Mackinac Savings Bank Fsb
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Mackinac Savings Bank Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mackinac Savings Bank Fsb 280 N Congress Ave Boynton Beach, FL 33426 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 744 |
| Total Mortgage Loan Application Amount | $160,962,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $780,000 |
| Average Applicant Income | $112,666 |
| Highest Applicant Income | $5,261,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Worcester County Massachusetts | 380 | $ 78,741,000 | $ 207,000 | $ 87,000 |
| Broward County Florida | 97 | $ 22,157,000 | $ 228,000 | $ 176,000 |
| Palm Beach County Florida | 25 | $ 3,899,000 | $ 155,000 | $ 70,000 |
| Oakland County Michigan | 23 | $ 5,359,000 | $ 233,000 | $ 136,000 |
| Middlesex County Massachusetts | 16 | $ 4,382,000 | $ 273,000 | $ 116,000 |
| Norfolk County Massachusetts | 12 | $ 3,576,000 | $ 298,000 | $ 149,000 |
| Macomb County Michigan | 12 | $ 1,214,000 | $ 101,000 | $ 86,000 |
| Miami-Dade County Florida | 10 | $ 3,487,000 | $ 348,000 | $ 233,000 |
| Hampden County Massachusetts | 10 | $ 1,497,000 | $ 149,000 | $ 133,000 |
| Barnstable County Massachusetts | 8 | $ 1,945,000 | $ 243,000 | $ 162,000 |
| Suffolk County Massachusetts | 8 | $ 2,850,000 | $ 356,000 | $ 130,000 |
| Windham County Connecticut | 7 | $ 1,374,000 | $ 196,000 | $ 75,000 |
| St. Lucie County Florida | 7 | $ 786,000 | $ 112,000 | $ 93,000 |
| Washtenaw County Michigan | 7 | $ 1,138,000 | $ 162,000 | $ 114,000 |
| Wayne County Michigan | 7 | $ 1,731,000 | $ 247,000 | $ 151,000 |
| Osceola County Florida | 5 | $ 606,000 | $ 121,000 | $ 60,000 |
| Pinellas County Florida | 5 | $ 794,000 | $ 158,000 | $ 76,000 |
| Middlesex County Connecticut | 4 | $ 1,603,000 | $ 400,000 | $ 247,000 |
| St. Johns County Florida | 4 | $ 1,327,000 | $ 331,000 | $ 83,000 |
| Orange County Florida | 3 | $ 694,000 | $ 231,000 | $ 81,000 |
| Essex County Massachusetts | 3 | $ 657,000 | $ 219,000 | $ 83,000 |
| Pima County Arizona | 2 | $ 666,000 | $ 333,000 | $ 394,000 |
| Santa Clara County California | 2 | $ 645,000 | $ 322,000 | $ 215,000 |
| Boulder County Colorado | 2 | $ 445,000 | $ 222,000 | $ 128,000 |
| Jefferson County Colorado | 2 | $ 396,000 | $ 198,000 | $ 136,000 |
| New Haven County Connecticut | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| Brevard County Florida | 2 | $ 533,000 | $ 266,000 | $ 171,000 |
| Pasco County Florida | 2 | $ 348,000 | $ 174,000 | $ 50,000 |
| Seminole County Florida | 2 | $ 257,000 | $ 128,000 | $ 77,000 |
| Cook County Illinois | 2 | $ 823,000 | $ 411,000 | $ 213,000 |
| Hampshire County Massachusetts | 2 | $ 353,000 | $ 176,000 | $ 65,000 |
| Plymouth County Massachusetts | 2 | $ 508,000 | $ 254,000 | $ 96,000 |
| Clinton County Michigan | 2 | $ 693,000 | $ 346,000 | $ 114,000 |
| Ingham County Michigan | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Lenawee County Michigan | 2 | $ 301,000 | $ 150,000 | $ 103,000 |
| Livingston County Michigan | 2 | $ 377,000 | $ 188,000 | $ 124,000 |
| Union County New Jersey | 2 | $ 282,000 | $ 141,000 | $ 40,000 |
| Williamson County Tennessee | 2 | $ 832,000 | $ 416,000 | $ 238,000 |
| Dallas County Texas | 2 | $ 487,000 | $ 243,000 | $ 213,000 |
| Fairfax County Virginia | 2 | $ 481,000 | $ 240,000 | $ 146,000 |
| Orange County California | 1 | $ 198,000 | $ 198,000 | $ 85,000 |
| San Mateo County California | 1 | $ 228,000 | $ 228,000 | $ 65,000 |
| Solano County California | 1 | $ 337,000 | $ 337,000 | $ 74,000 |
| El Paso County Colorado | 1 | $ 228,000 | $ 228,000 | $ 125,000 |
| Fremont County Colorado | 1 | $ 292,000 | $ 292,000 | $ 66,000 |
| Teller County Colorado | 1 | $ 340,000 | $ 340,000 | $ 90,000 |
| New Castle County Delaware | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Columbia County Florida | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 7,000 |
| Highlands County Florida | 1 | $ 269,000 | $ 269,000 | $ 219,000 |
| Hillsborough County Florida | 1 | $ 293,000 | $ 293,000 | $ 106,000 |
| Lake County Florida | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Manatee County Florida | 1 | $ 242,000 | $ 242,000 | $ 59,000 |
| Sarasota County Florida | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Barrow County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 159,000 | $ 159,000 | $ 49,000 |
| DeKalb County Georgia | 1 | $ 161,000 | $ 161,000 | $ 116,000 |
| York County Maine | 1 | $ 351,000 | $ 351,000 | $ 102,000 |
| Bristol County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Benzie County Michigan | 1 | $ 407,000 | $ 407,000 | $ 324,000 |
| Berrien County Michigan | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| Jackson County Michigan | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Kent County Michigan | 1 | $ 211,000 | $ 211,000 | $ 109,000 |
| Leelanau County Michigan | 1 | $ 405,000 | $ 405,000 | $ 282,000 |
| Mecosta County Michigan | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Oscoda County Michigan | 1 | $ 278,000 | $ 278,000 | $ 469,000 |
| Otsego County Michigan | 1 | $ 113,000 | $ 113,000 | $ 99,000 |
| Clark County Nevada | 1 | $ 393,000 | $ 393,000 | $ 311,000 |
| Carroll County New Hampshire | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Grafton County New Hampshire | 1 | $ 184,000 | $ 184,000 | $ 112,000 |
| Rockingham County New Hampshire | 1 | $ 479,000 | $ 479,000 | $ 173,000 |
| Sullivan County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 179,000 |
| Monmouth County New Jersey | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Morris County New Jersey | 1 | $ 174,000 | $ 174,000 | $ 288,000 |
| Santa Fe County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 160,000 |
| Bronx County New York | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Alleghany County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 175,000 |
| Brunswick County North Carolina | 1 | $ 354,000 | $ 354,000 | $ 165,000 |
| Buncombe County North Carolina | 1 | $ 776,000 | $ 776,000 | $ 928,000 |
| Henderson County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 493,000 |
| New Hanover County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Bryan County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 149,000 |
| Clackamas County Oregon | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Bucks County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 153,000 |
| Kent County Rhode Island | 1 | $ 178,000 | $ 178,000 | $ 65,000 |
| Wilson County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 132,000 |
| Bexar County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Harris County Texas | 1 | $ 322,000 | $ 322,000 | $ 215,000 |
| Windsor County Vermont | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Albemarle County Virginia | 1 | $ 310,000 | $ 310,000 | $ 125,000 |
| Monongalia County West Virginia | 1 | $ 288,000 | $ 288,000 | $ 149,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mackinac Savings Bank Fsb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 430 | $100,490,000 | $233,000 | $780,000 | $113,000 | $666,000 |
| Home Purchase | 302 | $57,721,000 | $191,000 | $776,000 | $114,000 | $5,261,000 |
| Home Improvement | 12 | $2,751,000 | $229,000 | $394,000 | $111,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $142,468,000 | $217,000 | $780,000 | $108,000 | $928,000 |
| Hispanic | 54 | $11,568,000 | $214,000 | $650,000 | $198,000 | $5,261,000 |
| Asian | 17 | $3,961,000 | $233,000 | $479,000 | $94,000 | $173,000 |
| Black or African American | 11 | $2,075,000 | $188,000 | $600,000 | $104,000 | $339,000 |
| Not applicable | 8 | $890,000 | $111,000 | $252,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 523 | $115,191,000 | $220,000 | $780,000 | $130,000 | $5,261,000 |
| FHA-insured (Federal Housing Administration) | 208 | $43,508,000 | $209,000 | $479,000 | $73,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,523,000 | $169,000 | $194,000 | $52,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 4 | $740,000 | $185,000 | $225,000 | $63,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 527 | $119,261,000 | $226,000 | $776,000 | $125,000 | $5,261,000 |
| Application Withdrawn By Applicant | 107 | $21,741,000 | $203,000 | $417,000 | $84,000 | $300,000 |
| Application Denied By Financial Institution | 81 | $14,511,000 | $179,000 | $780,000 | $81,000 | $528,000 |
| Application Approved But Not Accepted | 22 | $4,769,000 | $216,000 | $600,000 | $117,000 | $346,000 |
| Loan Purchased By The Institution | 7 | $680,000 | $97,000 | $252,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 30 | $4,513,000 | $150,000 | $400,000 | $46,000 | $125,000 |
| Collateral | 27 | $6,500,000 | $240,000 | $568,000 | $136,000 | $528,000 |
| Other | 10 | $1,211,000 | $121,000 | $228,000 | $77,000 | $196,000 |
| Credit History | 6 | $762,000 | $127,000 | $265,000 | $54,000 | $112,000 |
| Employment History | 4 | $1,028,000 | $257,000 | $780,000 | $46,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $163,000 | $81,000 | $110,000 | $58,000 | $77,000 |
| Mortgage Insurance Denied | 1 | $159,000 | $159,000 | $159,000 | $49,000 | $49,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $51,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.