Local Oklahoma Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for Local Oklahoma Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Local Oklahoma Bank 3601 N. W. 63 Oklahoma City, OK 73116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 3,481 |
| Total Mortgage Loan Application Amount | $291,681,000 |
| Average Mortgage Loan Application Amount | $2,147,600 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $207,950 |
| Highest Applicant Income | $1,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 958 | $ 90,222,000 | $ 94,000 | $ 79,000 |
| Tulsa County Oklahoma | 335 | $ 22,792,000 | $ 68,000 | $ 56,000 |
| Stephens County Oklahoma | 334 | $ 17,516,000 | $ 52,000 | $ 43,000 |
| Comanche County Oklahoma | 230 | $ 19,556,000 | $ 85,000 | $ 58,000 |
| Rogers County Oklahoma | 186 | $ 10,059,000 | $ 54,000 | $ 62,000 |
| Cleveland County Oklahoma | 177 | $ 17,260,000 | $ 97,000 | $ 66,000 |
| Ottawa County Oklahoma | 154 | $ 6,743,000 | $ 43,000 | $ 47,000 |
| Logan County Oklahoma | 141 | $ 7,427,000 | $ 52,000 | $ 52,000 |
| Delaware County Oklahoma | 119 | $ 9,065,000 | $ 76,000 | $ 85,000 |
| Garvin County Oklahoma | 85 | $ 3,653,000 | $ 42,000 | $ 41,000 |
| Canadian County Oklahoma | 78 | $ 3,577,000 | $ 45,000 | $ 65,000 |
| Carter County Oklahoma | 76 | $ 3,381,000 | $ 44,000 | $ 41,000 |
| Beckham County Oklahoma | 68 | $ 3,362,000 | $ 49,000 | $ 45,000 |
| Creek County Oklahoma | 60 | $ 2,605,000 | $ 43,000 | $ 55,000 |
| Custer County Oklahoma | 48 | $ 1,691,000 | $ 35,000 | $ 42,000 |
| Lincoln County Oklahoma | 44 | $ 2,106,000 | $ 47,000 | $ 45,000 |
| Grady County Oklahoma | 42 | $ 1,455,000 | $ 34,000 | $ 45,000 |
| Pottawatomie County Oklahoma | 37 | $ 1,430,000 | $ 38,000 | $ 39,000 |
| Osage County Oklahoma | 32 | $ 1,622,000 | $ 50,000 | $ 56,000 |
| McClain County Oklahoma | 31 | $ 1,873,000 | $ 60,000 | $ 60,000 |
| Murray County Oklahoma | 31 | $ 1,147,000 | $ 37,000 | $ 46,000 |
| Muskogee County Oklahoma | 29 | $ 1,300,000 | $ 44,000 | $ 58,000 |
| Wagoner County Oklahoma | 19 | $ 939,000 | $ 49,000 | $ 97,000 |
| Washita County Oklahoma | 19 | $ 999,000 | $ 52,000 | $ 49,000 |
| Craig County Oklahoma | 18 | $ 900,000 | $ 50,000 | $ 28,000 |
| Jefferson County Oklahoma | 14 | $ 569,000 | $ 40,000 | $ 58,000 |
| Okmulgee County Oklahoma | 11 | $ 444,000 | $ 40,000 | $ 56,000 |
| Caddo County Oklahoma | 8 | $ 213,000 | $ 26,000 | $ 45,000 |
| Marshall County Oklahoma | 7 | $ 279,000 | $ 39,000 | $ 73,000 |
| Pawnee County Oklahoma | 7 | $ 316,000 | $ 45,000 | $ 66,000 |
| Mayes County Oklahoma | 6 | $ 541,000 | $ 90,000 | $ 53,000 |
| Kingfisher County Oklahoma | 5 | $ 257,000 | $ 51,000 | $ 46,000 |
| Cotton County Oklahoma | 4 | $ 147,000 | $ 36,000 | $ 67,000 |
| Hughes County Oklahoma | 4 | $ 110,000 | $ 27,000 | $ 23,000 |
| Pontotoc County Oklahoma | 4 | $ 82,000 | $ 20,000 | $ 40,000 |
| Blaine County Oklahoma | 3 | $ 142,000 | $ 47,000 | $ 71,000 |
| Cherokee County Oklahoma | 3 | $ 124,000 | $ 41,000 | $ 45,000 |
| Johnston County Oklahoma | 3 | $ 89,000 | $ 29,000 | $ 29,000 |
| Kiowa County Oklahoma | 3 | $ 150,000 | $ 50,000 | $ 92,000 |
| Payne County Oklahoma | 3 | $ 100,000 | $ 33,000 | $ 81,000 |
| Roger Mills County Oklahoma | 3 | $ 79,000 | $ 26,000 | $ 51,000 |
| Jackson County Oregon | 3 | $ 4,804,000 | $ 1,601,000 | $ 0 |
| Dallas County Texas | 3 | $ 2,447,000 | $ 815,000 | $ 500,000 |
| Maricopa County Arizona | 2 | $ 7,901,000 | $ 3,950,000 | $ 400,000 |
| Choctaw County Oklahoma | 2 | $ 204,000 | $ 102,000 | $ 118,000 |
| Ellis County Oklahoma | 2 | $ 112,000 | $ 56,000 | $ 83,000 |
| Garfield County Oklahoma | 2 | $ 71,000 | $ 35,000 | $ 7,000 |
| Tillman County Oklahoma | 2 | $ 23,000 | $ 11,000 | $ 18,000 |
| Los Angeles County California | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Larimer County Colorado | 1 | $ 993,000 | $ 993,000 | $ 933,000 |
| Pitkin County Colorado | 1 | $ 40,000 | $ 40,000 | $ 1,000,000 |
| New Haven County Connecticut | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 1,360,000 | $ 1,360,000 | $ 0 |
| Kings County New York | 1 | $ 12,200,000 | $ 12,200,000 | $ 0 |
| New York County New York | 1 | $ 2,602,000 | $ 2,602,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 130,000 |
| Dewey County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Greer County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Jackson County Oklahoma | 1 | $ 1,820,000 | $ 1,820,000 | $ 0 |
| Major County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 859,000 |
| McCurtain County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 86,000 |
| McIntosh County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Noble County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Nowata County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Okfuskee County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Pittsburg County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| Seminole County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Woods County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 68,000 |
| Shelby County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Comal County Texas | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Travis County Texas | 1 | $ 100,000 | $ 100,000 | $ 378,000 |
| Utah County Utah | 1 | $ 2,300,000 | $ 2,300,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| King County Washington | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Local Oklahoma Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,020 | $160,972,000 | $405,400 | $1,500,000 | $484,800 | $1,900,000 |
| Home Improvement (one-to-four family) | 1,094 | $32,150,000 | $29,000 | $243,000 | $50,000 | $653,000 |
| Home Purchase (one-to-four family) | 350 | $37,054,000 | $589,500 | $1,360,000 | $280,833 | $933,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 17 | $61,505,000 | $4,669,875 | $14,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,075 | $204,245,000 | $471,166 | $1,500,000 | $407,166 | $1,900,000 |
| American Indian or Alaskan Native | 152 | $6,968,000 | $45,000 | $220,000 | $57,000 | $361,000 |
| Black | 72 | $2,888,000 | $40,000 | $153,000 | $43,000 | $153,000 |
| Hispanic | 69 | $3,572,000 | $75,500 | $320,000 | $153,500 | $250,000 |
| Asian or Pacific Islander | 42 | $4,539,000 | $108,000 | $707,000 | $121,000 | $960,000 |
| Not applicable | 41 | $66,540,000 | $4,123,555 | $14,000,000 | $0 | $0 |
| Other | 18 | $2,584,000 | $375,000 | $822,000 | $238,500 | $456,000 |
| Information not provided by applicant in mail or telephone application | 12 | $345,000 | $28,000 | $50,000 | $75,000 | $311,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,480 | $291,661,000 | $2,538,357 | $14,000,000 | $164,928 | $1,900,000 |
| VA-guaranteed (Veterans Administration) | 1 | $20,000 | $20,000 | $20,000 | $24,000 | $24,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,656 | $242,510,000 | $2,984,200 | $14,000,000 | $217,100 | $1,900,000 |
| Application Denied By Financial Institution | 621 | $27,843,000 | $1,170,500 | $2,300,000 | $23,500 | $960,000 |
| Application Withdrawn By Applicant | 101 | $9,806,000 | $791,500 | $1,500,000 | $32,500 | $336,000 |
| Application Approved But Not Accepted | 98 | $6,663,000 | $182,500 | $1,285,000 | $105,000 | $736,000 |
| Loan Purchased By The Institution | 3 | $4,804,000 | $1,601,000 | $2,696,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $55,000 | $27,000 | $30,000 | $30,000 | $40,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 295 | $10,640,000 | $36,000 | $206,000 | $38,000 | $240,000 |
| Debt-To-Income Ratio | 139 | $6,638,000 | $47,000 | $1,000,000 | $36,000 | $268,000 |
| Collateral | 134 | $5,775,000 | $43,000 | $194,000 | $56,000 | $600,000 |
| Credit Application Incomplete | 32 | $1,502,000 | $46,000 | $137,000 | $111,000 | $960,000 |
| Unverifiable Information | 9 | $370,000 | $41,000 | $112,000 | $41,000 | $97,000 |
| Other | 5 | $2,567,000 | $1,183,000 | $2,300,000 | $21,000 | $58,000 |
| Employment History | 4 | $174,000 | $43,000 | $85,000 | $26,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $177,000 | $59,000 | $99,000 | $66,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.