Legacy Banks
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Legacy Banks.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Legacy Banks 99 North St., P.O. Box 1148 Pittsfield, MA 01202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 616 |
| Total Mortgage Loan Application Amount | $93,223,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berkshire County Massachusetts | 477 | $ 78,621,000 | $ 164,000 | $ 91,000 |
| Sussex County Delaware | 10 | $ 522,000 | $ 52,000 | $ 69,000 |
| New London County Connecticut | 9 | $ 446,000 | $ 49,000 | $ 42,000 |
| Rensselaer County New York | 7 | $ 1,289,000 | $ 184,000 | $ 56,000 |
| Windham County Connecticut | 6 | $ 333,000 | $ 55,000 | $ 46,000 |
| Essex County Massachusetts | 6 | $ 686,000 | $ 114,000 | $ 56,000 |
| Orange County New York | 6 | $ 411,000 | $ 68,000 | $ 50,000 |
| Hampshire County Massachusetts | 5 | $ 1,619,000 | $ 323,000 | $ 91,000 |
| Worcester County Massachusetts | 5 | $ 378,000 | $ 75,000 | $ 43,000 |
| Monmouth County New Jersey | 5 | $ 335,000 | $ 67,000 | $ 54,000 |
| Columbia County New York | 5 | $ 1,574,000 | $ 314,000 | $ 132,000 |
| Dutchess County New York | 4 | $ 253,000 | $ 63,000 | $ 71,000 |
| Ulster County New York | 4 | $ 152,000 | $ 38,000 | $ 52,000 |
| New Haven County Connecticut | 3 | $ 160,000 | $ 53,000 | $ 41,000 |
| Rockland County New York | 3 | $ 145,000 | $ 48,000 | $ 56,000 |
| Chester County Pennsylvania | 3 | $ 162,000 | $ 54,000 | $ 53,000 |
| Hartford County Connecticut | 2 | $ 169,000 | $ 84,000 | $ 93,000 |
| Litchfield County Connecticut | 2 | $ 204,000 | $ 102,000 | $ 106,000 |
| Middlesex County Connecticut | 2 | $ 84,000 | $ 42,000 | $ 56,000 |
| Franklin County Massachusetts | 2 | $ 224,000 | $ 112,000 | $ 59,000 |
| Hampden County Massachusetts | 2 | $ 385,000 | $ 192,000 | $ 51,000 |
| Middlesex County Massachusetts | 2 | $ 89,000 | $ 44,000 | $ 42,000 |
| Atlantic County New Jersey | 2 | $ 195,000 | $ 97,000 | $ 52,000 |
| Gloucester County New Jersey | 2 | $ 152,000 | $ 76,000 | $ 53,000 |
| Ocean County New Jersey | 2 | $ 92,000 | $ 46,000 | $ 39,000 |
| Sussex County New Jersey | 2 | $ 88,000 | $ 44,000 | $ 61,000 |
| Oneida County New York | 2 | $ 148,000 | $ 74,000 | $ 50,000 |
| Saratoga County New York | 2 | $ 78,000 | $ 39,000 | $ 35,000 |
| Suffolk County New York | 2 | $ 88,000 | $ 44,000 | $ 36,000 |
| Lehigh County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 37,000 |
| York County Pennsylvania | 2 | $ 78,000 | $ 39,000 | $ 52,000 |
| Newport County Rhode Island | 2 | $ 67,000 | $ 33,000 | $ 31,000 |
| Fairfield County Connecticut | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| New Castle County Delaware | 1 | $ 26,000 | $ 26,000 | $ 148,000 |
| Barnstable County Massachusetts | 1 | $ 1,250,000 | $ 1,250,000 | $ 396,000 |
| Bristol County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Plymouth County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Rockingham County New Hampshire | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Strafford County New Hampshire | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Burlington County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Cape May County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 175,000 |
| Cumberland County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 63,000 |
| Hudson County New Jersey | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| Middlesex County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Albany County New York | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Chemung County New York | 1 | $ 22,000 | $ 22,000 | $ 18,000 |
| Erie County New York | 1 | $ 23,000 | $ 23,000 | $ 20,000 |
| Greene County New York | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Orleans County New York | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Schenectady County New York | 1 | $ 700,000 | $ 700,000 | $ 522,000 |
| Washington County New York | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Lancaster County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Luzerne County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Kent County Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Providence County Rhode Island | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Washington County Rhode Island | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Bennington County Vermont | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Lamoille County Vermont | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Legacy Banks in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 369 | $58,387,000 | $158,000 | $1,500,000 | $92,000 | $1,900,000 |
| Refinancing | 204 | $32,277,000 | $158,000 | $892,000 | $78,000 | $386,000 |
| Home Improvement | 43 | $2,559,000 | $59,000 | $170,000 | $61,000 | $194,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 560 | $84,983,000 | $151,000 | $1,500,000 | $87,000 | $1,900,000 |
| Not Provided | 20 | $3,298,000 | $164,000 | $536,000 | $93,000 | $245,000 |
| Hispanic | 16 | $2,315,000 | $144,000 | $300,000 | $55,000 | $292,000 |
| Black or African American | 7 | $547,000 | $78,000 | $144,000 | $58,000 | $101,000 |
| Asian | 5 | $863,000 | $172,000 | $365,000 | $71,000 | $102,000 |
| American Indian or Alaskan Native | 4 | $332,000 | $83,000 | $158,000 | $49,000 | $80,000 |
| Not applicable | 4 | $885,000 | $221,000 | $446,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 616 | $93,223,000 | $151,000 | $1,500,000 | $85,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 483 | $76,575,000 | $158,000 | $1,500,000 | $90,000 | $1,900,000 |
| Application Approved But Not Accepted | 69 | $7,503,000 | $108,000 | $800,000 | $72,000 | $1,159,000 |
| Application Denied By Financial Institution | 32 | $3,997,000 | $124,000 | $325,000 | $45,000 | $134,000 |
| Application Withdrawn By Applicant | 31 | $4,974,000 | $160,000 | $892,000 | $75,000 | $312,000 |
| Preapproval Approved but not Accepted | 1 | $174,000 | $174,000 | $174,000 | $62,000 | $62,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $1,876,000 | $110,000 | $325,000 | $34,000 | $72,000 |
| Credit History | 6 | $616,000 | $102,000 | $200,000 | $42,000 | $67,000 |
| Collateral | 1 | $298,000 | $298,000 | $298,000 | $134,000 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $181,000 | $181,000 | $181,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.