Liberty Bank F.S.B.
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Liberty Bank F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Liberty Bank F.S.B. 3800 100Th St Urbandale, IA 50322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,470 |
| Total Mortgage Loan Application Amount | $166,897,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $2,216,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $2,003,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pottawattamie County Iowa | 318 | $ 36,688,000 | $ 115,000 | $ 64,000 |
| Polk County Iowa | 248 | $ 29,427,000 | $ 118,000 | $ 101,000 |
| Black Hawk County Iowa | 195 | $ 23,530,000 | $ 120,000 | $ 75,000 |
| Dickinson County Iowa | 103 | $ 11,242,000 | $ 109,000 | $ 96,000 |
| Hancock County Iowa | 100 | $ 5,555,000 | $ 55,000 | $ 57,000 |
| Dubuque County Iowa | 70 | $ 8,018,000 | $ 114,000 | $ 44,000 |
| Dallas County Iowa | 64 | $ 9,132,000 | $ 142,000 | $ 135,000 |
| Linn County Iowa | 49 | $ 6,329,000 | $ 129,000 | $ 122,000 |
| Hardin County Iowa | 38 | $ 2,079,000 | $ 54,000 | $ 64,000 |
| Bremer County Iowa | 22 | $ 2,723,000 | $ 123,000 | $ 83,000 |
| Johnson County Iowa | 19 | $ 2,525,000 | $ 132,000 | $ 79,000 |
| Douglas County Nebraska | 17 | $ 2,014,000 | $ 118,000 | $ 56,000 |
| Cerro Gordo County Iowa | 15 | $ 1,173,000 | $ 78,000 | $ 58,000 |
| Madison County Iowa | 13 | $ 1,304,000 | $ 100,000 | $ 96,000 |
| Jo Daviess County Illinois | 10 | $ 664,000 | $ 66,000 | $ 54,000 |
| Butler County Iowa | 10 | $ 996,000 | $ 99,000 | $ 60,000 |
| Mills County Iowa | 10 | $ 1,044,000 | $ 104,000 | $ 63,000 |
| Sarpy County Nebraska | 10 | $ 2,401,000 | $ 240,000 | $ 118,000 |
| Benton County Iowa | 9 | $ 934,000 | $ 103,000 | $ 57,000 |
| Jones County Iowa | 8 | $ 1,002,000 | $ 125,000 | $ 47,000 |
| Warren County Iowa | 8 | $ 736,000 | $ 92,000 | $ 77,000 |
| Grundy County Iowa | 7 | $ 865,000 | $ 123,000 | $ 59,000 |
| Harrison County Iowa | 7 | $ 574,000 | $ 82,000 | $ 56,000 |
| Winnebago County Iowa | 7 | $ 535,000 | $ 76,000 | $ 50,000 |
| Franklin County Iowa | 6 | $ 306,000 | $ 51,000 | $ 72,000 |
| Tama County Iowa | 6 | $ 541,000 | $ 90,000 | $ 46,000 |
| Grant County Wisconsin | 6 | $ 599,000 | $ 99,000 | $ 65,000 |
| Boone County Iowa | 5 | $ 851,000 | $ 170,000 | $ 55,000 |
| Jackson County Iowa | 5 | $ 419,000 | $ 83,000 | $ 87,000 |
| Fayette County Iowa | 4 | $ 426,000 | $ 106,000 | $ 37,000 |
| Maricopa County Arizona | 3 | $ 437,000 | $ 145,000 | $ 87,000 |
| Buchanan County Iowa | 3 | $ 325,000 | $ 108,000 | $ 94,000 |
| Clay County Iowa | 3 | $ 202,000 | $ 67,000 | $ 55,000 |
| Delaware County Iowa | 3 | $ 324,000 | $ 108,000 | $ 60,000 |
| Fremont County Iowa | 3 | $ 213,000 | $ 71,000 | $ 54,000 |
| Jasper County Iowa | 3 | $ 343,000 | $ 114,000 | $ 99,000 |
| Wright County Iowa | 3 | $ 228,000 | $ 76,000 | $ 49,000 |
| Washington County Nebraska | 3 | $ 892,000 | $ 297,000 | $ 63,000 |
| Calhoun County Iowa | 2 | $ 230,000 | $ 115,000 | $ 195,000 |
| Carroll County Iowa | 2 | $ 255,000 | $ 127,000 | $ 68,000 |
| Cass County Iowa | 2 | $ 169,000 | $ 84,000 | $ 64,000 |
| Cedar County Iowa | 2 | $ 192,000 | $ 96,000 | $ 47,000 |
| Greene County Iowa | 2 | $ 114,000 | $ 57,000 | $ 29,000 |
| Guthrie County Iowa | 2 | $ 814,000 | $ 407,000 | $ 339,000 |
| Iowa County Iowa | 2 | $ 132,000 | $ 66,000 | $ 24,000 |
| Marshall County Iowa | 2 | $ 61,000 | $ 30,000 | $ 35,000 |
| Scott County Iowa | 2 | $ 183,000 | $ 91,000 | $ 91,000 |
| Shelby County Iowa | 2 | $ 188,000 | $ 94,000 | $ 28,000 |
| Webster County Iowa | 2 | $ 46,000 | $ 23,000 | $ 37,000 |
| Worth County Iowa | 2 | $ 173,000 | $ 86,000 | $ 28,000 |
| Stevens County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 275,000 |
| Washington County Minnesota | 2 | $ 531,000 | $ 265,000 | $ 80,000 |
| Pima County Arizona | 1 | $ 98,000 | $ 98,000 | $ 110,000 |
| Pinal County Arizona | 1 | $ 350,000 | $ 350,000 | $ 145,000 |
| Collier County Florida | 1 | $ 50,000 | $ 50,000 | $ 211,000 |
| Palm Beach County Florida | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
| Pinellas County Florida | 1 | $ 397,000 | $ 397,000 | $ 471,000 |
| Carroll County Illinois | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Cook County Illinois | 1 | $ 650,000 | $ 650,000 | $ 220,000 |
| Kane County Illinois | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Chickasaw County Iowa | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Clarke County Iowa | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Clayton County Iowa | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Hamilton County Iowa | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Kossuth County Iowa | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Louisa County Iowa | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Lucas County Iowa | 1 | $ 39,000 | $ 39,000 | $ 86,000 |
| Marion County Iowa | 1 | $ 63,000 | $ 63,000 | $ 110,000 |
| Montgomery County Iowa | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| O'Brien County Iowa | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Osceola County Iowa | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Sioux County Iowa | 1 | $ 203,000 | $ 203,000 | $ 30,000 |
| Story County Iowa | 1 | $ 172,000 | $ 172,000 | $ 140,000 |
| Taylor County Iowa | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Morrison County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Olmsted County Minnesota | 1 | $ 298,000 | $ 298,000 | $ 261,000 |
| Camden County Missouri | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Clay County Missouri | 1 | $ 133,000 | $ 133,000 | $ 96,000 |
| Jackson County Missouri | 1 | $ 413,000 | $ 413,000 | $ 304,000 |
| Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Otoe County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Liberty Bank F.S.B. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 732 | $84,701,000 | $115,000 | $580,000 | $70,000 | $2,003,000 |
| Refinancing | 565 | $77,301,000 | $136,000 | $2,216,000 | $92,000 | $1,327,000 |
| Home Improvement | 173 | $4,895,000 | $28,000 | $200,000 | $80,000 | $441,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,288 | $143,462,000 | $111,000 | $1,750,000 | $80,000 | $1,327,000 |
| Not Provided | 74 | $7,156,000 | $96,000 | $650,000 | $116,000 | $2,003,000 |
| Hispanic | 36 | $3,646,000 | $101,000 | $580,000 | $51,000 | $192,000 |
| Not applicable | 28 | $6,757,000 | $241,000 | $2,216,000 | $1,000 | $54,000 |
| Black or African American | 20 | $1,900,000 | $95,000 | $310,000 | $90,000 | $400,000 |
| Asian | 13 | $2,302,000 | $177,000 | $357,000 | $127,000 | $291,000 |
| American Indian or Alaskan Native | 6 | $1,057,000 | $176,000 | $407,000 | $52,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $617,000 | $123,000 | $232,000 | $45,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 972 | $107,563,000 | $110,000 | $2,216,000 | $96,000 | $2,003,000 |
| FHA-insured (Federal Housing Administration) | 450 | $51,882,000 | $115,000 | $274,000 | $47,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 48 | $7,452,000 | $155,000 | $407,000 | $59,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,060 | $120,251,000 | $113,000 | $2,216,000 | $82,000 | $2,003,000 |
| Application Denied By Financial Institution | 184 | $16,135,000 | $87,000 | $603,000 | $62,000 | $984,000 |
| Application Withdrawn By Applicant | 174 | $22,457,000 | $129,000 | $1,750,000 | $83,000 | $622,000 |
| Application Approved But Not Accepted | 39 | $6,142,000 | $157,000 | $1,200,000 | $81,000 | $532,000 |
| File Closed For Incompleteness | 13 | $1,912,000 | $147,000 | $273,000 | $122,000 | $410,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $4,120,000 | $59,000 | $300,000 | $64,000 | $984,000 |
| Debt-To-Income Ratio | 45 | $4,771,000 | $106,000 | $603,000 | $52,000 | $536,000 |
| Collateral | 35 | $3,733,000 | $106,000 | $388,000 | $86,000 | $350,000 |
| Other | 9 | $1,037,000 | $115,000 | $185,000 | $64,000 | $122,000 |
| Employment History | 9 | $819,000 | $91,000 | $201,000 | $22,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $480,000 | $68,000 | $203,000 | $48,000 | $125,000 |
| Unverifiable Information | 7 | $818,000 | $116,000 | $215,000 | $48,000 | $104,000 |
| Credit Application Incomplete | 2 | $268,000 | $134,000 | $189,000 | $38,000 | $39,000 |
| Mortgage Insurance Denied | 1 | $89,000 | $89,000 | $89,000 | $41,000 | $41,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.