Liberty Savings Bank, F.S.B. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 2,454 |
Total Mortgage Loan Application Amount | $744,390,000 |
Average Mortgage Loan Application Amount | $288,600 |
Highest Mortgage Loan Application Amount | $2,415,000 |
Average Applicant Income | $98,800 |
Highest Applicant Income | $2,181,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2021.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 11 | $ 3,455,000 | $ 314,000 | $ 99,000 |
Adams County Indiana | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
Aitkin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
Alamance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
Alameda County California | 6 | $ 2,670,000 | $ 445,000 | $ 0 |
Albany County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
Allegan County Michigan | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
Allegheny County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 0 |
Allen County Indiana | 41 | $ 6,815,000 | $ 166,000 | $ 71,000 |
Allen County Ohio | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
Anderson County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
Anne Arundel County Maryland | 7 | $ 1,745,000 | $ 249,000 | $ 104,000 |
Anoka County Minnesota | 54 | $ 15,170,000 | $ 280,000 | $ 141,000 |
Arapahoe County Colorado | 46 | $ 16,270,000 | $ 353,000 | $ 143,000 |
Arlington County Virginia | 5 | $ 1,975,000 | $ 395,000 | $ 0 |
Atlantic County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 0 |
Avery County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
Baldwin County Alabama | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
Baltimore City County Maryland | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
Baltimore County Maryland | 10 | $ 2,350,000 | $ 235,000 | $ 219,000 |
Barnstable County Massachusetts | 8 | $ 3,870,000 | $ 483,000 | $ 104,000 |
Barrow County Georgia | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
Bastrop County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
Bay County Florida | 2 | $ 340,000 | $ 170,000 | $ 81,000 |
Beaufort County South Carolina | 4 | $ 1,390,000 | $ 347,000 | $ 108,000 |
Beauregard County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
Belmont County Ohio | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
Bennington County Vermont | 1 | $ 215,000 | $ 215,000 | $ 0 |
Benton County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
Bergen County New Jersey | 2 | $ 1,310,000 | $ 655,000 | $ 0 |
Berkeley County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
Berkeley County West Virginia | 11 | $ 1,565,000 | $ 142,000 | $ 37,000 |
Bernalillo County New Mexico | 3 | $ 755,000 | $ 251,000 | $ 0 |
Berrien County Michigan | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
Bexar County Texas | 4 | $ 1,380,000 | $ 345,000 | $ 0 |
Bonner County Idaho | 1 | $ 605,000 | $ 605,000 | $ 0 |
Boone County Indiana | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
Boone County Iowa | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
Boone County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
Boulder County Colorado | 15 | $ 5,655,000 | $ 377,000 | $ 149,000 |
Boyd County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
Bradford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
Brevard County Florida | 5 | $ 835,000 | $ 167,000 | $ 46,000 |
Bristol County Massachusetts | 68 | $ 15,640,000 | $ 230,000 | $ 0 |
Bristol County Rhode Island | 7 | $ 1,915,000 | $ 273,000 | $ 0 |
Bronx County New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
Broomfield County Colorado | 1 | $ 465,000 | $ 465,000 | $ 125,000 |
Broward County Florida | 12 | $ 4,540,000 | $ 378,000 | $ 66,000 |
Brown County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
Brunswick County North Carolina | 7 | $ 3,285,000 | $ 469,000 | $ 118,000 |
Bucks County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 109,000 |
Buncombe County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 81,000 |
Burke County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
Burlington County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 0 |
Butler County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
Butler County Ohio | 15 | $ 3,725,000 | $ 248,000 | $ 108,000 |
Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 196,000 |
Cabarrus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
Caddo County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
Calcasieu County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
Calhoun County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
Calvert County Maryland | 4 | $ 880,000 | $ 220,000 | $ 0 |
Camden County Georgia | 2 | $ 410,000 | $ 205,000 | $ 118,000 |
Campbell County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
Caroline County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
Carteret County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 0 |
Carver County Minnesota | 5 | $ 1,915,000 | $ 383,000 | $ 238,000 |
Cass County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 178,000 |
Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
Catoosa County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
Centre County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
Chambers County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
Charles County Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
Charleston County South Carolina | 5 | $ 2,495,000 | $ 499,000 | $ 296,000 |
Charlotte County Florida | 13 | $ 2,575,000 | $ 198,000 | $ 82,000 |
Chatham County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 162,000 |
Chelan County Washington | 1 | $ 515,000 | $ 515,000 | $ 0 |
Cherokee County Georgia | 4 | $ 1,160,000 | $ 290,000 | $ 123,000 |
Chesapeake County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
Chester County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 53,000 |
Chesterfield County Virginia | 3 | $ 915,000 | $ 305,000 | $ 187,000 |
Chisago County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
Clackamas County Oregon | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
Clark County Nevada | 11 | $ 4,095,000 | $ 372,000 | $ 0 |
Clark County Washington | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
Clarke County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
Clay County Florida | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
Clay County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
Clayton County Georgia | 3 | $ 415,000 | $ 138,000 | $ 47,000 |
Clear Creek County Colorado | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
Clermont County Ohio | 6 | $ 1,610,000 | $ 268,000 | $ 117,000 |
Cleveland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
Clinton County Ohio | 7 | $ 945,000 | $ 135,000 | $ 70,000 |
Cobb County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 176,000 |
Collier County Florida | 15 | $ 4,975,000 | $ 331,000 | $ 182,000 |
Collin County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 0 |
Columbus County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
Comal County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
Contra Costa County California | 4 | $ 2,130,000 | $ 532,000 | $ 0 |
Cook County Illinois | 34 | $ 8,180,000 | $ 240,000 | $ 63,000 |
Cooke County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
Crawford County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
Crook County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
Crow Wing County Minnesota | 4 | $ 1,610,000 | $ 402,000 | $ 116,000 |
Culpeper County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
Currituck County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 0 |
Cuyahoga County Ohio | 7 | $ 1,165,000 | $ 166,000 | $ 89,000 |
Dakota County Minnesota | 17 | $ 4,015,000 | $ 236,000 | $ 139,000 |
Dallas County Texas | 6 | $ 2,330,000 | $ 388,000 | $ 0 |
Dare County North Carolina | 4 | $ 1,720,000 | $ 430,000 | $ 0 |
Darke County Ohio | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
Dauphin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
Davidson County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
Davis County Utah | 2 | $ 410,000 | $ 205,000 | $ 0 |
Decatur County Indiana | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
DeKalb County Georgia | 7 | $ 2,625,000 | $ 375,000 | $ 150,000 |
DeKalb County Indiana | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
Delaware County Ohio | 10 | $ 2,710,000 | $ 271,000 | $ 117,000 |
Delaware County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 182,000 |
Denton County Texas | 2 | $ 430,000 | $ 215,000 | $ 0 |
Denver County Colorado | 64 | $ 28,310,000 | $ 442,000 | $ 165,000 |
Deschutes County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
District of Columbia County District Of Columbia | 14 | $ 7,910,000 | $ 565,000 | $ 101,000 |
Dorchester County Maryland | 1 | $ 245,000 | $ 245,000 | $ 0 |
Douglas County Colorado | 43 | $ 18,145,000 | $ 421,000 | $ 144,000 |
Douglas County Georgia | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
Douglas County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 0 |
Dukes County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 0 |
DuPage County Illinois | 3 | $ 725,000 | $ 241,000 | $ 0 |
Durham County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 0 |
Duval County Florida | 32 | $ 8,020,000 | $ 250,000 | $ 177,000 |
Eagle County Colorado | 1 | $ 505,000 | $ 505,000 | $ 1,897,000 |
El Dorado County California | 1 | $ 425,000 | $ 425,000 | $ 0 |
El Paso County Colorado | 8 | $ 2,050,000 | $ 256,000 | $ 92,000 |
El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
Elbert County Colorado | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
Elkhart County Indiana | 3 | $ 605,000 | $ 201,000 | $ 135,000 |
Emmet County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
Erie County Ohio | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
Escambia County Florida | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
Essex County Massachusetts | 4 | $ 1,690,000 | $ 422,000 | $ 0 |
Essex County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
Fairfax City County Virginia | 1 | $ 495,000 | $ 495,000 | $ 174,000 |
Fairfax County Virginia | 12 | $ 5,430,000 | $ 452,000 | $ 268,000 |
Fairfield County Connecticut | 3 | $ 1,405,000 | $ 468,000 | $ 0 |
Fairfield County Ohio | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
Faulkner County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
Fayette County Georgia | 1 | $ 515,000 | $ 515,000 | $ 0 |
Fayette County Ohio | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
Fayette County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 465,000 |
Flagler County Florida | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
Forsyth County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
Fort Bend County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 0 |
Franklin County Indiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
Franklin County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
Franklin County Missouri | 1 | $ 5,000 | $ 5,000 | $ 0 |
Franklin County Ohio | 9 | $ 3,535,000 | $ 392,000 | $ 150,000 |
Frederick County Maryland | 3 | $ 615,000 | $ 205,000 | $ 0 |
Fremont County Idaho | 1 | $ 155,000 | $ 155,000 | $ 0 |
Fresno County California | 3 | $ 845,000 | $ 281,000 | $ 0 |
Fulton County Georgia | 12 | $ 4,520,000 | $ 376,000 | $ 194,000 |
Garfield County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 143,000 |
Garfield County Oklahoma | 2 | $ 710,000 | $ 355,000 | $ 0 |
Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
Geauga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
Genesee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
Gloucester County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 0 |
Glynn County Georgia | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
Gordon County Georgia | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
Grand County Colorado | 28 | $ 10,890,000 | $ 388,000 | $ 209,000 |
Grand County Utah | 2 | $ 400,000 | $ 200,000 | $ 0 |
Grant County Indiana | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
Grant County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
Greene County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
Greene County Ohio | 11 | $ 2,835,000 | $ 257,000 | $ 123,000 |
Greenville County South Carolina | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
Guadalupe County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
Guilford County North Carolina | 6 | $ 850,000 | $ 141,000 | $ 127,000 |
Gunnison County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
Gwinnett County Georgia | 9 | $ 2,355,000 | $ 261,000 | $ 58,000 |
Halifax County North Carolina | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
Hall County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
Hamilton County Indiana | 4 | $ 650,000 | $ 162,000 | $ 129,000 |
Hamilton County Ohio | 26 | $ 6,080,000 | $ 233,000 | $ 114,000 |
Hampden County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 0 |
Hanover County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
Harford County Maryland | 2 | $ 230,000 | $ 115,000 | $ 0 |
Harnett County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
Harris County Texas | 12 | $ 2,090,000 | $ 174,000 | $ 0 |
Harrison County West Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 0 |
Hartford County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 0 |
Hays County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
Henderson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
Hendricks County Indiana | 2 | $ 280,000 | $ 140,000 | $ 135,000 |
Hennepin County Minnesota | 77 | $ 26,235,000 | $ 340,000 | $ 161,000 |
Henrico County Virginia | 2 | $ 460,000 | $ 230,000 | $ 0 |
Henry County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
Hernando County Florida | 10 | $ 1,770,000 | $ 177,000 | $ 62,000 |
Highland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
Highlands County Florida | 3 | $ 595,000 | $ 198,000 | $ 127,000 |
Hillsborough County Florida | 25 | $ 7,805,000 | $ 312,000 | $ 94,000 |
Hinsdale County Colorado | 1 | $ 475,000 | $ 475,000 | $ 59,000 |
Honolulu County Hawaii | 1 | $ 155,000 | $ 155,000 | $ 0 |
Horry County South Carolina | 4 | $ 840,000 | $ 210,000 | $ 56,000 |
Howard County Maryland | 4 | $ 1,160,000 | $ 290,000 | $ 0 |
Hudson County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 0 |
Huntington County Indiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
Indian River County Florida | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
Iredell County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 112,000 |
Itasca County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
Jackson County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
Jackson County Mississippi | 2 | $ 480,000 | $ 240,000 | $ 0 |
Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
Jackson County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 0 |
Jackson County Oregon | 1 | $ 355,000 | $ 355,000 | $ 0 |
James City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
Jasper County Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
Jefferson County Alabama | 2 | $ 580,000 | $ 290,000 | $ 0 |
Jefferson County Colorado | 43 | $ 16,355,000 | $ 380,000 | $ 175,000 |
Jefferson County Kentucky | 4 | $ 500,000 | $ 125,000 | $ 59,000 |
Jefferson County Ohio | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
Jefferson County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
Johnson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
Johnson County Iowa | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
Johnson County Kansas | 2 | $ 430,000 | $ 215,000 | $ 0 |
Johnston County North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 152,000 |
Kanabec County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 128,000 |
Kane County Illinois | 2 | $ 450,000 | $ 225,000 | $ 0 |
Kennebec County Maine | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
Kent County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
Kent County Rhode Island | 4 | $ 810,000 | $ 202,000 | $ 0 |
Kenton County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
King County Washington | 9 | $ 6,715,000 | $ 746,000 | $ 0 |
Kitsap County Washington | 1 | $ 105,000 | $ 105,000 | $ 0 |
Knox County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
Kootenai County Idaho | 1 | $ 65,000 | $ 65,000 | $ 0 |
Kosciusko County Indiana | 3 | $ 785,000 | $ 261,000 | $ 89,000 |
LaGrange County Indiana | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
Lake County Florida | 4 | $ 890,000 | $ 222,000 | $ 131,000 |
Lake County Illinois | 7 | $ 3,065,000 | $ 437,000 | $ 79,000 |
Lake County Indiana | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
Lake County Ohio | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
Lancaster County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 79,000 |
Lancaster County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
Lane County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
Lapeer County Michigan | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
Larimer County Colorado | 10 | $ 2,670,000 | $ 267,000 | $ 181,000 |
Lebanon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
Lee County Florida | 26 | $ 8,000,000 | $ 307,000 | $ 127,000 |
Lee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
Leon County Florida | 4 | $ 820,000 | $ 205,000 | $ 82,000 |
Liberty County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
Livingston County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
Lorain County Ohio | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
Los Angeles County California | 30 | $ 16,940,000 | $ 564,000 | $ 0 |
Loudoun County Virginia | 6 | $ 2,800,000 | $ 466,000 | $ 174,000 |
Lucas County Ohio | 4 | $ 840,000 | $ 210,000 | $ 66,000 |
Macomb County Michigan | 11 | $ 1,355,000 | $ 123,000 | $ 100,000 |
Macon County Illinois | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
Madison County Alabama | 2 | $ 430,000 | $ 215,000 | $ 2,181,000 |
Madison County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
Manassas County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
Manatee County Florida | 39 | $ 9,885,000 | $ 253,000 | $ 102,000 |
Maricopa County Arizona | 21 | $ 7,795,000 | $ 371,000 | $ 0 |
Marin County California | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
Marion County Florida | 8 | $ 2,170,000 | $ 271,000 | $ 107,000 |
Marion County Indiana | 7 | $ 945,000 | $ 135,000 | $ 117,000 |
Marion County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
Marion County West Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
Martin County Florida | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
Mason County Washington | 1 | $ 145,000 | $ 145,000 | $ 0 |
Maui County Hawaii | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
McHenry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mecklenburg County North Carolina | 11 | $ 3,165,000 | $ 287,000 | $ 171,000 |
Medina County Ohio | 4 | $ 940,000 | $ 235,000 | $ 77,000 |
Mendocino County California | 1 | $ 565,000 | $ 565,000 | $ 0 |
Merced County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
Merrimack County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
Miami County Ohio | 4 | $ 1,250,000 | $ 312,000 | $ 125,000 |
Miami-Dade County Florida | 21 | $ 5,605,000 | $ 266,000 | $ 124,000 |
Middlesex County Massachusetts | 7 | $ 3,715,000 | $ 530,000 | $ 0 |
Middlesex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
Milwaukee County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
Missoula County Montana | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
Mono County California | 1 | $ 535,000 | $ 535,000 | $ 0 |
Monongalia County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
Monroe County Florida | 5 | $ 2,755,000 | $ 551,000 | $ 222,000 |
Monroe County Indiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
Monroe County Michigan | 3 | $ 405,000 | $ 135,000 | $ 155,000 |
Monroe County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
Monterey County California | 1 | $ 665,000 | $ 665,000 | $ 0 |
Montgomery County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
Montgomery County Maryland | 16 | $ 6,350,000 | $ 396,000 | $ 70,000 |
Montgomery County Ohio | 17 | $ 4,365,000 | $ 256,000 | $ 129,000 |
Montgomery County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 0 |
Moore County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 0 |
Morris County New Jersey | 3 | $ 795,000 | $ 265,000 | $ 0 |
Multnomah County Oregon | 7 | $ 3,775,000 | $ 539,000 | $ 0 |
Muskingum County Ohio | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
Napa County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
Nassau County Florida | 4 | $ 990,000 | $ 247,000 | $ 68,000 |
Nelson County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
New Hanover County North Carolina | 7 | $ 1,815,000 | $ 259,000 | $ 149,000 |
New Haven County Connecticut | 2 | $ 240,000 | $ 120,000 | $ 0 |
New Kent County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
New London County Connecticut | 2 | $ 820,000 | $ 410,000 | $ 0 |
New York County New York | 1 | $ 245,000 | $ 245,000 | $ 0 |
Newport County Rhode Island | 10 | $ 3,540,000 | $ 354,000 | $ 0 |
Niagara County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
Nicollet County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
Noble County Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
Norfolk County Massachusetts | 3 | $ 2,695,000 | $ 898,000 | $ 0 |
Norfolk County Virginia | 4 | $ 370,000 | $ 92,000 | $ 0 |
Northumberland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
Oakland County Michigan | 24 | $ 5,150,000 | $ 214,000 | $ 279,000 |
Ocean County New Jersey | 4 | $ 610,000 | $ 152,000 | $ 0 |
Okaloosa County Florida | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
Onslow County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
Orange County California | 20 | $ 12,550,000 | $ 627,000 | $ 0 |
Orange County Florida | 27 | $ 7,985,000 | $ 295,000 | $ 103,000 |
Orange County Indiana | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
Orangeburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
Orleans County Louisiana | 2 | $ 860,000 | $ 430,000 | $ 0 |
Osceola County Florida | 7 | $ 1,095,000 | $ 156,000 | $ 126,000 |
Otsego County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
Palm Beach County Florida | 34 | $ 11,670,000 | $ 343,000 | $ 96,000 |
Parker County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
Pasco County Florida | 18 | $ 4,320,000 | $ 240,000 | $ 117,000 |
Pender County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 0 |
Philadelphia County Pennsylvania | 8 | $ 2,350,000 | $ 293,000 | $ 0 |
Pickaway County Ohio | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
Pickens County Georgia | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
Pima County Arizona | 2 | $ 370,000 | $ 185,000 | $ 0 |
Pine County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
Pinellas County Florida | 43 | $ 10,425,000 | $ 242,000 | $ 109,000 |
Placer County California | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
Plymouth County Massachusetts | 12 | $ 3,760,000 | $ 313,000 | $ 0 |
Polk County Florida | 5 | $ 895,000 | $ 179,000 | $ 61,000 |
Polk County Iowa | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
Polk County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
Polk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
Pope County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
Portsmouth County Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
Potter County Texas | 1 | $ 935,000 | $ 935,000 | $ 0 |
Preble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
Prince George's County Maryland | 5 | $ 1,175,000 | $ 235,000 | $ 99,000 |
Prince William County Virginia | 2 | $ 460,000 | $ 230,000 | $ 0 |
Providence County Rhode Island | 7 | $ 2,255,000 | $ 322,000 | $ 0 |
Pueblo County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
Queens County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
Ramsey County Minnesota | 15 | $ 4,965,000 | $ 331,000 | $ 138,000 |
Rankin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
Rice County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
Richland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
Richland County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
Richmond City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Richmond County Georgia | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
Richmond County New York | 2 | $ 640,000 | $ 320,000 | $ 0 |
Riverside County California | 6 | $ 2,660,000 | $ 443,000 | $ 0 |
Roanoke City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
Roanoke County Virginia | 2 | $ 920,000 | $ 460,000 | $ 0 |
Rockingham County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
Ross County Ohio | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
Rutherford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
Sacramento County California | 4 | $ 2,330,000 | $ 582,000 | $ 0 |
Salt Lake County Utah | 7 | $ 1,575,000 | $ 225,000 | $ 128,000 |
San Bernardino County California | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
San Diego County California | 14 | $ 7,620,000 | $ 544,000 | $ 0 |
San Francisco County California | 8 | $ 5,920,000 | $ 740,000 | $ 0 |
San Joaquin County California | 3 | $ 1,255,000 | $ 418,000 | $ 0 |
San Mateo County California | 5 | $ 2,495,000 | $ 499,000 | $ 0 |
San Patricio County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
Sandoval County New Mexico | 2 | $ 680,000 | $ 340,000 | $ 0 |
Sandusky County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
Santa Barbara County California | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
Santa Clara County California | 9 | $ 5,625,000 | $ 625,000 | $ 0 |
Santa Cruz County California | 7 | $ 4,695,000 | $ 670,000 | $ 0 |
Santa Fe County New Mexico | 2 | $ 580,000 | $ 290,000 | $ 0 |
Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
Sarasota County Florida | 130 | $ 28,550,000 | $ 219,000 | $ 101,000 |
Sauk County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 0 |
Scioto County Ohio | 3 | $ 515,000 | $ 171,000 | $ 100,000 |
Scott County Minnesota | 4 | $ 1,710,000 | $ 427,000 | $ 190,000 |
Seminole County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 39,000 |
Shasta County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
Shelby County Alabama | 2 | $ 680,000 | $ 340,000 | $ 180,000 |
Shelby County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 0 |
Sherburne County Minnesota | 12 | $ 3,100,000 | $ 258,000 | $ 102,000 |
Snohomish County Washington | 2 | $ 890,000 | $ 445,000 | $ 0 |
Solano County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
Somerset County New Jersey | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
Spalding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
Spartanburg County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
Spokane County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
St. Charles County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
St. Clair County Illinois | 1 | $ 395,000 | $ 395,000 | $ 0 |
St. Clair County Michigan | 2 | $ 200,000 | $ 100,000 | $ 0 |
St. Croix County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
St. Johns County Florida | 10 | $ 4,020,000 | $ 402,000 | $ 119,000 |
St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
St. Louis County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 176,000 |
St. Louis County Missouri | 4 | $ 1,130,000 | $ 282,000 | $ 0 |
St. Lucie County Florida | 24 | $ 5,470,000 | $ 227,000 | $ 71,000 |
St. Mary's County Maryland | 3 | $ 575,000 | $ 191,000 | $ 0 |
St. Tammany County Louisiana | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
Stanly County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
Stark County Ohio | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
Stearns County Minnesota | 7 | $ 2,045,000 | $ 292,000 | $ 114,000 |
Steuben County Indiana | 2 | $ 320,000 | $ 160,000 | $ 123,000 |
Stokes County North Carolina | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
Suffolk County Massachusetts | 6 | $ 2,340,000 | $ 390,000 | $ 130,000 |
Suffolk County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
Summit County Colorado | 1 | $ 445,000 | $ 445,000 | $ 202,000 |
Summit County Ohio | 7 | $ 1,465,000 | $ 209,000 | $ 75,000 |
Summit County Utah | 2 | $ 990,000 | $ 495,000 | $ 0 |
Sumner County Tennessee | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
Sumter County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 273,000 |
Sussex County Delaware | 8 | $ 2,000,000 | $ 250,000 | $ 0 |
Sussex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
Teton County Idaho | 1 | $ 115,000 | $ 115,000 | $ 0 |
Thurston County Washington | 2 | $ 620,000 | $ 310,000 | $ 0 |
Travis County Texas | 10 | $ 3,770,000 | $ 377,000 | $ 0 |
Trumbull County Ohio | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
Tulare County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
Tulsa County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 0 |
Tuscarawas County Ohio | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
Union County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 0 |
Union County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 130,000 |
Union County Ohio | 3 | $ 505,000 | $ 168,000 | $ 47,000 |
Utah County Utah | 3 | $ 625,000 | $ 208,000 | $ 0 |
Vanderburgh County Indiana | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
Ventura County California | 6 | $ 3,240,000 | $ 540,000 | $ 0 |
Virginia Beach County Virginia | 6 | $ 980,000 | $ 163,000 | $ 0 |
Volusia County Florida | 10 | $ 2,280,000 | $ 228,000 | $ 60,000 |
Wagoner County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
Wake County North Carolina | 8 | $ 2,040,000 | $ 255,000 | $ 104,000 |
Walworth County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 0 |
Ware County Georgia | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
Warren County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
Warren County Ohio | 56 | $ 17,540,000 | $ 313,000 | $ 116,000 |
Warrick County Indiana | 1 | $ 615,000 | $ 615,000 | $ 420,000 |
Washington County Minnesota | 18 | $ 6,290,000 | $ 349,000 | $ 158,000 |
Washington County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
Washington County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 0 |
Washington County Rhode Island | 3 | $ 985,000 | $ 328,000 | $ 0 |
Washington County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 0 |
Washoe County Nevada | 4 | $ 1,580,000 | $ 395,000 | $ 0 |
Washtenaw County Michigan | 6 | $ 630,000 | $ 105,000 | $ 76,000 |
Watauga County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
Waukesha County Wisconsin | 1 | $ 695,000 | $ 695,000 | $ 0 |
Wayne County Michigan | 10 | $ 1,120,000 | $ 112,000 | $ 94,000 |
Weld County Colorado | 10 | $ 3,250,000 | $ 325,000 | $ 114,000 |
Westchester County New York | 2 | $ 330,000 | $ 165,000 | $ 0 |
Westmoreland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
Will County Illinois | 3 | $ 855,000 | $ 285,000 | $ 234,000 |
Williamson County Tennessee | 3 | $ 1,755,000 | $ 585,000 | $ 0 |
Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
Wilson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
Wilson County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
Windham County Connecticut | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
Winnebago County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
Worcester County Maryland | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
Worcester County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
Wright County Minnesota | 9 | $ 2,115,000 | $ 235,000 | $ 98,000 |
York County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 65,000 |
Yuba County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not Applicable | 1,044 | $353,830,000 | $338,000 | $2,415,000 | $0 | $0 |
Refinancing | 695 | $184,915,000 | $266,000 | $855,000 | $126,000 | $1,897,000 |
Cash-out Refinancing | 364 | $99,420,000 | $273,000 | $715,000 | $127,000 | $2,181,000 |
Home Purchase | 274 | $87,020,000 | $317,000 | $1,985,000 | $130,000 | $1,305,000 |
Home Improvement | 77 | $19,205,000 | $249,000 | $545,000 | $111,000 | $308,000 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,109 | $311,025,000 | $280,000 | $1,985,000 | $126,000 | $1,897,000 |
Not applicable | 1,045 | $354,085,000 | $338,000 | $2,415,000 | $0 | $0 |
Not Provided | 121 | $29,545,000 | $244,000 | $705,000 | $117,000 | $729,000 |
Asian | 79 | $24,135,000 | $305,000 | $655,000 | $168,000 | $2,181,000 |
Hispanic | 66 | $17,910,000 | $271,000 | $585,000 | $105,000 | $385,000 |
Black or African American | 30 | $6,770,000 | $225,000 | $645,000 | $103,000 | $460,000 |
American Indian or Alaskan Native | 3 | $585,000 | $195,000 | $215,000 | $70,000 | $91,000 |
Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $81,000 | $81,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,449 | $743,785,000 | $303,000 | $2,415,000 | $126,000 | $2,181,000 |
FHA-insured (Federal Housing Administration) | 5 | $605,000 | $121,000 | $145,000 | $28,000 | $28,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,079 | $300,575,000 | $278,000 | $855,000 | $127,000 | $1,897,000 |
Loan Purchased By The Institution | 1,045 | $354,085,000 | $338,000 | $2,415,000 | $0 | $0 |
Application Denied By Financial Institution | 155 | $45,775,000 | $295,000 | $1,985,000 | $115,000 | $1,305,000 |
Application Withdrawn By Applicant | 118 | $28,920,000 | $245,000 | $905,000 | $144,000 | $2,181,000 |
File Closed For Incompleteness | 45 | $11,745,000 | $261,000 | $705,000 | $118,000 | $468,000 |
Application Approved But Not Accepted | 6 | $1,430,000 | $238,000 | $405,000 | $89,000 | $200,000 |
Preapproval Approved but not Accepted | 3 | $785,000 | $261,000 | $285,000 | $67,000 | $93,000 |
Preapproval Denied by Financial Institution | 3 | $1,075,000 | $358,000 | $815,000 | $53,000 | $93,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,296 | $697,540,000 | $303,000 | $2,415,000 | $128,000 | $2,181,000 |
Other | 78 | $25,440,000 | $326,000 | $1,985,000 | $136,000 | $1,305,000 |
Debt-To-Income Ratio | 39 | $9,355,000 | $239,000 | $705,000 | $67,000 | $282,000 |
Collateral | 14 | $4,560,000 | $325,000 | $675,000 | $131,000 | $281,000 |
Credit History | 12 | $3,210,000 | $267,000 | $655,000 | $103,000 | $225,000 |
Unverifiable Information | 8 | $2,820,000 | $352,000 | $605,000 | $120,000 | $296,000 |
Credit Application Incomplete | 5 | $1,225,000 | $245,000 | $305,000 | $96,000 | $209,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $205,000 | $21,000 | $31,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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