Liberty Savings Bank, Fsb
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Liberty Savings Bank, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Liberty Savings Bank, Fsb
2251 Rombach Ave.
Wilmington, OH 45177
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,647
Total Mortgage Loan Application Amount $398,233,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $4,445,000
Average Applicant Income $72,666
Highest Applicant Income $2,860,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Liberty Savings Bank, Fsb by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DAYTON, OH 547 $ 50,330,000 $ 92,000 $ 66,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 330 $ 49,910,000 $ 165,000 $ 75,666
SARASOTA-BRADENTON-VENICE, FL 276 $ 69,869,000 $ 253,000 $ 103,000
DENVER-AURORA, CO 89 $ 24,067,000 $ 270,000 $ 98,000
CLEVELAND-ELYRIA-MENTOR, OH 80 $ 11,345,000 $ 141,000 $ 103,000
COLUMBUS, OH 80 $ 11,226,000 $ 140,000 $ 56,000
ST. LOUIS, MO-IL 79 $ 14,616,000 $ 194,000 $ 113,500
WARREN-TROY-FARMINGTON HILLS, MI 54 $ 12,951,000 $ 239,000 $ 105,000
TOLEDO, OH 51 $ 5,998,000 $ 117,000 $ 66,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 45 $ 3,487,000 $ 77,000 $ 52,000
SPRINGFIELD, OH 24 $ 1,805,000 $ 75,000 $ 63,000
AKRON, OH 23 $ 3,021,000 $ 131,000 $ 65,000
SANDUSKY, OH 20 $ 2,277,000 $ 113,000 $ 61,000
DETROIT-LIVONIA-DEARBORN, MI 18 $ 3,096,000 $ 172,000 $ 57,000
CANTON-MASSILLON, OH 17 $ 1,580,000 $ 92,000 $ 50,000
MANSFIELD, OH 17 $ 1,781,000 $ 104,000 $ 41,000
PUNTA GORDA, FL 13 $ 2,667,000 $ 205,000 $ 60,000
KANSAS CITY, MO-KS 8 $ 1,086,000 $ 130,500 $ 78,500
BOULDER, CO 6 $ 1,933,000 $ 322,000 $ 83,000
LIMA, OH 5 $ 485,000 $ 97,000 $ 55,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 5 $ 625,000 $ 125,000 $ 56,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 3 $ 1,055,000 $ 351,000 $ 342,000
COLORADO SPRINGS, CO 3 $ 539,000 $ 179,000 $ 75,000
MEMPHIS, TN-MS-AR 3 $ 515,000 $ 171,000 $ 68,000
ORLANDO-KISSIMMEE, FL 3 $ 1,585,000 $ 528,000 $ 587,000
ABILENE, TX 2 $ 470,000 $ 235,000 $ 0
ANN ARBOR, MI 2 $ 395,000 $ 197,000 $ 55,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 2 $ 115,000 $ 57,000 $ 33,000
CHICAGO-NAPERVILLE-JOLIET, IL 2 $ 169,000 $ 84,000 $ 69,000
COLUMBIA, MO 2 $ 160,000 $ 80,000 $ 106,000
MONROE, MI 2 $ 420,000 $ 210,000 $ 36,000
NAPLES-MARCO ISLAND, FL 2 $ 408,000 $ 204,000 $ 86,000
PITTSBURGH, PA 2 $ 360,000 $ 180,000 $ 163,000
TULSA, OK 2 $ 202,000 $ 101,000 $ 115,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 105,000 $ 105,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 316,000 $ 316,000 $ 122,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 27,000 $ 27,000 $ 49,000
AUSTIN-ROUND ROCK, TX 1 $ 37,000 $ 37,000 $ 33,000
CAPE CORAL-FORT MYERS, FL 1 $ 428,000 $ 428,000 $ 130,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 116,000 $ 116,000 $ 163,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 142,000 $ 142,000 $ 36,000
DALLAS-PLANO-IRVING, TX 1 $ 39,000 $ 39,000 $ 168,000
ELIZABETHTOWN, KY 1 $ 87,000 $ 87,000 $ 34,000
ESSEX COUNTY, MA 1 $ 220,000 $ 220,000 $ 155,000
FLINT, MI 1 $ 144,000 $ 144,000 $ 80,000
FORT COLLINS-LOVELAND, CO 1 $ 327,000 $ 327,000 $ 232,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 420,000 $ 420,000 $ 120,000
GAINESVILLE, FL 1 $ 80,000 $ 80,000 $ 146,000
GRAND RAPIDS-WYOMING, MI 1 $ 97,000 $ 97,000 $ 101,000
GREELEY, CO 1 $ 157,000 $ 157,000 $ 234,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 1 $ 195,000 $ 195,000 $ 55,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 53,000 $ 53,000 $ 42,000
KNOXVILLE, TN 1 $ 200,000 $ 200,000 $ 94,000
LANSING-EAST LANSING, MI 1 $ 101,000 $ 101,000 $ 34,000
LEXINGTON-FAYETTE, KY 1 $ 105,000 $ 105,000 $ 42,000
LONGVIEW, WA 1 $ 115,000 $ 115,000 $ 61,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 94,000 $ 94,000 $ 56,000
MODESTO, CA 1 $ 565,000 $ 565,000 $ 150,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 187,000 $ 187,000 $ 73,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 80,000 $ 80,000 $ 79,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 231,000 $ 231,000 $ 266,000
RICHMOND, VA 1 $ 141,000 $ 141,000 $ 81,000
SALEM, OR 1 $ 85,000 $ 85,000 $ 55,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1 $ 354,000 $ 354,000 $ 149,000
SAVANNAH, GA 1 $ 220,000 $ 220,000 $ 0
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 548,000 $ 548,000 $ 188,000
TUCSON, AZ 1 $ 100,000 $ 100,000 $ 144,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 51,000 $ 51,000 $ 400,000
WICHITA, KS 1 $ 140,000 $ 140,000 $ 83,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,313 $218,935,000 $166,000 $2,915,000 $74,000 $1,001,000
Refinancing 1,149 $176,035,000 $153,000 $4,445,000 $77,000 $2,860,000
Home Improvement 185 $3,263,000 $17,000 $125,000 $67,000 $1,008,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,224 $323,722,000 $145,000 $1,800,000 $75,000 $2,860,000
Not Provided 181 $28,875,000 $159,000 $4,445,000 $86,000 $1,001,000
Black or African American 103 $9,572,000 $92,000 $304,000 $54,000 $272,000
Hispanic 65 $11,795,000 $181,000 $1,613,000 $72,000 $546,000
Asian 43 $11,627,000 $270,000 $1,847,000 $91,000 $373,000
American Indian or Alaskan Native 13 $2,113,000 $162,000 $868,000 $123,000 $866,000
Not applicable 13 $9,826,000 $755,000 $2,915,000 $0 $0
Native Hawaiian or Other Pacific Islander 5 $703,000 $140,000 $180,000 $43,000 $89,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,599 $392,681,000 $151,000 $4,445,000 $76,000 $2,860,000
FHA-insured (Federal Housing Administration) 41 $3,792,000 $92,000 $167,000 $37,000 $96,000
VA-guaranteed (Veterans Administration) 5 $732,000 $146,000 $180,000 $34,000 $68,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $1,028,000 $514,000 $528,000 $94,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,629 $238,311,000 $146,000 $1,800,000 $81,000 $1,008,000
Application Denied By Financial Institution 469 $75,782,000 $161,000 $4,445,000 $69,000 $903,000
Preapproval Denied by Financial Institution 312 $45,573,000 $146,000 $1,480,000 $58,000 $1,001,000
Application Approved But Not Accepted 150 $21,560,000 $143,000 $933,000 $63,000 $408,000
Application Withdrawn By Applicant 76 $15,437,000 $203,000 $2,915,000 $53,000 $546,000
Preapproval Approved but not Accepted 10 $1,434,000 $143,000 $250,000 $66,000 $150,000
File Closed For Incompleteness 1 $136,000 $136,000 $136,000 $2,860,000 $2,860,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 231 $26,216,000 $113,000 $829,000 $57,000 $860,000
Debt-To-Income Ratio 187 $27,798,000 $148,000 $1,500,000 $54,000 $876,000
Unverifiable Information 161 $26,388,000 $163,000 $1,200,000 $76,000 $903,000
Other 101 $27,731,000 $274,000 $4,445,000 $80,000 $1,001,000
Insufficient Cash (Downpayment, Closing Cost) 49 $7,324,000 $149,000 $800,000 $55,000 $526,000
Collateral 44 $5,395,000 $122,000 $620,000 $79,000 $434,000
Employment History 8 $503,000 $62,000 $194,000 $32,000 $50,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

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