2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Liberty Savings Bank, F.S.B. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,271 |
| Total Mortgage Loan Application Amount | $787,745,000 |
| Average Mortgage Loan Application Amount | $355,400 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $106,200 |
| Highest Applicant Income | $1,907,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 49 | $ 16,925,000 | $ 345,000 | $ 118,000 |
| Adams County Indiana | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Aitkin County Minnesota | 3 | $ 755,000 | $ 251,000 | $ 213,000 |
| Alameda County California | 12 | $ 8,230,000 | $ 685,000 | $ 0 |
| Allen County Indiana | 58 | $ 11,660,000 | $ 201,000 | $ 95,000 |
| Anne Arundel County Maryland | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Anoka County Minnesota | 53 | $ 13,915,000 | $ 262,000 | $ 119,000 |
| Arapahoe County Colorado | 97 | $ 34,395,000 | $ 354,000 | $ 138,000 |
| Arlington County Virginia | 2 | $ 1,100,000 | $ 550,000 | $ 85,000 |
| Baker County Florida | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Baldwin County Alabama | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 277,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Benton County Washington | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Berrien County Michigan | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Bexar County Texas | 4 | $ 2,500,000 | $ 625,000 | $ 0 |
| Blackford County Indiana | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Boone County Indiana | 1 | $ 445,000 | $ 445,000 | $ 275,000 |
| Boone County Kentucky | 8 | $ 2,560,000 | $ 320,000 | $ 168,000 |
| Boulder County Colorado | 32 | $ 12,780,000 | $ 399,000 | $ 146,000 |
| Brazoria County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Bristol County Massachusetts | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Broomfield County Colorado | 9 | $ 3,305,000 | $ 367,000 | $ 187,000 |
| Broward County Florida | 3 | $ 755,000 | $ 251,000 | $ 95,000 |
| Burleigh County North Dakota | 6 | $ 1,530,000 | $ 255,000 | $ 95,000 |
| Butler County Ohio | 36 | $ 9,210,000 | $ 255,000 | $ 124,000 |
| Campbell County Kentucky | 3 | $ 995,000 | $ 331,000 | $ 133,000 |
| Carteret County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 298,000 |
| Carver County Minnesota | 7 | $ 2,975,000 | $ 425,000 | $ 199,000 |
| Cass County Minnesota | 4 | $ 1,420,000 | $ 355,000 | $ 182,000 |
| Chaffee County Colorado | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Charleston County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Charlotte County Florida | 12 | $ 3,050,000 | $ 254,000 | $ 147,000 |
| Cherokee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Chisago County Minnesota | 9 | $ 2,615,000 | $ 290,000 | $ 137,000 |
| Citrus County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 85,000 |
| Clark County Indiana | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Clark County Ohio | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Clay County Florida | 4 | $ 680,000 | $ 170,000 | $ 58,000 |
| Clear Creek County Colorado | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Clermont County Ohio | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Cleveland County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Clinton County Ohio | 13 | $ 1,425,000 | $ 109,000 | $ 160,000 |
| Cochise County Arizona | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Collier County Florida | 32 | $ 11,600,000 | $ 362,000 | $ 258,000 |
| Collin County Texas | 7 | $ 3,845,000 | $ 549,000 | $ 0 |
| Comal County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Contra Costa County California | 6 | $ 4,870,000 | $ 811,000 | $ 0 |
| Cook County Illinois | 5 | $ 3,355,000 | $ 671,000 | $ 982,000 |
| Crawford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Crow Wing County Minnesota | 3 | $ 875,000 | $ 291,000 | $ 166,000 |
| Cuyahoga County Ohio | 4 | $ 950,000 | $ 237,000 | $ 105,000 |
| Dakota County Minnesota | 16 | $ 4,760,000 | $ 297,000 | $ 148,000 |
| Dallas County Texas | 19 | $ 14,325,000 | $ 753,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Davidson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| DeKalb County Indiana | 2 | $ 730,000 | $ 365,000 | $ 292,000 |
| Delaware County Ohio | 2 | $ 700,000 | $ 350,000 | $ 99,000 |
| Delaware County Oklahoma | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Denton County Texas | 15 | $ 9,555,000 | $ 637,000 | $ 0 |
| Denver County Colorado | 92 | $ 35,450,000 | $ 385,000 | $ 168,000 |
| District of Columbia County District Of Columbia | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Douglas County Colorado | 124 | $ 45,400,000 | $ 366,000 | $ 149,000 |
| Douglas County Minnesota | 4 | $ 1,060,000 | $ 265,000 | $ 170,000 |
| DuPage County Illinois | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Durham County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 40,000 |
| Duval County Florida | 49 | $ 13,465,000 | $ 274,000 | $ 157,000 |
| Eagle County Colorado | 10 | $ 4,520,000 | $ 452,000 | $ 247,000 |
| El Paso County Colorado | 27 | $ 9,035,000 | $ 334,000 | $ 129,000 |
| Elbert County Colorado | 1 | $ 495,000 | $ 495,000 | $ 285,000 |
| Elkhart County Indiana | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Elmore County Alabama | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Fairfax City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 2,010,000 | $ 502,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Fayette County Ohio | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Flagler County Florida | 1 | $ 465,000 | $ 465,000 | $ 587,000 |
| Fluvanna County Virginia | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Forsyth County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 85,000 |
| Franklin County Ohio | 6 | $ 920,000 | $ 153,000 | $ 78,000 |
| Fulton County Georgia | 3 | $ 2,145,000 | $ 715,000 | $ 85,000 |
| Gallatin County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 244,000 |
| Gallatin County Montana | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Garfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Garfield County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Grand County Colorado | 67 | $ 20,375,000 | $ 304,000 | $ 175,000 |
| Grand Traverse County Michigan | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Grant County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Grayson County Texas | 4 | $ 2,330,000 | $ 582,000 | $ 0 |
| Greene County Ohio | 6 | $ 1,860,000 | $ 310,000 | $ 112,000 |
| Hamilton County Indiana | 3 | $ 685,000 | $ 228,000 | $ 98,000 |
| Hamilton County Ohio | 49 | $ 10,975,000 | $ 223,000 | $ 105,000 |
| Harris County Texas | 6 | $ 3,860,000 | $ 643,000 | $ 0 |
| Harrison County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Hennepin County Minnesota | 102 | $ 32,170,000 | $ 315,000 | $ 148,000 |
| Henry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Hernando County Florida | 7 | $ 875,000 | $ 125,000 | $ 55,000 |
| Highland County Ohio | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Hillsborough County Florida | 7 | $ 2,765,000 | $ 395,000 | $ 99,000 |
| Horry County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Howard County Maryland | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Hubbard County Minnesota | 2 | $ 870,000 | $ 435,000 | $ 153,000 |
| Huntington County Indiana | 4 | $ 1,060,000 | $ 265,000 | $ 117,000 |
| Isanti County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 60,000 |
| Itasca County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 175,000 |
| Jackson County North Carolina | 1 | $ 1,615,000 | $ 1,615,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Jefferson County Colorado | 93 | $ 35,315,000 | $ 379,000 | $ 159,000 |
| Jefferson County Washington | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Kanabec County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 106,000 |
| Kandiyohi County Minnesota | 3 | $ 735,000 | $ 245,000 | $ 339,000 |
| Kane County Illinois | 2 | $ 800,000 | $ 400,000 | $ 139,000 |
| Kauai County Hawaii | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Kendall County Texas | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Kenton County Kentucky | 5 | $ 1,445,000 | $ 289,000 | $ 87,000 |
| Kern County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| King County Washington | 7 | $ 5,165,000 | $ 737,000 | $ 0 |
| Kings County New York | 4 | $ 3,670,000 | $ 917,000 | $ 0 |
| Knox County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kosciusko County Indiana | 2 | $ 590,000 | $ 295,000 | $ 71,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| LaGrange County Indiana | 2 | $ 500,000 | $ 250,000 | $ 142,000 |
| Lake County Colorado | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Lake County Illinois | 1 | $ 1,415,000 | $ 1,415,000 | $ 0 |
| Larimer County Colorado | 21 | $ 6,995,000 | $ 333,000 | $ 146,000 |
| Lee County Florida | 16 | $ 5,350,000 | $ 334,000 | $ 153,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Lincoln County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 241,000 |
| Livingston County Michigan | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Logan County Oklahoma | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Los Angeles County California | 43 | $ 24,425,000 | $ 568,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Macomb County Michigan | 5 | $ 855,000 | $ 171,000 | $ 47,000 |
| Manatee County Florida | 67 | $ 13,585,000 | $ 202,000 | $ 92,000 |
| Maricopa County Arizona | 6 | $ 3,900,000 | $ 650,000 | $ 0 |
| Marin County California | 3 | $ 2,215,000 | $ 738,000 | $ 0 |
| Marion County Florida | 2 | $ 470,000 | $ 235,000 | $ 111,000 |
| Marion County Indiana | 9 | $ 1,765,000 | $ 196,000 | $ 124,000 |
| Marshall County Indiana | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Martin County Florida | 3 | $ 365,000 | $ 121,000 | $ 52,000 |
| McClain County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Medina County Ohio | 6 | $ 980,000 | $ 163,000 | $ 116,000 |
| Mercer County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Mesa County Colorado | 5 | $ 1,355,000 | $ 271,000 | $ 87,000 |
| Miami-Dade County Florida | 3 | $ 1,545,000 | $ 515,000 | $ 0 |
| Middlesex County Massachusetts | 4 | $ 1,240,000 | $ 310,000 | $ 207,000 |
| Mille Lacs County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 309,000 |
| Missoula County Montana | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Moffat County Colorado | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Monroe County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 244,000 |
| Monterey County California | 3 | $ 2,435,000 | $ 811,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Montgomery County Maryland | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Montgomery County Ohio | 3 | $ 555,000 | $ 185,000 | $ 103,000 |
| Montgomery County Texas | 4 | $ 2,740,000 | $ 685,000 | $ 0 |
| Montrose County Colorado | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Morris County New Jersey | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Napa County California | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Nassau County Florida | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Nassau County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Noble County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 77,000 |
| Norfolk County Massachusetts | 9 | $ 3,855,000 | $ 428,000 | $ 156,000 |
| Oakland County Michigan | 5 | $ 1,465,000 | $ 293,000 | $ 84,000 |
| Okaloosa County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Oklahoma County Oklahoma | 12 | $ 7,830,000 | $ 652,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Orange County California | 28 | $ 18,920,000 | $ 675,000 | $ 0 |
| Orange County Florida | 2 | $ 430,000 | $ 215,000 | $ 160,000 |
| Orange County New York | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Palm Beach County Florida | 16 | $ 5,570,000 | $ 348,000 | $ 276,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Parker County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Pasco County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 74,000 |
| Passaic County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Pendleton County Kentucky | 3 | $ 665,000 | $ 221,000 | $ 144,000 |
| Pinellas County Florida | 39 | $ 12,265,000 | $ 314,000 | $ 129,000 |
| Polk County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 223,000 |
| Pope County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Portage County Ohio | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Pueblo County Colorado | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Pulaski County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Queens County New York | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Ramsey County Minnesota | 30 | $ 7,700,000 | $ 256,000 | $ 125,000 |
| Renville County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Riverside County California | 12 | $ 4,600,000 | $ 383,000 | $ 0 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Ross County Ohio | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Routt County Colorado | 5 | $ 1,685,000 | $ 337,000 | $ 147,000 |
| Sacramento County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Salt Lake County Utah | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| San Bernardino County California | 5 | $ 1,735,000 | $ 347,000 | $ 0 |
| San Diego County California | 7 | $ 5,065,000 | $ 723,000 | $ 0 |
| San Francisco County California | 6 | $ 4,960,000 | $ 826,000 | $ 0 |
| San Mateo County California | 2 | $ 1,330,000 | $ 665,000 | $ 0 |
| Santa Barbara County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Santa Clara County California | 7 | $ 5,215,000 | $ 745,000 | $ 0 |
| Santa Cruz County California | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Sarasota County Florida | 232 | $ 52,190,000 | $ 224,000 | $ 100,000 |
| Saratoga County New York | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Scott County Minnesota | 10 | $ 3,540,000 | $ 354,000 | $ 163,000 |
| Seminole County Florida | 3 | $ 735,000 | $ 245,000 | $ 66,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Sherburne County Minnesota | 12 | $ 2,760,000 | $ 230,000 | $ 100,000 |
| Solano County California | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Sonoma County California | 5 | $ 1,705,000 | $ 341,000 | $ 0 |
| St. Johns County Florida | 17 | $ 4,255,000 | $ 250,000 | $ 135,000 |
| St. Louis County Minnesota | 2 | $ 700,000 | $ 350,000 | $ 248,000 |
| St. Louis County Missouri | 1 | $ 505,000 | $ 505,000 | $ 0 |
| St. Lucie County Florida | 8 | $ 1,490,000 | $ 186,000 | $ 69,000 |
| Stark County Ohio | 2 | $ 220,000 | $ 110,000 | $ 82,000 |
| Stearns County Minnesota | 8 | $ 1,900,000 | $ 237,000 | $ 136,000 |
| Steuben County Indiana | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| Stevens County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 1,540,000 | $ 385,000 | $ 208,000 |
| Suffolk County New York | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Summit County Colorado | 18 | $ 6,270,000 | $ 348,000 | $ 244,000 |
| Sumner County Tennessee | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Sussex County Delaware | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Tarrant County Texas | 19 | $ 9,065,000 | $ 477,000 | $ 0 |
| Travis County Texas | 11 | $ 7,955,000 | $ 723,000 | $ 0 |
| Tulsa County Oklahoma | 6 | $ 4,240,000 | $ 706,000 | $ 0 |
| Ventura County California | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 2,680,000 | $ 1,340,000 | $ 0 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 238,000 |
| Wake County North Carolina | 7 | $ 1,875,000 | $ 267,000 | $ 164,000 |
| Walton County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Warren County Ohio | 38 | $ 11,540,000 | $ 303,000 | $ 128,000 |
| Washington County Minnesota | 18 | $ 6,380,000 | $ 354,000 | $ 151,000 |
| Wayne County Michigan | 1 | $ 265,000 | $ 265,000 | $ 253,000 |
| Weld County Colorado | 15 | $ 5,055,000 | $ 337,000 | $ 128,000 |
| Wells County Indiana | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Westchester County New York | 1 | $ 855,000 | $ 855,000 | $ 0 |
| White County Indiana | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Whitley County Indiana | 3 | $ 525,000 | $ 175,000 | $ 100,000 |
| Will County Illinois | 2 | $ 530,000 | $ 265,000 | $ 223,000 |
| Worcester County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Wright County Minnesota | 20 | $ 5,300,000 | $ 265,000 | $ 113,000 |
| York County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2020
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 930 | $272,470,000 | $292,000 | $2,405,000 | $139,000 | $1,800,000 |
| Home Purchase | 472 | $138,330,000 | $293,000 | $1,355,000 | $141,000 | $1,907,000 |
| Cash-out Refinancing | 416 | $117,350,000 | $282,000 | $995,000 | $128,000 | $841,000 |
| Not Applicable | 374 | $237,910,000 | $636,000 | $1,905,000 | $0 | $0 |
| Home Improvement | 79 | $21,685,000 | $274,000 | $515,000 | $123,000 | $624,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,660 | $478,720,000 | $288,000 | $2,405,000 | $137,000 | $1,907,000 |
| Not applicable | 374 | $237,910,000 | $636,000 | $1,905,000 | $0 | $0 |
| Asian | 115 | $40,295,000 | $350,000 | $515,000 | $148,000 | $670,000 |
| Not Provided | 65 | $16,925,000 | $260,000 | $515,000 | $141,000 | $1,288,000 |
| Hispanic | 36 | $9,010,000 | $250,000 | $515,000 | $108,000 | $428,000 |
| Black or African American | 16 | $4,070,000 | $254,000 | $515,000 | $112,000 | $351,000 |
| American Indian or Alaskan Native | 4 | $720,000 | $180,000 | $255,000 | $66,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $55,000 | $55,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,249 | $783,485,000 | $348,000 | $2,405,000 | $137,000 | $1,907,000 |
| FHA-insured (Federal Housing Administration) | 19 | $3,785,000 | $199,000 | $415,000 | $86,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 2 | $350,000 | $175,000 | $225,000 | $43,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $23,000 | $23,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,585 | $467,445,000 | $294,000 | $2,405,000 | $136,000 | $1,096,000 |
| Loan Purchased By The Institution | 377 | $238,595,000 | $632,000 | $1,905,000 | $46,000 | $66,000 |
| Application Denied By Financial Institution | 156 | $41,620,000 | $266,000 | $1,315,000 | $136,000 | $1,800,000 |
| Application Withdrawn By Applicant | 126 | $33,270,000 | $264,000 | $545,000 | $151,000 | $1,907,000 |
| Preapproval Approved but not Accepted | 9 | $2,225,000 | $247,000 | $405,000 | $91,000 | $167,000 |
| Preapproval Denied by Financial Institution | 7 | $1,855,000 | $265,000 | $405,000 | $120,000 | $205,000 |
| Application Approved But Not Accepted | 6 | $1,760,000 | $293,000 | $475,000 | $130,000 | $284,000 |
| File Closed For Incompleteness | 5 | $975,000 | $195,000 | $245,000 | $83,000 | $114,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,108 | $744,270,000 | $353,000 | $2,405,000 | $137,000 | $1,907,000 |
| Other | 82 | $23,350,000 | $284,000 | $1,315,000 | $153,000 | $895,000 |
| Collateral | 35 | $8,785,000 | $251,000 | $505,000 | $160,000 | $1,800,000 |
| Unverifiable Information | 15 | $4,045,000 | $269,000 | $885,000 | $99,000 | $290,000 |
| Credit History | 12 | $2,610,000 | $217,000 | $305,000 | $69,000 | $151,000 |
| Debt-To-Income Ratio | 12 | $2,360,000 | $196,000 | $415,000 | $74,000 | $222,000 |
| Credit Application Incomplete | 5 | $1,505,000 | $301,000 | $605,000 | $95,000 | $149,000 |
| Employment History | 2 | $820,000 | $410,000 | $555,000 | $112,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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