2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Liberty Savings Bank, Fsb 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,439 |
| Total Mortgage Loan Application Amount | $477,303,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,428,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 1 | $ 151,000 | $ 151,000 | $ 34,000 |
| Adams County Colorado | 29 | $ 5,126,000 | $ 176,000 | $ 72,000 |
| Adams County Ohio | 5 | $ 230,000 | $ 46,000 | $ 56,000 |
| Aiken County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Alcona County Michigan | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Allegan County Michigan | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Allen County Ohio | 12 | $ 1,292,000 | $ 107,000 | $ 63,000 |
| Anoka County Minnesota | 2 | $ 341,000 | $ 170,000 | $ 82,000 |
| Antrim County Michigan | 1 | $ 323,000 | $ 323,000 | $ 221,000 |
| Arapahoe County Colorado | 40 | $ 6,945,000 | $ 173,000 | $ 108,000 |
| Ashland County Ohio | 15 | $ 1,550,000 | $ 103,000 | $ 52,000 |
| Ashtabula County Ohio | 7 | $ 691,000 | $ 98,000 | $ 43,000 |
| Athens County Ohio | 2 | $ 128,000 | $ 64,000 | $ 28,000 |
| Auglaize County Ohio | 6 | $ 720,000 | $ 120,000 | $ 61,000 |
| Beaufort County South Carolina | 142 | $ 30,214,000 | $ 212,000 | $ 84,000 |
| Belmont County Ohio | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Blair County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Boone County Kentucky | 57 | $ 8,810,000 | $ 154,000 | $ 87,000 |
| Boulder County Colorado | 19 | $ 3,674,000 | $ 193,000 | $ 101,000 |
| Boyd County Kentucky | 1 | $ 217,000 | $ 217,000 | $ 76,000 |
| Boyle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 137,000 |
| Brevard County Florida | 3 | $ 539,000 | $ 179,000 | $ 329,000 |
| Broomfield County Colorado | 2 | $ 311,000 | $ 155,000 | $ 114,000 |
| Broward County Florida | 2 | $ 467,000 | $ 233,000 | $ 367,000 |
| Brown County Ohio | 8 | $ 990,000 | $ 123,000 | $ 60,000 |
| Butler County Ohio | 54 | $ 7,630,000 | $ 141,000 | $ 66,000 |
| Campbell County Kentucky | 10 | $ 1,469,000 | $ 146,000 | $ 75,000 |
| Carroll County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 71,000 |
| Carroll County Ohio | 1 | $ 110,000 | $ 110,000 | $ 197,000 |
| Cass County Indiana | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Cass County Missouri | 2 | $ 278,000 | $ 139,000 | $ 60,000 |
| Chaffee County Colorado | 1 | $ 350,000 | $ 350,000 | $ 144,000 |
| Champaign County Ohio | 7 | $ 643,000 | $ 91,000 | $ 45,000 |
| Charlotte County Florida | 14 | $ 3,172,000 | $ 226,000 | $ 92,000 |
| Chatham County Georgia | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Chautauqua County New York | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Christian County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Clark County Nevada | 2 | $ 471,000 | $ 235,000 | $ 207,000 |
| Clark County Ohio | 38 | $ 3,447,000 | $ 90,000 | $ 68,000 |
| Clay County Missouri | 5 | $ 741,000 | $ 148,000 | $ 83,000 |
| Clermont County Ohio | 46 | $ 6,602,000 | $ 143,000 | $ 65,000 |
| Clinton County Michigan | 1 | $ 110,000 | $ 110,000 | $ 138,000 |
| Clinton County Ohio | 145 | $ 14,045,000 | $ 96,000 | $ 48,000 |
| Cobb County Georgia | 2 | $ 227,000 | $ 113,000 | $ 76,000 |
| Collier County Florida | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Columbiana County Ohio | 3 | $ 231,000 | $ 77,000 | $ 82,000 |
| Coshocton County Ohio | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Crawford County Ohio | 8 | $ 1,020,000 | $ 127,000 | $ 70,000 |
| Cuyahoga County Ohio | 47 | $ 6,362,000 | $ 135,000 | $ 79,000 |
| Darke County Ohio | 7 | $ 715,000 | $ 102,000 | $ 56,000 |
| Davidson County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Daviess County Missouri | 1 | $ 116,000 | $ 116,000 | $ 161,000 |
| Dearborn County Indiana | 4 | $ 1,250,000 | $ 312,000 | $ 94,000 |
| Defiance County Ohio | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Delaware County Ohio | 6 | $ 1,639,000 | $ 273,000 | $ 140,000 |
| Denver County Colorado | 37 | $ 5,897,000 | $ 159,000 | $ 97,000 |
| Dixie County Florida | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Douglas County Colorado | 25 | $ 4,443,000 | $ 177,000 | $ 106,000 |
| Eagle County Colorado | 1 | $ 252,000 | $ 252,000 | $ 106,000 |
| El Paso County Colorado | 1 | $ 156,000 | $ 156,000 | $ 80,000 |
| Elbert County Colorado | 5 | $ 634,000 | $ 126,000 | $ 86,000 |
| Erie County Ohio | 11 | $ 1,264,000 | $ 114,000 | $ 79,000 |
| Fairfield County Ohio | 35 | $ 5,438,000 | $ 155,000 | $ 63,000 |
| Fayette County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 134,000 |
| Fayette County Ohio | 4 | $ 310,000 | $ 77,000 | $ 39,000 |
| Franklin County Missouri | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Franklin County Ohio | 112 | $ 13,078,000 | $ 116,000 | $ 62,000 |
| Fulton County Ohio | 6 | $ 916,000 | $ 152,000 | $ 78,000 |
| Geauga County Ohio | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Genesee County Michigan | 3 | $ 746,000 | $ 248,000 | $ 96,000 |
| Gilpin County Colorado | 2 | $ 748,000 | $ 374,000 | $ 136,000 |
| Grand County Colorado | 14 | $ 2,718,000 | $ 194,000 | $ 114,000 |
| Grant County Kentucky | 5 | $ 681,000 | $ 136,000 | $ 106,000 |
| Greene County Ohio | 154 | $ 15,936,000 | $ 103,000 | $ 82,000 |
| Guernsey County Ohio | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Hamilton County Ohio | 130 | $ 17,773,000 | $ 136,000 | $ 74,000 |
| Hampton County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Hancock County Ohio | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| Hardin County Ohio | 4 | $ 286,000 | $ 71,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 45,000 |
| Hernando County Florida | 3 | $ 381,000 | $ 127,000 | $ 83,000 |
| Highland County Ohio | 81 | $ 6,792,000 | $ 83,000 | $ 46,000 |
| Hillsborough County Florida | 6 | $ 2,533,000 | $ 422,000 | $ 223,000 |
| Hillsdale County Michigan | 1 | $ 232,000 | $ 232,000 | $ 34,000 |
| Hocking County Ohio | 4 | $ 491,000 | $ 122,000 | $ 68,000 |
| Holmes County Ohio | 1 | $ 239,000 | $ 239,000 | $ 94,000 |
| Huron County Ohio | 11 | $ 1,258,000 | $ 114,000 | $ 62,000 |
| Indian River County Florida | 1 | $ 37,000 | $ 37,000 | $ 311,000 |
| Isanti County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 44,000 |
| Jackson County Colorado | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Jackson County Michigan | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Jackson County Missouri | 3 | $ 486,000 | $ 162,000 | $ 109,000 |
| Jasper County South Carolina | 4 | $ 482,000 | $ 120,000 | $ 43,000 |
| Jefferson County Colorado | 27 | $ 4,606,000 | $ 170,000 | $ 121,000 |
| Jefferson County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 177,000 |
| Jefferson County Missouri | 9 | $ 1,737,000 | $ 193,000 | $ 62,000 |
| Jersey County Illinois | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Johnson County Kansas | 9 | $ 2,006,000 | $ 222,000 | $ 133,000 |
| Johnson County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Kane County Illinois | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Kent County Michigan | 2 | $ 749,000 | $ 374,000 | $ 129,000 |
| Kenton County Kentucky | 33 | $ 4,504,000 | $ 136,000 | $ 66,000 |
| Kings County New York | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Knox County Ohio | 3 | $ 276,000 | $ 92,000 | $ 45,000 |
| La Plata County Colorado | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Lac qui Parle County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Lake County California | 2 | $ 454,000 | $ 227,000 | $ 137,000 |
| Lake County Colorado | 3 | $ 400,000 | $ 133,000 | $ 139,000 |
| Lake County Ohio | 11 | $ 1,390,000 | $ 126,000 | $ 46,000 |
| Larimer County Colorado | 6 | $ 1,239,000 | $ 206,000 | $ 83,000 |
| Las Animas County Colorado | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Lawrence County Indiana | 2 | $ 623,000 | $ 311,000 | $ 76,000 |
| Leavenworth County Kansas | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Lee County Florida | 2 | $ 257,000 | $ 128,000 | $ 189,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Lenawee County Michigan | 1 | $ 99,000 | $ 99,000 | $ 9,000 |
| Lexington County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| Licking County Ohio | 28 | $ 4,322,000 | $ 154,000 | $ 52,000 |
| Lincoln County Missouri | 2 | $ 105,000 | $ 52,000 | $ 34,000 |
| Livingston County Michigan | 17 | $ 3,822,000 | $ 224,000 | $ 90,000 |
| Logan County Ohio | 5 | $ 594,000 | $ 118,000 | $ 125,000 |
| Lorain County Ohio | 63 | $ 8,603,000 | $ 136,000 | $ 73,000 |
| Los Angeles County California | 1 | $ 204,000 | $ 204,000 | $ 102,000 |
| Lucas County Ohio | 51 | $ 5,298,000 | $ 103,000 | $ 60,000 |
| Macomb County Michigan | 4 | $ 517,000 | $ 129,000 | $ 50,000 |
| Macoupin County Illinois | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Madison County Illinois | 4 | $ 943,000 | $ 235,000 | $ 91,000 |
| Madison County Ohio | 2 | $ 563,000 | $ 281,000 | $ 107,000 |
| Mahoning County Ohio | 29 | $ 3,273,000 | $ 112,000 | $ 60,000 |
| Manatee County Florida | 96 | $ 17,651,000 | $ 183,000 | $ 86,000 |
| Manistee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 301,000 | $ 150,000 | $ 70,000 |
| Marion County Ohio | 5 | $ 416,000 | $ 83,000 | $ 58,000 |
| Medina County Ohio | 10 | $ 2,290,000 | $ 229,000 | $ 138,000 |
| Meigs County Ohio | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Mercer County Ohio | 4 | $ 444,000 | $ 111,000 | $ 45,000 |
| Mesa County Colorado | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Miami County Kansas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Miami County Ohio | 22 | $ 2,288,000 | $ 104,000 | $ 74,000 |
| Miami-Dade County Florida | 1 | $ 53,000 | $ 53,000 | $ 250,000 |
| Monroe County Illinois | 2 | $ 580,000 | $ 290,000 | $ 111,000 |
| Monroe County Michigan | 5 | $ 852,000 | $ 170,000 | $ 100,000 |
| Monroe County New York | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Montgomery County Missouri | 2 | $ 258,000 | $ 129,000 | $ 96,000 |
| Montgomery County Ohio | 536 | $ 46,536,000 | $ 86,000 | $ 68,000 |
| Morgan County Ohio | 3 | $ 202,000 | $ 67,000 | $ 42,000 |
| Morrow County Ohio | 3 | $ 498,000 | $ 166,000 | $ 72,000 |
| Muskingum County Ohio | 3 | $ 178,000 | $ 59,000 | $ 21,000 |
| New Hanover County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 376,000 |
| Oakland County Michigan | 60 | $ 13,691,000 | $ 228,000 | $ 117,000 |
| Ogemaw County Michigan | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Oklahoma County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 75,000 |
| Ottawa County Ohio | 3 | $ 300,000 | $ 100,000 | $ 46,000 |
| Park County Colorado | 1 | $ 71,000 | $ 71,000 | $ 94,000 |
| Pasco County Florida | 1 | $ 19,000 | $ 19,000 | $ 61,000 |
| Paulding County Ohio | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Pendleton County Kentucky | 3 | $ 564,000 | $ 188,000 | $ 84,000 |
| Peoria County Illinois | 3 | $ 476,000 | $ 158,000 | $ 100,000 |
| Perry County Ohio | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Phelps County Missouri | 1 | $ 138,000 | $ 138,000 | $ 133,000 |
| Pickaway County Ohio | 7 | $ 1,196,000 | $ 170,000 | $ 67,000 |
| Pike County Ohio | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Pima County Arizona | 3 | $ 1,111,000 | $ 370,000 | $ 120,000 |
| Pinellas County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Platte County Missouri | 3 | $ 422,000 | $ 140,000 | $ 63,000 |
| Portage County Ohio | 11 | $ 1,520,000 | $ 138,000 | $ 93,000 |
| Posey County Indiana | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Preble County Ohio | 24 | $ 2,509,000 | $ 104,000 | $ 54,000 |
| Prince George's County Maryland | 1 | $ 222,000 | $ 222,000 | $ 70,000 |
| Pueblo County Colorado | 3 | $ 772,000 | $ 257,000 | $ 16,000 |
| Putnam County Indiana | 1 | $ 152,000 | $ 152,000 | $ 89,000 |
| Ralls County Missouri | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
| Ramsey County Minnesota | 2 | $ 379,000 | $ 189,000 | $ 150,000 |
| Randolph County Illinois | 2 | $ 268,000 | $ 134,000 | $ 107,000 |
| Richland County Ohio | 29 | $ 2,631,000 | $ 90,000 | $ 41,000 |
| Ross County Ohio | 3 | $ 301,000 | $ 100,000 | $ 47,000 |
| Saginaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Sandusky County Ohio | 4 | $ 504,000 | $ 126,000 | $ 74,000 |
| Sanilac County Michigan | 2 | $ 249,000 | $ 124,000 | $ 91,000 |
| Sarasota County Florida | 182 | $ 28,511,000 | $ 156,000 | $ 92,000 |
| Scioto County Ohio | 3 | $ 257,000 | $ 85,000 | $ 36,000 |
| Scott County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Sedgwick County Kansas | 1 | $ 182,000 | $ 182,000 | $ 44,000 |
| Seneca County Ohio | 7 | $ 696,000 | $ 99,000 | $ 55,000 |
| Sevier County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 125,000 |
| Shelby County Ohio | 8 | $ 770,000 | $ 96,000 | $ 139,000 |
| Shelby County Tennessee | 7 | $ 1,226,000 | $ 175,000 | $ 92,000 |
| Sherburne County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Somerset County New Jersey | 1 | $ 544,000 | $ 544,000 | $ 202,000 |
| St. Charles County Missouri | 38 | $ 6,915,000 | $ 181,000 | $ 82,000 |
| St. Clair County Illinois | 2 | $ 299,000 | $ 149,000 | $ 64,000 |
| St. Clair County Michigan | 5 | $ 981,000 | $ 196,000 | $ 100,000 |
| St. Louis City County Missouri | 5 | $ 995,000 | $ 199,000 | $ 84,000 |
| St. Louis County Missouri | 53 | $ 11,332,000 | $ 213,000 | $ 95,000 |
| Stark County Ohio | 29 | $ 4,369,000 | $ 150,000 | $ 84,000 |
| Ste. Genevieve County Missouri | 1 | $ 140,000 | $ 140,000 | $ 176,000 |
| Stephenson County Illinois | 1 | $ 238,000 | $ 238,000 | $ 64,000 |
| Suffolk County New York | 1 | $ 360,000 | $ 360,000 | $ 159,000 |
| Summit County Colorado | 4 | $ 1,252,000 | $ 313,000 | $ 155,000 |
| Summit County Ohio | 26 | $ 4,622,000 | $ 177,000 | $ 122,000 |
| Trumbull County Ohio | 14 | $ 1,490,000 | $ 106,000 | $ 56,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Tuscarawas County Ohio | 6 | $ 1,054,000 | $ 175,000 | $ 77,000 |
| Tyler County West Virginia | 1 | $ 123,000 | $ 123,000 | $ 234,000 |
| Ulster County New York | 1 | $ 95,000 | $ 95,000 | $ 206,000 |
| Union County Ohio | 4 | $ 590,000 | $ 147,000 | $ 64,000 |
| Victoria County Texas | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Vinton County Ohio | 1 | $ 58,000 | $ 58,000 | $ 21,000 |
| Volusia County Florida | 2 | $ 298,000 | $ 149,000 | $ 365,000 |
| Walton County Florida | 3 | $ 1,673,000 | $ 557,000 | $ 215,000 |
| Warren County Kentucky | 2 | $ 447,000 | $ 223,000 | $ 84,000 |
| Warren County Missouri | 6 | $ 910,000 | $ 151,000 | $ 77,000 |
| Warren County Ohio | 106 | $ 14,583,000 | $ 137,000 | $ 75,000 |
| Washington County Ohio | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
| Washtenaw County Michigan | 4 | $ 675,000 | $ 168,000 | $ 63,000 |
| Wayne County Indiana | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Wayne County Michigan | 32 | $ 6,104,000 | $ 190,000 | $ 88,000 |
| Wayne County Ohio | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
| Weld County Colorado | 13 | $ 1,791,000 | $ 137,000 | $ 63,000 |
| Williams County Ohio | 2 | $ 163,000 | $ 81,000 | $ 37,000 |
| Winnebago County Illinois | 3 | $ 246,000 | $ 82,000 | $ 55,000 |
| Wood County Ohio | 12 | $ 1,556,000 | $ 129,000 | $ 68,000 |
| Wright County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 44,000 |
| Wyandot County Ohio | 5 | $ 528,000 | $ 105,000 | $ 64,000 |
| Wyandotte County Kansas | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Yamhill County Oregon | 1 | $ 216,000 | $ 216,000 | $ 627,000 |
| York County South Carolina | 1 | $ 17,000 | $ 17,000 | $ 0 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,763 | $256,527,000 | $145,000 | $1,500,000 | $80,000 | $1,428,000 |
| Home Purchase | 1,437 | $214,989,000 | $149,000 | $1,500,000 | $72,000 | $790,000 |
| Home Improvement | 239 | $5,787,000 | $24,000 | $485,000 | $75,000 | $900,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,884 | $404,921,000 | $140,000 | $1,500,000 | $78,000 | $1,428,000 |
| Not Provided | 247 | $31,174,000 | $126,000 | $725,000 | $73,000 | $627,000 |
| Black or African American | 152 | $16,209,000 | $106,000 | $377,000 | $55,000 | $198,000 |
| Hispanic | 80 | $9,647,000 | $120,000 | $417,000 | $64,000 | $800,000 |
| Asian | 52 | $9,967,000 | $191,000 | $417,000 | $86,000 | $260,000 |
| Not applicable | 10 | $2,526,000 | $252,000 | $950,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $2,368,000 | $263,000 | $1,000,000 | $112,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $491,000 | $98,000 | $175,000 | $112,000 | $271,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,382 | $469,859,000 | $138,000 | $1,500,000 | $76,000 | $1,428,000 |
| FHA-insured (Federal Housing Administration) | 49 | $6,464,000 | $131,000 | $328,000 | $51,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 8 | $980,000 | $122,000 | $321,000 | $71,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,147 | $296,499,000 | $138,000 | $960,000 | $81,000 | $1,428,000 |
| Application Denied By Financial Institution | 687 | $89,217,000 | $129,000 | $1,500,000 | $64,000 | $790,000 |
| File Closed For Incompleteness | 209 | $37,293,000 | $178,000 | $1,050,000 | $81,000 | $409,000 |
| Preapproval Denied by Financial Institution | 169 | $25,975,000 | $153,000 | $1,375,000 | $55,000 | $570,000 |
| Application Withdrawn By Applicant | 121 | $14,955,000 | $123,000 | $1,500,000 | $63,000 | $900,000 |
| Application Approved But Not Accepted | 102 | $12,938,000 | $126,000 | $1,000,000 | $89,000 | $600,000 |
| Loan Purchased By The Institution | 2 | $208,000 | $104,000 | $141,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 2 | $218,000 | $109,000 | $170,000 | $55,000 | $72,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 347 | $42,165,000 | $121,000 | $1,500,000 | $58,000 | $676,000 |
| Debt-To-Income Ratio | 262 | $34,842,000 | $132,000 | $808,000 | $52,000 | $625,000 |
| Other | 86 | $14,113,000 | $164,000 | $1,247,000 | $85,000 | $570,000 |
| Unverifiable Information | 77 | $12,430,000 | $161,000 | $700,000 | $78,000 | $790,000 |
| Collateral | 60 | $6,867,000 | $114,000 | $558,000 | $71,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,061,000 | $238,000 | $1,375,000 | $73,000 | $452,000 |
| Employment History | 5 | $590,000 | $118,000 | $335,000 | $54,000 | $100,000 |
| Credit Application Incomplete | 2 | $124,000 | $62,000 | $84,000 | $65,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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