Liberty Bank F.S.B.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Liberty Bank F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Liberty Bank F.S.B. 6400 Westown Parkway West Des Moines, IA 50266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,201 |
| Total Mortgage Loan Application Amount | $137,513,000 |
| Average Mortgage Loan Application Amount | $138,809 |
| Highest Mortgage Loan Application Amount | $3,880,000 |
| Average Applicant Income | $92,238 |
| Highest Applicant Income | $4,489,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 274 | $ 30,373,000 | $ 110,000 | $ 108,000 |
| Hancock County Iowa | 123 | $ 6,159,000 | $ 50,000 | $ 48,000 |
| Johnson County Iowa | 111 | $ 15,236,000 | $ 137,000 | $ 90,000 |
| Pottawattamie County Iowa | 94 | $ 6,295,000 | $ 66,000 | $ 55,000 |
| Linn County Iowa | 58 | $ 6,104,000 | $ 105,000 | $ 56,000 |
| Dallas County Iowa | 56 | $ 7,474,000 | $ 133,000 | $ 100,000 |
| Hardin County Iowa | 52 | $ 2,761,000 | $ 53,000 | $ 48,000 |
| Dubuque County Iowa | 49 | $ 3,743,000 | $ 76,000 | $ 40,000 |
| Collier County Florida | 42 | $ 12,012,000 | $ 286,000 | $ 156,000 |
| Lee County Florida | 42 | $ 15,005,000 | $ 357,000 | $ 157,000 |
| Grundy County Iowa | 34 | $ 1,836,000 | $ 54,000 | $ 49,000 |
| Dickinson County Iowa | 31 | $ 3,402,000 | $ 109,000 | $ 107,000 |
| Cerro Gordo County Iowa | 21 | $ 1,686,000 | $ 80,000 | $ 129,000 |
| Jo Daviess County Illinois | 16 | $ 1,124,000 | $ 70,000 | $ 35,000 |
| Warren County Iowa | 13 | $ 1,448,000 | $ 111,000 | $ 64,000 |
| Mills County Iowa | 11 | $ 1,253,000 | $ 113,000 | $ 91,000 |
| Douglas County Nebraska | 9 | $ 1,217,000 | $ 135,000 | $ 55,000 |
| Manatee County Florida | 6 | $ 1,905,000 | $ 317,000 | $ 574,000 |
| Madison County Iowa | 6 | $ 1,085,000 | $ 180,000 | $ 69,000 |
| Sarpy County Nebraska | 6 | $ 390,000 | $ 65,000 | $ 50,000 |
| Cedar County Iowa | 5 | $ 661,000 | $ 132,000 | $ 48,000 |
| Boone County Iowa | 4 | $ 197,000 | $ 49,000 | $ 36,000 |
| Buena Vista County Iowa | 4 | $ 230,000 | $ 57,000 | $ 12,000 |
| Worth County Iowa | 4 | $ 297,000 | $ 74,000 | $ 60,000 |
| Polk County Florida | 3 | $ 294,000 | $ 98,000 | $ 90,000 |
| Sarasota County Florida | 3 | $ 556,000 | $ 185,000 | $ 99,000 |
| Benton County Iowa | 3 | $ 401,000 | $ 133,000 | $ 60,000 |
| Black Hawk County Iowa | 3 | $ 270,000 | $ 90,000 | $ 88,000 |
| Franklin County Iowa | 3 | $ 117,000 | $ 39,000 | $ 33,000 |
| Fremont County Iowa | 3 | $ 251,000 | $ 83,000 | $ 61,000 |
| Jones County Iowa | 3 | $ 248,000 | $ 82,000 | $ 40,000 |
| Story County Iowa | 3 | $ 96,000 | $ 32,000 | $ 48,000 |
| Tama County Iowa | 3 | $ 255,000 | $ 85,000 | $ 44,000 |
| Charlotte County Florida | 2 | $ 640,000 | $ 320,000 | $ 131,000 |
| Pinellas County Florida | 2 | $ 895,000 | $ 447,000 | $ 843,000 |
| DeKalb County Illinois | 2 | $ 490,000 | $ 245,000 | $ 225,000 |
| Buchanan County Iowa | 2 | $ 111,000 | $ 55,000 | $ 23,000 |
| Cherokee County Iowa | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| Clay County Iowa | 2 | $ 198,000 | $ 99,000 | $ 16,000 |
| Decatur County Iowa | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Delaware County Iowa | 2 | $ 223,000 | $ 111,000 | $ 40,000 |
| Guthrie County Iowa | 2 | $ 293,000 | $ 146,000 | $ 123,000 |
| Harrison County Iowa | 2 | $ 79,000 | $ 39,000 | $ 64,000 |
| Marion County Iowa | 2 | $ 96,000 | $ 48,000 | $ 96,000 |
| Montgomery County Iowa | 2 | $ 108,000 | $ 54,000 | $ 43,000 |
| Muscatine County Iowa | 2 | $ 168,000 | $ 84,000 | $ 58,000 |
| Poweshiek County Iowa | 2 | $ 189,000 | $ 94,000 | $ 62,000 |
| Scott County Iowa | 2 | $ 169,000 | $ 84,000 | $ 32,000 |
| Winnebago County Iowa | 2 | $ 23,000 | $ 11,000 | $ 49,000 |
| Woodbury County Iowa | 2 | $ 568,000 | $ 284,000 | $ 150,000 |
| Wright County Iowa | 2 | $ 101,000 | $ 50,000 | $ 62,000 |
| Leavenworth County Kansas | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Harrison County Missouri | 2 | $ 21,000 | $ 10,000 | $ 66,000 |
| Lincoln County South Dakota | 2 | $ 373,000 | $ 186,000 | $ 88,000 |
| Maricopa County Arizona | 1 | $ 415,000 | $ 415,000 | $ 75,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Hillsborough County Florida | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
| Whiteside County Illinois | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Adams County Iowa | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Butler County Iowa | 1 | $ 27,000 | $ 27,000 | $ 14,000 |
| Calhoun County Iowa | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Clarke County Iowa | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Clayton County Iowa | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Clinton County Iowa | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Crawford County Iowa | 1 | $ 44,000 | $ 44,000 | $ 179,000 |
| Fayette County Iowa | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Floyd County Iowa | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| Iowa County Iowa | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Jackson County Iowa | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Jasper County Iowa | 1 | $ 234,000 | $ 234,000 | $ 146,000 |
| Sioux County Iowa | 1 | $ 32,000 | $ 32,000 | $ 109,000 |
| Johnson County Kansas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 204,000 |
| Jackson County Minnesota | 1 | $ 6,000 | $ 6,000 | $ 31,000 |
| Cass County Nebraska | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Nye County Nevada | 1 | $ 303,000 | $ 303,000 | $ 114,000 |
| Mercer County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 100,000 |
| Milwaukee County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 167,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Liberty Bank F.S.B. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 687 | $90,111,000 | $160,666 | $3,880,000 | $89,500 | $4,489,000 |
| Refinancing | 329 | $41,137,000 | $147,200 | $1,500,000 | $86,600 | $1,167,000 |
| Home Improvement | 185 | $6,265,000 | $62,750 | $300,000 | $107,500 | $506,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,078 | $110,989,000 | $146,071 | $1,500,000 | $95,857 | $4,489,000 |
| Not applicable | 49 | $19,875,000 | $361,666 | $3,880,000 | $91,666 | $2,159,000 |
| Not Provided | 27 | $1,540,000 | $45,750 | $185,000 | $104,750 | $350,000 |
| Hispanic | 20 | $1,679,000 | $109,500 | $279,000 | $73,000 | $300,000 |
| Asian | 13 | $1,573,000 | $121,000 | $300,000 | $74,000 | $121,000 |
| Black or African American | 12 | $1,717,000 | $130,333 | $330,000 | $76,333 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $129,000 | $129,000 | $129,000 | $60,000 | $60,000 |
| American Indian or Alaskan Native | 1 | $11,000 | $11,000 | $11,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,169 | $134,149,000 | $147,714 | $3,880,000 | $94,785 | $4,489,000 |
| FHA-insured (Federal Housing Administration) | 29 | $3,055,000 | $111,666 | $169,000 | $36,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 3 | $309,000 | $103,000 | $140,000 | $42,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 992 | $114,288,000 | $167,272 | $3,880,000 | $111,363 | $4,489,000 |
| Application Denied By Financial Institution | 102 | $9,469,000 | $96,166 | $1,140,000 | $57,166 | $344,000 |
| Application Approved But Not Accepted | 56 | $6,581,000 | $197,000 | $1,500,000 | $95,000 | $506,000 |
| Application Withdrawn By Applicant | 47 | $6,812,000 | $130,666 | $450,000 | $62,833 | $583,000 |
| File Closed For Incompleteness | 3 | $357,000 | $112,500 | $135,000 | $39,000 | $65,000 |
| Preapproval Denied by Financial Institution | 1 | $6,000 | $6,000 | $6,000 | $29,000 | $29,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 53 | $4,481,000 | $87,400 | $750,000 | $57,600 | $193,000 |
| Debt-To-Income Ratio | 22 | $1,152,000 | $52,000 | $234,000 | $38,000 | $96,000 |
| Collateral | 9 | $1,050,000 | $123,333 | $380,000 | $111,666 | $312,000 |
| Employment History | 8 | $770,000 | $168,000 | $264,000 | $67,000 | $90,000 |
| Other | 5 | $352,000 | $70,000 | $116,000 | $75,000 | $221,000 |
| Unverifiable Information | 3 | $321,000 | $107,000 | $129,000 | $47,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,349,000 | $352,000 | $1,140,000 | $105,500 | $344,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.