Entegra Bank
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Entegra Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Entegra Bank
14 One Center Court
Franklin, NC 28734
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 936
Total Mortgage Loan Application Amount $213,850,000
Average Mortgage Loan Application Amount $187,400
Highest Mortgage Loan Application Amount $2,685,000
Average Applicant Income $98,400
Highest Applicant Income $1,847,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Entegra Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Macon County North Carolina 239 $ 42,785,000 $ 179,000 $ 97,000
Jackson County North Carolina 110 $ 28,360,000 $ 257,000 $ 145,000
Buncombe County North Carolina 66 $ 23,370,000 $ 354,000 $ 168,000
Pickens County South Carolina 58 $ 14,980,000 $ 258,000 $ 149,000
Henderson County North Carolina 51 $ 12,205,000 $ 239,000 $ 100,000
Haywood County North Carolina 44 $ 9,840,000 $ 223,000 $ 118,000
Polk County North Carolina 36 $ 8,270,000 $ 229,000 $ 121,000
Cherokee County North Carolina 33 $ 3,875,000 $ 117,000 $ 76,000
Transylvania County North Carolina 32 $ 8,050,000 $ 251,000 $ 117,000
Anderson County South Carolina 31 $ 7,635,000 $ 246,000 $ 123,000
Greenville County South Carolina 30 $ 6,640,000 $ 221,000 $ 148,000
Pickens County Georgia 26 $ 2,100,000 $ 80,000 $ 50,000
Oconee County South Carolina 21 $ 5,705,000 $ 271,000 $ 234,000
Spartanburg County South Carolina 21 $ 11,515,000 $ 548,000 $ 94,000
Gilmer County Georgia 16 $ 1,950,000 $ 121,000 $ 49,000
Swain County North Carolina 12 $ 2,280,000 $ 190,000 $ 88,000
Barrow County Georgia 11 $ 1,135,000 $ 103,000 $ 240,000
Hall County Georgia 8 $ 4,140,000 $ 517,000 $ 83,000
Towns County Georgia 7 $ 1,075,000 $ 153,000 $ 130,000
Rabun County Georgia 6 $ 920,000 $ 153,000 $ 110,000
Fannin County Georgia 5 $ 735,000 $ 147,000 $ 53,000
Laurens County South Carolina 5 $ 1,435,000 $ 287,000 $ 113,000
Cherokee County Georgia 4 $ 910,000 $ 227,000 $ 131,000
Paulding County Georgia 4 $ 370,000 $ 92,000 $ 35,000
Union County Georgia 3 $ 525,000 $ 175,000 $ 60,000
Clay County North Carolina 3 $ 525,000 $ 175,000 $ 154,000
McDowell County North Carolina 3 $ 725,000 $ 241,000 $ 139,000
Rutherford County North Carolina 3 $ 395,000 $ 131,000 $ 49,000
McCormick County South Carolina 3 $ 435,000 $ 145,000 $ 81,000
Richland County South Carolina 3 $ 365,000 $ 121,000 $ 0
Glynn County Georgia 2 $ 420,000 $ 210,000 $ 0
Gwinnett County Georgia 2 $ 350,000 $ 175,000 $ 191,000
Catawba County North Carolina 2 $ 360,000 $ 180,000 $ 61,000
Madison County North Carolina 2 $ 590,000 $ 295,000 $ 168,000
Mecklenburg County North Carolina 2 $ 330,000 $ 165,000 $ 48,000
Charleston County South Carolina 2 $ 590,000 $ 295,000 $ 112,000
Cherokee County South Carolina 2 $ 210,000 $ 105,000 $ 42,000
Georgetown County South Carolina 2 $ 550,000 $ 275,000 $ 78,000
District of Columbia County District Of Columbia 1 $ 85,000 $ 85,000 $ 10,000
Alachua County Florida 1 $ 165,000 $ 165,000 $ 42,000
Bay County Florida 1 $ 245,000 $ 245,000 $ 0
Lake County Florida 1 $ 115,000 $ 115,000 $ 0
Banks County Georgia 1 $ 165,000 $ 165,000 $ 0
Bartow County Georgia 1 $ 55,000 $ 55,000 $ 41,000
Forsyth County Georgia 1 $ 1,805,000 $ 1,805,000 $ 0
Gordon County Georgia 1 $ 125,000 $ 125,000 $ 0
Jackson County Georgia 1 $ 445,000 $ 445,000 $ 0
Murray County Georgia 1 $ 105,000 $ 105,000 $ 44,000
New York County New York 1 $ 25,000 $ 25,000 $ 154,000
Brunswick County North Carolina 1 $ 115,000 $ 115,000 $ 0
Burke County North Carolina 1 $ 165,000 $ 165,000 $ 223,000
Caldwell County North Carolina 1 $ 875,000 $ 875,000 $ 446,000
Graham County North Carolina 1 $ 385,000 $ 385,000 $ 169,000
Lee County North Carolina 1 $ 275,000 $ 275,000 $ 0
Orange County North Carolina 1 $ 365,000 $ 365,000 $ 0
Wake County North Carolina 1 $ 305,000 $ 305,000 $ 100,000
Beaufort County South Carolina 1 $ 375,000 $ 375,000 $ 238,000
Greenwood County South Carolina 1 $ 115,000 $ 115,000 $ 64,000
Lexington County South Carolina 1 $ 165,000 $ 165,000 $ 78,000
York County South Carolina 1 $ 275,000 $ 275,000 $ 92,000
Cocke County Tennessee 1 $ 295,000 $ 295,000 $ 0
Polk County Tennessee 1 $ 15,000 $ 15,000 $ 12,000
Sevier County Tennessee 1 $ 125,000 $ 125,000 $ 125,000
Grays Harbor County Washington 1 $ 15,000 $ 15,000 $ 202,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Entegra Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 662 $158,090,000 $238,000 $2,685,000 $123,000 $1,847,000
Refinancing 153 $32,305,000 $211,000 $1,755,000 $114,000 $759,000
Cash-out Refinancing 93 $19,645,000 $211,000 $955,000 $90,000 $348,000
Other Purpose 23 $3,095,000 $134,000 $565,000 $98,000 $715,000
Home Improvement 5 $715,000 $143,000 $295,000 $67,000 $89,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 753 $155,845,000 $206,000 $1,505,000 $117,000 $1,847,000
Not applicable 101 $42,535,000 $421,000 $2,685,000 $0 $0
Not Provided 32 $6,170,000 $192,000 $505,000 $167,000 $1,294,000
Hispanic 21 $3,525,000 $167,000 $645,000 $71,000 $263,000
Black or African American 13 $2,415,000 $185,000 $395,000 $73,000 $236,000
Asian 11 $2,235,000 $203,000 $455,000 $102,000 $287,000
American Indian or Alaskan Native 4 $880,000 $220,000 $385,000 $245,000 $616,000
Native Hawaiian or Other Pacific Islander 1 $245,000 $245,000 $245,000 $92,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 935 $213,765,000 $228,000 $2,685,000 $117,000 $1,847,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $85,000 $85,000 $85,000 $15,000 $15,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 614 $149,350,000 $243,000 $2,685,000 $130,000 $1,847,000
Application Denied By Financial Institution 146 $26,590,000 $182,000 $805,000 $76,000 $356,000
Application Withdrawn By Applicant 96 $21,000,000 $218,000 $1,005,000 $107,000 $815,000
File Closed For Incompleteness 59 $13,675,000 $231,000 $1,005,000 $128,000 $800,000
Application Approved But Not Accepted 21 $3,235,000 $154,000 $475,000 $85,000 $203,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 790 $187,260,000 $237,000 $2,685,000 $126,000 $1,847,000
Debt-To-Income Ratio 52 $11,510,000 $221,000 $665,000 $52,000 $170,000
Credit History 48 $7,580,000 $157,000 $735,000 $69,000 $233,000
Other 21 $3,825,000 $182,000 $805,000 $161,000 $356,000
Collateral 19 $2,865,000 $150,000 $385,000 $88,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 5 $535,000 $107,000 $205,000 $42,000 $64,000
Unverifiable Information 1 $275,000 $275,000 $275,000 $76,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List