Local Government Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Local Government Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Local Government Federal Credit Union
P.O. Drawer 25279
Raleigh, NC 27611
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,500
Total Mortgage Loan Application Amount $168,655,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $636,000
Average Applicant Income $53,000
Highest Applicant Income $725,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Local Government Federal Credit Union by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 99 $ 16,299,000 $ 164,000 $ 67,000
Pitt County North Carolina 51 $ 5,676,000 $ 111,000 $ 54,000
Nash County North Carolina 45 $ 4,398,000 $ 97,000 $ 53,000
Brunswick County North Carolina 43 $ 5,418,000 $ 126,000 $ 54,000
Buncombe County North Carolina 42 $ 6,080,000 $ 144,000 $ 53,000
Catawba County North Carolina 38 $ 4,247,000 $ 111,000 $ 59,000
Johnston County North Carolina 38 $ 4,499,000 $ 118,000 $ 58,000
Macon County North Carolina 38 $ 4,922,000 $ 129,000 $ 59,000
Edgecombe County North Carolina 35 $ 2,209,000 $ 63,000 $ 48,000
Davidson County North Carolina 34 $ 3,903,000 $ 114,000 $ 60,000
Surry County North Carolina 32 $ 3,061,000 $ 95,000 $ 50,000
Cherokee County North Carolina 29 $ 3,181,000 $ 109,000 $ 40,000
Guilford County North Carolina 29 $ 3,566,000 $ 122,000 $ 59,000
Iredell County North Carolina 27 $ 3,222,000 $ 119,000 $ 63,000
Mecklenburg County North Carolina 26 $ 3,620,000 $ 139,000 $ 66,000
Wilkes County North Carolina 25 $ 2,633,000 $ 105,000 $ 51,000
Harnett County North Carolina 24 $ 2,154,000 $ 89,000 $ 47,000
Moore County North Carolina 24 $ 2,651,000 $ 110,000 $ 50,000
Chatham County North Carolina 23 $ 3,005,000 $ 130,000 $ 60,000
Gaston County North Carolina 23 $ 2,540,000 $ 110,000 $ 57,000
Richmond County North Carolina 23 $ 1,274,000 $ 55,000 $ 45,000
Craven County North Carolina 22 $ 2,325,000 $ 105,000 $ 61,000
Beaufort County North Carolina 20 $ 1,588,000 $ 79,000 $ 53,000
Durham County North Carolina 19 $ 2,936,000 $ 154,000 $ 69,000
Henderson County North Carolina 19 $ 2,169,000 $ 114,000 $ 52,000
Robeson County North Carolina 19 $ 1,194,000 $ 62,000 $ 40,000
Stanly County North Carolina 19 $ 1,882,000 $ 99,000 $ 55,000
Union County North Carolina 19 $ 2,945,000 $ 155,000 $ 66,000
Bertie County North Carolina 18 $ 1,402,000 $ 77,000 $ 45,000
Randolph County North Carolina 18 $ 1,406,000 $ 78,000 $ 49,000
Rowan County North Carolina 18 $ 1,954,000 $ 108,000 $ 50,000
Wilson County North Carolina 18 $ 1,901,000 $ 105,000 $ 51,000
Cabarrus County North Carolina 17 $ 2,255,000 $ 132,000 $ 62,000
Carteret County North Carolina 17 $ 2,336,000 $ 137,000 $ 55,000
Mitchell County North Carolina 16 $ 1,193,000 $ 74,000 $ 48,000
Orange County North Carolina 16 $ 2,116,000 $ 132,000 $ 50,000
Rutherford County North Carolina 16 $ 1,698,000 $ 106,000 $ 75,000
Caldwell County North Carolina 15 $ 1,529,000 $ 101,000 $ 48,000
Hertford County North Carolina 15 $ 1,021,000 $ 68,000 $ 54,000
Alamance County North Carolina 14 $ 1,818,000 $ 129,000 $ 50,000
Forsyth County North Carolina 14 $ 1,481,000 $ 105,000 $ 70,000
New Hanover County North Carolina 14 $ 2,300,000 $ 164,000 $ 108,000
Rockingham County North Carolina 14 $ 1,158,000 $ 82,000 $ 47,000
Dare County North Carolina 13 $ 2,323,000 $ 178,000 $ 60,000
Lenoir County North Carolina 13 $ 931,000 $ 71,000 $ 52,000
Pasquotank County North Carolina 13 $ 1,362,000 $ 104,000 $ 52,000
Duplin County North Carolina 12 $ 629,000 $ 52,000 $ 49,000
Martin County North Carolina 12 $ 932,000 $ 77,000 $ 58,000
Bladen County North Carolina 11 $ 1,187,000 $ 107,000 $ 41,000
Burke County North Carolina 11 $ 1,272,000 $ 115,000 $ 69,000
Columbus County North Carolina 11 $ 739,000 $ 67,000 $ 35,000
Scotland County North Carolina 11 $ 717,000 $ 65,000 $ 59,000
Graham County North Carolina 10 $ 1,855,000 $ 185,000 $ 73,000
Granville County North Carolina 10 $ 1,167,000 $ 116,000 $ 49,000
Hoke County North Carolina 10 $ 680,000 $ 68,000 $ 48,000
Jackson County North Carolina 10 $ 1,284,000 $ 128,000 $ 50,000
Currituck County North Carolina 9 $ 1,029,000 $ 114,000 $ 65,000
Swain County North Carolina 9 $ 1,196,000 $ 132,000 $ 60,000
Wayne County North Carolina 9 $ 1,020,000 $ 113,000 $ 57,000
Cleveland County North Carolina 8 $ 526,000 $ 65,000 $ 43,000
Lee County North Carolina 8 $ 1,111,000 $ 138,000 $ 60,000
Sampson County North Carolina 8 $ 478,000 $ 59,000 $ 54,000
Cumberland County North Carolina 7 $ 754,000 $ 107,000 $ 68,000
Davie County North Carolina 7 $ 943,000 $ 134,000 $ 45,000
Montgomery County North Carolina 7 $ 546,000 $ 78,000 $ 61,000
Yancey County North Carolina 7 $ 713,000 $ 101,000 $ 31,000
Alexander County North Carolina 6 $ 859,000 $ 143,000 $ 81,000
Franklin County North Carolina 6 $ 561,000 $ 93,000 $ 62,000
Lincoln County North Carolina 6 $ 412,000 $ 68,000 $ 46,000
McDowell County North Carolina 6 $ 535,000 $ 89,000 $ 45,000
Vance County North Carolina 6 $ 430,000 $ 71,000 $ 43,000
Washington County North Carolina 6 $ 343,000 $ 57,000 $ 63,000
Watauga County North Carolina 6 $ 594,000 $ 99,000 $ 54,000
Ashe County North Carolina 5 $ 513,000 $ 102,000 $ 36,000
Avery County North Carolina 5 $ 898,000 $ 179,000 $ 77,000
Clay County North Carolina 5 $ 709,000 $ 141,000 $ 54,000
Halifax County North Carolina 5 $ 537,000 $ 107,000 $ 46,000
Pender County North Carolina 5 $ 399,000 $ 79,000 $ 39,000
Greene County North Carolina 4 $ 259,000 $ 64,000 $ 40,000
Onslow County North Carolina 4 $ 292,000 $ 73,000 $ 31,000
Perquimans County North Carolina 4 $ 171,000 $ 42,000 $ 42,000
Polk County North Carolina 4 $ 324,000 $ 81,000 $ 46,000
Tyrrell County North Carolina 4 $ 624,000 $ 156,000 $ 85,000
Anson County North Carolina 3 $ 187,000 $ 62,000 $ 41,000
Stokes County North Carolina 3 $ 457,000 $ 152,000 $ 50,000
Warren County North Carolina 3 $ 228,000 $ 76,000 $ 69,000
Yadkin County North Carolina 3 $ 308,000 $ 102,000 $ 52,000
Carroll County Virginia 3 $ 245,000 $ 81,000 $ 39,000
Rabun County Georgia 2 $ 321,000 $ 160,000 $ 104,000
Alleghany County North Carolina 2 $ 312,000 $ 156,000 $ 41,000
Caswell County North Carolina 2 $ 68,000 $ 34,000 $ 28,000
Chowan County North Carolina 2 $ 174,000 $ 87,000 $ 36,000
Gates County North Carolina 2 $ 268,000 $ 134,000 $ 81,000
Haywood County North Carolina 2 $ 436,000 $ 218,000 $ 47,000
Hyde County North Carolina 2 $ 67,000 $ 33,000 $ 40,000
Northampton County North Carolina 2 $ 190,000 $ 95,000 $ 62,000
Pamlico County North Carolina 2 $ 8,000 $ 4,000 $ 30,000
Transylvania County North Carolina 2 $ 247,000 $ 123,000 $ 55,000
York County South Carolina 2 $ 367,000 $ 183,000 $ 65,000
DeKalb County Georgia 1 $ 165,000 $ 165,000 $ 45,000
Effingham County Georgia 1 $ 40,000 $ 40,000 $ 24,000
Gwinnett County Georgia 1 $ 211,000 $ 211,000 $ 124,000
Hall County Georgia 1 $ 229,000 $ 229,000 $ 90,000
Towns County Georgia 1 $ 156,000 $ 156,000 $ 34,000
Jones County North Carolina 1 $ 82,000 $ 82,000 $ 51,000
Person County North Carolina 1 $ 91,000 $ 91,000 $ 33,000
Charleston County South Carolina 1 $ 150,000 $ 150,000 $ 130,000
Cherokee County South Carolina 1 $ 125,000 $ 125,000 $ 34,000
Florence County South Carolina 1 $ 259,000 $ 259,000 $ 182,000
Lexington County South Carolina 1 $ 152,000 $ 152,000 $ 70,000
Carter County Tennessee 1 $ 61,000 $ 61,000 $ 33,000
Knox County Tennessee 1 $ 134,000 $ 134,000 $ 50,000
Polk County Tennessee 1 $ 56,000 $ 56,000 $ 40,000
Washington County Tennessee 1 $ 114,000 $ 114,000 $ 44,000
Chesapeake County Virginia 1 $ 165,000 $ 165,000 $ 65,000
Chesterfield County Virginia 1 $ 201,000 $ 201,000 $ 63,000
Clarke County Virginia 1 $ 450,000 $ 450,000 $ 118,000
Henrico County Virginia 1 $ 385,000 $ 385,000 $ 163,000
Henry County Virginia 1 $ 99,000 $ 99,000 $ 30,000
Newport News County Virginia 1 $ 1,000 $ 1,000 $ 0
Patrick County Virginia 1 $ 81,000 $ 81,000 $ 53,000
Richmond City County Virginia 1 $ 60,000 $ 60,000 $ 48,000
Southampton County Virginia 1 $ 120,000 $ 120,000 $ 45,000
Virginia Beach County Virginia 1 $ 166,000 $ 166,000 $ 63,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Local Government Federal Credit Union in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 739 $90,208,000 $122,000 $500,000 $56,000 $282,000
Refinancing 641 $75,417,000 $117,000 $420,000 $58,000 $725,000
Home Improvement 120 $3,030,000 $25,000 $636,000 $45,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,207 $142,608,000 $118,000 $636,000 $58,000 $725,000
Black or African American 187 $16,942,000 $90,000 $404,000 $46,000 $179,000
Not Provided 48 $3,409,000 $71,000 $252,000 $46,000 $124,000
American Indian or Alaskan Native 26 $1,333,000 $51,000 $110,000 $41,000 $100,000
Hispanic 20 $2,091,000 $104,000 $195,000 $50,000 $101,000
Asian 10 $2,044,000 $204,000 $339,000 $73,000 $110,000
Native Hawaiian or Other Pacific Islander 2 $228,000 $114,000 $223,000 $64,000 $89,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,500 $168,655,000 $112,000 $636,000 $56,000 $725,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 933 $112,234,000 $120,000 $636,000 $61,000 $725,000
Application Denied By Financial Institution 312 $27,743,000 $88,000 $380,000 $43,000 $179,000
Application Approved But Not Accepted 136 $15,869,000 $116,000 $450,000 $56,000 $156,000
Application Withdrawn By Applicant 83 $8,830,000 $106,000 $400,000 $54,000 $156,000
File Closed For Incompleteness 36 $3,979,000 $110,000 $316,000 $51,000 $90,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 201 $16,859,000 $83,000 $380,000 $43,000 $103,000
Debt-To-Income Ratio 57 $5,550,000 $97,000 $282,000 $34,000 $102,000
Collateral 24 $2,570,000 $107,000 $380,000 $59,000 $179,000
Other 16 $1,589,000 $99,000 $360,000 $46,000 $103,000
Credit Application Incomplete 5 $171,000 $34,000 $136,000 $40,000 $80,000
Unverifiable Information 4 $605,000 $151,000 $296,000 $49,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 3 $263,000 $87,000 $101,000 $33,000 $39,000
Employment History 2 $136,000 $68,000 $69,000 $30,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List