ 210,000 | $ 0 |
Gwinnett County Georgia | 2 | $ 350,000 | $ 175,000 | $ 191,000 |
Catawba County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
Madison County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 168,000 |
Mecklenburg County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
Charleston County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 112,000 |
Cherokee County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
Georgetown County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 78,000 |
District of Columbia County District Of Columbia | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
Lake County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
Banks County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
Bartow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
Forsyth County Georgia | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
Gordon County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
Jackson County Georgia | 1 | $ 445,000 | $ 445,000 | $ 0 |
Murray County Georgia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
New York County New York | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
Brunswick County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
Burke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 223,000 |
Caldwell County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 446,000 |
Graham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
Lee County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
Orange County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
Wake County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
Beaufort County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 238,000 |
Greenwood County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
York County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
Cocke County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
Polk County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
Grays Harbor County Washington | 1 | $ 15,000 | $ 15,000 | $ 202,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 662 | $158,090,000 | $238,000 | $2,685,000 | $123,000 | $1,847,000 |
Refinancing | 153 | $32,305,000 | $211,000 | $1,755,000 | $114,000 | $759,000 |
Cash-out Refinancing | 93 | $19,645,000 | $211,000 | $955,000 | $90,000 | $348,000 |
Other Purpose | 23 | $3,095,000 | $134,000 | $565,000 | $98,000 | $715,000 |
Home Improvement | 5 | $715,000 | $143,000 | $295,000 | $67,000 | $89,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 753 | $155,845,000 | $206,000 | $1,505,000 | $117,000 | $1,847,000 |
Not applicable | 101 | $42,535,000 | $421,000 | $2,685,000 | $0 | $0 |
Not Provided | 32 | $6,170,000 | $192,000 | $505,000 | $167,000 | $1,294,000 |
Hispanic | 21 | $3,525,000 | $167,000 | $645,000 | $71,000 | $263,000 |
Black or African American | 13 | $2,415,000 | $185,000 | $395,000 | $73,000 | $236,000 |
Asian | 11 | $2,235,000 | $203,000 | $455,000 | $102,000 | $287,000 |
American Indian or Alaskan Native | 4 | $880,000 | $220,000 | $385,000 | $245,000 | $616,000 |
Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $92,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 935 | $213,765,000 | $228,000 | $2,685,000 | $117,000 | $1,847,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $85,000 | $85,000 | $85,000 | $15,000 | $15,000 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 614 | $149,350,000 | $243,000 | $2,685,000 | $130,000 | $1,847,000 |
Application Denied By Financial Institution | 146 | $26,590,000 | $182,000 | $805,000 | $76,000 | $356,000 |
Application Withdrawn By Applicant | 96 | $21,000,000 | $218,000 | $1,005,000 | $107,000 | $815,000 |
File Closed For Incompleteness | 59 | $13,675,000 | $231,000 | $1,005,000 | $128,000 | $800,000 |
Application Approved But Not Accepted | 21 | $3,235,000 | $154,000 | $475,000 | $85,000 | $203,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 790 | $187,260,000 | $237,000 | $2,685,000 | $126,000 | $1,847,000 |
Debt-To-Income Ratio | 52 | $11,510,000 | $221,000 | $665,000 | $52,000 | $170,000 |
Credit History | 48 | $7,580,000 | $157,000 | $735,000 | $69,000 | $233,000 |
Other | 21 | $3,825,000 | $182,000 | $805,000 | $161,000 | $356,000 |
Collateral | 19 | $2,865,000 | $150,000 | $385,000 | $88,000 | $184,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $535,000 | $107,000 | $205,000 | $42,000 | $64,000 |
Unverifiable Information | 1 | $275,000 | $275,000 | $275,000 | $76,000 | $76,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.