Mackinac Savings Bank Fsb
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Mackinac Savings Bank Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mackinac Savings Bank Fsb 280 N Congress Ave Boynton Beach, FL 33426 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,268 |
| Total Mortgage Loan Application Amount | $217,472,000 |
| Average Mortgage Loan Application Amount | $179,666 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $78,555 |
| Highest Applicant Income | $670,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Worcester County Massachusetts | 540 | $ 92,653,000 | $ 171,000 | $ 57,000 |
| Broward County Florida | 281 | $ 45,074,000 | $ 160,000 | $ 58,000 |
| Palm Beach County Florida | 84 | $ 11,165,000 | $ 132,000 | $ 76,000 |
| Oakland County Michigan | 82 | $ 18,748,000 | $ 228,000 | $ 104,000 |
| Wayne County Michigan | 49 | $ 9,048,000 | $ 184,000 | $ 76,000 |
| Macomb County Michigan | 31 | $ 5,475,000 | $ 176,000 | $ 90,000 |
| Miami-Dade County Florida | 29 | $ 4,123,000 | $ 142,000 | $ 83,000 |
| Washtenaw County Michigan | 17 | $ 3,855,000 | $ 226,000 | $ 99,000 |
| Middlesex County Massachusetts | 15 | $ 3,263,000 | $ 217,000 | $ 82,000 |
| Barnstable County Massachusetts | 13 | $ 2,496,000 | $ 192,000 | $ 155,000 |
| Livingston County Michigan | 13 | $ 2,663,000 | $ 204,000 | $ 87,000 |
| St. Lucie County Florida | 6 | $ 864,000 | $ 144,000 | $ 85,000 |
| Kent County Michigan | 6 | $ 852,000 | $ 142,000 | $ 72,000 |
| Plymouth County Massachusetts | 5 | $ 1,233,000 | $ 246,000 | $ 70,000 |
| Essex County Massachusetts | 4 | $ 633,000 | $ 158,000 | $ 48,000 |
| Norfolk County Massachusetts | 4 | $ 978,000 | $ 244,000 | $ 135,000 |
| Cheboygan County Michigan | 4 | $ 877,000 | $ 219,000 | $ 88,000 |
| Hillsborough County Florida | 3 | $ 469,000 | $ 156,000 | $ 110,000 |
| Pinellas County Florida | 3 | $ 505,000 | $ 168,000 | $ 105,000 |
| Hampden County Massachusetts | 3 | $ 580,000 | $ 193,000 | $ 42,000 |
| Grand Traverse County Michigan | 3 | $ 449,000 | $ 149,000 | $ 78,000 |
| Monroe County Michigan | 3 | $ 511,000 | $ 170,000 | $ 83,000 |
| St. Clair County Michigan | 3 | $ 445,000 | $ 148,000 | $ 51,000 |
| Windham County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Collier County Florida | 2 | $ 326,000 | $ 163,000 | $ 157,000 |
| Lee County Florida | 2 | $ 541,000 | $ 270,000 | $ 208,000 |
| Martin County Florida | 2 | $ 225,000 | $ 112,000 | $ 104,000 |
| Sarasota County Florida | 2 | $ 274,000 | $ 137,000 | $ 36,000 |
| Seminole County Florida | 2 | $ 398,000 | $ 199,000 | $ 90,000 |
| Suffolk County Massachusetts | 2 | $ 417,000 | $ 208,000 | $ 356,000 |
| Allegan County Michigan | 2 | $ 241,000 | $ 120,000 | $ 47,000 |
| Emmet County Michigan | 2 | $ 454,000 | $ 227,000 | $ 172,000 |
| Genesee County Michigan | 2 | $ 426,000 | $ 213,000 | $ 116,000 |
| Jackson County Michigan | 2 | $ 301,000 | $ 150,000 | $ 110,000 |
| Kalamazoo County Michigan | 2 | $ 376,000 | $ 188,000 | $ 93,000 |
| Presque Isle County Michigan | 2 | $ 483,000 | $ 241,000 | $ 45,000 |
| Saginaw County Michigan | 2 | $ 162,000 | $ 81,000 | $ 65,000 |
| Alachua County Florida | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Bay County Florida | 1 | $ 192,000 | $ 192,000 | $ 119,000 |
| Brevard County Florida | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Marion County Florida | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Monroe County Florida | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Polk County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Putnam County Florida | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Volusia County Florida | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Washington County Florida | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Chatham County Georgia | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Cherokee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 247,000 |
| Gwinnett County Georgia | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Waldo County Maine | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| Bristol County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 23,000 |
| Hampshire County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Alpena County Michigan | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Arenac County Michigan | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
| Berrien County Michigan | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Charlevoix County Michigan | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Chippewa County Michigan | 1 | $ 48,000 | $ 48,000 | $ 255,000 |
| Clare County Michigan | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Clinton County Michigan | 1 | $ 297,000 | $ 297,000 | $ 99,000 |
| Eaton County Michigan | 1 | $ 146,000 | $ 146,000 | $ 97,000 |
| Lapeer County Michigan | 1 | $ 131,000 | $ 131,000 | $ 70,000 |
| Oscoda County Michigan | 1 | $ 144,000 | $ 144,000 | $ 172,000 |
| Ottawa County Michigan | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Jasper County Missouri | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Burlington County New Jersey | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 544,000 | $ 544,000 | $ 260,000 |
| Delaware County Ohio | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Franklin County Ohio | 1 | $ 191,000 | $ 191,000 | $ 90,000 |
| Lucas County Ohio | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Beaufort County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 147,000 |
| Brazoria County Texas | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Dallas County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Denton County Texas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Tarrant County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mackinac Savings Bank Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 886 | $152,404,000 | $210,500 | $713,000 | $104,500 | $670,000 |
| Home Purchase (one-to-four family) | 364 | $60,686,000 | $135,625 | $800,000 | $72,250 | $384,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 18 | $4,382,000 | $232,500 | $392,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 871 | $146,290,000 | $192,444 | $560,000 | $114,777 | $670,000 |
| Information not provided by applicant in mail or telephone application | 227 | $41,533,000 | $153,166 | $800,000 | $48,666 | $648,000 |
| Asian or Pacific Islander | 69 | $13,593,000 | $180,333 | $344,000 | $64,666 | $255,000 |
| Hispanic | 66 | $11,159,000 | $185,666 | $370,000 | $77,000 | $240,000 |
| Black | 27 | $3,567,000 | $110,000 | $276,000 | $45,333 | $399,000 |
| Other | 6 | $1,076,000 | $206,333 | $297,000 | $65,666 | $99,000 |
| American Indian or Alaskan Native | 2 | $254,000 | $127,000 | $189,000 | $48,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,267 | $217,332,000 | $172,833 | $800,000 | $89,500 | $670,000 |
| VA-guaranteed (Veterans Administration) | 1 | $140,000 | $140,000 | $140,000 | $71,000 | $71,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,093 | $188,032,000 | $191,500 | $560,000 | $93,300 | $670,000 |
| Application Withdrawn By Applicant | 76 | $14,156,000 | $182,600 | $800,000 | $100,000 | $530,000 |
| Application Denied By Financial Institution | 46 | $8,158,000 | $164,250 | $713,000 | $29,000 | $162,000 |
| Application Approved But Not Accepted | 44 | $6,749,000 | $135,750 | $352,000 | $100,500 | $500,000 |
| Loan Purchased By The Institution | 9 | $377,000 | $41,500 | $92,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $2,653,000 | $132,250 | $286,000 | $26,750 | $79,000 |
| Collateral | 11 | $2,647,000 | $230,500 | $713,000 | $32,500 | $162,000 |
| Other | 6 | $1,013,000 | $181,666 | $350,000 | $48,000 | $95,000 |
| Unverifiable Information | 2 | $326,000 | $163,000 | $234,000 | $29,500 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $586,000 | $293,000 | $370,000 | $23,000 | $47,000 |
| Mortgage Insurance Denied | 2 | $257,000 | $128,000 | $131,000 | $38,000 | $77,000 |
| Debt-To-Income Ratio | 2 | $627,000 | $313,500 | $323,000 | $65,500 | $71,000 |
| Employment History | 1 | $49,000 | $49,000 | $49,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.